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BancorpSouth Bank

BXS

(2.2)
Stock Price

28,76 USD

0.98% ROA

8.28% ROE

12.8x PER

Market Cap.

5.247.607.120,00 USD

10.69% DER

0% Yield

22.2% NPM

BancorpSouth Bank Stock Analysis

BancorpSouth Bank Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

BancorpSouth Bank Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 ROE

The stock's ROE falls within an average range (8.28%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.98%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.03x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (147) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The stock is burdened with a heavy load of debt (753%), making it financially unstable and potentially risky for investors.

9 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

BancorpSouth Bank Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

BancorpSouth Bank Technical Stock Analysis
# Analysis Recommendation

BancorpSouth Bank Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

BancorpSouth Bank Revenue
Year Revenue Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 69.200.000 100%
1990 75.600.000 8.47%
1991 85.700.000 11.79%
1992 113.900.000 24.76%
1993 119.100.000 4.37%
1994 127.300.000 6.44%
1995 169.200.000 24.76%
1996 192.100.000 11.92%
1997 206.700.000 7.06%
1998 249.100.000 17.02%
1999 296.800.000 16.07%
2000 412.730.000 28.09%
2001 463.375.000 10.93%
2002 503.765.000 8.02%
2003 541.192.000 6.92%
2004 517.311.000 -4.62%
2005 554.369.000 6.68%
2006 591.893.000 6.34%
2007 654.698.000 9.59%
2008 683.216.000 4.17%
2009 720.175.000 5.13%
2010 705.286.000 -2.11%
2011 705.758.000 0.07%
2012 694.740.000 -1.59%
2013 674.015.000 -3.07%
2014 685.808.000 1.72%
2015 713.650.000 3.9%
2016 732.482.000 2.57%
2017 742.069.000 1.29%
2018 857.259.000 13.44%
2019 930.625.000 7.88%
2020 1.027.471.000 9.43%
2021 1.063.856.000 3.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

BancorpSouth Bank Research and Development Expenses
Year Research and Development Expenses Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

BancorpSouth Bank General and Administrative Expenses
Year General and Administrative Expenses Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 24.200.000 100%
1990 25.800.000 6.2%
1991 28.500.000 9.47%
1992 37.400.000 23.8%
1993 39.600.000 5.56%
1994 41.500.000 4.58%
1995 54.700.000 24.13%
1996 57.800.000 5.36%
1997 65.800.000 12.16%
1998 70.900.000 7.19%
1999 88.300.000 19.71%
2000 133.855.000 34.03%
2001 155.680.000 14.02%
2002 171.104.000 9.01%
2003 181.810.000 5.89%
2004 198.692.000 8.5%
2005 211.950.000 6.26%
2006 234.580.000 9.65%
2007 255.342.000 8.13%
2008 271.556.000 5.97%
2009 298.406.000 9%
2010 290.947.000 -2.56%
2011 304.196.000 4.36%
2012 351.792.000 13.53%
2013 350.759.000 -0.29%
2014 351.152.000 0.11%
2015 376.387.000 6.7%
2016 385.671.000 2.41%
2017 381.421.000 -1.11%
2018 430.808.000 11.46%
2019 467.923.000 7.93%
2020 493.844.000 5.25%
2021 540.444.000 8.62%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

BancorpSouth Bank EBITDA
Year EBITDA Growth
1985 7.500.000
1986 9.100.000 17.58%
1987 11.200.000 18.75%
1988 12.800.000 12.5%
1989 96.000.000 86.67%
1990 105.500.000 9%
1991 98.200.000 -7.43%
1992 100.100.000 1.9%
1993 101.300.000 1.18%
1994 113.200.000 10.51%
1995 174.300.000 35.05%
1996 202.200.000 13.8%
1997 221.900.000 8.88%
1998 275.800.000 19.54%
1999 312.700.000 11.8%
2000 484.194.000 35.42%
2001 506.718.000 4.45%
2002 411.246.000 -23.22%
2003 421.729.000 2.49%
2004 378.217.000 -11.5%
2005 425.449.000 11.1%
2006 529.860.000 19.71%
2007 620.758.000 14.64%
2008 474.610.000 -30.79%
2009 319.103.000 -48.73%
2010 189.529.000 -68.37%
2011 177.198.000 -6.96%
2012 220.322.000 19.57%
2013 211.747.000 -4.05%
2014 232.712.000 9.01%
2015 245.686.000 5.28%
2016 255.436.000 3.82%
2017 300.697.000 15.05%
2018 377.942.000 20.44%
2019 463.237.000 18.41%
2020 439.445.000 -5.41%
2021 489.244.000 10.18%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

BancorpSouth Bank Gross Profit
Year Gross Profit Growth
1985 0
1986 0 0%
1987 0 0%
1988 0 0%
1989 69.200.000 100%
1990 75.600.000 8.47%
1991 85.700.000 11.79%
1992 113.900.000 24.76%
1993 119.100.000 4.37%
1994 127.300.000 6.44%
1995 169.200.000 24.76%
1996 192.100.000 11.92%
1997 206.700.000 7.06%
1998 249.100.000 17.02%
1999 296.800.000 16.07%
2000 412.730.000 28.09%
2001 463.375.000 10.93%
2002 503.765.000 8.02%
2003 541.192.000 6.92%
2004 517.311.000 -4.62%
2005 554.369.000 6.68%
2006 591.893.000 6.34%
2007 654.698.000 9.59%
2008 683.216.000 4.17%
2009 720.175.000 5.13%
2010 705.286.000 -2.11%
2011 705.758.000 0.07%
2012 694.740.000 -1.59%
2013 674.015.000 -3.07%
2014 685.808.000 1.72%
2015 713.650.000 3.9%
2016 732.482.000 2.57%
2017 742.069.000 1.29%
2018 857.259.000 13.44%
2019 930.625.000 7.88%
2020 1.027.471.000 9.43%
2021 1.063.856.000 3.42%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

BancorpSouth Bank Net Profit
Year Net Profit Growth
1985 7.500.000
1986 9.100.000 17.58%
1987 11.200.000 18.75%
1988 12.800.000 12.5%
1989 13.200.000 3.03%
1990 14.400.000 8.33%
1991 15.100.000 4.64%
1992 18.600.000 18.82%
1993 26.600.000 30.08%
1994 25.400.000 -4.72%
1995 35.500.000 28.45%
1996 42.900.000 17.25%
1997 45.400.000 5.51%
1998 54.500.000 16.7%
1999 69.000.000 21.01%
2000 74.396.000 7.25%
2001 98.463.000 24.44%
2002 112.018.000 12.1%
2003 131.134.000 14.58%
2004 110.620.000 -18.54%
2005 115.199.000 3.97%
2006 125.194.000 7.98%
2007 137.943.000 9.24%
2008 120.411.000 -14.56%
2009 82.729.000 -45.55%
2010 22.942.000 -260.6%
2011 37.569.000 38.93%
2012 84.295.000 55.43%
2013 94.115.000 10.43%
2014 116.750.000 19.39%
2015 127.491.000 8.42%
2016 132.728.000 3.95%
2017 153.033.000 13.27%
2018 221.317.000 30.85%
2019 234.261.000 5.53%
2020 228.051.000 -2.72%
2021 290.900.000 21.61%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

BancorpSouth Bank Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1985 0
1986 1 0%
1987 1 0%
1988 1 0%
1989 1 0%
1990 1 0%
1991 1 0%
1992 1 0%
1993 1 0%
1994 1 0%
1995 1 0%
1996 1 100%
1997 1 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 100%
2002 1 0%
2003 2 0%
2004 1 0%
2005 1 0%
2006 2 0%
2007 2 0%
2008 1 0%
2009 1 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 2 0%
2018 2 50%
2019 2 0%
2020 2 0%
2021 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

BancorpSouth Bank Free Cashflow
Year Free Cashflow Growth
1989 3.500.000
1990 3.500.000 0%
1991 3.000.000 -16.67%
1992 30.200.000 90.07%
1993 -23.100.000 230.74%
1994 113.800.000 120.3%
1995 19.400.000 -486.6%
1996 32.800.000 40.85%
1997 21.400.000 -53.27%
1998 29.900.000 28.43%
1999 102.900.000 70.94%
2000 90.600.000 -13.58%
2001 50.333.000 -80%
2002 140.240.000 64.11%
2003 214.878.000 34.74%
2004 67.782.000 -217.01%
2005 136.499.000 50.34%
2006 72.848.000 -87.38%
2007 76.452.000 4.71%
2008 58.758.000 -30.11%
2009 254.729.000 76.93%
2010 204.389.000 -24.63%
2011 235.950.000 13.38%
2012 108.651.000 -117.16%
2013 178.273.000 39.05%
2014 124.918.000 -42.71%
2015 102.905.000 -21.39%
2016 118.405.000 13.09%
2017 145.108.000 18.4%
2018 183.833.000 21.07%
2019 184.593.000 0.41%
2020 170.630.000 -8.18%
2021 84.909.000 -100.96%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

BancorpSouth Bank Operating Cashflow
Year Operating Cashflow Growth
1989 9.000.000
1990 14.000.000 35.71%
1991 10.700.000 -30.84%
1992 39.800.000 73.12%
1993 -10.700.000 471.96%
1994 122.600.000 108.73%
1995 38.100.000 -221.78%
1996 53.700.000 29.05%
1997 43.900.000 -22.32%
1998 50.400.000 12.9%
1999 120.900.000 58.31%
2000 139.788.000 13.51%
2001 95.245.000 -46.77%
2002 168.174.000 43.37%
2003 242.367.000 30.61%
2004 107.269.000 -125.94%
2005 187.530.000 42.8%
2006 124.242.000 -50.94%
2007 113.643.000 -9.33%
2008 123.639.000 8.08%
2009 280.025.000 55.85%
2010 223.998.000 -25.01%
2011 256.425.000 12.65%
2012 133.331.000 -92.32%
2013 203.732.000 34.56%
2014 142.129.000 -43.34%
2015 133.306.000 -6.62%
2016 143.496.000 7.1%
2017 180.845.000 20.65%
2018 223.371.000 19.04%
2019 239.581.000 6.77%
2020 226.542.000 -5.76%
2021 95.734.000 -136.64%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

BancorpSouth Bank Capital Expenditure
Year Capital Expenditure Growth
1989 5.500.000
1990 10.500.000 47.62%
1991 7.700.000 -36.36%
1992 9.600.000 19.79%
1993 12.400.000 22.58%
1994 8.800.000 -40.91%
1995 18.700.000 52.94%
1996 20.900.000 10.53%
1997 22.500.000 7.11%
1998 20.500.000 -9.76%
1999 18.000.000 -13.89%
2000 49.188.000 63.41%
2001 44.912.000 -9.52%
2002 27.934.000 -60.78%
2003 27.489.000 -1.62%
2004 39.487.000 30.38%
2005 51.031.000 22.62%
2006 51.394.000 0.71%
2007 37.191.000 -38.19%
2008 64.881.000 42.68%
2009 25.296.000 -156.49%
2010 19.609.000 -29%
2011 20.475.000 4.23%
2012 24.680.000 17.04%
2013 25.459.000 3.06%
2014 17.211.000 -47.92%
2015 30.401.000 43.39%
2016 25.091.000 -21.16%
2017 35.737.000 29.79%
2018 39.538.000 9.61%
2019 54.988.000 28.1%
2020 55.912.000 1.65%
2021 10.825.000 -416.51%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

BancorpSouth Bank Equity
Year Equity Growth
1989 99.800.000
1990 109.900.000 9.19%
1991 114.700.000 4.18%
1992 161.700.000 29.07%
1993 188.600.000 14.26%
1994 205.300.000 8.13%
1995 288.100.000 28.74%
1996 315.300.000 8.63%
1997 360.400.000 12.51%
1998 456.400.000 21.03%
1999 497.400.000 8.24%
2000 789.576.000 37%
2001 805.403.000 1.97%
2002 807.823.000 0.3%
2003 868.906.000 7.03%
2004 916.428.000 5.19%
2005 977.166.000 6.22%
2006 1.026.585.000 4.81%
2007 1.196.626.000 14.21%
2008 1.240.260.000 3.52%
2009 1.276.296.000 2.82%
2010 1.222.244.000 -4.42%
2011 1.262.912.000 3.22%
2012 1.449.052.000 12.85%
2013 1.513.130.000 4.23%
2014 1.606.059.000 5.79%
2015 1.655.444.000 2.98%
2016 1.723.883.000 3.97%
2017 1.713.485.000 -0.61%
2018 2.205.737.000 22.32%
2019 2.685.017.000 17.85%
2020 2.822.477.000 4.87%
2021 3.023.257.000 6.64%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

BancorpSouth Bank Assets
Year Assets Growth
1989 1.418.000.000
1990 1.513.700.000 6.32%
1991 1.594.500.000 5.07%
1992 2.137.000.000 25.39%
1993 2.306.700.000 7.36%
1994 2.518.400.000 8.41%
1995 3.302.000.000 23.73%
1996 3.617.200.000 8.71%
1997 4.180.100.000 13.47%
1998 5.203.700.000 19.67%
1999 5.776.900.000 9.92%
2000 9.044.034.000 36.12%
2001 9.395.429.000 3.74%
2002 10.189.247.000 7.79%
2003 10.305.035.000 1.12%
2004 10.848.193.000 5.01%
2005 11.768.674.000 7.82%
2006 12.040.521.000 2.26%
2007 13.189.841.000 8.71%
2008 13.480.218.000 2.15%
2009 13.167.867.000 -2.37%
2010 13.615.010.000 3.28%
2011 12.995.851.000 -4.76%
2012 13.397.198.000 3%
2013 13.029.733.000 -2.82%
2014 13.326.369.000 2.23%
2015 13.798.662.000 3.42%
2016 14.724.388.000 6.29%
2017 15.298.518.000 3.75%
2018 18.001.540.000 15.02%
2019 21.052.576.000 14.49%
2020 24.081.194.000 12.58%
2021 28.060.496.000 14.18%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

BancorpSouth Bank Liabilities
Year Liabilities Growth
1989 1.318.200.000
1990 1.403.800.000 6.1%
1991 1.479.800.000 5.14%
1992 1.975.300.000 25.08%
1993 2.118.100.000 6.74%
1994 2.313.100.000 8.43%
1995 3.013.900.000 23.25%
1996 3.301.900.000 8.72%
1997 3.819.700.000 13.56%
1998 4.747.300.000 19.54%
1999 5.279.500.000 10.08%
2000 8.254.458.000 36.04%
2001 8.590.026.000 3.91%
2002 9.381.424.000 8.44%
2003 9.436.129.000 0.58%
2004 9.931.765.000 4.99%
2005 10.791.508.000 7.97%
2006 11.013.936.000 2.02%
2007 11.993.215.000 8.17%
2008 12.239.958.000 2.02%
2009 11.891.571.000 -2.93%
2010 12.392.766.000 4.04%
2011 11.732.939.000 -5.62%
2012 11.948.146.000 1.8%
2013 11.516.603.000 -3.75%
2014 11.720.310.000 1.74%
2015 12.143.218.000 3.48%
2016 13.000.505.000 6.59%
2017 13.585.033.000 4.3%
2018 15.795.803.000 14%
2019 18.367.559.000 14%
2020 21.258.717.000 13.6%
2021 25.037.239.000 15.09%

BancorpSouth Bank Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
10.12
Net Income per Share
2.25
Price to Earning Ratio
12.8x
Price To Sales Ratio
5.11x
POCF Ratio
12.89
PFCF Ratio
30.75
Price to Book Ratio
1.03
EV to Sales
4.99
EV Over EBITDA
11.68
EV to Operating CashFlow
22.65
EV to FreeCashFlow
30.08
Earnings Yield
0.08
FreeCashFlow Yield
0.03
Market Cap
5,25 Bil.
Enterprise Value
5,13 Bil.
Graham Number
37.49
Graham NetNet
-143.15

Income Statement Metrics

Net Income per Share
2.25
Income Quality
0.99
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.79
EBT Per Ebit
0.73
Ebit per Revenue
0.39
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.48
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.39
Pretax Profit Margin
0.28
Net Profit Margin
0.22

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
2.23
Free CashFlow per Share
1.68
Capex to Operating CashFlow
-0.25
Capex to Revenue
-0.05
Capex to Depreciation
-1.29
Return on Invested Capital
0.1
Return on Tangible Assets
0.01
Days Sales Outstanding
37.77
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
9.66
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.55

Balance Sheet

Cash per Share
65,50
Book Value per Share
27,81
Tangible Book Value per Share
18.87
Shareholders Equity per Share
27.81
Interest Debt per Share
4.04
Debt to Equity
0.11
Debt to Assets
0.01
Net Debt to EBITDA
-0.26
Current Ratio
1509.83
Tangible Asset Value
1,91 Bil.
Net Current Asset Value
-4,82 Bil.
Invested Capital
0.11
Working Capital
16,42 Bil.
Intangibles to Total Assets
0.04
Average Receivables
0,09 Bil.
Average Payables
0,01 Bil.
Average Inventory
0
Debt to Market Cap
0.06

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

BancorpSouth Bank Dividends
Year Dividends Growth
1985 7
1986 6 0%
1987 2 -200%
1988 2 0%
1989 3 0%
1990 2 -100%
1991 1 0%
1992 1 100%
1993 7 85.71%
1994 1 -600%
1995 1 0%
1996 1 0%
1997 1 0%
1998 1 0%
1999 0 0%
2000 1 0%
2001 1 0%
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 0 0%

BancorpSouth Bank Profile

About BancorpSouth Bank

BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other segments. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and offers a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides credit related products, trust and investment management, asset management, retirement and savings solutions, and estate planning and annuity products. It operates in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.

CEO
Mr. James Rollins
Employee
4.770
Address
201 South Spring Street
Tupelo, 38804

BancorpSouth Bank Executives & BODs

BancorpSouth Bank Executives & BODs
# Name Age

BancorpSouth Bank Competitors