Bank of Ireland Group PLC Logo

Bank of Ireland Group PLC

BKIE.L

(1.5)
Stock Price

21,00 EUR

0.59% ROA

11.75% ROE

0x PER

Market Cap.

0,00 EUR

104.91% DER

3.63% Yield

36.36% NPM

Bank of Ireland Group PLC Stock Analysis

Bank of Ireland Group PLC Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Ireland Group PLC Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

3 ROE

ROE in an average range (7.69%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.59%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 DER

The stock is burdened with a heavy load of debt (105%), making it financially unstable and potentially risky for investors.

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Bank of Ireland Group PLC Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Ireland Group PLC Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Buy
4 Stoch RSI Buy

Bank of Ireland Group PLC Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Ireland Group PLC Revenue
Year Revenue Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 2.883.164.900 100%
2002 2.930.630.500 1.62%
2003 3.003.142.000 2.41%
2004 3.217.634.530 6.67%
2005 3.501.000.000 8.09%
2006 3.901.000.000 10.25%
2007 4.276.000.000 8.77%
2008 0 0%
2010 5.161.000.000 100%
2011 4.857.000.000 -6.26%
2012 1.377.000.000 -252.72%
2013 2.790.000.000 50.65%
2014 3.135.000.000 11%
2015 3.297.000.000 4.91%
2016 3.106.000.000 -6.15%
2017 2.957.000.000 -5.04%
2018 2.833.000.000 -4.38%
2019 2.942.000.000 3.7%
2020 2.672.000.000 -10.1%
2021 3.009.000.000 11.2%
2022 3.263.000.000 7.78%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Ireland Group PLC Research and Development Expenses
Year Research and Development Expenses Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Ireland Group PLC General and Administrative Expenses
Year General and Administrative Expenses Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 687.000.000 100%
2006 764.000.000 10.08%
2007 785.000.000 2.68%
2008 0 0%
2010 645.000.000 100%
2011 635.000.000 -1.57%
2012 625.000.000 -1.6%
2013 638.000.000 2.04%
2014 685.000.000 6.86%
2015 726.000.000 5.65%
2016 739.000.000 1.76%
2017 805.000.000 8.2%
2018 652.000.000 -23.47%
2019 626.000.000 -4.15%
2020 618.000.000 -1.29%
2021 664.000.000 6.93%
2022 772.000.000 13.99%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Ireland Group PLC EBITDA
Year EBITDA Growth
1985 0
1986 0 0%
1987 132.400.000 100%
1988 159.500.000 16.99%
1989 180.500.000 11.63%
1990 85.300.000 -111.61%
1991 101.900.000 16.29%
1992 160.000.000 36.31%
1993 322.800.000 50.43%
1994 386.400.000 16.46%
1995 453.423.000 14.78%
1996 559.319.000 18.93%
1997 737.717.000 24.18%
1998 1.145.304.000 35.59%
1999 1.030.000.000 -11.19%
2000 1.105.000.000 6.79%
2001 3.706.926.300 70.19%
2002 3.133.816.000 -18.29%
2003 3.216.608.580 2.57%
2004 3.787.721.300 15.08%
2005 5.421.000.000 30.13%
2006 7.488.000.000 27.6%
2007 9.199.000.000 18.6%
2008 1.536.748.840 -498.6%
2010 2.152.000.000 28.59%
2011 3.035.000.000 29.09%
2012 550.000.000 -451.82%
2013 1.261.000.000 56.38%
2014 2.149.000.000 41.32%
2015 2.180.000.000 1.42%
2016 1.762.000.000 -23.72%
2017 1.387.000.000 -27.04%
2018 1.394.000.000 0.5%
2019 900.000.000 -54.89%
2020 -514.000.000 275.1%
2021 1.461.000.000 135.18%
2022 1.948.000.000 25%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Ireland Group PLC Gross Profit
Year Gross Profit Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 2.883.164.900 100%
2002 2.930.630.500 1.62%
2003 3.003.142.000 2.41%
2004 3.217.634.530 6.67%
2005 3.501.000.000 8.09%
2006 3.901.000.000 10.25%
2007 4.276.000.000 8.77%
2008 0 0%
2010 5.161.000.000 100%
2011 3.331.000.000 -54.94%
2012 1.375.000.000 -142.25%
2013 2.790.000.000 50.72%
2014 3.135.000.000 11%
2015 3.297.000.000 4.91%
2016 3.106.000.000 -6.15%
2017 2.957.000.000 -5.04%
2018 2.833.000.000 -4.38%
2019 2.942.000.000 3.7%
2020 2.672.000.000 -10.1%
2021 3.009.000.000 11.2%
2022 3.263.000.000 7.78%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Ireland Group PLC Net Profit
Year Net Profit Growth
1985 0
1986 0 0%
1987 132.400.000 100%
1988 159.500.000 16.99%
1989 150.200.000 -6.19%
1990 53.500.000 -180.75%
1991 22.600.000 -136.73%
1992 73.000.000 69.04%
1993 176.000.000 58.52%
1994 224.200.000 21.5%
1995 271.216.000 17.34%
1996 338.512.000 19.88%
1997 469.803.000 27.95%
1998 793.586.000 40.8%
1999 715.000.000 -10.99%
2000 757.000.000 5.55%
2001 910.956.200 16.9%
2002 832.877.500 -9.37%
2003 941.525.600 11.54%
2004 1.080.773.430 12.88%
2005 1.305.000.000 17.18%
2006 1.651.000.000 20.96%
2007 1.699.000.000 2.83%
2008 1.536.748.840 -10.56%
2010 -614.000.000 350.28%
2011 45.000.000 1464.44%
2012 -1.824.000.000 102.47%
2013 -487.000.000 -274.54%
2014 786.000.000 161.96%
2015 940.000.000 16.38%
2016 793.000.000 -18.54%
2017 664.000.000 -19.43%
2018 620.000.000 -7.1%
2019 386.000.000 -60.62%
2020 -707.000.000 154.6%
2021 1.048.000.000 167.46%
2022 889.000.000 -17.89%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Ireland Group PLC Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Ireland Group PLC Free Cashflow
Year Free Cashflow Growth
1991 -238.600.000
1992 217.000.000 209.95%
1993 47.200.000 -359.75%
1994 1.258.200.000 96.25%
1995 973.508.000 -29.24%
1996 365.939.000 -166.03%
1997 2.129.350.000 82.81%
1998 665.342.000 -220.04%
1999 420.000.000 -58.41%
2000 1.867.000.000 77.5%
2001 3.122.950.600 40.22%
2002 447.557.250 -597.78%
2003 3.060.769.860 85.38%
2004 -24.685.760 12498.93%
2005 6.462.000.000 100.38%
2006 3.014.000.000 -114.4%
2007 2.603.000.000 -15.79%
2008 -4.452.000.000 158.47%
2010 -6.115.000.000 27.2%
2011 -6.624.000.000 7.68%
2012 -4.210.000.000 -57.34%
2013 -2.465.000.000 -70.79%
2014 -528.000.000 -366.86%
2015 -439.000.000 -20.27%
2016 1.036.000.000 142.37%
2017 1.980.000.000 47.68%
2018 1.689.000.000 -17.23%
2019 2.998.000.000 43.66%
2020 3.871.000.000 22.55%
2021 19.437.000.000 80.08%
2022 1.261.000.000 -1441.4%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Ireland Group PLC Operating Cashflow
Year Operating Cashflow Growth
1991 -171.300.000
1992 276.800.000 161.89%
1993 103.200.000 -168.22%
1994 1.326.800.000 92.22%
1995 1.066.961.000 -24.35%
1996 448.345.000 -137.98%
1997 2.225.850.000 79.86%
1998 810.092.000 -174.77%
1999 548.000.000 -47.83%
2000 2.069.000.000 73.51%
2001 3.453.373.000 40.09%
2002 745.928.750 -362.96%
2003 3.275.859.760 77.23%
2004 162.000.300 -1922.13%
2005 6.618.000.000 97.55%
2006 3.180.000.000 -108.11%
2007 2.755.000.000 -15.43%
2008 -4.258.000.000 164.7%
2010 -6.024.000.000 29.32%
2011 -6.521.000.000 7.62%
2012 -4.090.000.000 -59.44%
2013 -2.348.000.000 -74.19%
2014 -391.000.000 -500.51%
2015 -214.000.000 -82.71%
2016 1.316.000.000 116.26%
2017 2.259.000.000 41.74%
2018 1.968.000.000 -14.79%
2019 3.302.000.000 40.4%
2020 4.154.000.000 20.51%
2021 19.757.000.000 78.97%
2022 1.629.000.000 -1112.83%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Ireland Group PLC Capital Expenditure
Year Capital Expenditure Growth
1991 67.300.000
1992 59.800.000 -12.54%
1993 56.000.000 -6.79%
1994 68.600.000 18.37%
1995 93.453.000 26.59%
1996 82.406.000 -13.41%
1997 96.500.000 14.61%
1998 144.750.000 33.33%
1999 128.000.000 -13.09%
2000 202.000.000 36.63%
2001 330.422.400 38.87%
2002 298.371.500 -10.74%
2003 215.089.900 -38.72%
2004 186.686.060 -15.21%
2005 156.000.000 -19.67%
2006 166.000.000 6.02%
2007 152.000.000 -9.21%
2008 194.000.000 21.65%
2010 91.000.000 -113.19%
2011 103.000.000 11.65%
2012 120.000.000 14.17%
2013 117.000.000 -2.56%
2014 137.000.000 14.6%
2015 225.000.000 39.11%
2016 280.000.000 19.64%
2017 279.000.000 -0.36%
2018 279.000.000 0%
2019 304.000.000 8.22%
2020 283.000.000 -7.42%
2021 320.000.000 11.56%
2022 368.000.000 13.04%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Ireland Group PLC Equity
Year Equity Growth
1985 450.500.000
1986 471.400.000 4.43%
1987 559.700.000 15.78%
1988 525.300.000 -6.55%
1989 550.300.000 4.54%
1990 582.100.000 5.46%
1991 633.400.000 8.1%
1992 666.300.000 4.94%
1993 884.600.000 24.68%
1994 1.015.900.000 12.92%
1995 1.537.907.000 33.94%
1996 1.772.046.000 13.21%
1997 1.985.870.000 10.77%
1998 2.832.786.000 29.9%
1999 3.279.000.000 13.61%
2000 3.830.000.000 14.39%
2001 4.195.676.100 8.72%
2002 4.183.607.750 -0.29%
2003 4.275.824.880 2.16%
2004 4.787.494.580 10.69%
2005 5.328.000.000 10.14%
2006 6.724.000.000 20.76%
2007 6.484.000.000 -3.7%
2009 6.387.000.000 -1.52%
2010 7.351.000.000 13.11%
2011 10.202.000.000 27.95%
2012 8.591.000.000 -18.75%
2013 7.875.000.000 -9.09%
2014 8.753.000.000 10.03%
2015 9.112.000.000 3.94%
2016 9.401.000.000 3.07%
2017 8.859.000.000 -6.12%
2018 10.051.000.000 11.86%
2019 10.433.000.000 3.66%
2020 9.621.000.000 -8.44%
2021 11.338.000.000 15.14%
2022 11.932.000.000 4.98%
2023 12.123.000.000 1.58%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Ireland Group PLC Assets
Year Assets Growth
1985 7.032.700.000
1986 8.017.100.000 12.28%
1987 8.837.900.000 9.29%
1988 11.079.100.000 20.23%
1989 13.421.800.000 17.45%
1990 14.818.300.000 9.42%
1991 14.864.300.000 0.31%
1992 15.990.000.000 7.04%
1993 17.343.000.000 7.8%
1994 18.677.800.000 7.15%
1995 26.612.185.000 29.81%
1996 24.975.240.000 -6.55%
1997 50.322.259.000 50.37%
1998 54.314.316.000 7.35%
1999 68.017.000.000 20.15%
2000 78.875.000.000 13.77%
2001 87.244.133.900 9.59%
2002 89.259.756.250 2.26%
2003 106.297.428.580 16.03%
2004 126.415.776.960 15.91%
2005 162.354.000.000 22.14%
2006 188.813.000.000 14.01%
2007 197.434.000.000 4.37%
2009 181.106.000.000 -9.02%
2010 167.473.000.000 -8.14%
2011 154.880.000.000 -8.13%
2012 148.146.000.000 -4.55%
2013 132.137.000.000 -12.12%
2014 129.800.000.000 -1.8%
2015 130.960.000.000 0.89%
2016 123.129.000.000 -6.36%
2017 122.554.000.000 -0.47%
2018 123.669.000.000 0.9%
2019 131.883.000.000 6.23%
2020 133.754.000.000 1.4%
2021 155.268.000.000 13.86%
2022 151.324.000.000 -2.61%
2023 156.216.000.000 3.13%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Ireland Group PLC Liabilities
Year Liabilities Growth
1985 0
1986 0 0%
1987 0 0%
1988 106.400.000 100%
1989 109.400.000 2.74%
1990 110.200.000 0.73%
1991 106.300.000 -3.67%
1992 567.500.000 81.27%
1993 596.200.000 4.81%
1994 601.700.000 0.91%
1995 657.343.000 8.46%
1996 912.053.000 27.93%
1997 1.455.120.000 37.32%
1998 1.389.093.000 -4.75%
1999 1.866.000.000 25.56%
2000 2.510.000.000 25.66%
2001 6.367.515.000 60.58%
2002 84.949.844.000 92.5%
2003 101.891.738.100 16.63%
2004 121.493.282.130 16.13%
2005 156.981.000.000 22.61%
2006 182.055.000.000 13.77%
2007 190.912.000.000 4.64%
2009 174.669.000.000 -9.3%
2010 160.066.000.000 -9.12%
2011 144.628.000.000 -10.67%
2012 139.542.000.000 -3.64%
2013 124.268.000.000 -12.29%
2014 121.053.000.000 -2.66%
2015 121.847.000.000 0.65%
2016 113.727.000.000 -7.14%
2017 112.887.000.000 -0.74%
2018 113.618.000.000 0.64%
2019 121.450.000.000 6.45%
2020 124.133.000.000 2.16%
2021 143.930.000.000 13.75%
2022 139.392.000.000 -3.26%
2023 13.197.000.000 -956.24%

Bank of Ireland Group PLC Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0
Net Income per Share
0
Price to Earning Ratio
0x
Price To Sales Ratio
0x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0
EV to Sales
-7.86
EV Over EBITDA
-13.17
EV to Operating CashFlow
-15.75
EV to FreeCashFlow
-20.35
Earnings Yield
0
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
-25,66 Bil.
Graham Number
0
Graham NetNet
0

Income Statement Metrics

Net Income per Share
0
Income Quality
1.54
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.78
EBT Per Ebit
1.06
Ebit per Revenue
0.44
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.24
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.44
Pretax Profit Margin
0.46
Net Profit Margin
0.36

Dividends

Dividend Yield
0.04
Dividend Yield %
3.63
Payout Ratio
0.06
Dividend Per Share
0.76

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
-0.23
Capex to Revenue
-0.11
Capex to Depreciation
-1.55
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
103.81
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
3.52
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
0,00
Tangible Book Value per Share
0
Shareholders Equity per Share
0
Interest Debt per Share
0
Debt to Equity
1.05
Debt to Assets
0.08
Net Debt to EBITDA
-13.17
Current Ratio
280.81
Tangible Asset Value
10,66 Bil.
Net Current Asset Value
-100,36 Bil.
Invested Capital
1.05
Working Capital
38,89 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,92 Bil.
Average Payables
0,12 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Ireland Group PLC Dividends
Year Dividends Growth
2011 2
2012 2 0%
2013 2 0%
2014 2 0%
2015 2 0%
2016 2 0%
2017 2 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 0%
2023 1 0%

Bank of Ireland Group PLC Profile

About Bank of Ireland Group PLC

CEO
Employee
0
Address

,

Bank of Ireland Group PLC Executives & BODs

Bank of Ireland Group PLC Executives & BODs
# Name Age

Bank of Ireland Group PLC Competitors