BTRS Holdings Inc. Logo

BTRS Holdings Inc.

BTRS

(1.0)
Stock Price

9,49 USD

-17087.24% ROA

-50.76% ROE

-24.05x PER

Market Cap.

0,00 USD

10.58% DER

0% Yield

-36.78% NPM

BTRS Holdings Inc. Stock Analysis

BTRS Holdings Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

BTRS Holdings Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (14%), which means it has a small amount of debt compared to the ownership it holds

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 ROE

The stock's ROE indicates a negative return (-24.45%) on shareholders' equity, suggesting poor financial performance.

4 ROA

The stock's ROA (-25.46%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

5 PBV

The stock's elevated P/BV ratio (6.19x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

6 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

7 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

9 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

10 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-81), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

BTRS Holdings Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

BTRS Holdings Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Unknown
2 MACD Unknown
3 RSI Unknown
4 Stoch RSI Unknown

BTRS Holdings Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

BTRS Holdings Inc. Revenue
Year Revenue Growth
2018 120.515.000
2019 136.468.000 11.69%
2020 145.685.000 6.33%
2021 166.405.000 12.45%
2022 205.448.000 19%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

BTRS Holdings Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2018 23.606.000
2019 34.285.000 31.15%
2020 36.468.000 5.99%
2021 50.127.000 27.25%
2022 63.772.000 21.4%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

BTRS Holdings Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2018 18.743.000
2019 23.297.000 19.55%
2020 22.188.000 -5%
2021 48.282.000 54.04%
2022 78.452.000 38.46%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

BTRS Holdings Inc. EBITDA
Year EBITDA Growth
2018 -11.308.000
2019 -15.255.000 25.87%
2020 5.834.685 361.45%
2021 -64.265.000 109.08%
2022 -77.016.000 16.56%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

BTRS Holdings Inc. Gross Profit
Year Gross Profit Growth
2018 53.004.000
2019 64.445.000 17.75%
2020 76.038.000 15.25%
2021 94.531.000 19.56%
2022 125.012.000 24.38%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

BTRS Holdings Inc. Net Profit
Year Net Profit Growth
2018 -18.231.000
2019 -22.803.000 20.05%
2020 -4.452.960 -412.09%
2021 -61.200.000 92.72%
2022 -84.836.000 27.86%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

BTRS Holdings Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2018 0
2019 0 0%
2020 0 0%
2021 0 0%
2022 -1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

BTRS Holdings Inc. Free Cashflow
Year Free Cashflow Growth
2018 -14.225.000
2019 -11.592.000 -22.71%
2020 -1.071.206 -982.14%
2021 -11.193.000 90.43%
2022 -3.047.000 -267.34%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

BTRS Holdings Inc. Operating Cashflow
Year Operating Cashflow Growth
2018 -6.289.000
2019 -7.275.000 13.55%
2020 -1.071.206 -579.14%
2021 -9.560.000 88.79%
2022 -2.605.000 -266.99%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

BTRS Holdings Inc. Capital Expenditure
Year Capital Expenditure Growth
2018 7.936.000
2019 4.317.000 -83.83%
2020 0 0%
2021 1.633.000 100%
2022 442.000 -269.46%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

BTRS Holdings Inc. Equity
Year Equity Growth
2019 245.279.899
2020 240.826.939 -1.85%
2021 309.634 -77677.94%
2022 251.780.000 99.88%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

BTRS Holdings Inc. Assets
Year Assets Growth
2019 253.616.835
2020 253.568.166 -0.02%
2021 470.649 -53776.28%
2022 417.419.000 99.89%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

BTRS Holdings Inc. Liabilities
Year Liabilities Growth
2019 8.336.936
2020 12.741.227 34.57%
2021 161.015 -7813.07%
2022 165.639.000 99.9%

BTRS Holdings Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.07
Net Income per Share
-0.39
Price to Earning Ratio
-24.05x
Price To Sales Ratio
0x
POCF Ratio
-153.93
PFCF Ratio
0
Price to Book Ratio
4752.63
EV to Sales
-0
EV Over EBITDA
0
EV to Operating CashFlow
0.02
EV to FreeCashFlow
0.01
Earnings Yield
-0.04
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
0,00 Bil.
Graham Number
0.13
Graham NetNet
0.29

Income Statement Metrics

Net Income per Share
-0.39
Income Quality
0.16
ROE
-0.51
Return On Assets
-130.03
Return On Capital Employed
-128.38
Net Income per EBT
1
EBT Per Ebit
1.25
Ebit per Revenue
-0.29
Effective Tax Rate
0

Margins

Sales, General, & Administrative to Revenue
0.29
Research & Developement to Revenue
0.3
Stock Based Compensation to Revenue
0.16
Gross Profit Margin
0.57
Operating Profit Margin
-0.29
Pretax Profit Margin
-0.37
Net Profit Margin
-0.37

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0.06
Free CashFlow per Share
-0.07
Capex to Operating CashFlow
0.17
Capex to Revenue
-0.01
Capex to Depreciation
-0.3
Return on Invested Capital
-1.49
Return on Tangible Assets
-170.87
Days Sales Outstanding
0.08
Days Payables Outstanding
0.02
Days of Inventory on Hand
0
Receivables Turnover
4838.2
Payables Turnover
24216.31
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
0,29
Book Value per Share
0,00
Tangible Book Value per Share
0
Shareholders Equity per Share
0
Interest Debt per Share
-0.02
Debt to Equity
0.11
Debt to Assets
0.07
Net Debt to EBITDA
0
Current Ratio
3.37
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0.11
Working Capital
0,00 Bil.
Intangibles to Total Assets
0.24
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

BTRS Holdings Inc. Dividends
Year Dividends Growth

BTRS Holdings Inc. Profile

About BTRS Holdings Inc.

BTRS Holdings Inc. provides cloud-based software and integrated payment processing solutions that automates business-to-business (B2B) commerce worldwide. The company operates in two segments, Print, and Software and Payments. The company offers solutions that span credit decisioning and monitoring, online ordering, invoicing, cash application, and collections. Its products include credit Application, a B2B credit application module, which provides a digital process that delivers credit-related information in real-time to streamline prospect evaluation and new customer onboarding during initial sales activity; Credit Management, a credit management module, which provides ongoing risk assessment for its customers' customers; order/E-commerce module that offers B2B wholesale distributors with e-commerce capabilities; and invoicing module, which enables its customers to optimize invoice delivery across various distribution channels. The company's products also comprise integrated B2B payments, an integrated payment capabilities that enable customers to facilitate payments at every possible touchpoint across solution set; cash application module, which enables revenue reconciliation through line item reconciliation within accounting and ERP systems; collections module that enables customers to shift from a reactive recovery-centric model to a strategic customer touchpoint-centric operation, preventing payment delays, and driving positive customer experiences; and business payments network, which makes accepting electronic payments through connecting suppliers and their underlying systems, AP portals, payment card issuers, banks, and payment processors. It serves customers across various industry verticals comprising technology, healthcare, industrial, wholesale distribution, consumer packaged goods, and others. The company was incorporated in 2001 and is headquartered in Lawrenceville, New Jersey. As of December 16, 2022, BTRS Holdings Inc. was taken private.

CEO
Mr. Flint A. Lane
Employee
687
Address
1009 Lenox Drive
Lawrenceville, 08648

BTRS Holdings Inc. Executives & BODs

BTRS Holdings Inc. Executives & BODs
# Name Age
1 Mr. John Thomas Williams Jr.
SVice President & Head of Investor Relations
70
2 Mr. Steven Pinado
Pres
70
3 Ms. Jeanne O'Connor
Chief Talent Officer
70
4 Mr. John Johnson
Chief Sales Officer
70
5 Mr. Farai Alleyne
Senior Vice President of Technology Operations
70
6 Mr. Flint A. Lane
Founder, Chairman & Chief Executive Officer
70
7 Ms. Jennifer Showers
Senior Vice President & Chief Compliance Officer
70
8 Ms. Aimie M. Killeen
Chief Legal Officer & Sec.
70
9 Mr. Mark L. Shifke
Chief Financial Officer
70
10 Mr. Joseph Eng
Chief Information Officer
70

BTRS Holdings Inc. Competitors