Conn's, Inc. Logo

Conn's, Inc.

CONN

(1.0)
Stock Price

0,10 USD

-9.44% ROA

-36.19% ROE

-0.74x PER

Market Cap.

122.504.999,00 USD

293.22% DER

0% Yield

-13.51% NPM

Conn's, Inc. Stock Analysis

Conn's, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Conn's, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.16x), the stock offers substantial upside potential at a bargain price.

2 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

3 Buffet Intrinsic Value

The company's stock seems undervalued (320) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

4 ROE

Negative ROE (-19.45%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-6.02%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 DER

The company has a high debt to equity ratio (218%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Conn's, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Conn's, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Conn's, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Conn's, Inc. Revenue
Year Revenue Growth
2003 389.496.000
2004 499.310.000 21.99%
2005 494.235.000 -1.03%
2006 620.738.000 20.38%
2007 676.937.000 8.3%
2008 730.992.000 7.39%
2009 805.049.000 9.2%
2010 722.788.000 -11.38%
2011 653.718.000 -10.57%
2012 653.684.000 -0.01%
2013 865.032.000 24.43%
2014 1.193.769.000 27.54%
2015 1.485.218.000 19.62%
2016 1.613.178.000 7.93%
2017 1.596.848.000 -1.02%
2018 1.516.031.000 -5.33%
2019 1.549.813.000 2.18%
2020 1.543.686.000 -0.4%
2021 1.386.025.000 -11.38%
2022 1.590.031.000 12.83%
2023 1.342.527.000 -18.44%
2024 1.120.520.000 -19.81%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Conn's, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Conn's, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 125.712.000
2004 139.831.000 10.1%
2005 152.900.000 8.55%
2006 181.631.000 15.82%
2007 195.908.000 7.29%
2008 245.317.000 20.14%
2009 253.813.000 3.35%
2010 255.489.000 0.66%
2011 235.100.000 -8.67%
2012 237.911.000 1.18%
2013 253.189.000 6.03%
2014 339.528.000 25.43%
2015 390.176.000 12.98%
2016 439.268.000 11.18%
2017 460.997.000 4.71%
2018 451.590.000 -2.08%
2019 485.661.000 7.02%
2020 503.024.000 3.45%
2021 478.767.000 -5.07%
2022 544.490.000 12.07%
2023 526.212.000 -3.47%
2024 532.412.000 1.16%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Conn's, Inc. EBITDA
Year EBITDA Growth
2003 44.965.000
2004 49.013.000 8.26%
2005 57.522.000 14.79%
2006 74.601.000 22.89%
2007 -11.295.000 760.48%
2008 -22.659.000 50.15%
2009 -30.653.000 26.08%
2010 42.259.000 172.54%
2011 30.906.000 -36.73%
2012 16.564.000 -86.59%
2013 100.665.000 83.55%
2014 161.842.000 37.8%
2015 119.867.000 -35.02%
2016 113.716.000 -5.41%
2017 64.098.000 -77.41%
2018 155.433.000 58.76%
2019 161.255.000 3.61%
2020 134.519.000 -19.88%
2021 30.614.000 -339.4%
2022 168.693.000 81.85%
2023 -29.472.000 672.38%
2024 -103.752.000 71.59%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Conn's, Inc. Gross Profit
Year Gross Profit Growth
2003 112.540.000
2004 181.598.000 38.03%
2005 134.525.000 -34.99%
2006 167.364.000 19.62%
2007 174.802.000 4.26%
2008 213.826.000 18.25%
2009 214.988.000 0.54%
2010 178.088.000 -20.72%
2011 166.537.000 -6.94%
2012 191.664.000 13.11%
2013 404.385.000 52.6%
2014 599.721.000 32.57%
2015 760.376.000 21.13%
2016 780.052.000 2.52%
2017 773.766.000 -0.81%
2018 795.687.000 2.75%
2019 847.678.000 6.13%
2020 845.902.000 -0.21%
2021 717.710.000 -17.86%
2022 764.044.000 6.06%
2023 632.293.000 -20.84%
2024 535.072.000 -18.17%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Conn's, Inc. Net Profit
Year Net Profit Growth
2003 20.601.000
2004 24.340.000 15.36%
2005 30.125.000 19.2%
2006 41.181.000 26.85%
2007 40.311.000 -2.16%
2008 39.686.000 -1.57%
2009 25.692.000 -54.47%
2010 7.722.000 -232.71%
2011 -1.009.000 865.31%
2012 -3.723.000 72.9%
2013 52.612.000 107.08%
2014 93.449.000 43.7%
2015 58.513.000 -59.71%
2016 30.855.000 -89.64%
2017 -25.562.000 220.71%
2018 6.463.000 495.51%
2019 73.849.000 91.25%
2020 56.004.000 -31.86%
2021 -3.137.000 1885.27%
2022 108.205.000 102.9%
2023 -59.292.000 282.5%
2024 -205.188.000 71.1%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Conn's, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 1
2004 1 100%
2005 1 0%
2006 2 0%
2007 2 0%
2008 2 0%
2009 2 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 2 100%
2014 3 50%
2015 2 -100%
2016 1 0%
2017 -1 0%
2018 0 0%
2019 2 100%
2020 2 -100%
2021 0 0%
2022 4 100%
2023 -2 250%
2024 -8 75%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Conn's, Inc. Free Cashflow
Year Free Cashflow Growth
2003 -16.221.000
2004 4.016.000 503.91%
2005 -19.449.000 120.65%
2006 45.828.000 142.44%
2007 10.239.000 -347.58%
2008 -24.589.000 141.64%
2009 -60.297.000 59.22%
2010 -42.123.000 -43.15%
2011 60.030.000 170.17%
2012 60.131.000 0.17%
2013 -55.156.000 209.02%
2014 -262.389.000 78.98%
2015 -251.597.000 -4.29%
2016 -237.527.000 -5.92%
2017 158.574.000 249.79%
2018 33.604.000 -371.89%
2019 118.987.000 71.76%
2020 22.520.000 -428.36%
2021 406.188.000 94.46%
2022 131.543.000 -208.79%
2023 -12.518.000 1150.83%
2024 -13.557.000 7.66%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Conn's, Inc. Operating Cashflow
Year Operating Cashflow Growth
2003 -1.151.000
2004 13.417.000 108.58%
2005 170.000 -7792.35%
2006 64.318.000 99.74%
2007 28.664.000 -124.39%
2008 -5.634.000 608.77%
2009 -42.700.000 86.81%
2010 -31.868.000 -33.99%
2011 63.058.000 150.54%
2012 64.517.000 2.26%
2013 -22.803.000 382.93%
2014 -210.262.000 89.15%
2015 -189.901.000 -10.72%
2016 -174.122.000 -9.06%
2017 205.130.000 184.88%
2018 50.522.000 -306.02%
2019 151.801.000 66.72%
2020 80.066.000 -89.59%
2021 462.115.000 82.67%
2022 176.402.000 -161.97%
2023 60.448.000 -191.82%
2024 -3.353.000 1902.8%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Conn's, Inc. Capital Expenditure
Year Capital Expenditure Growth
2003 15.070.000
2004 9.401.000 -60.3%
2005 19.619.000 52.08%
2006 18.490.000 -6.11%
2007 18.425.000 -0.35%
2008 18.955.000 2.8%
2009 17.597.000 -7.72%
2010 10.255.000 -71.59%
2011 3.028.000 -238.67%
2012 4.386.000 30.96%
2013 32.353.000 86.44%
2014 52.127.000 37.93%
2015 61.696.000 15.51%
2016 63.405.000 2.7%
2017 46.556.000 -36.19%
2018 16.918.000 -175.19%
2019 32.814.000 48.44%
2020 57.546.000 42.98%
2021 55.927.000 -2.89%
2022 44.859.000 -24.67%
2023 72.966.000 38.52%
2024 10.204.000 -615.07%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Conn's, Inc. Equity
Year Equity Growth
2004 166.590.000
2005 200.802.000 17.04%
2006 245.284.000 18.13%
2007 292.528.000 16.15%
2008 304.418.000 3.91%
2009 334.150.000 8.9%
2010 344.327.000 2.96%
2011 358.045.000 3.83%
2012 353.371.000 -1.32%
2013 474.450.000 25.52%
2014 589.290.000 19.49%
2015 653.670.000 9.85%
2016 538.281.000 -21.44%
2017 517.790.000 -3.96%
2018 535.068.000 3.23%
2019 619.975.000 13.7%
2020 627.180.000 1.15%
2021 557.155.000 -12.57%
2022 614.819.000 9.38%
2023 502.410.000 -22.37%
2024 390.568.000 -28.64%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Conn's, Inc. Assets
Year Assets Growth
2004 234.760.000
2005 268.003.000 12.4%
2006 341.995.000 21.64%
2007 389.947.000 12.3%
2008 382.852.000 -1.85%
2009 516.629.000 25.89%
2010 551.439.000 6.31%
2011 849.029.000 35.05%
2012 783.750.000 -8.33%
2013 909.857.000 13.86%
2014 1.297.986.000 29.9%
2015 1.647.322.000 21.21%
2016 2.025.300.000 18.66%
2017 1.941.134.000 -4.34%
2018 1.900.799.000 -2.12%
2019 1.884.907.000 -0.84%
2020 2.168.769.000 13.09%
2021 1.755.084.000 -23.57%
2022 1.754.466.000 -0.04%
2023 1.716.215.000 -2.23%
2024 1.726.392.000 0.59%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Conn's, Inc. Liabilities
Year Liabilities Growth
2004 66.401.000
2005 67.201.000 1.19%
2006 96.711.000 30.51%
2007 97.419.000 0.73%
2008 78.434.000 -24.21%
2009 182.479.000 57.02%
2010 207.112.000 11.89%
2011 490.984.000 57.82%
2012 430.379.000 -14.08%
2013 435.407.000 1.15%
2014 708.696.000 38.56%
2015 993.652.000 28.68%
2016 1.487.019.000 33.18%
2017 1.423.344.000 -4.47%
2018 1.365.731.000 -4.22%
2019 1.264.932.000 -7.97%
2020 1.541.589.000 17.95%
2021 1.197.929.000 -28.69%
2022 1.139.647.000 -5.11%
2023 1.213.805.000 6.11%
2024 1.335.824.000 9.13%

Conn's, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
49.73
Net Income per Share
-6.72
Price to Earning Ratio
-0.74x
Price To Sales Ratio
0.1x
POCF Ratio
-10.23
PFCF Ratio
-1.64
Price to Book Ratio
0.31
EV to Sales
1.05
EV Over EBITDA
-13.23
EV to Operating CashFlow
-106.69
EV to FreeCashFlow
-16.87
Earnings Yield
-1.35
FreeCashFlow Yield
-0.61
Market Cap
0,12 Bil.
Enterprise Value
1,26 Bil.
Graham Number
49.33
Graham NetNet
-34.04

Income Statement Metrics

Net Income per Share
-6.72
Income Quality
0.07
ROE
-0.36
Return On Assets
-0.09
Return On Capital Employed
-0.07
Net Income per EBT
0.92
EBT Per Ebit
1.75
Ebit per Revenue
-0.08
Effective Tax Rate
0.08

Margins

Sales, General, & Administrative to Revenue
0.22
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.48
Operating Profit Margin
-0.08
Pretax Profit Margin
-0.15
Net Profit Margin
-0.14

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0.49
Free CashFlow per Share
-3.08
Capex to Operating CashFlow
5.33
Capex to Revenue
-0.05
Capex to Depreciation
-1.3
Return on Invested Capital
-0.05
Return on Tangible Assets
-0.09
Days Sales Outstanding
156.68
Days Payables Outstanding
38.7
Days of Inventory on Hand
134.82
Receivables Turnover
2.33
Payables Turnover
9.43
Inventory Turnover
2.71
Capex per Share
-2.6

Balance Sheet

Cash per Share
0,23
Book Value per Share
16,10
Tangible Book Value per Share
16.1
Shareholders Equity per Share
16.1
Interest Debt per Share
50.03
Debt to Equity
2.93
Debt to Assets
0.66
Net Debt to EBITDA
-11.94
Current Ratio
3.38
Tangible Asset Value
0,39 Bil.
Net Current Asset Value
-0,53 Bil.
Invested Capital
2.93
Working Capital
0,57 Bil.
Intangibles to Total Assets
0
Average Receivables
0,52 Bil.
Average Payables
0,07 Bil.
Average Inventory
233146000
Debt to Market Cap
9.35

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Conn's, Inc. Dividends
Year Dividends Growth

Conn's, Inc. Profile

About Conn's, Inc.

Conn's, Inc. operates as a specialty retailer of durable consumer goods and related services in the United States. It operates through two segments, Retail and Credit. The company's stores offer furniture and mattress, including furniture and related accessories for the living room, dining room, and bedroom, as well as flat and other mattresses; and home appliances, such as refrigerators, freezers, washers, dryers, dishwashers, and ranges. Its stores also provide consumer electronics comprising LED, OLED, QLED, 4K Ultra HD, 8K televisions, gaming products, video game consoles, and home theater and portable audio equipment; and home office products, including computers, tablets, monitors, and accessories. In addition, the company offers short- and medium-term financing to its retail customers; and product support services, which comprise next-day delivery and installation services, credit insurance products, product repair services, and repair service agreements. As of July 27, 2022, it operated approximately 160 retail locations in Alabama, Arizona, Colorado, Florida, Georgia, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. Conn's, Inc. was founded in 1890 and is headquartered in The Woodlands, Texas.

CEO
Mr. Norman L. Miller
Employee
3.800
Address
2445 Technology Forest Boulevard
The Woodlands, 77381

Conn's, Inc. Executives & BODs

Conn's, Inc. Executives & BODs
# Name Age
1 Mr. Norman L. Miller
President, Chief Executive Officer & Director
70
2 Mr. Timothy P. Santo
Vice President, Chief Accounting Officer & Chief Financial Officer
70
3 Mr. Mark L. Prior
Senior Vice President, General Counsel & Secretary
70
4 Mr. Rodney D. Lastinger
President of Retail
70
5 Mr. Thomas J. Fenton
Senior Vice President & Chief Credit Officer
70
6 Melissa Allen
Vice President & Treasurer
70

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