China Minsheng Banking Corp., Ltd. Logo

China Minsheng Banking Corp., Ltd.

CGMBF

(0.5)
Stock Price

0,33 USD

0.46% ROA

5.57% ROE

2.96x PER

Market Cap.

120.197.819.537,22 USD

591.12% DER

10.16% Yield

25.31% NPM

China Minsheng Banking Corp., Ltd. Stock Analysis

China Minsheng Banking Corp., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Minsheng Banking Corp., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

2 ROE

Unidentified ROE

3 ROA

Unidentified ROA

4 PBV

Unidentified ROA

5 DER

Unidentified DER

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Graham Number

Unidentified Graham Number

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

China Minsheng Banking Corp., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Minsheng Banking Corp., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

China Minsheng Banking Corp., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Minsheng Banking Corp., Ltd. Revenue
Year Revenue Growth
2015 42.457.492.752
2016 40.281.251.445 -5.4%
2017 43.164.388.144 6.68%
2018 48.014.606.537 10.1%
2019 48.788.620.015 1.59%
2020 49.073.771.980 0.58%
2021 50.277.710.169 2.39%
2022 45.014.382.364 -11.69%
2023 43.885.033.063 -2.57%
2024 131.416.000.000 66.61%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Minsheng Banking Corp., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Minsheng Banking Corp., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 48.434.000.000 100%
2021 49.232.000.000 1.62%
2022 50.729.000.000 2.95%
2023 50.834.000.000 0.21%
2024 42.088.000.000 -20.78%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Minsheng Banking Corp., Ltd. EBITDA
Year EBITDA Growth
2015 456.776.903
2016 391.826.306 -16.58%
2017 543.554.067 27.91%
2018 1.088.335.720 50.06%
2019 15.989.185.753 93.19%
2020 13.273.286.897 -20.46%
2021 13.925.050.632 4.68%
2022 11.211.393.770 -24.2%
2023 542.548.547 -1966.43%
2024 32.176.000.000 98.31%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Minsheng Banking Corp., Ltd. Gross Profit
Year Gross Profit Growth
2015 42.457.492.752
2016 40.281.251.445 -5.4%
2017 43.164.388.144 6.68%
2018 48.014.606.537 10.1%
2019 48.788.620.014 1.59%
2020 49.073.771.979 0.58%
2021 50.277.710.168 2.39%
2022 45.014.382.363 -11.69%
2023 43.885.033.063 -2.57%
2024 131.416.000.000 66.61%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Minsheng Banking Corp., Ltd. Net Profit
Year Net Profit Growth
2015 7.338.829.196
2016 7.210.056.167 -1.79%
2017 7.347.641.455 1.87%
2018 7.613.660.248 3.49%
2019 7.832.112.095 2.79%
2020 4.972.084.290 -57.52%
2021 4.799.061.054 -3.61%
2022 4.638.925.367 -3.45%
2023 4.457.386.458 -4.07%
2024 36.172.000.000 87.68%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Minsheng Banking Corp., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2015 1
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Minsheng Banking Corp., Ltd. Free Cashflow
Year Free Cashflow Growth
2015 6.321.665.019
2016 -3.377.392.068 287.18%
2017 10.345.817.839 132.64%
2018 -6.921.082.970 249.48%
2019 5.805.213.468 219.22%
2020 10.435.159.912 44.37%
2021 6.414.820.670 -62.67%
2022 2.197.620.742 -191.9%
2023 7.621.569.196 71.17%
2024 -153.199.000.000 104.97%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Minsheng Banking Corp., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2015 7.513.741.327
2016 -1.767.739.456 525.05%
2017 11.856.853.895 114.91%
2018 -6.043.183.028 296.2%
2019 7.001.153.511 186.32%
2020 11.567.570.260 39.48%
2021 7.877.581.526 -46.84%
2022 3.792.209.470 -107.73%
2023 8.849.129.493 57.15%
2024 -156.477.000.000 105.66%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Minsheng Banking Corp., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2015 1.192.076.308
2016 1.609.652.612 25.94%
2017 1.511.036.056 -6.53%
2018 877.899.942 -72.12%
2019 1.195.940.043 26.59%
2020 1.132.410.348 -5.61%
2021 1.462.760.856 22.58%
2022 1.594.588.728 8.27%
2023 1.227.560.297 -29.9%
2024 -3.278.000.000 137.45%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Minsheng Banking Corp., Ltd. Equity
Year Equity Growth
2015 47.705.895.034
2016 50.655.011.151 5.82%
2017 59.860.565.109 15.38%
2018 62.775.973.316 4.64%
2019 70.464.705.629 10.91%
2020 76.646.839.353 8.07%
2021 81.025.698.108 5.4%
2022 77.297.527.383 -4.82%
2023 79.335.225.188 2.57%
2024 609.642.000.000 86.99%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Minsheng Banking Corp., Ltd. Assets
Year Assets Growth
2015 696.517.340.153
2016 848.681.919.563 17.93%
2017 906.339.987.719 6.36%
2018 873.155.250.014 -3.8%
2019 959.249.034.563 8.98%
2020 1.062.759.258.698 9.74%
2021 1.090.609.504.302 2.55%
2022 1.042.799.231.743 -4.58%
2023 1.081.876.208.820 3.61%
2024 7.551.013.000.000 85.67%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Minsheng Banking Corp., Ltd. Liabilities
Year Liabilities Growth
2015 648.811.445.117
2016 798.026.908.411 18.7%
2017 846.479.422.608 5.72%
2018 810.379.276.698 -4.45%
2019 888.784.328.933 8.82%
2020 986.112.419.345 9.87%
2021 1.009.583.806.193 2.32%
2022 965.501.704.358 -4.57%
2023 1.002.540.983.631 3.69%
2024 973.101.000.000 -3.03%

China Minsheng Banking Corp., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.12
Net Income per Share
0.79
Price to Earning Ratio
2.96x
Price To Sales Ratio
0.88x
POCF Ratio
-0.32
PFCF Ratio
-0.37
Price to Book Ratio
0.17
EV to Sales
3.89
EV Over EBITDA
25.63
EV to Operating CashFlow
-1.66
EV to FreeCashFlow
-1.61
Earnings Yield
0.34
FreeCashFlow Yield
-2.73
Market Cap
120,20 Bil.
Enterprise Value
530,14 Bil.
Graham Number
15.54
Graham NetNet
-15.95

Income Statement Metrics

Net Income per Share
0.79
Income Quality
-13.89
ROE
0.06
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.96
EBT Per Ebit
1.58
Ebit per Revenue
0.17
Effective Tax Rate
0.04

Margins

Sales, General, & Administrative to Revenue
0.37
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.17
Pretax Profit Margin
0.26
Net Profit Margin
0.25

Dividends

Dividend Yield
0.1
Dividend Yield %
10.16
Payout Ratio
0.7
Dividend Per Share
0.24

Operating Metrics

Operating Cashflow per Share
-7.28
Free CashFlow per Share
-7.5
Capex to Operating CashFlow
-0.03
Capex to Revenue
0.07
Capex to Depreciation
1.46
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
329.24
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.11
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.22

Balance Sheet

Cash per Share
12,86
Book Value per Share
150,24
Tangible Book Value per Share
150.1
Shareholders Equity per Share
13.62
Interest Debt per Share
84.19
Debt to Equity
5.91
Debt to Assets
0.47
Net Debt to EBITDA
19.82
Current Ratio
0.17
Tangible Asset Value
6.571,70 Bil.
Net Current Asset Value
-286,90 Bil.
Invested Capital
-3216530000000
Working Capital
-3.292,68 Bil.
Intangibles to Total Assets
0
Average Receivables
123,28 Bil.
Average Payables
17,56 Bil.
Average Inventory
-768836500000
Debt to Market Cap
29.32

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Minsheng Banking Corp., Ltd. Dividends
Year Dividends Growth
2013 0
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

China Minsheng Banking Corp., Ltd. Profile

About China Minsheng Banking Corp., Ltd.

China Minsheng Banking Corp., Ltd. provides various financial products and services to individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, household composite consumption, home, medium and long term, and short-term working capital loans; micro-credit products for individuals; debit and credit cards; and safe deposit boxes. In addition, it provides payment and collection, and clearing services, as well as internet, mobile, and telephone banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; individual forex settlement, forex remittance, travelers promissory notes, collection, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, and trust financing services. Additionally, it provides convenient finance, investment banking, and asset management services, as well as non-financial services in the education, business travel, traveler, art, luxury life, health, club, and isports areas. As of December 31, 2021, the company has approximately 140 branch-level institutions, 1,193 business outlets, 1,078 community sub-branches, and 136 small business sub-branches. China Minsheng Banking Corp., Ltd. was founded in 1996 and is headquartered in Beijing, the People's Republic of China.

CEO
Mr. Yingxin Gao
Employee
63.071
Address
China Minsheng Bank Building
Beijing, 100031

China Minsheng Banking Corp., Ltd. Executives & BODs

China Minsheng Banking Corp., Ltd. Executives & BODs
# Name Age
1 Mr. Yingxin Gao
Executive Chairman of the Board
70
2 Mr. Xiaoyong Wang
President & Vice Chairman
70
3 Jun Cong
President of Shanghai Branch
70
4 Mr. Jie Shi
Executive Vice President
70
5 Mr. Juntong Zhang
Executive Vice President & Executive Director
70
6 Mr. Hongri Huang
Executive Vice President
70
7 Ms. Bin Li
Executive Vice President & Board Secretary
70
8 Mr. Bin Zhang
Chief Information Officer
70
9 Mr. Yunshan Lin
Executive Vice President
70
10 Ms. Yuet Fan Cheung ACIS, ACS, AHKICS
Company Secretary
70

China Minsheng Banking Corp., Ltd. Competitors