Brookline Bancorp, Inc. Logo

Brookline Bancorp, Inc.

BRKL

(3.2)
Stock Price

10,47 USD

0.75% ROA

6.4% ROE

11.36x PER

Market Cap.

930.429.114,00 USD

100.86% DER

5.16% Yield

17.04% NPM

Brookline Bancorp, Inc. Stock Analysis

Brookline Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Brookline Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.74x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Dividend Growth

Investors can take confidence in the company's impressive track record of annual dividend growth over the last five years, showcasing a commitment to rewarding shareholders.

4 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

5 ROE

The stock's ROE falls within an average range (7.31%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (0.75%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

9 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (51) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The stock is burdened with a heavy load of debt (101%), making it financially unstable and potentially risky for investors.

11 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

Brookline Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Brookline Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Brookline Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Brookline Bancorp, Inc. Revenue
Year Revenue Growth
1997 1.165.000
1998 39.500.000 97.05%
1999 46.700.000 15.42%
2000 50.882.000 8.22%
2001 52.354.000 2.81%
2002 49.358.000 -6.07%
2003 52.955.000 6.79%
2004 56.196.000 5.77%
2005 73.343.000 23.38%
2006 74.029.000 0.93%
2007 76.423.000 3.13%
2008 75.914.000 -0.67%
2009 88.803.000 14.51%
2010 98.829.000 10.14%
2011 115.261.000 14.26%
2012 195.973.000 41.19%
2013 190.043.000 -3.12%
2014 204.299.000 6.98%
2015 214.549.000 4.78%
2016 226.331.000 5.21%
2017 255.354.000 11.37%
2018 272.923.000 6.44%
2019 283.093.000 3.59%
2020 284.807.000 0.6%
2021 309.362.000 7.94%
2022 328.118.000 5.72%
2023 357.976.000 8.34%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Brookline Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Brookline Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1997 5.081.000
1998 5.700.000 10.86%
1999 6.200.000 8.06%
2000 7.631.000 18.75%
2001 8.801.000 13.29%
2002 8.518.000 -3.32%
2003 9.636.000 11.6%
2004 10.004.000 3.68%
2005 15.980.000 37.4%
2006 19.305.000 17.22%
2007 20.523.000 5.93%
2008 21.004.000 2.29%
2009 23.410.000 10.28%
2010 24.609.000 4.87%
2011 32.535.000 24.36%
2012 63.042.000 48.39%
2013 68.363.000 7.78%
2014 75.163.000 9.05%
2015 74.782.000 -0.51%
2016 81.168.000 7.87%
2017 85.739.000 5.33%
2018 94.257.000 9.04%
2019 97.999.000 3.82%
2020 105.214.000 6.86%
2021 109.766.000 4.15%
2022 116.664.000 5.91%
2023 142.572.000 18.17%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Brookline Bancorp, Inc. EBITDA
Year EBITDA Growth
1997 47.366.000
1998 57.200.000 17.19%
1999 61.600.000 7.14%
2000 65.904.000 6.53%
2001 64.788.000 -1.72%
2002 62.081.000 -4.36%
2003 56.811.000 -9.28%
2004 61.137.000 7.08%
2005 87.954.000 30.49%
2006 108.935.000 19.26%
2007 115.218.000 5.45%
2008 93.624.000 -23.06%
2009 89.400.000 -4.72%
2010 83.432.000 -7.15%
2011 81.453.000 -2.43%
2012 103.670.000 21.43%
2013 95.947.000 -8.05%
2014 107.291.000 10.57%
2015 121.665.000 11.81%
2016 128.318.000 5.18%
2017 143.344.000 10.48%
2018 184.907.000 22.48%
2019 117.649.000 -57.17%
2020 63.348.000 -85.72%
2021 155.467.000 59.25%
2022 191.885.000 18.98%
2023 123.292.000 -55.63%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Brookline Bancorp, Inc. Gross Profit
Year Gross Profit Growth
1997 1.165.000
1998 39.500.000 97.05%
1999 46.700.000 15.42%
2000 50.882.000 8.22%
2001 52.354.000 2.81%
2002 49.358.000 -6.07%
2003 52.955.000 6.79%
2004 56.196.000 5.77%
2005 73.343.000 23.38%
2006 74.029.000 0.93%
2007 76.423.000 3.13%
2008 75.914.000 -0.67%
2009 88.803.000 14.51%
2010 98.829.000 10.14%
2011 115.932.000 14.75%
2012 195.973.000 40.84%
2013 190.043.000 -3.12%
2014 204.299.000 6.98%
2015 214.549.000 4.78%
2016 226.331.000 5.21%
2017 255.354.000 11.37%
2018 272.923.000 6.44%
2019 283.093.000 3.59%
2020 284.807.000 0.6%
2021 309.362.000 7.94%
2022 328.118.000 5.72%
2023 357.976.000 8.34%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Brookline Bancorp, Inc. Net Profit
Year Net Profit Growth
1997 13.731.000
1998 19.200.000 28.48%
1999 20.800.000 7.69%
2000 21.634.000 3.86%
2001 19.334.000 -11.9%
2002 21.935.000 11.86%
2003 14.480.000 -51.48%
2004 17.767.000 18.5%
2005 22.030.000 19.35%
2006 20.812.000 -5.85%
2007 17.742.000 -17.3%
2008 12.850.000 -38.07%
2009 19.200.000 33.07%
2010 26.872.000 28.55%
2011 27.600.000 2.64%
2012 37.142.000 25.69%
2013 35.386.000 -4.96%
2014 42.765.000 17.25%
2015 49.782.000 14.1%
2016 52.362.000 4.93%
2017 50.518.000 -3.65%
2018 83.062.000 39.18%
2019 87.717.000 5.31%
2020 47.635.000 -84.14%
2021 115.440.000 58.74%
2022 109.744.000 -5.19%
2023 90.804.000 -20.86%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Brookline Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Brookline Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
1997 19.187.000
1998 16.200.000 -18.44%
1999 13.800.000 -17.39%
2000 11.968.000 -15.31%
2001 22.934.000 47.82%
2002 16.640.000 -37.82%
2003 22.316.000 25.43%
2004 26.075.000 14.42%
2005 41.255.000 36.8%
2006 34.183.000 -20.69%
2007 38.027.000 10.11%
2008 38.994.000 2.48%
2009 34.074.000 -14.44%
2010 38.589.000 11.7%
2011 24.486.000 -57.6%
2012 34.075.000 28.14%
2013 69.617.000 51.05%
2014 88.956.000 21.74%
2015 59.829.000 -48.68%
2016 72.836.000 17.86%
2017 73.390.000 0.75%
2018 119.677.000 38.68%
2019 97.722.000 -22.47%
2020 109.579.000 10.82%
2021 128.423.000 14.67%
2022 113.373.000 -13.27%
2023 26.630.000 -325.73%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Brookline Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
1997 19.619.000
1998 16.600.000 -18.19%
1999 14.700.000 -12.93%
2000 15.035.000 2.23%
2001 23.667.000 36.47%
2002 17.087.000 -38.51%
2003 23.892.000 28.48%
2004 27.964.000 14.56%
2005 42.302.000 33.89%
2006 34.763.000 -21.69%
2007 39.254.000 11.44%
2008 41.601.000 5.64%
2009 36.153.000 -15.07%
2010 40.684.000 11.14%
2011 44.396.000 8.36%
2012 57.739.000 23.11%
2013 86.060.000 32.91%
2014 96.738.000 11.04%
2015 64.604.000 -49.74%
2016 78.098.000 17.28%
2017 84.947.000 8.06%
2018 123.029.000 30.95%
2019 102.719.000 -19.77%
2020 112.488.000 8.68%
2021 133.212.000 15.56%
2022 120.761.000 -10.31%
2023 28.677.000 -321.11%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Brookline Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
1997 432.000
1998 400.000 -8%
1999 900.000 55.56%
2000 3.067.000 70.66%
2001 733.000 -318.42%
2002 447.000 -63.98%
2003 1.576.000 71.64%
2004 1.889.000 16.57%
2005 1.047.000 -80.42%
2006 580.000 -80.52%
2007 1.227.000 52.73%
2008 2.607.000 52.93%
2009 2.079.000 -25.4%
2010 2.095.000 0.76%
2011 19.910.000 89.48%
2012 23.664.000 15.86%
2013 16.443.000 -43.92%
2014 7.782.000 -111.3%
2015 4.775.000 -62.97%
2016 5.262.000 9.26%
2017 11.557.000 54.47%
2018 3.352.000 -244.78%
2019 4.997.000 32.92%
2020 2.909.000 -71.78%
2021 4.789.000 39.26%
2022 7.388.000 35.18%
2023 2.047.000 -260.92%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Brookline Bancorp, Inc. Equity
Year Equity Growth
1997 132.757.000
1998 278.200.000 52.28%
1999 274.800.000 -1.24%
2000 282.585.000 2.75%
2001 285.445.000 1%
2002 632.381.000 54.86%
2003 606.684.000 -4.24%
2004 585.013.000 -3.7%
2005 602.450.000 2.89%
2006 582.893.000 -3.36%
2007 518.708.000 -12.37%
2008 493.869.000 -5.03%
2009 487.317.000 -1.34%
2010 495.443.000 1.64%
2011 503.602.000 1.62%
2012 612.097.000 17.73%
2013 613.867.000 0.29%
2014 640.750.000 4.2%
2015 667.485.000 4.01%
2016 695.544.000 4.03%
2017 803.830.000 13.47%
2018 910.619.000 11.73%
2019 945.606.000 3.7%
2020 941.778.000 -0.41%
2021 995.342.000 5.38%
2022 992.125.000 -0.32%
2023 1.157.871.000 14.31%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Brookline Bancorp, Inc. Assets
Year Assets Growth
1997 701.119.000
1998 879.000.000 20.24%
1999 907.300.000 3.12%
2000 1.036.150.000 12.44%
2001 1.099.596.000 5.77%
2002 1.423.357.000 22.75%
2003 1.524.034.000 6.61%
2004 1.694.499.000 10.06%
2005 2.214.704.000 23.49%
2006 2.373.040.000 6.67%
2007 2.418.510.000 1.88%
2008 2.611.508.000 7.39%
2009 2.615.884.000 0.17%
2010 2.720.542.000 3.85%
2011 3.299.013.000 17.53%
2012 5.147.534.000 35.91%
2013 5.325.106.000 3.33%
2014 5.799.880.000 8.19%
2015 6.042.338.000 4.01%
2016 6.438.129.000 6.15%
2017 6.780.249.000 5.05%
2018 7.392.805.000 8.29%
2019 7.856.853.000 5.91%
2020 8.942.424.000 12.14%
2021 8.602.622.000 -3.95%
2022 9.222.553.000 6.72%
2023 11.180.555.000 17.51%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Brookline Bancorp, Inc. Liabilities
Year Liabilities Growth
1997 568.362.000
1998 600.800.000 5.4%
1999 632.500.000 5.01%
2000 753.565.000 16.07%
2001 814.151.000 7.44%
2002 790.976.000 -2.93%
2003 917.350.000 13.78%
2004 1.109.486.000 17.32%
2005 1.612.254.000 31.18%
2006 1.788.772.000 9.87%
2007 1.898.431.000 5.78%
2008 2.116.335.000 10.3%
2009 2.126.461.000 0.48%
2010 2.222.594.000 4.33%
2011 2.792.011.000 20.39%
2012 4.531.725.000 38.39%
2013 4.706.935.000 3.72%
2014 5.154.343.000 8.68%
2015 5.368.852.000 4%
2016 5.735.380.000 6.39%
2017 5.967.666.000 3.89%
2018 6.482.186.000 7.94%
2019 927.625.000 -598.79%
2020 844.390.000 -9.86%
2021 377.829.000 -123.48%
2022 8.230.428.000 95.41%
2023 1.167.875.000 -604.74%

Brookline Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.15
Net Income per Share
0.92
Price to Earning Ratio
11.36x
Price To Sales Ratio
2.52x
POCF Ratio
7.76
PFCF Ratio
8.77
Price to Book Ratio
0.8
EV to Sales
5.6
EV Over EBITDA
11.54
EV to Operating CashFlow
17.23
EV to FreeCashFlow
19.47
Earnings Yield
0.09
FreeCashFlow Yield
0.11
Market Cap
0,93 Bil.
Enterprise Value
2,06 Bil.
Graham Number
16.44
Graham NetNet
-1.43

Income Statement Metrics

Net Income per Share
0.92
Income Quality
1.47
ROE
0.07
Return On Assets
0.01
Return On Capital Employed
0.03
Net Income per EBT
0.8
EBT Per Ebit
0.65
Ebit per Revenue
0.33
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.38
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.33
Pretax Profit Margin
0.21
Net Profit Margin
0.17

Dividends

Dividend Yield
0.05
Dividend Yield %
5.16
Payout Ratio
0.57
Dividend Per Share
0.54

Operating Metrics

Operating Cashflow per Share
1.35
Free CashFlow per Share
1.19
Capex to Operating CashFlow
-0.12
Capex to Revenue
-0.04
Capex to Depreciation
-1.01
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.16

Balance Sheet

Cash per Share
11,72
Book Value per Share
13,04
Tangible Book Value per Share
109.75
Shareholders Equity per Share
13.04
Interest Debt per Share
15.32
Debt to Equity
1.01
Debt to Assets
0.1
Net Debt to EBITDA
6.34
Current Ratio
0
Tangible Asset Value
9,75 Bil.
Net Current Asset Value
-0,13 Bil.
Invested Capital
1.01
Working Capital
1,04 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
1.26

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Brookline Bancorp, Inc. Dividends
Year Dividends Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 0%
2023 1 0%

Brookline Bancorp, Inc. Profile

About Brookline Bancorp, Inc.

Brookline Bancorp, Inc. operates as a bank holding company for the Brookline Bank that provide commercial, business, and retail banking services to corporate, municipal, and retail customers in the United States. Its deposit products include demand checking, NOW, money market, and savings accounts. The company's loan portfolio primarily comprises first mortgage loans secured by commercial, multi-family, and residential real estate properties; loans to business entities comprising commercial lines of credit; loans to condominium associations; loans and leases used to finance equipment for small businesses; financing for construction and development projects; and home equity and other consumer loans. It also provides term loans, letters of credit, foreign exchange, cash management, investment advisory, and online and mobile banking services, as well as invests in debt and equity securities. As of December 31, 2021, the company operated 50 full-service banking offices in greater Boston, Massachusetts, and greater Providence, Rhode Island. Brookline Bancorp, Inc. was founded in 1871 and is headquartered in Boston, Massachusetts.

CEO
Mr. Paul A. Perrault
Employee
974
Address
131 Clarendon Street
Boston, 02116

Brookline Bancorp, Inc. Executives & BODs

Brookline Bancorp, Inc. Executives & BODs
# Name Age
1 Mr. Mark J. Meiklejohn
Chief Credit Officer
70
2 Ms. Mona Y. Macero
Senior Vice President & MD of Commercial Markets Payment Group
70
3 Mr. Michael W. McCurdy Esq.
Co-President & Chief Operating Officer
70
4 Mr. Michael P. Goldrick
President & Chief Executive Officer of PCSB Bank
70
5 Ms. Marissa S. Martin
General Counsel & Corporate Secretary
70
6 Ms. Janytra M. Brooks
Chief Human Resources Officer
70
7 Mr. Darryl J. Fess
President, Chief Executive Officer & Director of Brookline Bank
70
8 Mr. Paul A. Perrault
Chairman & Chief Executive Officer
70
9 Mr. James M. Cosman
Chief Operations Officer
70
10 Mr. Carl M. Carlson
Co-President & Chief Financial Officer
70

Brookline Bancorp, Inc. Competitors