Beazley plc Logo

Beazley plc

BEZ.L

(1.5)
Stock Price

745,00 GBp

9.4% ROA

32.6% ROE

4.96x PER

Market Cap.

6.092.636.384,36 GBp

13.12% DER

1.92% Yield

23.54% NPM

Beazley plc Stock Analysis

Beazley plc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Beazley plc Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (24%), which means it has a small amount of debt compared to the ownership it holds

2 ROE

The stock's ROE falls within an average range (6.84%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (1.07%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 PBV

The stock's PBV ratio (1.65x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

5 Dividend Growth

Investors can take confidence in the company's impressive track record of annual dividend growth over the last three years, showcasing a commitment to providing higher returns.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

10 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (-186), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Beazley plc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Beazley plc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Beazley plc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Beazley plc Revenue
Year Revenue Growth
2004 0
2005 0 0%
2006 1.106.953.233 100%
2007 1.378.879.524 19.72%
2008 1.081.025.671 -27.55%
2009 1.428.455.928 24.32%
2010 1.505.400.000 5.11%
2011 1.448.300.000 -3.94%
2012 1.596.800.000 9.3%
2013 1.670.200.000 4.39%
2014 1.768.500.000 5.56%
2015 1.787.200.000 1.05%
2016 1.894.000.000 5.64%
2017 2.043.200.000 7.3%
2018 2.152.400.000 5.07%
2019 2.637.600.000 18.4%
2019 2.636.500.000 -0.04%
2020 2.911.100.000 9.43%
2021 3.291.900.000 11.57%
2022 3.466.600.000 5.04%
2023 584.700.000 -492.89%
2024 11.015.200.000 94.69%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Beazley plc Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Beazley plc General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 76.017.319 100%
2007 115.418.939 34.14%
2008 80.103.094 -44.09%
2009 133.725.724 40.1%
2010 119.200.000 -12.19%
2011 126.600.000 5.85%
2012 155.000.000 18.32%
2013 179.000.000 13.41%
2014 217.700.000 17.78%
2015 215.200.000 -1.16%
2016 247.800.000 13.16%
2017 254.700.000 2.71%
2018 250.700.000 -1.6%
2019 244.300.000 -2.62%
2019 244.300.000 0%
2020 235.500.000 -3.74%
2021 283.000.000 16.78%
2022 303.700.000 6.82%
2023 401.200.000 24.3%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Beazley plc EBITDA
Year EBITDA Growth
2004 67.707.534
2005 28.219.423 -139.93%
2006 174.173.703 83.8%
2007 273.475.458 36.31%
2008 26.945.099 -914.94%
2009 195.171.644 86.19%
2010 223.500.000 12.67%
2011 79.900.000 -179.72%
2012 258.100.000 69.04%
2013 -18.500.000 1495.14%
2014 -29.800.000 37.92%
2015 -25.500.000 -16.86%
2016 -24.900.000 -2.41%
2017 -25.100.000 0.8%
2018 -35.600.001 29.49%
2019 322.000.000 111.06%
2019 -26.600.000 1310.53%
2020 -20.200.000 -31.68%
2021 8.300.000 343.37%
2022 -63.400.000 113.09%
2023 -415.200.000 84.73%
2024 -108.800.000 -281.62%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Beazley plc Gross Profit
Year Gross Profit Growth
2004 0
2005 0 0%
2006 1.106.953.233 100%
2007 1.378.879.524 19.72%
2008 1.081.025.671 -27.55%
2009 1.428.455.928 24.32%
2010 1.505.400.000 5.11%
2011 1.448.300.000 -3.94%
2012 1.596.800.000 9.3%
2013 1.670.200.000 4.39%
2014 1.768.500.000 5.56%
2015 1.787.200.000 1.05%
2016 1.894.000.000 5.64%
2017 2.043.200.000 7.3%
2018 2.152.400.000 5.07%
2019 2.637.600.000 18.4%
2019 2.636.500.000 -0.04%
2020 2.911.100.000 9.43%
2021 3.291.900.000 11.57%
2022 3.466.600.000 5.04%
2023 584.700.000 -492.89%
2024 11.015.200.000 94.69%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Beazley plc Net Profit
Year Net Profit Growth
2004 47.567.899
2005 19.099.731 -149.05%
2006 117.356.634 83.73%
2007 199.107.585 41.06%
2008 94.307.847 -111.13%
2009 142.942.612 34.02%
2010 217.000.000 34.13%
2011 65.800.000 -229.79%
2012 214.600.000 69.34%
2013 264.000.000 18.71%
2014 217.800.000 -21.21%
2015 249.000.000 12.53%
2016 251.000.000 0.8%
2017 130.000.000 -93.08%
2018 68.200.000 -90.62%
2019 234.100.000 70.87%
2019 234.100.000 0%
2020 -46.100.000 607.81%
2021 308.700.000 114.93%
2022 160.800.000 -91.98%
2023 1.026.800.000 84.34%
2024 2.286.400.000 55.09%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Beazley plc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 0 0%
2006 0 0%
2007 1 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 1 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 1 0%
2022 0 0%
2023 2 100%
2024 3 66.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Beazley plc Free Cashflow
Year Free Cashflow Growth
2004 345.059.075
2005 543.568.036 36.52%
2006 332.869.653 -63.3%
2007 651.660.881 48.92%
2008 770.131.942 15.38%
2009 245.945.377 -213.13%
2010 275.400.000 10.7%
2011 213.200.000 -29.17%
2012 261.800.000 18.56%
2013 252.000.000 -3.89%
2014 226.700.000 -11.16%
2015 193.000.000 -17.46%
2016 191.000.000 -1.05%
2017 257.199.999 25.74%
2018 276.100.000 6.85%
2019 453.900.000 39.17%
2019 110.400.000 -311.14%
2020 463.900.000 76.2%
2021 1.165.000.000 60.18%
2022 1.095.800.000 -6.32%
2023 338.000.000 -224.2%
2024 482.100.000 29.89%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Beazley plc Operating Cashflow
Year Operating Cashflow Growth
2004 346.977.136
2005 565.592.952 38.65%
2006 350.502.537 -61.37%
2007 669.905.800 47.68%
2008 780.822.118 14.21%
2009 263.894.054 -195.88%
2010 285.500.000 7.57%
2011 226.700.000 -25.94%
2012 270.200.000 16.1%
2013 253.500.000 -6.59%
2014 227.100.000 -11.62%
2015 195.500.000 -16.16%
2016 193.900.000 -0.83%
2017 258.899.999 25.11%
2018 278.700.000 7.1%
2019 460.200.000 39.44%
2019 115.050.000 -300%
2020 476.800.000 75.87%
2021 1.169.500.000 59.23%
2022 1.096.800.000 -6.63%
2023 393.200.000 -178.94%
2024 489.300.000 19.64%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Beazley plc Capital Expenditure
Year Capital Expenditure Growth
2004 1.918.060
2005 22.024.916 91.29%
2006 17.632.883 -24.91%
2007 18.244.918 3.35%
2008 10.690.175 -70.67%
2009 17.948.676 40.44%
2010 10.100.000 -77.71%
2011 13.500.000 25.19%
2012 8.400.000 -60.71%
2013 1.500.000 -460%
2014 400.000 -275%
2015 2.500.000 84%
2016 2.900.000 13.79%
2017 1.700.000 -70.59%
2018 2.600.000 34.62%
2019 6.300.000 58.73%
2019 4.650.000 -35.48%
2020 12.900.000 63.95%
2021 4.500.000 -186.67%
2022 1.000.000 -350%
2023 55.200.000 98.19%
2024 7.200.000 -666.67%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Beazley plc Equity
Year Equity Growth
2004 532.453.582
2005 482.483.309 -10.36%
2006 625.967.359 22.92%
2007 790.480.912 20.81%
2008 604.361.005 -30.8%
2009 1.000.274.889 39.58%
2010 1.082.900.000 7.63%
2011 1.071.000.000 -1.11%
2012 1.211.700.000 11.61%
2013 1.338.700.000 9.49%
2014 1.342.700.000 0.3%
2015 1.441.400.000 6.85%
2016 1.483.700.000 2.85%
2017 1.498.900.000 1.01%
2018 1.466.900.000 -2.18%
2019 1.625.300.000 9.75%
2020 1.809.500.000 10.18%
2021 2.130.800.000 15.08%
2022 2.573.500.000 17.2%
2023 3.123.600.000 17.61%
2023 3.882.100.000 19.54%
2024 4.180.600.000 7.14%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Beazley plc Assets
Year Assets Growth
2004 1.557.848.703
2005 2.655.723.036 41.34%
2006 3.691.542.093 28.06%
2007 4.324.640.555 14.64%
2008 4.389.561.702 1.48%
2009 5.668.547.774 22.56%
2010 5.774.300.000 1.83%
2011 6.118.700.000 5.63%
2012 6.455.400.000 5.22%
2013 6.584.600.000 1.96%
2014 6.442.700.000 -2.2%
2015 6.745.400.000 4.49%
2016 7.008.500.000 3.75%
2017 7.558.700.000 7.28%
2018 7.733.900.000 2.27%
2019 8.873.700.000 12.84%
2020 10.587.700.000 16.19%
2021 12.807.400.000 17.33%
2022 15.099.000.000 15.18%
2023 12.859.100.000 -17.42%
2023 13.665.400.000 5.9%
2024 14.163.300.000 3.52%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Beazley plc Liabilities
Year Liabilities Growth
2004 1.025.395.120
2005 2.173.239.727 52.82%
2006 3.065.574.734 29.11%
2007 3.534.159.643 13.26%
2008 3.785.200.697 6.63%
2009 4.668.272.884 18.92%
2010 4.691.400.000 0.49%
2011 5.047.700.000 7.06%
2012 5.243.700.000 3.74%
2013 5.245.900.000 0.04%
2014 5.100.000.000 -2.86%
2015 5.304.000.000 3.85%
2016 5.524.800.000 4%
2017 6.059.800.000 8.83%
2018 6.267.000.000 3.31%
2019 7.248.400.000 13.54%
2020 8.778.200.000 17.43%
2021 10.676.600.000 17.78%
2022 12.525.500.000 14.76%
2023 737.800.000 -1597.68%
2023 9.783.300.000 92.46%
2024 548.500.000 -1683.65%

Beazley plc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
8.28
Net Income per Share
1.95
Price to Earning Ratio
4.96x
Price To Sales Ratio
1.09x
POCF Ratio
26.84
PFCF Ratio
26.1
Price to Book Ratio
1.56
EV to Sales
1.02
EV Over EBITDA
-13.41
EV to Operating CashFlow
23.43
EV to FreeCashFlow
24.4
Earnings Yield
0.2
FreeCashFlow Yield
0.04
Market Cap
6,09 Bil.
Enterprise Value
5,70 Bil.
Graham Number
16.5
Graham NetNet
0.59

Income Statement Metrics

Net Income per Share
1.95
Income Quality
0.18
ROE
0.33
Return On Assets
0.09
Return On Capital Employed
0.14
Net Income per EBT
0.81
EBT Per Ebit
0.79
Ebit per Revenue
0.37
Effective Tax Rate
0.19

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.37
Pretax Profit Margin
0.29
Net Profit Margin
0.24

Dividends

Dividend Yield
0.02
Dividend Yield %
1.92
Payout Ratio
0.09
Dividend Per Share
0.14

Operating Metrics

Operating Cashflow per Share
0.36
Free CashFlow per Share
0.35
Capex to Operating CashFlow
0.04
Capex to Revenue
0
Capex to Depreciation
0.21
Return on Invested Capital
0.35
Return on Tangible Assets
0.09
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.01

Balance Sheet

Cash per Share
1,40
Book Value per Share
20,20
Tangible Book Value per Share
19.93
Shareholders Equity per Share
6.2
Interest Debt per Share
0.81
Debt to Equity
0.13
Debt to Assets
0.04
Net Debt to EBITDA
0.93
Current Ratio
0
Tangible Asset Value
13,44 Bil.
Net Current Asset Value
0,40 Bil.
Invested Capital
1200500000
Working Capital
0,95 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.09

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Beazley plc Dividends
Year Dividends Growth
2004 0
2005 2 100%
2006 4 50%
2007 5 20%
2008 6 16.67%
2009 7 0%
2010 7 14.29%
2011 5 -40%
2012 8 37.5%
2013 11 27.27%
2014 19 42.11%
2015 15 -26.67%
2016 22 28.57%
2017 14 -61.54%
2018 11 -18.18%
2019 12 0%
2020 8 -37.5%
2022 13 33.33%
2023 14 7.69%
2024 14 7.14%

Beazley plc Profile

About Beazley plc

Beazley plc provides risk insurance and reinsurance solutions in the United States, Europe, and internationally. Its Cyber & Executive Risk segment underwrites management liabilities, such as employment practices risks and directors and officers, cyber and technology, and media and business services. The company's Marine segment underwrites various marine classes, including hull, energy, cargo and specie, piracy, satellite, aviation, kidnap and ransom, and war risks. Its Market Facilities segment underwrites portfolios of businesses. The company's Political, Accident & Contingency segment underwrites terrorism, political violence, expropriation, and credit risks, as well as contingency and risks associated with contract frustration. This segment also underwrites life, health, personal accident, sports, and income protection risks. Its Property segment provides commercial and homeowners' insurance. The company's Reinsurance segment specializes in writing property catastrophe, property per risk, casualty clash, aggregate excess of loss, and pro-rata businesses. Its Specialty Lines segment underwrites a portfolio of businesses comprising architects and engineers, healthcare, lawyers and environmental liability, market facilities business, and international financial institutions. The company was founded in 1986 and is based in London, the United Kingdom.

CEO
Mr. Adrian Peter Cox
Employee
2.324
Address
22 Bishopsgate
London, EC2N 4BQ

Beazley plc Executives & BODs

Beazley plc Executives & BODs
# Name Age
1 Ms. Elizabeth Mary Jane Ashford
Chief People Officer & Head of ESG
70
2 Ms. Barbara Plucnar Jensen
Group Chief Financial Officer & Executive Director
70
3 Mr. Troy Dehmann
Chief Operating Officer
70
4 Mr. Adrian Peter Cox
Chief Executive Officer & Executive Director
70
5 Ms. Katia Mullier
Senior Compliance Officer
70
6 Mr. Stuart Simpson
Chief Investment Officer
70
7 Ms. Sarah Booth
Head of Investor Relations & Chair of the Diversity Steering Group
70
8 Ms. Georgina Peters-Venzano
Chief Marketing Officer
70
9 Mark Moerdyk
Chief Technology Officer
70
10 Mr. Jeremiah Edward Sullivan Jr.
Head & Chair of US Management Committee
70

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