BPAC5.SA
Banco BTG Pactual S.A.
BPAC5.SA
(3.2)9,15 BRL
1.8% ROA
21.11% ROE
12.2x PER
123.612.247.846,00 BRL
60.49% DER
2.77% Yield
30.91% NPM
Banco BTG Pactual S.A. Stock Analysis
Banco BTG Pactual S.A. Fundamental Analysis
Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.
| # | Analysis | Rating |
|---|---|---|
| 1 |
ROE
ROE surpassing expectations (20.9%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect. |
|
| 2 |
Net Profit Growth
Throughout the past five years, this company has consistently experienced net profit growth, indicating a strong financial performance and making it an attractive investment prospect. |
|
| 3 |
Assets Growth
Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity. |
|
| 4 |
Dividend
Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream. |
|
| 5 |
ROA
The stock's ROA (1.95%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits. |
|
| 6 |
PBV
The stock's PBV ratio (2.11x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns. |
|
| 7 |
DER
The stock has a reasonable amount of debt compared to its ownership (53%), suggesting a balanced financial position and a moderate level of risk. |
|
| 8 |
Revenue Growth
With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity |
|
| 9 |
Buffet Intrinsic Value
The company's stock shows potential as it is undervalued (33) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price. |
|
| 10 |
Graham Number
The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity. |
|
| 11 |
Dividend Growth
Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns. |
Banco BTG Pactual S.A. Technical Analysis
Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.
| # | Analysis | Recommendation |
|---|---|---|
| 1 | Awesome Oscillator | Buy |
| 2 | MACD | Buy |
| 3 | RSI | Hold |
| 4 | Stoch RSI | Sell |
Banco BTG Pactual S.A. Price Chart
Financial Statements
Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.
Income Statements
An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.
Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.
| Year | Revenue | Growth |
|---|---|---|
| 2008 | 1.749.207.000 | |
| 2009 | 2.143.028.000 | 18.38% |
| 2010 | 2.007.857.000 | -6.73% |
| 2011 | 2.535.637.000 | 20.81% |
| 2012 | 5.756.413.000 | 55.95% |
| 2013 | 6.155.359.000 | 6.48% |
| 2014 | 5.410.788.000 | -13.76% |
| 2015 | 230.144.000 | -2251.04% |
| 2016 | 10.089.559.000 | 97.72% |
| 2017 | 6.460.446.000 | -56.17% |
| 2018 | 5.184.493.000 | -24.61% |
| 2019 | 5.207.026.000 | 0.43% |
| 2020 | 10.770.501.000 | 51.65% |
| 2021 | 17.801.555.000 | 39.5% |
| 2022 | 29.554.688.000 | 39.77% |
| 2023 | 38.200.232.000 | 22.63% |
Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.
| Year | Research and Development Expenses | Growth |
|---|---|---|
| 2008 | 0 | |
| 2009 | 0 | 0% |
| 2010 | 0 | 0% |
| 2011 | 0 | 0% |
| 2012 | 0 | 0% |
| 2013 | 0 | 0% |
| 2014 | 0 | 0% |
| 2015 | 0 | 0% |
| 2016 | 0 | 0% |
| 2017 | 0 | 0% |
| 2018 | 0 | 0% |
| 2019 | 0 | 0% |
| 2020 | 0 | 0% |
| 2021 | 0 | 0% |
| 2022 | 0 | 0% |
| 2023 | 0 | 0% |
General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.
| Year | General and Administrative Expenses | Growth |
|---|---|---|
| 2008 | 164.504.000 | |
| 2009 | 158.794.000 | -3.6% |
| 2010 | 255.204.000 | 37.78% |
| 2011 | 355.462.000 | 28.2% |
| 2012 | 516.032.000 | 31.12% |
| 2013 | 774.401.000 | 33.36% |
| 2014 | 1.119.847.000 | 30.85% |
| 2015 | 1.400.454.000 | 20.04% |
| 2016 | 1.097.505.000 | -27.6% |
| 2017 | 2.785.100.000 | 60.59% |
| 2018 | 992.289.000 | -180.67% |
| 2019 | 586.869.000 | -69.08% |
| 2020 | 1.475.630.000 | 60.23% |
| 2021 | 4.704.246.000 | 68.63% |
| 2022 | 5.498.371.000 | 14.44% |
| 2023 | 6.992.340.000 | 21.37% |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.
| Year | EBITDA | Growth |
|---|---|---|
| 2008 | 933.245.000 | |
| 2009 | 1.117.840.000 | 16.51% |
| 2010 | 1.206.865.000 | 7.38% |
| 2011 | 1.134.478.000 | -6.38% |
| 2012 | 2.969.085.000 | 61.79% |
| 2013 | 3.095.539.000 | 4.09% |
| 2014 | 2.086.220.000 | -48.38% |
| 2015 | -2.445.285.000 | 185.32% |
| 2016 | 5.867.508.000 | 141.68% |
| 2017 | 1.889.809.000 | -210.48% |
| 2018 | 2.570.326.000 | 26.48% |
| 2019 | 4.337.997.000 | 40.75% |
| 2020 | 4.995.260.000 | 13.16% |
| 2021 | 8.313.917.000 | 39.92% |
| 2022 | 60.257.807.000 | 86.2% |
| 2023 | 13.094.264.000 | -360.18% |
Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.
| Year | Gross Profit | Growth |
|---|---|---|
| 2008 | 1.749.207.000 | |
| 2009 | 2.143.028.000 | 18.38% |
| 2010 | 2.007.857.000 | -6.73% |
| 2011 | 2.535.637.000 | 20.81% |
| 2012 | 5.756.413.000 | 55.95% |
| 2013 | 6.155.359.000 | 6.48% |
| 2014 | 5.410.788.000 | -13.76% |
| 2015 | 230.144.000 | -2251.04% |
| 2016 | 10.089.559.000 | 97.72% |
| 2017 | 6.460.446.000 | -56.17% |
| 2018 | 5.184.493.000 | -24.61% |
| 2019 | 5.207.026.000 | 0.43% |
| 2020 | 10.770.501.000 | 51.65% |
| 2021 | 17.801.555.000 | 39.5% |
| 2022 | 29.554.688.000 | 39.77% |
| 2023 | 38.200.232.000 | 22.63% |
Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.
| Year | Net Profit | Growth |
|---|---|---|
| 2008 | 838.817.000 | |
| 2009 | 629.285.000 | -33.3% |
| 2010 | 815.550.000 | 22.84% |
| 2011 | 1.334.604.000 | 38.89% |
| 2012 | 2.132.990.000 | 37.43% |
| 2013 | 2.477.803.000 | 13.92% |
| 2014 | 2.117.086.000 | -17.04% |
| 2015 | 736.814.000 | -187.33% |
| 2016 | 4.734.682.000 | 84.44% |
| 2017 | 2.383.120.000 | -98.68% |
| 2018 | 2.360.784.000 | -0.95% |
| 2019 | 3.752.080.000 | 37.08% |
| 2020 | 3.976.382.000 | 5.64% |
| 2021 | 6.342.155.000 | 37.3% |
| 2022 | 7.841.837.000 | 19.12% |
| 2023 | 10.490.204.000 | 25.25% |
EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.
| Year | Earning per Share (EPS) | Growth |
|---|---|---|
| 2008 | 0 | |
| 2009 | 0 | 0% |
| 2010 | 0 | 0% |
| 2011 | 0 | 0% |
| 2012 | 0 | 0% |
| 2013 | 0 | 0% |
| 2014 | 0 | 0% |
| 2015 | 0 | 0% |
| 2016 | 1 | 0% |
| 2017 | 0 | 0% |
| 2018 | 0 | 0% |
| 2019 | 0 | 0% |
| 2020 | 0 | 0% |
| 2021 | 1 | 0% |
| 2022 | 1 | 0% |
| 2023 | 0 | 0% |
Cashflow Statements
Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.
Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.
| Year | Free Cashflow | Growth |
|---|---|---|
| 2008 | 1.017.301.000 | |
| 2009 | -2.543.067.000 | 140% |
| 2010 | 3.037.253.000 | 183.73% |
| 2011 | 751.847.000 | -303.97% |
| 2012 | -4.514.268.000 | 116.65% |
| 2013 | -20.167.322.000 | 77.62% |
| 2014 | 82.273.000 | 24612.69% |
| 2015 | -8.522.772.000 | 100.97% |
| 2016 | 18.257.401.000 | 146.68% |
| 2017 | 3.786.046.000 | -382.23% |
| 2018 | 2.857.180.000 | -32.51% |
| 2019 | -12.364.057.000 | 123.11% |
| 2020 | 2.132.881.000 | 679.69% |
| 2021 | -20.084.348.000 | 110.62% |
| 2022 | 20.327.813.000 | 198.8% |
| 2023 | 2.360.578.000 | -761.14% |
Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.
| Year | Operating Cashflow | Growth |
|---|---|---|
| 2008 | 1.033.209.000 | |
| 2009 | -2.537.758.000 | 140.71% |
| 2010 | 3.393.403.000 | 174.79% |
| 2011 | 1.259.475.000 | -169.43% |
| 2012 | -4.385.573.000 | 128.72% |
| 2013 | -19.929.255.000 | 77.99% |
| 2014 | 262.935.000 | 7679.54% |
| 2015 | -8.322.788.000 | 103.16% |
| 2016 | 18.479.660.000 | 145.04% |
| 2017 | 3.868.837.000 | -377.65% |
| 2018 | 2.859.709.000 | -35.29% |
| 2019 | -12.343.159.000 | 123.17% |
| 2020 | 2.346.455.000 | 626.03% |
| 2021 | -15.648.821.000 | 114.99% |
| 2022 | 21.901.441.000 | 171.45% |
| 2023 | 2.447.601.000 | -794.81% |
Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.
| Year | Capital Expenditure | Growth |
|---|---|---|
| 2008 | 15.908.000 | |
| 2009 | 5.309.000 | -199.64% |
| 2010 | 356.150.000 | 98.51% |
| 2011 | 507.628.000 | 29.84% |
| 2012 | 128.695.000 | -294.44% |
| 2013 | 238.067.000 | 45.94% |
| 2014 | 180.662.000 | -31.77% |
| 2015 | 199.984.000 | 9.66% |
| 2016 | 222.259.000 | 10.02% |
| 2017 | 82.791.000 | -168.46% |
| 2018 | 2.529.000 | -3173.67% |
| 2019 | 20.898.000 | 87.9% |
| 2020 | 213.574.000 | 90.22% |
| 2021 | 4.435.527.000 | 95.18% |
| 2022 | 1.573.628.000 | -181.87% |
| 2023 | 87.023.000 | -1708.29% |
Balance Sheet
Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.
Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.
| Year | Equity | Growth |
|---|---|---|
| 2008 | 3.865.215.000 | |
| 2009 | 3.244.500.000 | -19.13% |
| 2010 | 5.537.682.000 | 41.41% |
| 2011 | 6.333.278.000 | 12.56% |
| 2012 | 10.354.701.000 | 38.84% |
| 2013 | 12.482.593.000 | 17.05% |
| 2014 | 14.902.362.000 | 16.24% |
| 2015 | 20.016.407.000 | 25.55% |
| 2016 | 17.035.050.000 | -17.5% |
| 2017 | 18.745.028.000 | 9.12% |
| 2018 | 18.983.605.000 | 1.26% |
| 2019 | 21.332.170.000 | 11.01% |
| 2020 | 27.125.950.000 | 21.36% |
| 2021 | 40.514.843.000 | 33.05% |
| 2022 | 46.613.311.000 | 13.08% |
| 2023 | 51.696.186.000 | 9.83% |
Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.
| Year | Assets | Growth |
|---|---|---|
| 2008 | 19.270.837.000 | |
| 2009 | 21.914.810.000 | 12.06% |
| 2010 | 73.826.129.000 | 70.32% |
| 2011 | 82.392.059.000 | 10.4% |
| 2012 | 124.425.734.000 | 33.78% |
| 2013 | 120.888.308.000 | -2.93% |
| 2014 | 157.712.093.000 | 23.35% |
| 2015 | 242.998.063.000 | 35.1% |
| 2016 | 111.407.601.000 | -118.12% |
| 2017 | 117.472.283.000 | 5.16% |
| 2018 | 137.646.425.000 | 14.66% |
| 2019 | 176.044.366.000 | 21.81% |
| 2020 | 244.925.333.000 | 28.12% |
| 2021 | 346.142.668.000 | 29.24% |
| 2022 | 450.612.088.000 | 23.18% |
| 2023 | 496.439.124.000 | 9.23% |
Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.
| Year | Liabilities | Growth |
|---|---|---|
| 2008 | 0 | |
| 2009 | 0 | 0% |
| 2010 | 31.772.206.000 | 100% |
| 2011 | 75.846.574.000 | 58.11% |
| 2012 | 7.122.829.000 | -964.84% |
| 2013 | 2.148.839.000 | -231.47% |
| 2014 | 3.952.074.000 | 45.63% |
| 2015 | 5.963.485.000 | 33.73% |
| 2016 | 2.722.232.000 | -119.07% |
| 2017 | 1.467.741.000 | -85.47% |
| 2018 | 118.662.820.000 | 98.76% |
| 2019 | 154.712.196.000 | 23.3% |
| 2020 | 98.289.635.000 | -57.4% |
| 2021 | 305.627.825.000 | 67.84% |
| 2022 | 403.998.777.000 | 24.35% |
| 2023 | 444.742.938.000 | 9.16% |
Banco BTG Pactual S.A. Financial Ratio (TTM)
Valuation Metrics
- Revenue per Share
- 2.71
- Net Income per Share
- 0.77
- Price to Earning Ratio
- 12.2x
- Price To Sales Ratio
- 3.97x
- POCF Ratio
- 9.84
- PFCF Ratio
- 11.92
- Price to Book Ratio
- 2.26
- EV to Sales
- 3.7
- EV Over EBITDA
- 3.66
- EV to Operating CashFlow
- 10.52
- EV to FreeCashFlow
- 11.11
- Earnings Yield
- 0.08
- FreeCashFlow Yield
- 0.08
- Market Cap
- 123,61 Bil.
- Enterprise Value
- 115,27 Bil.
- Graham Number
- 8.48
- Graham NetNet
- -32.45
Income Statement Metrics
- Net Income per Share
- 0.77
- Income Quality
- 1.24
- ROE
- 0.2
- Return On Assets
- 0.02
- Return On Capital Employed
- 0.04
- Net Income per EBT
- 0.68
- EBT Per Ebit
- 0.68
- Ebit per Revenue
- 0.66
- Effective Tax Rate
- 0.11
Margins
- Sales, General, & Administrative to Revenue
- 0.2
- Research & Developement to Revenue
- 0
- Stock Based Compensation to Revenue
- 0
- Gross Profit Margin
- 1
- Operating Profit Margin
- 0.66
- Pretax Profit Margin
- 0.45
- Net Profit Margin
- 0.31
Dividends
- Dividend Yield
- 0.03
- Dividend Yield %
- 2.77
- Payout Ratio
- 0
- Dividend Per Share
- 0.26
Operating Metrics
- Operating Cashflow per Share
- 0.95
- Free CashFlow per Share
- 0.9
- Capex to Operating CashFlow
- -0.05
- Capex to Revenue
- -0.02
- Capex to Depreciation
- -0.61
- Return on Invested Capital
- 0.37
- Return on Tangible Assets
- 0.02
- Days Sales Outstanding
- 537.34
- Days Payables Outstanding
- 0
- Days of Inventory on Hand
- 0
- Receivables Turnover
- 0.68
- Payables Turnover
- 0
- Inventory Turnover
- 0
- Capex per Share
- -0.05
Balance Sheet
- Cash per Share
- 3,24
- Book Value per Share
- 4,16
- Tangible Book Value per Share
- 4.12
- Shareholders Equity per Share
- 4.16
- Interest Debt per Share
- 6.49
- Debt to Equity
- 0.6
- Debt to Assets
- 0.06
- Net Debt to EBITDA
- -0.27
- Current Ratio
- 37.85
- Tangible Asset Value
- 47,42 Bil.
- Net Current Asset Value
- -361,63 Bil.
- Invested Capital
- 0.6
- Working Capital
- 80,91 Bil.
- Intangibles to Total Assets
- 0.01
- Average Receivables
- 49,55 Bil.
- Average Payables
- 2,41 Bil.
- Average Inventory
- 0
- Debt to Market Cap
- 0.23
Dividends
Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.
| Year | Dividends | Growth |
|---|---|---|
| 2017 | 1 | |
| 2018 | 0 | 0% |
| 2019 | 0 | 0% |
| 2020 | 0 | 0% |
| 2021 | 0 | 0% |
| 2022 | 0 | 0% |
| 2023 | 0 | 0% |
Banco BTG Pactual S.A. Profile
About Banco BTG Pactual S.A.
Banco BTG Pactual S.A. provides financial products and services in Brazil and internationally. Its investment banking services include advisory services relating to mergers and acquisitions, divestitures, restructurings, spin-offs, reorganizations, and other corporate transactions; placement and advisory services in primary and/ or secondary public offerings; structuring and distribution of fixed income instruments; and financial advisory, issuance coordination, and specific financing structures for energy and infrastructure projects. The company's wealth management products and services comprise trading in bonds, equities, options, futures, structured products, and cash instruments; investment funds; alternative investments, such as hedge funds, private equity, real estate, and structured credit funds; debit and credit cards; portfolio solutions; and clearing and custody services. It also offers credits to large and medium-sized companies, as well as offers a platform for the management and acquisition of non-performing corporate loans, and distressed real estate portfolios; credit operations and anticipation of receivables for small and medium-sized companies; and deals with companies under liquidation or bankruptcy. The company also provides products and services in the local and international markets which include market making, brokerage and settlement, transactions with derivatives, interest rates, exchange, equities, energy, insurance, and reinsurance. In addition, it offers asset management services through investment funds and managed portfolios, as well as invests on behalf of institutional investors, including pension funds, corporations, insurance companies, financial intermediaries, governments, and high-net-worth individuals and family offices. The company was founded in 1983 and is based in Sao Paulo, Brazil. Banco BTG Pactual S.A. is a subsidiary of BTG Pactual Holding Financeira Ltda.
- CEO
- Mr. Roberto Balls Sallouti
- Employee
- 6.646
- Address
-
Av. Brigadeiro Faria Lima, 3.477
São Paulo, 04538-133
Banco BTG Pactual S.A. Executives & BODs
| # | Name | Age |
|---|---|---|
| 1 |
Mr. André Fernandes Lopes Dias Chief Risk Officer, Executive Officer & Member of Board of Executive Officers |
70 |
| 2 |
Mr. Guilherme da Costa Paes Co-Head of the Investment Banking Unit, Executive Officer & Member of Board of Executive Officers |
70 |
| 3 |
Mr. Bruno Duque Horta Nogueira Managing Director Partner, Executive Officer & Member of Board of Executive Officers |
70 |
| 4 |
Mr. Antonio Carlos Canto Porto Filho Senior Vice President, Executive Officer & Member of Board of Executive Officers |
70 |
| 5 |
Mr. Oswaldo de Assis Filho Executive Officer & Member of Board of Executive Officers |
70 |
| 6 |
Mr. Rogério Pessoa Cavalcanti de Albuquerque Co-Head of the Wealth Management Unit, Executive Officer & Member of Board of Executive Officers |
70 |
| 7 |
Mr. Iuri Rapoport Secretary, Chief Sustainability Officer, Co-Head of ESG & Impact Investing and Member of Executive Board |
70 |
| 8 |
Mr. Renato Hermann Cohn Chief Financial Officer, Member of Board of Executive Officers & Investor Relations Director |
70 |
| 9 |
Mr. Renato Monteiro dos Santos Head of FICC, Senior Vice President, Executive Officer & Member of Board of Executive Officers |
70 |
| 10 |
Mr. Roberto Balls Sallouti Chief Executive Officer, Member of Board of Executive Officers & Director |
70 |
Banco BTG Pactual S.A. Competitors
