CRISIL Limited Logo

CRISIL Limited

CRISIL.NS

(3.8)
Stock Price

5.251,85 INR

23.34% ROA

30.4% ROE

50.3x PER

Market Cap.

326.973.858.155,00 INR

2% DER

1.21% Yield

20.38% NPM

CRISIL Limited Stock Analysis

CRISIL Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

CRISIL Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (32.4%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

This stock has a great ability to make a lot of money from the things it owns, which makes it a really good investment for smart investors.

3 DER

The stock has a low debt to equity ratio (3%), which means it has a small amount of debt compared to the ownership it holds

4 Revenue Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 Net Profit Growth

Over the last five years, this company's net profit has shown continuous growth, reflecting a robust financial performance and making it an attractive choice for potential investors.

6 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

7 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (24.240) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 PBV

The stock's high Price-to-Book Value (P/BV) ratio (16.08x) suggests it's overvalued, potentially making it an expensive investment.

10 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

CRISIL Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

CRISIL Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

CRISIL Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

CRISIL Limited Revenue
Year Revenue Growth
2005 1.404.738.644
2006 2.873.256.382 51.11%
2007 4.043.326.036 28.94%
2008 5.145.604.237 21.42%
2009 5.372.723.640 4.23%
2010 6.284.427.569 14.51%
2011 8.069.576.871 22.12%
2012 9.777.175.363 17.47%
2013 11.106.421.999 11.97%
2014 12.533.821.804 11.39%
2015 13.799.369.114 9.17%
2016 15.471.686.206 10.81%
2017 16.584.600.000 6.71%
2018 17.484.900.000 5.15%
2019 17.317.200.000 -0.97%
2020 19.818.300.000 12.62%
2021 23.006.900.000 13.86%
2022 27.687.200.000 16.9%
2023 29.434.800.000 5.94%
2023 31.395.200.000 6.24%
2024 31.894.000.000 1.56%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

CRISIL Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 52.900.000 100%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

CRISIL Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 490.136.030
2006 921.404.396 46.81%
2007 1.351.682.273 31.83%
2008 1.443.350.727 6.35%
2009 1.301.068.872 -10.94%
2010 1.551.564.916 16.14%
2011 781.028.507 -98.66%
2012 476.431.407 -63.93%
2013 569.649.386 16.36%
2014 661.454.230 13.88%
2015 837.221.177 20.99%
2016 812.569.065 -3.03%
2017 985.500.000 17.55%
2018 930.500.000 -5.91%
2019 958.800.000 2.95%
2020 1.281.100.000 25.16%
2021 1.422.500.000 9.94%
2022 1.385.700.000 -2.66%
2023 1.104.400.000 -25.47%
2023 1.262.200.000 12.5%
2024 1.268.800.000 0.52%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

CRISIL Limited EBITDA
Year EBITDA Growth
2005 410.090.717
2006 873.080.977 53.03%
2007 1.263.277.926 30.89%
2008 2.006.876.862 37.05%
2009 2.223.114.354 9.73%
2010 2.881.447.033 22.85%
2011 4.199.666.608 31.39%
2012 3.252.546.465 -29.12%
2013 2.934.823.632 -10.83%
2014 3.775.927.966 22.28%
2015 3.799.646.140 0.62%
2016 4.221.530.561 9.99%
2017 4.648.900.000 9.19%
2018 5.379.600.000 13.58%
2019 5.147.300.000 -4.51%
2020 5.839.900.000 11.86%
2021 6.652.700.000 12.22%
2022 8.339.300.000 20.22%
2023 9.105.200.000 8.41%
2023 8.830.800.000 -3.11%
2024 8.277.600.000 -6.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

CRISIL Limited Gross Profit
Year Gross Profit Growth
2005 1.404.738.644
2006 2.873.256.382 51.11%
2007 4.043.326.036 28.94%
2008 5.145.604.237 21.42%
2009 5.372.723.640 4.23%
2010 6.284.427.569 14.51%
2011 8.069.576.871 22.12%
2012 5.739.813.850 -40.59%
2013 6.326.904.725 9.28%
2014 7.076.644.635 10.59%
2015 7.507.464.234 5.74%
2016 8.491.750.194 11.59%
2017 9.147.100.000 7.16%
2018 9.638.100.000 5.09%
2019 9.442.200.000 -2.07%
2020 10.167.200.000 7.13%
2021 11.392.400.000 10.75%
2022 13.777.200.000 17.31%
2023 12.062.400.000 -14.22%
2023 10.141.300.000 -18.94%
2024 10.774.800.000 5.88%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

CRISIL Limited Net Profit
Year Net Profit Growth
2005 245.079.990
2006 614.309.944 60.1%
2007 836.637.619 26.57%
2008 1.405.744.472 40.48%
2009 1.607.776.600 12.57%
2010 2.054.666.245 21.75%
2011 2.064.150.944 0.46%
2012 2.203.962.562 6.34%
2013 2.978.375.216 26%
2014 2.684.298.387 -10.96%
2015 2.851.518.143 5.86%
2016 3.263.437.029 12.62%
2017 3.044.300.000 -7.2%
2018 3.631.000.000 16.16%
2019 3.439.500.000 -5.57%
2020 3.547.300.000 3.04%
2021 4.658.100.000 23.85%
2022 5.643.900.000 17.47%
2023 6.079.600.000 7.17%
2023 6.584.400.000 7.67%
2024 6.004.400.000 -9.66%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

CRISIL Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 4
2006 9 66.67%
2007 12 18.18%
2008 19 42.11%
2009 22 13.64%
2010 29 21.43%
2011 29 3.45%
2012 31 6.45%
2013 42 26.19%
2014 38 -13.51%
2015 40 7.5%
2016 41 2.44%
2017 43 2.38%
2018 51 16%
2019 48 -6.38%
2020 49 2.08%
2021 64 25%
2022 77 16.88%
2023 83 7.23%
2023 90 7.78%
2024 82 -9.76%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

CRISIL Limited Free Cashflow
Year Free Cashflow Growth
2005 226.361.490
2006 481.049.549 52.94%
2007 455.623.217 -5.58%
2008 1.427.190.670 68.08%
2009 982.402.590 -45.28%
2010 960.948.762 -2.23%
2011 2.338.567.387 58.91%
2012 1.802.853.370 -29.71%
2013 2.360.672.156 23.63%
2014 2.434.975.317 3.05%
2015 2.441.635.701 0.27%
2016 2.556.156.531 4.48%
2017 2.528.400.000 -1.1%
2018 3.450.500.000 26.72%
2019 4.168.000.000 17.21%
2019 1.042.000.000 -300%
2020 4.655.500.000 77.62%
2021 3.803.300.000 -22.41%
2022 4.152.000.000 8.4%
2023 7.258.400.000 42.8%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

CRISIL Limited Operating Cashflow
Year Operating Cashflow Growth
2005 299.684.634
2006 624.818.987 52.04%
2007 708.849.920 11.85%
2008 1.646.580.069 56.95%
2009 1.741.936.341 5.47%
2010 1.459.486.767 -19.35%
2011 2.602.988.394 43.93%
2012 2.232.754.476 -16.58%
2013 2.538.232.247 12.04%
2014 2.646.495.793 4.09%
2015 2.703.671.269 2.11%
2016 2.789.481.984 3.08%
2017 2.867.100.000 2.71%
2018 3.785.200.000 24.25%
2019 4.458.600.000 15.1%
2019 1.114.650.000 -300%
2020 5.004.700.000 77.73%
2021 4.031.200.000 -24.15%
2022 4.563.400.000 11.66%
2023 7.887.900.000 42.15%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

CRISIL Limited Capital Expenditure
Year Capital Expenditure Growth
2005 73.323.144
2006 143.769.438 49%
2007 253.226.703 43.23%
2008 219.389.399 -15.42%
2009 759.533.751 71.12%
2010 498.538.005 -52.35%
2011 264.421.007 -88.54%
2012 429.901.106 38.49%
2013 177.560.091 -142.12%
2014 211.520.476 16.06%
2015 262.035.568 19.28%
2016 233.325.453 -12.3%
2017 338.700.000 31.11%
2018 334.700.000 -1.2%
2019 290.600.000 -15.18%
2019 72.650.000 -300%
2020 349.200.000 79.2%
2021 227.900.000 -53.23%
2022 411.400.000 44.6%
2023 629.500.000 34.65%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

CRISIL Limited Equity
Year Equity Growth
2005 1.318.708.749
2006 1.889.049.224 30.19%
2007 2.764.439.394 31.67%
2008 3.575.127.969 22.68%
2009 4.338.113.099 17.59%
2010 3.944.521.380 -9.98%
2011 4.133.322.338 4.57%
2012 5.289.739.908 21.86%
2013 6.744.979.003 21.58%
2014 8.483.450.891 20.49%
2015 8.557.614.226 0.87%
2016 9.453.513.626 9.48%
2017 10.485.800.000 9.84%
2018 11.362.500.000 7.72%
2019 11.719.200.000 3.04%
2020 13.118.100.000 10.66%
2021 15.784.200.000 16.89%
2022 17.919.800.000 11.92%
2023 19.251.000.000 6.91%
2023 21.892.600.000 12.07%
2024 22.471.000.000 2.57%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

CRISIL Limited Assets
Year Assets Growth
2005 1.849.501.918
2006 2.786.806.508 33.63%
2007 4.112.960.870 32.24%
2008 5.170.881.446 20.46%
2009 6.340.407.383 18.45%
2010 6.083.804.913 -4.22%
2011 6.986.080.366 12.92%
2012 9.830.454.738 28.93%
2013 11.466.090.349 14.26%
2014 12.646.083.368 9.33%
2015 13.308.775.413 4.98%
2016 14.362.503.607 7.34%
2017 14.947.100.000 3.91%
2018 16.337.600.000 8.51%
2019 16.887.300.000 3.26%
2020 22.066.500.000 23.47%
2021 25.038.700.000 11.87%
2022 28.310.000.000 11.56%
2023 29.243.000.000 3.19%
2023 33.145.199.999 11.77%
2024 33.557.699.999 1.23%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

CRISIL Limited Liabilities
Year Liabilities Growth
2005 530.793.169
2006 897.757.284 40.88%
2007 1.348.521.476 33.43%
2008 1.595.753.477 15.49%
2009 2.002.294.284 20.3%
2010 2.139.283.533 6.4%
2011 2.852.758.028 25.01%
2012 4.540.714.830 37.17%
2013 4.721.111.346 3.82%
2014 4.162.632.477 -13.42%
2015 4.751.161.187 12.39%
2016 4.908.989.981 3.22%
2017 4.461.300.000 -10.03%
2018 4.975.100.000 10.33%
2019 5.168.100.000 3.73%
2020 8.948.400.000 42.25%
2021 9.254.500.000 3.31%
2022 10.390.200.000 10.93%
2023 9.992.000.000 -3.99%
2023 11.252.600.000 11.2%
2024 11.086.700.000 -1.5%

CRISIL Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
436.12
Net Income per Share
88.89
Price to Earning Ratio
50.3x
Price To Sales Ratio
10.25x
POCF Ratio
316.09
PFCF Ratio
316.16
Price to Book Ratio
14.55
EV to Sales
10.17
EV Over EBITDA
36.05
EV to Operating CashFlow
313.65
EV to FreeCashFlow
313.65
Earnings Yield
0.02
FreeCashFlow Yield
0
Market Cap
326,97 Bil.
Enterprise Value
324,37 Bil.
Graham Number
784.04
Graham NetNet
69.88

Income Statement Metrics

Net Income per Share
88.89
Income Quality
0.16
ROE
0.3
Return On Assets
0.19
Return On Capital Employed
0.35
Net Income per EBT
0.74
EBT Per Ebit
1.08
Ebit per Revenue
0.26
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.35
Operating Profit Margin
0.26
Pretax Profit Margin
0.28
Net Profit Margin
0.2

Dividends

Dividend Yield
0.01
Dividend Yield %
1.21
Payout Ratio
0
Dividend Per Share
54

Operating Metrics

Operating Cashflow per Share
14.15
Free CashFlow per Share
14.15
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.26
Return on Tangible Assets
0.23
Days Sales Outstanding
84.64
Days Payables Outstanding
25.79
Days of Inventory on Hand
0
Receivables Turnover
4.31
Payables Turnover
14.15
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
145,67
Book Value per Share
307,34
Tangible Book Value per Share
229.21
Shareholders Equity per Share
307.34
Interest Debt per Share
6.55
Debt to Equity
0.02
Debt to Assets
0.01
Net Debt to EBITDA
-0.29
Current Ratio
2.02
Tangible Asset Value
16,76 Bil.
Net Current Asset Value
9,33 Bil.
Invested Capital
17384000000
Working Capital
10,32 Bil.
Intangibles to Total Assets
0.17
Average Receivables
3,70 Bil.
Average Payables
0,73 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

CRISIL Limited Dividends
Year Dividends Growth
2002 7
2003 10 40%
2004 10 0%
2005 13 16.67%
2006 10 -20%
2007 15 33.33%
2008 60 75%
2009 110 45.45%
2010 175 37.14%
2011 83 -113.41%
2012 12 -645.45%
2013 13 15.38%
2014 16 18.75%
2015 17 5.88%
2016 21 19.05%
2017 27 22.22%
2018 29 6.9%
2019 30 3.33%
2020 32 6.25%
2021 38 15.79%
2022 32 -18.75%
2023 49 34.69%
2024 43 -13.95%

CRISIL Limited Profile

About CRISIL Limited

CRISIL Limited, an analytical company, together with its subsidiaries, provides ratings, data, research, and analytics and solutions in India, Europe, North America, and internationally. It operates through three segments: Ratings, Research, and Advisory. The Ratings services segment offers credit ratings for corporates, banks, bank loans, and small and medium enterprises; credit analysis services; grading services; and analytical services. The Research segment provides research and risk solutions, industry reports, customized research assignments, subscription to data services, independent equity research, initial public offering grading, and training services. The Advisory segment offers advisory services; and a range of risk management tools, analytics, and solutions to financial institutions, banks, and corporates. The company was formerly known as The Credit Rating Information Services of India Limited and changed its name to CRISIL Limited in December 2003. CRISIL Limited was incorporated in 1987 and is headquartered in Mumbai, India.

CEO
Mr. Amish P. Mehta
Employee
4.673
Address
CRISIL House
Mumbai, 400076

CRISIL Limited Executives & BODs

CRISIL Limited Executives & BODs
# Name Age
1 Ms. Minal Amit Bhosale
Compliance Officer & Company Secretary
70
2 Mr. Amish P. Mehta
MD, Chief Executive Officer & Director
70
3 Mr. Gurpreet S. Chhatwal
Chief Operating Officer
70
4 Mr. Sanjay Chakravarti B.Com, C.A.
President, Chief Financial Officer and Head of the Risk & Compliance
70
5 Mr. Zak Murad
Chief Technology & Information Officer
70
6 Ms. Preeti Balwani
General Counsel
70
7 Mr. Andries Petrus Cronje
President & Head of International Business
70
8 Ms. Maya Vengurlekar
Senior Director of Marketing & Communication and Chief Operating Officer of CRISIL Foundation
70
9 Mr. Jan Larsen
President and Head of CRISIL Global Research & Risk Solutions
70
10 Mr. Duncan McCredie
President & Head of Global Benchmarking Analytics
70

CRISIL Limited Competitors

ICRA Limited Logo
ICRA Limited

ICRA.NS

(3.0)
Blue Dart Express Limited Logo
Blue Dart Express Limited

BLUEDART.NS

(2.2)
CARE Ratings Limited Logo
CARE Ratings Limited

CARERATING.NS

(3.2)
3M India Limited Logo
3M India Limited

3MINDIA.NS

(2.2)
AIA Engineering Limited Logo
AIA Engineering Limited

AIAENG.NS

(2.5)