The Bank of Nova Scotia Logo

The Bank of Nova Scotia

BNS

(2.5)
Stock Price

53,08 USD

0.53% ROA

10.17% ROE

10.25x PER

Market Cap.

76.464.301.159,37 USD

407.93% DER

3.72% Yield

18.41% NPM

The Bank of Nova Scotia Stock Analysis

The Bank of Nova Scotia Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Bank of Nova Scotia Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.96x), the stock offers substantial upside potential at a bargain price.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

4 ROE

ROE in an average range (10.79%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.59%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (244) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The stock is burdened with a heavy load of debt (429%), making it financially unstable and potentially risky for investors.

9 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

The Bank of Nova Scotia Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Bank of Nova Scotia Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

The Bank of Nova Scotia Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Bank of Nova Scotia Revenue
Year Revenue Growth
1995 4.672.000.000
1996 5.362.000.000 12.87%
1997 6.400.000.000 16.22%
1998 7.235.000.000 11.54%
1999 7.855.000.000 7.89%
2000 8.864.000.000 11.38%
2001 10.271.385.494 13.7%
2002 10.616.822.430 3.25%
2003 10.166.161.150 -4.43%
2004 10.184.101.438 0.18%
2005 10.400.283.386 2.08%
2006 11.207.225.401 7.2%
2007 12.489.830.669 10.27%
2008 11.877.104.377 -5.16%
2009 14.457.000.000 17.85%
2010 15.505.000.000 6.76%
2011 17.288.000.000 10.31%
2012 19.963.000.000 13.4%
2013 20.663.000.000 3.39%
2014 23.176.000.000 10.84%
2015 23.644.000.000 1.98%
2016 25.936.000.000 8.84%
2017 26.748.000.000 3.04%
2018 28.216.000.000 5.2%
2019 30.236.000.000 6.68%
2020 31.292.000.000 3.37%
2021 30.913.000.000 -1.23%
2022 31.148.000.000 0.75%
2023 31.692.000.000 1.72%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Bank of Nova Scotia Research and Development Expenses
Year Research and Development Expenses Growth
1995 0
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Bank of Nova Scotia General and Administrative Expenses
Year General and Administrative Expenses Growth
1995 1.652.000.000
1996 1.910.000.000 13.51%
1997 2.202.000.000 13.26%
1998 2.501.000.000 11.96%
1999 2.627.000.000 4.8%
2000 2.944.000.000 10.77%
2001 3.220.123.790 8.57%
2002 3.344.236.760 3.71%
2003 3.361.466.438 0.51%
2004 3.451.597.171 2.61%
2005 3.488.015.114 1.04%
2006 3.767.530.574 7.42%
2007 3.982.593.889 5.4%
2008 4.108.946.609 3.08%
2009 4.344.000.000 5.41%
2010 340.000.000 -1177.65%
2011 527.000.000 35.48%
2012 621.000.000 15.14%
2013 6.313.000.000 90.16%
2014 6.743.000.000 6.38%
2015 6.681.000.000 -0.93%
2016 7.025.000.000 4.9%
2017 7.375.000.000 4.75%
2018 7.455.000.000 1.07%
2019 8.443.000.000 11.7%
2020 8.624.000.000 2.1%
2021 8.541.000.000 -0.97%
2022 8.836.000.000 3.34%
2023 9.808.000.000 9.91%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Bank of Nova Scotia EBITDA
Year EBITDA Growth
1995 8.809.000.000
1996 8.936.000.000 1.42%
1997 9.228.000.000 3.16%
1998 11.118.000.000 17%
1999 11.494.000.000 3.27%
2000 13.343.000.000 13.86%
2001 14.123.155.054 5.52%
2002 10.362.928.348 -36.29%
2003 10.594.751.418 2.19%
2004 10.252.377.470 -3.34%
2005 12.190.341.244 15.9%
2006 15.955.346.124 23.6%
2007 19.312.269.417 17.38%
2008 18.863.636.363 -2.38%
2009 15.617.000.000 -20.79%
2010 14.588.000.000 -7.05%
2011 16.438.000.000 11.25%
2012 15.424.000.000 -6.57%
2013 16.161.000.000 4.56%
2014 16.834.000.000 4%
2015 16.646.000.000 -1.13%
2016 17.747.000.000 6.2%
2017 19.691.000.000 9.87%
2018 23.654.000.000 16.75%
2019 11.915.000.000 -98.52%
2020 9.867.000.000 -20.76%
2021 14.006.000.000 29.55%
2022 26.890.000.000 47.91%
2023 8.328.000.000 -222.89%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Bank of Nova Scotia Gross Profit
Year Gross Profit Growth
1995 4.672.000.000
1996 5.362.000.000 12.87%
1997 6.400.000.000 16.22%
1998 7.235.000.000 11.54%
1999 7.855.000.000 7.89%
2000 8.864.000.000 11.38%
2001 10.271.385.494 13.7%
2002 10.616.822.430 3.25%
2003 10.166.161.150 -4.43%
2004 10.184.101.438 0.18%
2005 10.400.283.386 2.08%
2006 11.207.225.401 7.2%
2007 12.489.830.669 10.27%
2008 11.877.104.377 -5.16%
2009 14.457.000.000 17.85%
2010 15.505.000.000 6.76%
2011 17.288.000.000 10.31%
2012 18.421.000.000 6.15%
2013 20.663.000.000 10.85%
2014 23.176.000.000 10.84%
2015 23.644.000.000 1.98%
2016 25.936.000.000 8.84%
2017 26.748.000.000 3.04%
2018 28.216.000.000 5.2%
2019 30.236.000.000 6.68%
2020 31.292.000.000 3.37%
2021 30.913.000.000 -1.23%
2022 31.148.000.000 0.75%
2023 31.692.000.000 1.72%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Bank of Nova Scotia Net Profit
Year Net Profit Growth
1995 876.000.000
1996 1.069.000.000 18.05%
1997 1.514.000.000 29.39%
1998 1.394.000.000 -8.61%
1999 1.551.000.000 10.12%
2000 1.926.000.000 19.47%
2001 2.169.496.905 11.22%
2002 1.797.507.788 -20.69%
2003 2.476.592.378 27.42%
2004 2.930.992.441 15.5%
2005 3.209.351.753 8.67%
2006 3.579.041.849 10.33%
2007 4.045.028.853 11.52%
2008 3.139.730.640 -28.83%
2009 3.547.000.000 11.48%
2010 4.239.000.000 16.32%
2011 5.175.000.000 18.09%
2012 6.243.000.000 17.11%
2013 6.422.000.000 2.79%
2014 7.071.000.000 9.18%
2015 7.014.000.000 -0.81%
2016 7.117.000.000 1.45%
2017 8.005.000.000 11.09%
2018 8.548.000.000 6.35%
2019 8.390.000.000 -1.88%
2020 6.778.000.000 -23.78%
2021 9.624.000.000 29.57%
2022 9.916.000.000 2.94%
2023 5.416.000.000 -83.09%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Bank of Nova Scotia Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1995 1
1996 1 100%
1997 1 0%
1998 1 0%
1999 1 0%
2000 2 0%
2001 2 50%
2002 2 -100%
2003 2 50%
2004 3 0%
2005 3 33.33%
2006 4 0%
2007 4 25%
2008 3 -33.33%
2009 3 0%
2010 4 0%
2011 5 25%
2012 5 20%
2013 5 0%
2014 6 0%
2015 6 0%
2016 6 0%
2017 7 16.67%
2018 7 14.29%
2019 7 -16.67%
2020 5 -20%
2021 8 28.57%
2022 8 12.5%
2023 4 -100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Bank of Nova Scotia Free Cashflow
Year Free Cashflow Growth
1995 152.000.000
1996 2.008.000.000 92.43%
1997 -1.482.000.000 235.49%
1998 -53.000.000 -2696.23%
1999 1.983.000.000 102.67%
2000 -4.828.000.000 141.07%
2001 -620.536.422 -678.04%
2002 -3.085.669.782 79.89%
2003 -7.245.153.633 57.41%
2004 749.817.118 1066.26%
2005 -3.489.195.891 121.49%
2006 -6.220.127.903 43.9%
2007 1.694.257.876 467.13%
2008 19.647.667.148 91.38%
2009 -11.246.000.000 274.71%
2010 -3.249.000.000 -246.14%
2011 697.000.000 566.14%
2012 7.635.000.000 90.87%
2013 9.598.000.000 20.45%
2014 4.667.000.000 -105.66%
2015 13.565.000.000 65.6%
2016 3.751.000.000 -261.64%
2017 2.581.000.000 -45.33%
2018 17.395.000.000 85.16%
2019 -12.211.000.000 242.45%
2020 55.893.000.000 121.85%
2021 -13.269.000.000 521.23%
2022 16.372.000.000 181.05%
2023 4.593.000.000 -256.46%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Bank of Nova Scotia Operating Cashflow
Year Operating Cashflow Growth
1995 578.000.000
1996 2.207.000.000 73.81%
1997 39.000.000 -5558.97%
1998 206.000.000 81.07%
1999 2.199.000.000 90.63%
2000 -4.728.000.000 146.51%
2001 -457.070.306 -934.41%
2002 -3.048.286.604 85.01%
2003 -7.110.642.226 57.13%
2004 977.810.290 827.2%
2005 -3.321.525.564 129.44%
2006 -5.964.321.777 44.31%
2007 2.011.162.615 396.56%
2008 20.111.832.612 90%
2009 -11.047.000.000 282.06%
2010 -2.945.000.000 -275.11%
2011 1.063.000.000 377.05%
2012 8.069.000.000 86.83%
2013 9.744.000.000 17.19%
2014 4.944.000.000 -97.09%
2015 13.847.000.000 64.3%
2016 4.099.000.000 -237.81%
2017 16.584.000.000 75.28%
2018 17.811.000.000 6.89%
2019 -12.025.000.000 248.12%
2020 56.664.000.000 121.22%
2021 -12.807.000.000 542.45%
2022 16.943.000.000 175.59%
2023 4.746.000.000 -257%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Bank of Nova Scotia Capital Expenditure
Year Capital Expenditure Growth
1995 426.000.000
1996 199.000.000 -114.07%
1997 1.521.000.000 86.92%
1998 259.000.000 -487.26%
1999 216.000.000 -19.91%
2000 100.000.000 -116%
2001 163.466.116 38.83%
2002 37.383.178 -337.27%
2003 134.511.407 72.21%
2004 227.993.172 41%
2005 167.670.327 -35.98%
2006 255.806.126 34.45%
2007 316.904.739 19.28%
2008 464.165.464 31.73%
2009 199.000.000 -133.25%
2010 304.000.000 34.54%
2011 366.000.000 16.94%
2012 434.000.000 15.67%
2013 146.000.000 -197.26%
2014 277.000.000 47.29%
2015 282.000.000 1.77%
2016 348.000.000 18.97%
2017 14.003.000.000 97.51%
2018 416.000.000 -3266.11%
2019 186.000.000 -123.66%
2020 771.000.000 75.88%
2021 462.000.000 -66.88%
2022 571.000.000 19.09%
2023 153.000.000 -273.2%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Bank of Nova Scotia Equity
Year Equity Growth
1995 7.320.000.000
1996 7.749.000.000 5.54%
1997 9.398.000.000 17.55%
1998 10.814.000.000 13.09%
1999 11.406.000.000 5.19%
2000 12.975.000.000 12.09%
2001 14.607.205.206 11.17%
2002 14.777.258.567 1.15%
2003 14.614.268.759 -1.12%
2004 15.235.308.461 4.08%
2005 16.082.182.076 5.27%
2006 17.547.402.670 8.35%
2007 18.803.329.865 6.68%
2008 21.641.414.141 13.11%
2009 24.772.000.000 12.64%
2010 27.631.000.000 10.35%
2011 32.760.000.000 15.66%
2012 39.636.000.000 17.35%
2013 44.653.000.000 11.24%
2014 47.899.000.000 6.78%
2015 52.019.000.000 7.92%
2016 56.251.000.000 7.52%
2017 60.033.000.000 6.3%
2018 67.680.000.000 11.3%
2019 70.192.000.000 3.58%
2020 70.503.000.000 0.44%
2021 72.892.000.000 3.28%
2022 74.749.000.000 2.48%
2023 78.667.000.000 4.98%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Bank of Nova Scotia Assets
Year Assets Growth
1995 147.189.000.000
1996 157.261.000.000 6.4%
1997 195.153.000.000 19.42%
1998 233.588.000.000 16.45%
1999 222.691.000.000 -4.89%
2000 253.171.000.000 12.04%
2001 284.424.694.493 10.99%
2002 296.380.062.305 4.03%
2003 285.892.127.126 -3.67%
2004 279.212.387.222 -2.39%
2005 314.025.268.627 11.09%
2006 379.005.946.370 17.15%
2007 411.509.790.938 7.9%
2008 507.625.060.125 18.93%
2009 496.516.000.000 -2.24%
2010 526.657.000.000 5.72%
2011 575.256.000.000 8.45%
2012 668.044.000.000 13.89%
2013 743.788.000.000 10.18%
2014 805.666.000.000 7.68%
2015 856.497.000.000 5.93%
2016 896.266.000.000 4.44%
2017 915.273.000.000 2.08%
2018 998.493.000.000 8.33%
2019 1.086.161.000.000 8.07%
2020 1.136.466.000.000 4.43%
2021 1.184.844.000.000 4.08%
2022 1.349.418.000.000 12.2%
2023 1.410.789.000.000 4.35%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Bank of Nova Scotia Liabilities
Year Liabilities Growth
1995 139.736.000.000
1996 149.411.000.000 6.48%
1997 185.618.000.000 19.51%
1998 222.601.000.000 16.61%
1999 211.087.000.000 -5.45%
2000 239.467.000.000 11.85%
2001 268.731.947.310 10.89%
2002 279.690.031.152 3.92%
2003 268.951.602.268 -3.99%
2004 261.697.147.037 -2.77%
2005 297.637.265.321 12.08%
2006 361.023.224.503 17.56%
2007 392.209.819.317 7.95%
2008 485.482.202.983 19.21%
2009 471.190.000.000 -3.03%
2010 498.447.000.000 5.47%
2011 541.856.000.000 8.01%
2012 626.665.000.000 13.53%
2013 697.237.000.000 10.12%
2014 756.455.000.000 7.83%
2015 803.018.000.000 5.8%
2016 838.445.000.000 4.23%
2017 853.648.000.000 1.78%
2018 930.813.000.000 8.29%
2019 1.015.969.000.000 8.38%
2020 1.065.963.000.000 4.69%
2021 1.111.952.000.000 4.14%
2022 1.274.669.000.000 12.77%
2023 1.332.122.000.000 4.31%

The Bank of Nova Scotia Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
26.36
Net Income per Share
6.14
Price to Earning Ratio
10.25x
Price To Sales Ratio
2.41x
POCF Ratio
2.39
PFCF Ratio
2.44
Price to Book Ratio
0.99
EV to Sales
9.44
EV Over EBITDA
10.19
EV to Operating CashFlow
9.46
EV to FreeCashFlow
9.59
Earnings Yield
0.1
FreeCashFlow Yield
0.41
Market Cap
76,46 Bil.
Enterprise Value
299,97 Bil.
Graham Number
93.91
Graham NetNet
-979.09

Income Statement Metrics

Net Income per Share
6.14
Income Quality
4.21
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.82
EBT Per Ebit
0.59
Ebit per Revenue
0.38
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0.3
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.38
Pretax Profit Margin
0.22
Net Profit Margin
0.18

Dividends

Dividend Yield
0.04
Dividend Yield %
3.72
Payout Ratio
0.73
Dividend Per Share
2.34

Operating Metrics

Operating Cashflow per Share
26.31
Free CashFlow per Share
25.94
Capex to Operating CashFlow
-0.01
Capex to Revenue
-0.01
Capex to Depreciation
-0.24
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
160.87
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
2.27
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.37

Balance Sheet

Cash per Share
116,77
Book Value per Share
63,79
Tangible Book Value per Share
50.97
Shareholders Equity per Share
63.79
Interest Debt per Share
292.16
Debt to Equity
4.08
Debt to Assets
0.22
Net Debt to EBITDA
7.59
Current Ratio
1.13
Tangible Asset Value
61,47 Bil.
Net Current Asset Value
-1.177,29 Bil.
Invested Capital
4.08
Working Capital
17,93 Bil.
Intangibles to Total Assets
0.01
Average Receivables
7,01 Bil.
Average Payables
8,49 Bil.
Average Inventory
0
Debt to Market Cap
4.1

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Bank of Nova Scotia Dividends
Year Dividends Growth
2002 1
2003 2 100%
2004 2 0%
2005 1 0%
2006 2 0%
2007 2 0%
2008 1 0%
2009 2 50%
2010 2 -100%
2011 2 50%
2012 2 0%
2013 2 -100%
2014 3 50%
2015 3 0%
2016 2 0%
2017 3 0%
2018 3 0%
2019 2 -100%
2020 3 50%
2021 4 33.33%
2022 2 -50%
2023 3 33.33%

The Bank of Nova Scotia Profile

About The Bank of Nova Scotia

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates in four segments: Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets. The company offers financial advice and solutions, and day-to-day banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses, including automotive financing solutions to dealers and their customers. It also provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternative funds, and institutional funds. In addition, the company offers international banking services for retail, corporate, and commercial customers; and lending and transaction, investment banking advisory, and capital markets access services to corporate customers. Further, it provides online, mobile, and telephone banking services. The company operates a network of 954 branches and approximately 3,766 automated banking machines in Canada; and approximately 1,300 branches and a network of contact and support center internationally. The Bank of Nova Scotia was founded in 1832 and is headquartered in Halifax, Canada.

CEO
Mr. L. Scott Thomson
Employee
89.249
Address
1709 Hollis Street
Halifax, B3J 1W1

The Bank of Nova Scotia Executives & BODs

The Bank of Nova Scotia Executives & BODs
# Name Age
1 Mr. Rajagopal Viswanathan
Group Head & Chief Financial Officer
70
2 Mr. L. Scott Thomson
President, Chief Executive Officer & Director
70

The Bank of Nova Scotia Competitors