Boston Private Financial Holdings, Inc. Logo

Boston Private Financial Holdings, Inc.

BPFH

(1.2)
Stock Price

14,75 USD

4.28% ROA

5.35% ROE

27.04x PER

Market Cap.

0,00 USD

25.46% DER

0% Yield

13.8% NPM

Boston Private Financial Holdings, Inc. Stock Analysis

Boston Private Financial Holdings, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Boston Private Financial Holdings, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE falls within an average range (5.35%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

2 ROA

The stock's ROA (4.28%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

3 PBV

The stock's PBV ratio (1.4x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

4 Assets Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

5 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (120) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

6 DER

The stock is burdened with a heavy load of debt (1058%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

9 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

Boston Private Financial Holdings, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Boston Private Financial Holdings, Inc. Technical Stock Analysis
# Analysis Recommendation

Boston Private Financial Holdings, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Boston Private Financial Holdings, Inc. Revenue
Year Revenue Growth
1993 3.700.000
1994 6.400.000 42.19%
1995 9.700.000 34.02%
1996 13.100.000 25.95%
1997 25.200.000 48.02%
1998 32.300.000 21.98%
1999 42.500.000 24%
2000 56.980.000 25.41%
2001 105.429.000 45.95%
2002 115.896.000 9.03%
2003 133.849.000 13.41%
2004 196.792.000 31.98%
2005 263.326.000 25.27%
2006 344.854.000 23.64%
2007 403.648.000 14.57%
2008 431.509.000 6.46%
2009 285.934.000 -50.91%
2010 292.497.000 2.24%
2011 303.914.000 3.76%
2012 294.194.000 -3.3%
2013 299.165.000 1.66%
2014 320.499.000 6.66%
2015 346.939.000 7.62%
2016 356.363.000 2.64%
2017 379.916.000 6.2%
2018 366.421.000 -3.68%
2019 329.623.000 -11.16%
2020 327.310.000 -0.71%
2021 259.572.000 -26.1%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Boston Private Financial Holdings, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1993 0
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Boston Private Financial Holdings, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1993 1.800.000
1994 2.800.000 35.71%
1995 4.100.000 31.71%
1996 5.500.000 25.45%
1997 11.900.000 53.78%
1998 16.400.000 27.44%
1999 20.800.000 21.15%
2000 27.456.000 24.24%
2001 45.952.000 40.25%
2002 52.494.000 12.46%
2003 62.668.000 16.23%
2004 93.218.000 32.77%
2005 118.897.000 21.6%
2006 176.784.000 32.74%
2007 195.224.000 9.45%
2008 202.517.000 3.6%
2009 142.724.000 -41.89%
2010 157.249.000 9.24%
2011 158.743.000 0.94%
2012 165.454.000 4.06%
2013 161.220.000 -2.63%
2014 166.869.000 3.39%
2015 183.062.000 8.85%
2016 186.566.000 1.88%
2017 214.800.000 13.14%
2018 200.080.000 -7.36%
2019 167.424.000 -19.5%
2020 180.818.000 7.41%
2021 -2.192.308 8347.84%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Boston Private Financial Holdings, Inc. EBITDA
Year EBITDA Growth
1993 2.500.000
1994 5.800.000 56.9%
1995 10.800.000 46.3%
1996 13.300.000 18.8%
1997 17.700.000 24.86%
1998 24.700.000 28.34%
1999 29.800.000 17.11%
2000 41.675.000 28.49%
2001 63.101.000 33.96%
2002 63.721.000 0.97%
2003 59.521.000 -7.06%
2004 95.996.000 38%
2005 157.895.000 39.2%
2006 237.449.000 33.5%
2007 216.585.000 -9.63%
2008 -270.796.000 179.98%
2009 124.596.000 317.34%
2010 56.386.000 -120.97%
2011 122.579.000 54%
2012 132.501.000 7.49%
2013 151.106.000 12.31%
2014 147.699.000 -2.31%
2015 145.402.000 -1.58%
2016 153.233.000 5.11%
2017 141.819.000 -8.05%
2018 199.388.000 28.87%
2019 207.115.000 3.73%
2020 116.068.000 -78.44%
2021 64.016.000 -81.31%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Boston Private Financial Holdings, Inc. Gross Profit
Year Gross Profit Growth
1993 3.700.000
1994 6.400.000 42.19%
1995 9.700.000 34.02%
1996 13.100.000 25.95%
1997 25.200.000 48.02%
1998 32.300.000 21.98%
1999 42.500.000 24%
2000 56.980.000 25.41%
2001 105.429.000 45.95%
2002 115.896.000 9.03%
2003 133.849.000 13.41%
2004 196.792.000 31.98%
2005 263.326.000 25.27%
2006 344.854.000 23.64%
2007 403.648.000 14.57%
2008 431.509.000 6.46%
2009 285.934.000 -50.91%
2010 292.497.000 2.24%
2011 303.914.000 3.76%
2012 294.194.000 -3.3%
2013 299.165.000 1.66%
2014 320.499.000 6.66%
2015 346.939.000 7.62%
2016 356.363.000 2.64%
2017 379.916.000 6.2%
2018 366.421.000 -3.68%
2019 329.623.000 -11.16%
2020 327.310.000 -0.71%
2021 259.572.000 -26.1%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Boston Private Financial Holdings, Inc. Net Profit
Year Net Profit Growth
1993 500.000
1994 1.200.000 58.33%
1995 1.700.000 29.41%
1996 2.200.000 22.73%
1997 3.500.000 37.14%
1998 5.500.000 36.36%
1999 7.400.000 25.68%
2000 9.728.000 23.93%
2001 11.546.000 15.75%
2002 23.745.000 51.38%
2003 21.823.000 -8.81%
2004 33.634.000 35.12%
2005 46.318.000 27.38%
2006 54.373.000 14.81%
2007 4.170.000 -1203.91%
2008 -388.752.000 101.07%
2009 5.231.000 7531.7%
2010 -10.970.000 147.68%
2011 39.137.000 128.03%
2012 53.271.000 26.53%
2013 70.535.000 24.48%
2014 68.815.000 -2.5%
2015 64.925.000 -5.99%
2016 71.628.000 9.36%
2017 40.591.000 -76.46%
2018 80.384.000 49.5%
2019 80.028.000 -0.44%
2020 45.153.000 -77.24%
2021 42.608.000 -5.97%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Boston Private Financial Holdings, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1993 0
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 100%
2003 1 0%
2004 1 100%
2005 2 0%
2006 2 0%
2007 0 0%
2008 -8 100%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 0 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Boston Private Financial Holdings, Inc. Free Cashflow
Year Free Cashflow Growth
1993 2.700.000
1994 2.400.000 -12.5%
1995 1.900.000 -26.32%
1996 2.800.000 32.14%
1997 3.200.000 12.5%
1998 6.700.000 52.24%
1999 4.100.000 -63.41%
2000 12.661.000 67.62%
2001 11.013.000 -14.96%
2002 -3.968.000 377.55%
2003 30.875.000 112.85%
2004 11.633.000 -165.41%
2005 94.386.000 87.68%
2006 59.327.000 -59.09%
2007 79.075.000 24.97%
2008 56.703.000 -39.45%
2009 239.681.000 76.34%
2010 71.485.000 -235.29%
2011 76.918.000 7.06%
2012 56.833.000 -35.34%
2013 116.630.000 51.27%
2014 108.161.000 -7.83%
2015 94.165.000 -14.86%
2016 107.484.000 12.39%
2017 103.629.000 -3.72%
2018 93.607.000 -10.71%
2019 73.774.000 -26.88%
2020 49.662.000 -48.55%
2021 20.450.000 -142.85%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Boston Private Financial Holdings, Inc. Operating Cashflow
Year Operating Cashflow Growth
1993 3.000.000
1994 2.500.000 -20%
1995 2.500.000 0%
1996 3.400.000 26.47%
1997 4.800.000 29.17%
1998 8.100.000 40.74%
1999 6.000.000 -35%
2000 15.572.000 61.47%
2001 15.568.000 -0.03%
2002 2.027.000 -668.03%
2003 34.423.000 94.11%
2004 19.742.000 -74.36%
2005 105.039.000 81.21%
2006 74.469.000 -41.05%
2007 90.760.000 17.95%
2008 63.575.000 -42.76%
2009 245.268.000 74.08%
2010 75.891.000 -223.18%
2011 85.887.000 11.64%
2012 51.812.000 -65.77%
2013 114.175.000 54.62%
2014 107.059.000 -6.65%
2015 93.888.000 -14.03%
2016 106.147.000 11.55%
2017 101.985.000 -4.08%
2018 93.499.000 -9.08%
2019 73.282.000 -27.59%
2020 60.748.000 -20.63%
2021 21.718.000 -179.71%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Boston Private Financial Holdings, Inc. Capital Expenditure
Year Capital Expenditure Growth
1993 300.000
1994 100.000 -200%
1995 600.000 83.33%
1996 600.000 0%
1997 1.600.000 62.5%
1998 1.400.000 -14.29%
1999 1.900.000 26.32%
2000 2.911.000 34.73%
2001 4.555.000 36.09%
2002 5.995.000 24.02%
2003 3.548.000 -68.97%
2004 8.109.000 56.25%
2005 10.653.000 23.88%
2006 15.142.000 29.65%
2007 11.685.000 -29.58%
2008 6.872.000 -70.04%
2009 5.587.000 -23%
2010 4.406.000 -26.8%
2011 8.969.000 50.88%
2012 -5.021.000 278.63%
2013 -2.455.000 -104.52%
2014 -1.102.000 -122.78%
2015 -277.000 -297.83%
2016 -1.337.000 79.28%
2017 -1.644.000 18.67%
2018 -108.000 -1422.22%
2019 -492.000 78.05%
2020 11.086.000 104.44%
2021 1.268.000 -774.29%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Boston Private Financial Holdings, Inc. Equity
Year Equity Growth
1993 13.700.000
1994 14.800.000 7.43%
1995 17.400.000 14.94%
1996 22.900.000 24.02%
1997 25.900.000 11.58%
1998 32.300.000 19.81%
1999 39.100.000 17.39%
2000 98.475.000 60.29%
2001 139.631.000 29.47%
2002 167.382.000 16.58%
2003 235.452.000 28.91%
2004 321.227.000 26.7%
2005 533.590.000 39.8%
2006 635.197.000 16%
2007 662.461.000 4.12%
2008 701.216.000 5.53%
2009 651.154.000 -7.69%
2010 538.476.000 -20.93%
2011 587.816.000 8.39%
2012 603.102.000 2.53%
2013 633.688.000 4.83%
2014 703.911.000 9.98%
2015 746.613.000 5.72%
2016 768.481.000 2.85%
2017 785.944.000 2.22%
2018 753.954.000 -4.24%
2019 819.018.000 7.94%
2020 868.008.000 5.64%
2021 858.423.000 -1.12%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Boston Private Financial Holdings, Inc. Assets
Year Assets Growth
1993 105.500.000
1994 205.300.000 48.61%
1995 241.600.000 15.02%
1996 288.900.000 16.37%
1997 368.900.000 21.69%
1998 457.200.000 19.31%
1999 567.400.000 19.42%
2000 81.272.000 -598.15%
2001 130.004.000 37.49%
2002 115.536.000 -12.52%
2003 113.806.000 -1.52%
2004 316.077.000 63.99%
2005 756.723.000 58.23%
2006 700.360.000 -8.05%
2007 644.672.000 -8.64%
2008 572.843.000 -12.54%
2009 597.033.000 4.05%
2010 1.406.979.000 57.57%
2011 5.192.643.000 72.9%
2012 5.756.869.000 9.8%
2013 5.733.261.000 -0.41%
2014 5.955.364.000 3.73%
2015 6.446.740.000 7.62%
2016 6.692.942.000 3.68%
2017 7.130.262.000 6.13%
2018 7.495.459.000 4.87%
2019 360.438.000 -1979.54%
2020 1.122.251.000 67.88%
2021 1.455.939.000 22.92%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Boston Private Financial Holdings, Inc. Liabilities
Year Liabilities Growth
1993 91.800.000
1994 190.500.000 51.81%
1995 224.200.000 15.03%
1996 266.000.000 15.71%
1997 343.000.000 22.45%
1998 424.900.000 19.28%
1999 528.300.000 19.57%
2000 823.035.000 35.81%
2001 1.369.848.000 39.92%
2002 1.653.359.000 17.15%
2003 1.960.845.000 15.68%
2004 2.949.050.000 33.51%
2005 4.600.475.000 35.9%
2006 5.128.347.000 10.29%
2007 6.155.670.000 16.69%
2008 6.565.122.000 6.24%
2009 5.398.111.000 -21.62%
2010 5.614.425.000 3.85%
2011 5.460.556.000 -2.82%
2012 5.861.903.000 6.85%
2013 5.803.421.000 -1.01%
2014 6.093.963.000 4.77%
2015 6.795.895.000 10.33%
2016 7.201.993.000 5.64%
2017 7.525.800.000 4.3%
2018 7.740.671.000 2.78%
2019 8.011.483.000 3.38%
2020 9.180.725.000 12.74%
2021 9.680.069.000 5.16%

Boston Private Financial Holdings, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.95
Net Income per Share
0.55
Price to Earning Ratio
27.04x
Price To Sales Ratio
0x
POCF Ratio
20.1
PFCF Ratio
0
Price to Book Ratio
1.41
EV to Sales
-2.51
EV Over EBITDA
-7.08
EV to Operating CashFlow
-13.52
EV to FreeCashFlow
-16.54
Earnings Yield
0.04
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
-0,82 Bil.
Graham Number
11.35
Graham NetNet
-82.88

Income Statement Metrics

Net Income per Share
0.55
Income Quality
1.35
ROE
0.05
Return On Assets
0.04
Return On Capital Employed
0.05
Net Income per EBT
0.84
EBT Per Ebit
1.05
Ebit per Revenue
0.16
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.55
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.16
Pretax Profit Margin
0.17
Net Profit Margin
0.14

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.73
Free CashFlow per Share
0.6
Capex to Operating CashFlow
-0.18
Capex to Revenue
-0.03
Capex to Depreciation
-0.51
Return on Invested Capital
0.04
Return on Tangible Assets
0.04
Days Sales Outstanding
32.33
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
11.29
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.13

Balance Sheet

Cash per Share
27,78
Book Value per Share
10,49
Tangible Book Value per Share
-98.17
Shareholders Equity per Share
10.49
Interest Debt per Share
3.16
Debt to Equity
0.25
Debt to Assets
0.2
Net Debt to EBITDA
-7.08
Current Ratio
155.83
Tangible Asset Value
-8,13 Bil.
Net Current Asset Value
-8,13 Bil.
Invested Capital
0.25
Working Capital
1,05 Bil.
Intangibles to Total Assets
0.06
Average Receivables
0,03 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Boston Private Financial Holdings, Inc. Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%

Boston Private Financial Holdings, Inc. Profile

About Boston Private Financial Holdings, Inc.

Boston Private Financial Holdings, Inc. operates as the bank holding company for Boston Private Bank & Trust Company that provides a range of banking products and services in the United States. It operates in two segments, Private Banking; and Wealth Management and Trust. The company offers deposit products, such as checking, savings and NOW, and money market accounts; and certificates of deposit. Its loan products include loans to individuals, such as residential mortgage loans, mortgage loans on investment or vacation properties, unsecured and secured personal lines of credits, home equity loans, and overdraft protection; and loans to businesses consisting of commercial and mortgage loans, revolving lines of credit, working capital loans, equipment financing, community lending programs, and construction and land loans. In addition, the company provides wealth management solutions comprising planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services to individuals, families, institutions, and nonprofit institutions. It operates offices in Boston, Miami, New York, Los Angeles, San Francisco, and Florida. Boston Private Financial Holdings, Inc. was founded in 1987 and is headquartered in Boston, Massachusetts.

CEO
Mr. Anthony DeChellis
Employee
804
Address
10 POST OFFICE SQ
Boston, 02109

Boston Private Financial Holdings, Inc. Executives & BODs

Boston Private Financial Holdings, Inc. Executives & BODs
# Name Age

Boston Private Financial Holdings, Inc. Competitors