CTF.VN City Auto Corp
- Market cap
- VND 1.82T
- P/E
- 21.9x
- P/B
- 1.81x
- ROE
- 1.4%
- Dividend yield
- 2.63%
- Fundamental score
- 2.3/5
Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.
Is CTF.VN undervalued?
Graham numberCTF.VN trades 32.9% above its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
City Auto Corp fundamental analysis
10 of 22 checks passedROE 0/2
Low return on equity (1.4%), below 10%.
ROA 0/1
Return on assets (0.4%) is below the industry median (3.6%).
Profit Consistency 2/2
Profitable for 6 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (-80.4%) is not above the 5-year average (40.1% a year).
Earnings Growth vs Industry 0/1
Last year's EPS growth (-80.4%) is below the industry median (17.5%).
Revenue Growth 2/2
Revenue grew 10.2% a year over the past 3 years.
Short-term Liquidity 1/1
Current assets cover short-term liabilities.
Long-term Liabilities 1/1
Current assets cover long-term liabilities.
Debt to Equity 2/2
Low debt to equity (21.9%), 40% or less.
Debt Trend 0/1
Debt to equity history is shorter than 5 years.
Debt Coverage 1/1
Operating cash flow covers 20% of total debt.
Interest Coverage 0/1
EBIT is 1.1x against interest expense, below 5x.
PE vs Market 0/1
PE (21.5x) is above the market median (11.2x).
PE vs Industry 0/1
PE (21.5x) is above the industry median (11.2x).
PBV 0/1
Price to book (1.8x) is above the industry median (1.2x).
Graham Number 0/1
The price is above the Graham number (PE x PB = 38.3, limit 22.5).
PEG 1/1
PEG on 5-year earnings growth is 0.54, growth is cheap.
Dividend Yield 1/2
Dividend yield (2.6%) is above the bottom 25% of dividend payers in the market.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 1/1
Dividends paid grew over the past 5 years.
Payout Ratio 0/1
Payout ratio is 524.9%, above 90% of earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
City Auto Corp stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About City Auto Corp
City Auto Corporation trades in automobiles, spare parts, accessories, machinery, and equipment in Vietnam. It also manufactures and sells automobiles and other motor vehicles, as well as provides data processing, information technology, and other services related to computers; forest care and tree nursery services; and direct support service for railway transport. In addition, the company is involved in the insurance agency and brokerage activities; real estate consultancy,…
Full company profileCity Auto Corp financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 2 quarters up to Jun 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
City Auto Corp annual financial statements (VND; K = thousand, M = million, B = billion, T = trillion)
| Item | 2015 | 2016 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||
| Revenue | - | - | 5.64T | 4.51T | 6.31T | 7.10T | 8.17T | 8.44T | 6.80T |
| Gross Profit | - | - | 309B | 292B | 553B | 410B | 474B | 478B | 466B |
| Operating Income | - | - | 21.5B | 59.6B | 160B | 23.2B | -1.32B | -34.5B | 70.0B |
| EBITDA | - | - | - | - | 237B | 244B | 269B | 253B | 250B |
| Net Income | - | - | 1.00B | 49.1B | 112B | 41.0B | 46.4B | 9.11B | 14.5B |
| EPS | - | - | 18 | - | - | 428 | 485 | 95 | 151 |
| Balance Sheet | |||||||||
| Total Assets | - | - | 1.58T | 1.76T | 2.53T | 3.66T | 3.92T | 3.95T | 3.94T |
| Total Liabilities | - | - | 1.05T | 950B | 1.60T | 2.58T | 2.80T | 2.87T | 2.85T |
| Shareholders' Equity | - | - | 506B | 782B | 894B | 992B | 1.04T | 1,000B | 1.01T |
| Cash & Short-term Investments | - | - | 39.6B | 55.5B | 74.5B | 61.2B | 69.0B | 166B | 99.8B |
| Cash Flow | |||||||||
| Operating Cash Flow | -30.7B | -188B | 121B | -150B | -543B | -644B | -190B | 8.70B | 444B |
| Capital Expenditure | 13.5B | 27.7B | 27.0B | 23.8B | 61.8B | 60.6B | 31.9B | 42.3B | 33.3B |
| Free Cash Flow | - | - | 93.9B | -174B | -605B | -704B | -222B | -33.6B | 411B |
| Ratios | |||||||||
| ROE | - | - | 0.2% | 6.3% | 12.5% | 4.1% | 4.5% | 0.9% | 1.4% |
| ROA | - | - | 0.1% | 2.8% | 4.4% | 1.1% | 1.2% | 0.2% | 0.4% |
| Net Profit Margin | - | - | 0.0% | 1.1% | 1.8% | 0.6% | 0.6% | 0.1% | 0.2% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
City Auto Corp dividends
- Dividend yield
- 2.63%
- Forward dividend
- -
- Payout ratio
- 524.9%
- Ex-dividend date
- Oct 23, 2025
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | VND 47.8B | 500 | 524.9% |
| 2024 | VND 4.49B | 47 | 9.7% |
| 2023 | VND 21.4M | 0.22 | 0.1% |
| 2022 | VND 655M | - | 0.6% |
| 2021 | VND 95.7M | - | 0.2% |
| 2020 | VND 630M | 11 | 62.8% |
| 2016 | VND 9.00B | - | - |
| 2015 | VND 8.28B | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 107:100 on Dec 6, 2024.
Who owns City Auto Corp
- Insiders 58.52%
- Institutions 0.00%
- Public & others 41.48%
- Shares outstanding 95.7M
- Free float 41.7M
City Auto Corp company profile
- Company name
- City Auto Corp
- Ticker
- CTF.VN
- ISIN
- VN000000CTF9
- Exchange
- Vietnam Stocks
- Sector
- Consumer Cyclical
- Industry
- Auto & Truck Dealerships
- Employees
- 292
- Fiscal year end
- December
- Address
- No. 218 - National Highway 13, Ho Chi Minh City, Vietnam
- Phone
- 84 28 37 26 26 26
- Website
- cityford.com.vn
About City Auto Corp
City Auto Corporation trades in automobiles, spare parts, accessories, machinery, and equipment in Vietnam. It also manufactures and sells automobiles and other motor vehicles, as well as provides data processing, information technology, and other services related to computers; forest care and tree nursery services; and direct support service for railway transport. In addition, the company is involved in the insurance agency and brokerage activities; real estate consultancy, brokerage, auction, and land use rights auction; automobile and other motor vehicle dealership; sale of spare parts and accessories of automobiles and other motor vehicles; road passenger and road freight transport; motor vehicle leasing; wholesale of computers, peripherals and software; maintenance and repair of automobiles and other motor vehicles; repair of machinery and equipment; retail sale of passenger cars; and wholesale sale of other household goods. City Auto Corporation was incorporated in 2000 and is headquartered in Ho Chi Minh City, Vietnam.
City Auto Corp management
4- Mr. Tri Quang TranDeputy General Director, Member of Management Board & Director
- Ms. Thuong Thi Thuong LeChief Accountant
- Phuong Thi-Hong PhanHead of Administration Department
- Mr. Hoa Thai NguyenHead of Internal Audit Department