The Bankers Investment Trust PLC Logo

The Bankers Investment Trust PLC

BNKR.L

(1.5)
Stock Price

115,20 GBp

8% ROA

9.12% ROE

10.73x PER

Market Cap.

1.299.253.560,00 GBp

8.54% DER

2.97% Yield

87.55% NPM

The Bankers Investment Trust PLC Stock Analysis

The Bankers Investment Trust PLC Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Bankers Investment Trust PLC Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.98x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (10%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROE

Negative ROE (-12.16%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-11.91%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (2), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

The Bankers Investment Trust PLC Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Bankers Investment Trust PLC Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

The Bankers Investment Trust PLC Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Bankers Investment Trust PLC Revenue
Year Revenue Growth
2002 0
2003 56.799.000 100%
2004 39.945.000 -42.19%
2005 85.921.000 53.51%
2006 104.067.000 17.44%
2007 82.942.000 -25.47%
2008 -164.445.000 150.44%
2009 83.714.000 296.44%
2010 75.559.000 -10.79%
2011 13.645.000 -453.75%
2012 47.167.000 71.07%
2013 143.182.000 67.06%
2014 28.753.000 -397.97%
2015 57.473.000 49.97%
2016 174.157.000 67%
2017 175.595.000 0.82%
2018 10.398.000 -1588.74%
2019 0 0%
2019 129.302.000 100%
2020 62.562.000 -106.68%
2021 334.415.000 81.29%
2022 -174.661.000 291.47%
2023 68.588.000 354.65%
2024 393.462.000 82.57%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Bankers Investment Trust PLC Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 6 100%
2017 4 -66.67%
2018 0 0%
2019 0 0%
2019 4 100%
2020 30 89.66%
2021 5 -625%
2022 1 0%
2023 1 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Bankers Investment Trust PLC General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 1.559.000 100%
2004 1.501.000 -3.86%
2005 1.467.000 -2.32%
2006 2.820.000 47.98%
2007 2.840.000 0.7%
2008 1.671.000 -69.96%
2009 1.322.000 -26.4%
2010 1.782.000 25.81%
2011 2.019.000 11.74%
2012 1.514.000 -33.36%
2013 1.777.000 14.8%
2014 2.048.000 13.23%
2015 795.000 -157.61%
2016 814.000 2.33%
2017 963.000 15.47%
2018 990.000 2.73%
2019 0 0%
2019 1.009.000 100%
2020 1.086.000 7.09%
2021 1.074.000 -1.12%
2022 1.207.000 11.02%
2023 888.000 -35.92%
2024 6.066.000 85.36%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Bankers Investment Trust PLC EBITDA
Year EBITDA Growth
2002 0
2003 54.189.000 100%
2004 37.451.000 -44.69%
2005 83.428.000 55.11%
2006 101.049.000 17.44%
2007 79.873.000 -26.51%
2008 -166.371.000 148.01%
2009 82.166.000 302.48%
2010 73.578.000 -11.67%
2011 11.400.000 -545.42%
2012 47.913.000 76.21%
2013 143.708.000 66.66%
2014 28.988.000 -395.75%
2015 59.760.000 51.49%
2016 177.433.000 66.32%
2017 177.685.000 0.14%
2018 12.466.000 -1325.36%
2019 0 0%
2019 128.293.000 100%
2020 61.476.000 -108.69%
2021 333.341.000 81.56%
2022 -171.538.000 294.32%
2023 67.618.000 353.69%
2024 -3.340.000 2124.49%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Bankers Investment Trust PLC Gross Profit
Year Gross Profit Growth
2002 0
2003 56.799.000 100%
2004 39.945.000 -42.19%
2005 85.921.000 53.51%
2006 104.067.000 17.44%
2007 82.942.000 -25.47%
2008 -164.445.000 150.44%
2009 83.714.000 296.44%
2010 75.559.000 -10.79%
2011 13.645.000 -453.75%
2012 47.167.000 71.07%
2013 143.182.000 67.06%
2014 28.753.000 -397.97%
2015 57.473.000 49.97%
2016 170.717.000 66.33%
2017 171.911.000 0.69%
2018 5.582.000 -2979.74%
2019 0 0%
2019 124.229.000 100%
2020 57.171.000 -117.29%
2021 327.959.000 82.57%
2022 -181.429.000 280.76%
2023 62.310.000 391.17%
2024 381.330.000 83.66%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Bankers Investment Trust PLC Net Profit
Year Net Profit Growth
2002 0
2003 51.457.000 100%
2004 34.596.000 -48.74%
2005 80.166.000 56.84%
2006 97.711.000 17.96%
2007 76.964.000 -26.96%
2008 -169.406.000 145.43%
2009 79.355.000 313.48%
2010 70.690.000 -12.26%
2011 8.346.000 -746.99%
2012 44.848.000 81.39%
2013 140.509.000 68.08%
2014 25.930.000 -441.88%
2015 55.823.000 53.55%
2016 172.253.000 67.59%
2017 173.008.000 0.44%
2018 7.585.000 -2180.92%
2019 0 0%
2019 126.392.000 100%
2020 59.636.000 -111.94%
2021 330.636.000 81.96%
2022 -179.171.000 284.54%
2023 64.557.000 377.54%
2024 379.330.000 82.98%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Bankers Investment Trust PLC Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Bankers Investment Trust PLC Free Cashflow
Year Free Cashflow Growth
2011 15.332.000
2012 10.777.000 -42.27%
2013 25.516.000 57.76%
2014 -484.000 5371.9%
2015 -8.542.000 94.33%
2016 11.579.000 173.77%
2017 22.625.000 48.82%
2018 19.670.000 -15.02%
2019 15.033.750 -30.84%
2019 60.135.000 75%
2020 -39.096.000 253.81%
2021 -97.965.000 60.09%
2022 87.981.000 211.35%
2023 54.368.000 -61.82%
2024 41.676.500 -30.45%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Bankers Investment Trust PLC Operating Cashflow
Year Operating Cashflow Growth
2011 15.332.000
2012 10.777.000 -42.27%
2013 25.516.000 57.76%
2014 -484.000 5371.9%
2015 -8.542.000 94.33%
2016 11.579.000 173.77%
2017 22.625.000 48.82%
2018 19.670.000 -15.02%
2019 15.033.750 -30.84%
2019 60.135.000 75%
2020 -39.096.000 253.81%
2021 -97.965.000 60.09%
2022 87.981.000 211.35%
2023 54.368.000 -61.82%
2024 41.676.500 -30.45%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Bankers Investment Trust PLC Capital Expenditure
Year Capital Expenditure Growth
2011 0
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Bankers Investment Trust PLC Equity
Year Equity Growth
2003 357.149.000
2004 375.564.000 4.9%
2005 435.623.000 13.79%
2006 515.363.000 15.47%
2007 571.020.000 9.75%
2008 385.661.000 -48.06%
2009 448.863.000 14.08%
2010 501.955.000 10.58%
2011 496.331.000 -1.13%
2012 526.214.000 5.68%
2013 653.561.000 19.49%
2014 668.196.000 2.19%
2015 712.633.000 6.24%
2016 926.738.000 23.1%
2017 1.077.563.000 14%
2018 1.061.583.000 -1.51%
2019 1.163.209.000 8.74%
2020 1.260.971.000 7.75%
2021 1.587.384.000 20.56%
2022 1.360.666.000 -16.66%
2023 1.333.523.000 -2.04%
2023 1.426.568.000 6.52%
2024 1.453.594.000 1.86%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Bankers Investment Trust PLC Assets
Year Assets Growth
2003 409.198.000
2004 410.850.000 0.4%
2005 481.816.000 14.73%
2006 541.608.000 11.04%
2007 598.959.000 9.58%
2008 412.730.000 -45.12%
2009 474.658.000 13.05%
2010 541.802.000 12.39%
2011 524.895.000 -3.22%
2012 553.292.000 5.13%
2013 686.959.000 19.46%
2014 698.060.000 1.59%
2015 789.276.000 11.56%
2016 1.003.661.000 21.36%
2017 1.151.830.000 12.86%
2018 1.129.780.000 -1.95%
2019 1.232.590.000 8.34%
2020 1.328.804.000 7.24%
2021 1.729.817.000 23.18%
2022 1.504.097.000 -15.01%
2023 1.475.429.000 -1.94%
2023 1.573.697.000 6.24%
2024 1.588.357.000 0.92%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Bankers Investment Trust PLC Liabilities
Year Liabilities Growth
2003 52.049.000
2004 35.286.000 -47.51%
2005 46.193.000 23.61%
2006 26.245.000 -76.01%
2007 27.939.000 6.06%
2008 27.069.000 -3.21%
2009 25.795.000 -4.94%
2010 39.847.000 35.26%
2011 28.564.000 -39.5%
2012 27.078.000 -5.49%
2013 33.398.000 18.92%
2014 29.864.000 -11.83%
2015 76.643.000 61.03%
2016 76.923.000 0.36%
2017 74.267.000 -3.58%
2018 68.197.000 -8.9%
2019 69.381.000 1.71%
2020 64.832.000 -7.02%
2021 138.683.000 53.25%
2022 143.431.000 3.31%
2023 139.844.000 -2.57%
2023 140.328.000 0.34%
2024 134.763.000 -4.13%

The Bankers Investment Trust PLC Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.12
Net Income per Share
0.1
Price to Earning Ratio
10.73x
Price To Sales Ratio
8.95x
POCF Ratio
11.54
PFCF Ratio
11
Price to Book Ratio
0.94
EV to Sales
9.61
EV Over EBITDA
-34.15
EV to Operating CashFlow
11.81
EV to FreeCashFlow
11.81
Earnings Yield
0.09
FreeCashFlow Yield
0.09
Market Cap
1,30 Bil.
Enterprise Value
1,39 Bil.
Graham Number
1.68
Graham NetNet
-0.08

Income Statement Metrics

Net Income per Share
0.1
Income Quality
0.93
ROE
0.09
Return On Assets
0.08
Return On Capital Employed
0.09
Net Income per EBT
0.97
EBT Per Ebit
0.96
Ebit per Revenue
0.94
Effective Tax Rate
0.03

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.96
Operating Profit Margin
0.94
Pretax Profit Margin
0.9
Net Profit Margin
0.88

Dividends

Dividend Yield
0.03
Dividend Yield %
2.97
Payout Ratio
0.31
Dividend Per Share
0.03

Operating Metrics

Operating Cashflow per Share
0.1
Free CashFlow per Share
0.1
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.08
Return on Tangible Assets
0.08
Days Sales Outstanding
17.93
Days Payables Outstanding
640.7
Days of Inventory on Hand
-1730.26
Receivables Turnover
20.36
Payables Turnover
0.57
Inventory Turnover
-0.21
Capex per Share
0

Balance Sheet

Cash per Share
0,04
Book Value per Share
1,20
Tangible Book Value per Share
1.2
Shareholders Equity per Share
1.2
Interest Debt per Share
0.1
Debt to Equity
0.09
Debt to Assets
0.08
Net Debt to EBITDA
-2.34
Current Ratio
5.41
Tangible Asset Value
1,45 Bil.
Net Current Asset Value
-0,08 Bil.
Invested Capital
46759000
Working Capital
0,05 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,01 Bil.
Average Inventory
-14318500
Debt to Market Cap
0.1

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Bankers Investment Trust PLC Dividends
Year Dividends Growth
1972 0
1973 0 0%
1974 1 0%
1975 0 0%
1976 0 0%
1977 0 0%
1978 1 0%
1979 1 0%
1980 1 0%
1981 1 0%
1982 1 100%
1983 1 0%
1984 1 100%
1985 1 0%
1986 1 0%
1987 2 0%
1988 1 0%
1989 2 50%
1990 3 33.33%
1991 2 -50%
1992 3 33.33%
1993 4 0%
1994 24 87.5%
1995 3 -700%
1996 5 25%
1997 5 20%
1998 6 0%
1999 5 -25%
2000 6 33.33%
2001 7 0%
2002 7 0%
2003 7 0%
2004 7 14.29%
2005 8 0%
2006 9 22.22%
2007 10 10%
2008 11 0%
2009 11 9.09%
2010 12 8.33%
2011 13 0%
2012 13 7.69%
2013 14 0%
2014 15 7.14%
2015 16 6.67%
2016 16 6.25%
2017 18 11.11%
2018 20 5.26%
2019 21 5%
2020 21 4.76%
2021 7 -200%
2022 2 -250%
2023 3 0%
2024 3 33.33%

The Bankers Investment Trust PLC Profile

About The Bankers Investment Trust PLC

The Bankers Investment Trust PLC is a closed-ended equity mutual fund launched and managed by Henderson Investment Funds Limited. It is co-managed by Henderson Global Investors Limited. The fund invests in public equity markets across the globe. It seeks to invest in stocks of companies operating across diversified sectors. The fund primarily invests in dividend paying value stocks of large and mid-cap companies. It employs fundamental analysis with a bottom-up stock picking approach to create its portfolio. The fund benchmarks the performance of its portfolio against the FTSE All-Share Index. The Bankers Investment Trust PLC was formed in April 1888 and is domiciled in the United Kingdom.

CEO
Mr. Alexander Arthur Crooke AS
Employee
0
Address
201 Bishopsgate
London, EC2M 3AE

The Bankers Investment Trust PLC Executives & BODs

The Bankers Investment Trust PLC Executives & BODs
# Name Age
1 Mr. Charles Edward Awdry CFA
Portfolio Manager
70
2 Mr. Tim Stevenson
Fund Manager of European Portfolio
70
3 Mr. Michael Lee Kerley
Portfolio Manager
70
4 Mr. Ian Henry Derek Warmerdam
Portfolio Manager
70
5 Mr. Michael James Wood-Martin
Portfolio Manager
70
6 Mr. Alexander Arthur Crooke ASIP
Fund Manager
70

The Bankers Investment Trust PLC Competitors