BNP Paribas SA Logo

BNP Paribas SA

BNP.SW

(2.5)
Stock Price

46,40 EUR

0.36% ROA

7.77% ROE

5.51x PER

Market Cap.

63.396.590.141,00 EUR

260.23% DER

9.79% Yield

16.02% NPM

BNP Paribas SA Stock Analysis

BNP Paribas SA Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

BNP Paribas SA Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.43x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 ROE

The stock's ROE falls within an average range (6.95%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.32%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

6 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Buffet Intrinsic Value

The company's stock seems undervalued (234) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The company has a high debt to equity ratio (236%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

BNP Paribas SA Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

BNP Paribas SA Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Buy
4 Stoch RSI Buy

BNP Paribas SA Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

BNP Paribas SA Revenue
Year Revenue Growth
2003 19.727.000.000
2004 20.570.000.000 4.1%
2005 25.080.000.000 17.98%
2006 31.278.000.000 19.82%
2007 34.505.000.000 9.35%
2008 29.456.000.000 -17.14%
2009 44.707.000.000 34.11%
2010 49.533.000.000 9.74%
2011 47.426.000.000 -4.44%
2012 45.158.000.000 -5.02%
2013 44.281.000.000 -1.98%
2014 45.175.000.000 1.98%
2015 49.633.000.000 8.98%
2016 51.038.000.000 2.75%
2017 52.247.000.000 2.31%
2018 51.944.000.000 -0.58%
2019 55.005.000.000 5.56%
2020 54.779.000.000 -0.41%
2021 56.355.000.000 2.8%
2022 59.756.000.000 5.69%
2023 46.324.000.000 -29%
2023 59.735.000.000 22.45%
2024 49.932.000.000 -19.63%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

BNP Paribas SA Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

BNP Paribas SA General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 3.764.000.000
2004 3.965.000.000 5.07%
2005 12.627.000.000 68.6%
2006 16.137.000.000 21.75%
2007 17.773.000.000 9.2%
2008 17.324.000.000 -2.59%
2009 21.958.000.000 21.1%
2010 24.924.000.000 11.9%
2011 24.608.000.000 -1.28%
2012 25.007.000.000 1.6%
2013 9.714.000.000 -157.43%
2014 10.159.000.000 4.38%
2015 11.539.000.000 11.96%
2016 11.279.000.000 -2.31%
2017 0 0%
2018 0 0%
2019 0 0%
2020 9.144.000.000 100%
2021 9.679.000.000 5.53%
2022 10.447.000.000 7.35%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

BNP Paribas SA EBITDA
Year EBITDA Growth
2003 25.905.000.000
2004 30.651.000.000 15.48%
2005 34.584.000.000 11.37%
2006 48.070.000.000 28.05%
2007 62.687.000.000 23.32%
2008 51.908.000.000 -20.77%
2009 37.331.000.000 -39.05%
2010 38.766.000.000 3.7%
2011 35.738.000.000 -8.47%
2012 36.006.000.000 0.74%
2013 29.431.000.000 -22.34%
2014 24.629.000.000 -19.5%
2015 32.621.000.000 24.5%
2016 33.759.000.000 3.37%
2017 34.423.000.000 1.93%
2018 29.534.000.000 -16.55%
2019 17.092.000.000 -72.79%
2020 15.799.000.000 -8.18%
2021 19.853.000.000 20.42%
2022 40.679.000.000 51.2%
2023 14.884.000.000 -173.31%
2023 20.486.000.000 27.35%
2024 17.076.000.000 -19.97%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

BNP Paribas SA Gross Profit
Year Gross Profit Growth
2003 19.727.000.000
2004 20.570.000.000 4.1%
2005 25.080.000.000 17.98%
2006 31.278.000.000 19.82%
2007 34.505.000.000 9.35%
2008 29.456.000.000 -17.14%
2009 44.707.000.000 34.11%
2010 49.533.000.000 9.74%
2011 47.426.000.000 -4.44%
2012 45.158.000.000 -5.02%
2013 44.281.000.000 -1.98%
2014 45.175.000.000 1.98%
2015 49.633.000.000 8.98%
2016 51.038.000.000 2.75%
2017 52.247.000.000 2.31%
2018 51.944.000.000 -0.58%
2019 55.005.000.000 5.56%
2020 54.779.000.000 -0.41%
2021 56.355.000.000 2.8%
2022 59.756.000.000 5.69%
2023 46.324.000.000 -29%
2023 59.735.000.000 22.45%
2024 49.932.000.000 -19.63%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

BNP Paribas SA Net Profit
Year Net Profit Growth
2003 3.761.000.000
2004 4.668.000.000 19.43%
2005 5.852.000.000 20.23%
2006 7.308.000.000 19.92%
2007 7.822.000.000 6.57%
2008 3.021.000.000 -158.92%
2009 5.832.000.000 48.2%
2010 7.843.000.000 25.64%
2011 6.050.000.000 -29.64%
2012 6.553.000.000 7.68%
2013 4.832.000.000 -35.62%
2014 157.000.000 -2977.71%
2015 6.694.000.000 97.65%
2016 7.702.000.000 13.09%
2017 7.759.000.000 0.73%
2018 7.526.000.000 -3.1%
2019 8.173.000.000 7.92%
2020 7.067.000.000 -15.65%
2021 9.488.000.000 25.52%
2022 9.848.000.000 3.66%
2023 10.644.000.000 7.48%
2023 10.975.000.000 3.02%
2024 12.412.000.000 11.58%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

BNP Paribas SA Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 4
2004 5 20%
2005 7 16.67%
2006 8 25%
2007 8 0%
2008 3 -166.67%
2009 5 40%
2010 6 16.67%
2011 5 -50%
2012 5 20%
2013 4 -66.67%
2014 0 0%
2015 5 100%
2016 6 16.67%
2017 6 0%
2018 6 0%
2019 7 0%
2020 5 -20%
2021 8 28.57%
2022 8 12.5%
2023 0 0%
2023 8 100%
2024 10 30%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

BNP Paribas SA Free Cashflow
Year Free Cashflow Growth
2004 5.253.000.000
2005 -3.719.000.000 241.25%
2006 14.018.000.000 126.53%
2007 11.694.000.000 -19.87%
2008 28.661.000.000 59.2%
2009 30.602.000.000 6.34%
2010 -4.488.000.000 781.86%
2011 38.407.000.000 111.69%
2012 55.705.000.000 31.05%
2013 8.901.000.000 -525.83%
2014 14.808.000.000 39.89%
2015 18.569.000.000 20.25%
2016 24.176.000.000 23.19%
2017 27.620.000.000 12.47%
2018 -2.345.000.000 1277.83%
2019 -52.835.000.000 95.56%
2019 -13.208.750.000 -300%
2020 138.551.000.000 109.53%
2021 40.712.000.000 -240.32%
2022 -55.366.000.000 173.53%
2023 -36.457.000.000 -51.87%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

BNP Paribas SA Operating Cashflow
Year Operating Cashflow Growth
2004 6.017.000.000
2005 -2.738.000.000 319.76%
2006 15.366.000.000 117.82%
2007 13.077.000.000 -17.5%
2008 30.074.000.000 56.52%
2009 31.993.000.000 6%
2010 -2.698.000.000 1285.8%
2011 40.345.000.000 106.69%
2012 57.336.000.000 29.63%
2013 10.402.000.000 -451.2%
2014 16.535.000.000 37.09%
2015 20.325.000.000 18.65%
2016 25.661.000.000 20.79%
2017 28.967.000.000 11.41%
2018 -518.000.000 5692.08%
2019 -50.837.000.000 98.98%
2019 -12.709.250.000 -300%
2020 139.324.000.000 109.12%
2021 42.376.000.000 -228.78%
2022 -52.837.000.000 180.2%
2023 -34.241.000.000 -54.31%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

BNP Paribas SA Capital Expenditure
Year Capital Expenditure Growth
2004 764.000.000
2005 981.000.000 22.12%
2006 1.348.000.000 27.23%
2007 1.383.000.000 2.53%
2008 1.413.000.000 2.12%
2009 1.391.000.000 -1.58%
2010 1.790.000.000 22.29%
2011 1.938.000.000 7.64%
2012 1.631.000.000 -18.82%
2013 1.501.000.000 -8.66%
2014 1.727.000.000 13.09%
2015 1.756.000.000 1.65%
2016 1.485.000.000 -18.25%
2017 1.347.000.000 -10.24%
2018 1.827.000.000 26.27%
2019 1.998.000.000 8.56%
2019 499.500.000 -300%
2020 773.000.000 35.38%
2021 1.664.000.000 53.55%
2022 2.529.000.000 34.2%
2023 2.216.000.000 -14.12%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

BNP Paribas SA Equity
Year Equity Growth
2003 33.340.000.000
2004 30.194.000.000 -10.42%
2005 40.718.000.000 25.85%
2006 49.512.000.000 17.76%
2007 53.799.000.000 7.97%
2008 53.228.000.000 -1.07%
2009 69.501.000.000 23.41%
2010 74.632.000.000 6.88%
2011 75.370.000.000 0.98%
2012 85.886.000.000 12.24%
2013 87.591.000.000 1.95%
2014 89.410.000.000 2.03%
2015 96.269.000.000 7.12%
2016 100.665.000.000 4.37%
2017 101.983.000.000 1.29%
2018 105.726.000.000 3.54%
2019 111.845.000.000 5.47%
2020 117.349.000.000 4.69%
2021 122.507.000.000 4.21%
2022 126.555.000.000 3.2%
2023 128.867.000.000 1.79%
2023 129.312.000.000 0.34%
2024 130.645.000.000 1.02%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

BNP Paribas SA Assets
Year Assets Growth
2003 783.076.000.000
2004 905.938.000.000 13.56%
2005 1.258.079.000.000 27.99%
2006 1.440.343.000.000 12.65%
2007 1.694.454.000.000 15%
2008 2.075.551.000.000 18.36%
2009 2.057.698.000.000 -0.87%
2010 1.998.158.000.000 -2.98%
2011 1.965.283.000.000 -1.67%
2012 1.907.290.000.000 -3.04%
2013 1.800.139.000.000 -5.95%
2014 2.077.759.000.000 13.36%
2015 1.994.193.000.000 -4.19%
2016 2.076.959.000.000 3.98%
2017 1.960.252.000.000 -5.95%
2018 2.040.836.000.000 3.95%
2019 2.164.713.000.000 5.72%
2020 2.488.491.000.000 13.01%
2021 2.634.444.000.000 5.54%
2022 2.666.376.000.000 1.2%
2023 2.591.499.000.000 -2.89%
2023 2.701.362.000.000 4.07%
2024 2.700.042.000.000 -0.05%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

BNP Paribas SA Liabilities
Year Liabilities Growth
2003 749.736.000.000
2004 870.920.000.000 13.91%
2005 1.212.086.000.000 28.15%
2006 1.385.519.000.000 12.52%
2007 1.635.061.000.000 15.26%
2008 2.016.583.000.000 18.92%
2009 1.977.354.000.000 -1.98%
2010 1.912.529.000.000 -3.39%
2011 1.879.657.000.000 -1.75%
2012 1.812.868.000.000 -3.68%
2013 1.708.977.000.000 -6.08%
2014 1.984.118.000.000 13.87%
2015 1.894.116.000.000 -4.75%
2016 1.971.739.000.000 3.94%
2017 1.853.043.000.000 -6.41%
2018 1.935.110.000.000 4.24%
2019 318.727.000.000 -507.14%
2020 372.927.000.000 14.53%
2021 279.246.000.000 -33.55%
2022 2.539.821.000.000 89.01%
2023 364.845.000.000 -596.14%
2023 293.203.000.000 -24.43%
2024 325.313.000.000 9.87%

BNP Paribas SA Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
52.56
Net Income per Share
8.42
Price to Earning Ratio
5.51x
Price To Sales Ratio
1.05x
POCF Ratio
8.58
PFCF Ratio
15.55
Price to Book Ratio
0.42
EV to Sales
3.14
EV Over EBITDA
14.24
EV to Operating CashFlow
30.54
EV to FreeCashFlow
46.4
Earnings Yield
0.18
FreeCashFlow Yield
0.06
Market Cap
63,40 Bil.
Enterprise Value
189,11 Bil.
Graham Number
143.84
Graham NetNet
-109.79

Income Statement Metrics

Net Income per Share
8.42
Income Quality
0.64
ROE
0.08
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.7
EBT Per Ebit
1.03
Ebit per Revenue
0.22
Effective Tax Rate
0.27

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.22
Pretax Profit Margin
0.23
Net Profit Margin
0.16

Dividends

Dividend Yield
0.1
Dividend Yield %
9.79
Payout Ratio
0
Dividend Per Share
4.54

Operating Metrics

Operating Cashflow per Share
5.41
Free CashFlow per Share
3.56
Capex to Operating CashFlow
-0.34
Capex to Revenue
-0.04
Capex to Depreciation
-0.99
Return on Invested Capital
0.02
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-1.85

Balance Sheet

Cash per Share
174,32
Book Value per Share
109,18
Tangible Book Value per Share
2065.57
Shareholders Equity per Share
109.18
Interest Debt per Share
284.12
Debt to Equity
2.6
Debt to Assets
0.12
Net Debt to EBITDA
9.46
Current Ratio
1.34
Tangible Asset Value
2.365,07 Bil.
Net Current Asset Value
-125,71 Bil.
Invested Capital
2.6
Working Capital
50,92 Bil.
Intangibles to Total Assets
0
Average Receivables
25,40 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
5.13

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

BNP Paribas SA Dividends
Year Dividends Growth
2014 2
2015 2 0%
2016 2 50%
2017 3 0%
2018 3 33.33%
2019 3 0%
2020 3 0%
2021 3 0%
2023 4 0%
2024 5 25%

BNP Paribas SA Profile

About BNP Paribas SA

BNP Paribas SA provides a range of banking and financial services in Europe, North America, Asia Pacific, and internationally. The company offers corporate and institutional banking services, such as consulting, financing and transaction banking for corporate clients and institutional investors; capital markets investment and financing; securities clearing, and custody services. It also provides commercial, and personal banking and services, including financing and leasing services, financing of individuals, and digital banking services, as well as current and savings account products, equipment leasing and financing solutions, and consumer loans. In addition, the company offers investment and protection services, which includes borrowers' insurance, which protects the insured party from the unexpected when taking out a mortgage, personal, auto, or consumer loan; savings and protection solutions comprising life insurance, employee savings, retirement savings, etc.; asset management, wealth management, and real estate services. The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000. BNP Paribas SA was founded in 1822 and is headquartered in Paris, France.

CEO
Mr. Jean-Laurent Bonnafe
Employee
183.000
Address
16 boulevard des Italiens
Paris, 75009

BNP Paribas SA Executives & BODs

BNP Paribas SA Executives & BODs
# Name Age
1 Mr. Sebastien Danloy
Global Head of Sales & Relationship Management
70
2 Mr. Thierry Laborde
Chief Operating Officer and Head of Commercial, Personal Banking & Services
70
3 Mr. Yann Gerardin
Chief Operating Officer and Head of Corporate & Institutional Banking
70
4 Mr. Lars Machenil
Group Chief Financial Officer
70
5 Mr. Renaud Fabrice Dumora
Deputy Chief Operating Officer and Head of Investment & Protection Services
70
6 Mr. Bernard Gavgani
Group Chief Information Officer
70
7 Ms. Stephanie Maarek
Head of Compliance
70
8 Ms. Elise Hermant
Head of Group Communications
70
9 Ms. Sofia Merlo
Head of Group Human Resources
70
10 Mr. Jean-Laurent Bonnafe
Chief Executive Officer & Director
70

BNP Paribas SA Competitors