BMI.VN BaoMinh Insurance Corp

Financial Services Insurance - Property & Casualty Vietnam Stocks
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14,000 VND
Close of Oct 30, 2026
12,143 20,191
Market cap
VND 2.13T
P/E
9.0x
P/B
0.68x
ROE
11.8%
Dividend yield
3.11%
Fundamental score
2.9/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is BMI.VN undervalued?

Graham number
Price14,000
Graham value26,998
Discount48.1%

BMI.VN trades 48.1% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

BaoMinh Insurance Corp fundamental analysis

12 of 18 checks passed

ROE 1/2

Moderate return on equity (11.8%), between 10% and 20%.

ROA 1/1

Return on assets (4.3%) is above the industry median (3.6%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 0/1

Earnings per share did not grow over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (-4.7%) is not above the 5-year average (-0.8% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (-4.7%) is below the industry median (17.5%).

Revenue Growth 1/2

Revenue grew 5.8% a year over the past 3 years.

Leverage 2/2

Total assets are 2.8x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 1/1

PE (9.1x) is below the market median (11.2x).

PE vs Industry 1/1

PE (9.1x) is below the industry median (11.2x).

PBV 1/1

Price to book (0.7x) is below the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 6.2, limit 22.5).

PEG 0/1

PEG needs positive PE and positive 5-year earnings growth.

Dividend Yield 1/2

Dividend yield (3.1%) is above the bottom 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 0/1

Dividends paid did not grow over the past 5 years.

Payout Ratio 1/1

Payout ratio is 25.8%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

BaoMinh Insurance Corp stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About BaoMinh Insurance Corp

Bao Minh Insurance Corporation engages in providing non-life insurance and reinsurance, and financial investment products and services in Vietnam. It offers motor vehicle, personal, property, marine, aviation, and agriculture insurance products. The company was founded in 1994 and is headquartered in Ho Chi Minh City, Vietnam.

Full company profile