Inter Cars S.A. Logo

Inter Cars S.A.

CAR.WA

(3.0)
Stock Price

480,00 PLN

7.1% ROA

15.18% ROE

10.41x PER

Market Cap.

7.169.058.600,00 PLN

62.93% DER

0.14% Yield

3.69% NPM

Inter Cars S.A. Stock Analysis

Inter Cars S.A. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Inter Cars S.A. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (19.94%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 ROA

The stock's ROA (8.59%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.94x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 DER

The stock maintains a fair debt to equity ratio (69%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

8 Dividend

The company has consistently provided dividends over the past three years, indicating a reliable source of income for investors.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (16.907), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

Inter Cars S.A. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Inter Cars S.A. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Inter Cars S.A. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Inter Cars S.A. Revenue
Year Revenue Growth
2005 749.664.000
2006 1.013.105.000 26%
2007 1.326.894.000 23.65%
2008 1.737.956.000 23.65%
2009 2.065.634.000 15.86%
2010 2.413.008.000 14.4%
2011 2.764.514.000 12.71%
2012 3.003.106.000 7.94%
2013 3.512.647.000 14.51%
2014 3.959.230.000 11.28%
2015 4.795.788.000 17.44%
2016 5.973.459.000 19.72%
2017 6.908.365.000 13.53%
2018 7.943.253.000 13.03%
2019 8.764.261.000 9.37%
2020 9.159.166.000 4.31%
2021 12.242.047.000 25.18%
2022 15.285.101.000 19.91%
2023 18.227.360.000 16.14%
2023 18.029.315.000 -1.1%
2024 19.492.132.000 7.5%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Inter Cars S.A. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Inter Cars S.A. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 154.609.000 100%
2008 273.582.000 43.49%
2009 334.789.000 18.28%
2010 397.271.000 15.73%
2011 0 0%
2012 521.465.000 100%
2013 657.590.000 20.7%
2014 732.296.000 10.2%
2015 932.788.000 21.49%
2016 1.175.418.000 20.64%
2017 1.328.250.000 11.51%
2018 1.498.797.000 11.38%
2019 1.627.671.000 7.92%
2020 1.644.256.000 1.01%
2021 2.085.675.000 21.16%
2022 2.610.107.000 20.09%
2023 0 0%
2023 1.395.571.000 100%
2024 2.809.944.000 50.33%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Inter Cars S.A. EBITDA
Year EBITDA Growth
2005 25.952.000
2006 48.175.000 46.13%
2007 98.972.000 51.32%
2008 91.208.000 -8.51%
2009 147.523.000 38.17%
2010 152.701.000 3.39%
2011 195.386.000 21.85%
2012 185.941.000 -5.08%
2013 249.359.000 25.43%
2014 270.842.000 7.93%
2015 262.956.000 -3%
2016 381.177.000 31.01%
2017 362.768.000 -5.07%
2018 390.636.000 7.13%
2019 470.927.000 17.05%
2020 636.001.000 25.95%
2021 1.046.665.000 39.24%
2022 1.292.042.000 18.99%
2023 1.479.852.000 12.69%
2023 1.184.881.000 -24.89%
2024 1.307.232.000 9.36%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Inter Cars S.A. Gross Profit
Year Gross Profit Growth
2005 181.697.000
2006 261.028.000 30.39%
2007 368.607.000 29.19%
2008 535.011.000 31.1%
2009 706.522.000 24.28%
2010 785.295.000 10.03%
2011 894.635.000 12.22%
2012 928.114.000 3.61%
2013 1.110.123.000 16.4%
2014 1.209.796.000 8.24%
2015 1.454.519.000 16.83%
2016 1.842.087.000 21.04%
2017 2.021.560.000 8.88%
2018 2.310.276.000 12.5%
2019 2.582.637.000 10.55%
2020 2.742.843.000 5.84%
2021 3.751.268.000 26.88%
2022 4.654.987.000 19.41%
2023 5.545.612.000 16.06%
2023 5.075.217.000 -9.27%
2024 5.854.892.000 13.32%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Inter Cars S.A. Net Profit
Year Net Profit Growth
2005 579.000
2006 19.212.000 96.99%
2007 58.608.000 67.22%
2008 26.568.000 -120.6%
2009 68.222.000 61.06%
2010 63.683.000 -7.13%
2011 108.229.000 41.16%
2012 100.790.000 -7.38%
2013 147.837.000 31.82%
2014 177.699.000 16.8%
2015 151.026.000 -17.66%
2016 230.064.000 34.35%
2017 216.428.000 -6.3%
2018 223.085.000 2.98%
2019 227.096.000 1.77%
2020 333.320.000 31.87%
2021 699.580.000 52.35%
2022 745.698.000 6.18%
2023 898.388.000 17%
2023 700.297.000 -28.29%
2024 755.920.000 7.36%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Inter Cars S.A. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 2 100%
2007 5 75%
2008 2 -300%
2009 5 75%
2010 4 0%
2011 7 42.86%
2012 7 0%
2013 10 30%
2014 13 16.67%
2015 11 -20%
2016 16 37.5%
2017 15 -6.67%
2018 16 0%
2019 16 6.25%
2020 24 30.43%
2021 49 53.06%
2022 53 5.77%
2023 63 17.46%
2023 49 -28.57%
2024 53 7.55%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Inter Cars S.A. Free Cashflow
Year Free Cashflow Growth
2005 -48.563.000
2006 8.995.000 639.89%
2007 -117.787.000 107.64%
2008 -1.018.000 -11470.43%
2009 74.600.000 101.36%
2010 47.439.000 -57.25%
2011 8.593.000 -452.07%
2012 14.918.000 42.4%
2013 56.852.000 73.76%
2014 -31.753.000 279.04%
2015 -7.715.000 -311.57%
2016 119.236.000 106.47%
2017 -70.967.000 268.02%
2018 -64.780.000 -9.55%
2019 313.483.000 120.66%
2020 371.073.000 15.52%
2021 -49.350.000 851.92%
2022 -275.480.000 82.09%
2023 -38.146.000 -622.17%
2023 60.549.000 163%
2024 78.416.000 22.78%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Inter Cars S.A. Operating Cashflow
Year Operating Cashflow Growth
2005 -30.608.000
2006 25.376.000 220.62%
2007 -52.348.000 148.48%
2008 69.871.000 174.92%
2009 109.793.000 36.36%
2010 80.157.000 -36.97%
2011 54.326.000 -47.55%
2012 76.990.000 29.44%
2013 101.649.000 24.26%
2014 46.160.000 -120.21%
2015 159.044.000 70.98%
2016 251.947.000 36.87%
2017 24.358.000 -934.35%
2018 49.939.000 51.22%
2019 458.537.000 89.11%
2020 444.399.000 -3.18%
2021 33.779.000 -1215.61%
2022 -98.362.000 134.34%
2023 327.247.000 130.06%
2023 194.753.000 -68.03%
2024 126.084.000 -54.46%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Inter Cars S.A. Capital Expenditure
Year Capital Expenditure Growth
2005 17.955.000
2006 16.381.000 -9.61%
2007 65.439.000 74.97%
2008 70.889.000 7.69%
2009 35.193.000 -101.43%
2010 32.718.000 -7.56%
2011 45.733.000 28.46%
2012 62.072.000 26.32%
2013 44.797.000 -38.56%
2014 77.913.000 42.5%
2015 166.759.000 53.28%
2016 132.711.000 -25.66%
2017 95.325.000 -39.22%
2018 114.719.000 16.91%
2019 145.054.000 20.91%
2020 73.326.000 -97.82%
2021 83.129.000 11.79%
2022 177.118.000 53.07%
2023 365.393.000 51.53%
2023 134.204.000 -172.27%
2024 47.668.000 -181.54%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Inter Cars S.A. Equity
Year Equity Growth
2005 91.544.000
2006 112.153.000 18.38%
2007 168.063.000 33.27%
2008 418.125.000 59.81%
2009 498.891.000 16.19%
2010 558.535.000 10.68%
2011 664.951.000 16%
2012 757.247.000 12.19%
2013 903.766.000 16.21%
2014 1.069.048.000 15.46%
2015 1.205.878.000 11.35%
2016 1.424.008.000 15.32%
2017 1.616.028.000 11.88%
2018 1.829.173.000 11.65%
2019 2.046.687.000 10.63%
2020 2.395.496.000 14.56%
2021 3.089.684.000 22.47%
2022 3.815.725.000 19.03%
2023 4.437.468.000 14.01%
2023 4.379.728.000 -1.32%
2024 4.762.021.000 8.03%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Inter Cars S.A. Assets
Year Assets Growth
2005 395.183.000
2006 444.873.000 11.17%
2007 815.710.000 45.46%
2008 1.227.722.000 33.56%
2009 1.272.993.000 3.56%
2010 1.322.301.000 3.73%
2011 1.547.470.000 14.55%
2012 1.548.391.000 0.06%
2013 1.696.612.000 8.74%
2014 2.056.682.000 17.51%
2015 2.506.364.000 17.94%
2016 3.040.077.000 17.56%
2017 3.402.978.000 10.66%
2018 3.943.261.000 13.7%
2019 4.423.893.000 10.86%
2020 4.678.851.000 5.45%
2021 6.282.666.000 25.53%
2022 8.005.541.000 21.52%
2023 9.359.185.000 14.46%
2023 9.632.075.000 2.83%
2024 9.900.317.000 2.71%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Inter Cars S.A. Liabilities
Year Liabilities Growth
2005 303.639.000
2006 332.720.000 8.74%
2007 647.647.000 48.63%
2008 809.597.000 20%
2009 774.102.000 -4.59%
2010 763.766.000 -1.35%
2011 882.519.000 13.46%
2012 791.144.000 -11.55%
2013 792.846.000 0.21%
2014 987.634.000 19.72%
2015 1.300.486.000 24.06%
2016 1.616.069.000 19.53%
2017 1.786.950.000 9.56%
2018 2.114.088.000 15.47%
2019 2.377.206.000 11.07%
2020 2.283.355.000 -4.11%
2021 3.192.982.000 28.49%
2022 4.189.816.000 23.79%
2023 4.921.717.000 14.87%
2023 5.252.347.000 6.29%
2024 5.138.296.000 -2.22%

Inter Cars S.A. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1319
Net Income per Share
48.62
Price to Earning Ratio
10.41x
Price To Sales Ratio
0.38x
POCF Ratio
11.27
PFCF Ratio
24.47
Price to Book Ratio
1.51
EV to Sales
0.52
EV Over EBITDA
7.82
EV to Operating CashFlow
15.14
EV to FreeCashFlow
32.85
Earnings Yield
0.1
FreeCashFlow Yield
0.04
Market Cap
7,17 Bil.
Enterprise Value
9,63 Bil.
Graham Number
606.4
Graham NetNet
-151.94

Income Statement Metrics

Net Income per Share
48.62
Income Quality
0.81
ROE
0.15
Return On Assets
0.07
Return On Capital Employed
0.16
Net Income per EBT
0.82
EBT Per Ebit
0.81
Ebit per Revenue
0.06
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.29
Operating Profit Margin
0.06
Pretax Profit Margin
0.05
Net Profit Margin
0.04

Dividends

Dividend Yield
0
Dividend Yield %
0.14
Payout Ratio
0
Dividend Per Share
0.71

Operating Metrics

Operating Cashflow per Share
44.88
Free CashFlow per Share
20.68
Capex to Operating CashFlow
0.54
Capex to Revenue
0.02
Capex to Depreciation
1.8
Return on Invested Capital
0.11
Return on Tangible Assets
0.07
Days Sales Outstanding
0
Days Payables Outstanding
54.68
Days of Inventory on Hand
133.72
Receivables Turnover
0
Payables Turnover
6.68
Inventory Turnover
2.73
Capex per Share
24.2

Balance Sheet

Cash per Share
38,09
Book Value per Share
336,11
Tangible Book Value per Share
321.98
Shareholders Equity per Share
336.11
Interest Debt per Share
223.49
Debt to Equity
0.63
Debt to Assets
0.3
Net Debt to EBITDA
2
Current Ratio
2.45
Tangible Asset Value
4,56 Bil.
Net Current Asset Value
2,98 Bil.
Invested Capital
6227418000
Working Capital
4,80 Bil.
Intangibles to Total Assets
0.02
Average Receivables
1,31 Bil.
Average Payables
1,88 Bil.
Average Inventory
4851708000
Debt to Market Cap
0.42

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Inter Cars S.A. Dividends
Year Dividends Growth
2005 0
2007 0 0%
2008 1 0%
2012 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2021 1 100%
2022 1 0%
2023 1 0%
2024 1 0%

Inter Cars S.A. Profile

About Inter Cars S.A.

Inter Cars S.A. imports and distributes spare parts for passenger cars and commercial vehicles. The company is also involved in the manufacture of motor vehicles, trailers, and semi-trailers; development and lease of real estate properties; remanufacturing car parts; advertising, marketing, and public opinion research activities; logistics and asset management activities; and sale of commercial vehicles, delivery vans, and trucks, as well as provision of advisory services and organization of trainings and seminars related to automotive services and the automotive market. In addition, it offers equipment for repair garages; spare parts for motorcycles; and tuning products, as well as runs repair garages and vehicle repairs services for motor-vehicle fleets. The company serves B2B contractors and automotive repair garages. It operates in Poland, Ukraine, the Czech Republic, the Republic of Slovakia, Lithuania, Hungary, Italy, Croatia, Belgium, Romania, Latvia, Cyprus, Bulgaria, Estonia, Moldova, Slovenia, Germany, Bosnia and Herzegovina, Greece, Serbia, and Malta. The company was founded in 1990 and is based in Warsaw, Poland.

CEO
Mr. Maciej Oleksowicz
Employee
4.961
Address
ul. Powsiñska 64
Warsaw, 02-903

Inter Cars S.A. Executives & BODs

Inter Cars S.A. Executives & BODs
# Name Age
1 Mr. Wojciech Aleksandrowicz
Member of Management Board
70
2 Mr. Maciej Oleksowicz
President of Management Board
70
3 Mr. Krzysztof Soszynski
Vice-President of Management Board
70
4 Mr. Piotr Zamora
Chief Financial Officer & Member of Management Board
70
5 Mr. Wojciech Twarog
Member of Management Board
70

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