DBS Group Holdings Ltd Logo

DBS Group Holdings Ltd

D05.SI

(3.2)
Stock Price

42,47 SGD

1.35% ROA

16.96% ROE

10.34x PER

Market Cap.

109.080.822.500,00 SGD

199.1% DER

5.35% Yield

50.31% NPM

DBS Group Holdings Ltd Stock Analysis

DBS Group Holdings Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

DBS Group Holdings Ltd Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (17.09%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 ROA

The stock's ROA (1.3%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.44x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 DER

The stock has a reasonable amount of debt compared to its ownership (85%), suggesting a balanced financial position and a moderate level of risk.

7 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

8 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

9 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

10 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (74), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

DBS Group Holdings Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

DBS Group Holdings Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

DBS Group Holdings Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

DBS Group Holdings Ltd Revenue
Year Revenue Growth
2005 4.641.000.000
2006 5.438.000.000 14.66%
2007 6.163.000.000 11.76%
2008 6.053.000.000 -1.82%
2009 6.603.000.000 8.33%
2010 7.066.000.000 6.55%
2011 7.631.000.000 7.4%
2012 8.465.000.000 9.85%
2013 9.054.000.000 6.51%
2014 9.773.000.000 7.36%
2015 10.833.000.000 9.78%
2016 11.435.000.000 5.26%
2017 12.273.000.000 6.83%
2018 13.092.000.000 6.26%
2019 14.543.000.000 9.98%
2020 14.584.000.000 0.28%
2021 14.171.000.000 -2.91%
2022 16.494.000.000 14.08%
2023 20.768.000.000 20.58%
2023 20.180.000.000 -2.91%
2024 21.336.000.000 5.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

DBS Group Holdings Ltd Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

DBS Group Holdings Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 622.000.000 100%
2013 678.000.000 8.26%
2014 777.000.000 12.74%
2015 883.000.000 12%
2016 877.000.000 -0.68%
2017 903.000.000 2.88%
2018 939.000.000 3.83%
2019 1.062.000.000 11.58%
2020 1.093.000.000 2.84%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

DBS Group Holdings Ltd EBITDA
Year EBITDA Growth
2005 3.231.000.000
2006 6.072.000.000 46.79%
2007 8.020.000.000 24.29%
2008 6.555.000.000 -22.35%
2009 4.367.000.000 -50.1%
2010 3.888.000.000 -12.32%
2011 5.393.000.000 27.91%
2012 6.912.000.000 21.98%
2013 6.918.000.000 0.09%
2014 7.606.000.000 9.05%
2015 7.976.000.000 4.64%
2016 7.679.000.000 -3.87%
2017 8.381.000.000 8.38%
2018 11.757.000.000 28.71%
2019 8.154.000.000 -44.19%
2020 5.981.000.000 -36.33%
2021 8.447.000.000 29.19%
2022 15.068.000.000 43.94%
2023 10.532.000.000 -43.07%
2023 12.231.000.000 13.89%
2024 12.580.000.000 2.77%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

DBS Group Holdings Ltd Gross Profit
Year Gross Profit Growth
2005 4.641.000.000
2006 5.438.000.000 14.66%
2007 6.163.000.000 11.76%
2008 6.053.000.000 -1.82%
2009 6.603.000.000 8.33%
2010 7.066.000.000 6.55%
2011 7.631.000.000 7.4%
2012 8.465.000.000 9.85%
2013 9.054.000.000 6.51%
2014 9.773.000.000 7.36%
2015 10.833.000.000 9.78%
2016 11.435.000.000 5.26%
2017 12.273.000.000 6.83%
2018 13.092.000.000 6.26%
2019 14.543.000.000 9.98%
2020 14.584.000.000 0.28%
2021 14.171.000.000 -2.91%
2022 16.494.000.000 14.08%
2023 20.768.000.000 20.58%
2023 20.180.000.000 -2.91%
2024 21.336.000.000 5.42%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

DBS Group Holdings Ltd Net Profit
Year Net Profit Growth
2005 985.000.000
2006 2.429.000.000 59.45%
2007 2.449.000.000 0.82%
2008 2.139.000.000 -14.49%
2009 2.228.000.000 3.99%
2010 1.860.000.000 -19.78%
2011 3.035.000.000 38.71%
2012 3.809.000.000 20.32%
2013 3.672.000.000 -3.73%
2014 4.046.000.000 9.24%
2015 4.454.000.000 9.16%
2016 4.238.000.000 -5.1%
2017 4.371.000.000 3.04%
2018 5.577.000.000 21.62%
2019 6.391.000.000 12.74%
2020 4.721.000.000 -35.37%
2021 6.805.000.000 30.62%
2022 8.193.000.000 16.94%
2023 10.532.000.000 22.21%
2023 10.062.000.000 -4.67%
2024 11.136.000.000 9.64%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

DBS Group Holdings Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 1
2006 2 100%
2007 2 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 100%
2012 2 0%
2013 2 0%
2014 2 0%
2015 2 0%
2016 2 0%
2017 2 0%
2018 2 50%
2019 3 0%
2020 2 -100%
2021 3 50%
2022 3 33.33%
2023 4 25%
2023 4 -33.33%
2024 4 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

DBS Group Holdings Ltd Free Cashflow
Year Free Cashflow Growth
2005 -5.380.000.000
2006 4.151.000.000 229.61%
2007 5.547.000.000 25.17%
2008 -5.640.000.000 198.35%
2009 4.911.000.000 214.84%
2010 4.671.000.000 -5.14%
2011 -1.854.000.000 351.94%
2012 -7.246.000.000 74.41%
2013 1.066.000.000 779.74%
2014 3.713.000.000 71.29%
2015 2.540.000.000 -46.18%
2016 9.116.000.000 72.14%
2017 -3.482.000.000 361.8%
2018 -1.816.000.000 -91.74%
2019 10.600.000.000 117.13%
2020 24.334.000.000 56.44%
2021 7.164.000.000 -239.67%
2022 2.100.000.000 -241.14%
2023 4.448.000.000 52.79%
2024 7.959.000.000 44.11%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

DBS Group Holdings Ltd Operating Cashflow
Year Operating Cashflow Growth
2005 -5.155.000.000
2006 4.390.000.000 217.43%
2007 5.743.000.000 23.56%
2008 -5.462.000.000 205.14%
2009 5.090.000.000 207.31%
2010 4.847.000.000 -5.01%
2011 -1.677.000.000 389.03%
2012 -6.908.000.000 75.72%
2013 1.293.000.000 634.26%
2014 3.976.000.000 67.48%
2015 2.874.000.000 -38.34%
2016 9.437.000.000 69.55%
2017 -3.122.000.000 402.27%
2018 -1.283.000.000 -143.34%
2019 11.186.000.000 111.47%
2020 24.881.000.000 55.04%
2021 7.731.000.000 -221.83%
2022 2.769.000.000 -179.2%
2023 5.166.000.000 46.4%
2024 8.214.000.000 37.11%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

DBS Group Holdings Ltd Capital Expenditure
Year Capital Expenditure Growth
2005 225.000.000
2006 239.000.000 5.86%
2007 196.000.000 -21.94%
2008 178.000.000 -10.11%
2009 179.000.000 0.56%
2010 176.000.000 -1.7%
2011 177.000.000 0.56%
2012 338.000.000 47.63%
2013 227.000.000 -48.9%
2014 263.000.000 13.69%
2015 334.000.000 21.26%
2016 321.000.000 -4.05%
2017 360.000.000 10.83%
2018 533.000.000 32.46%
2019 586.000.000 9.04%
2020 547.000.000 -7.13%
2021 567.000.000 3.53%
2022 669.000.000 15.25%
2023 718.000.000 6.82%
2024 255.000.000 -181.57%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

DBS Group Holdings Ltd Equity
Year Equity Growth
2005 19.190.000.000
2006 21.046.000.000 8.82%
2007 23.158.000.000 9.12%
2008 24.003.000.000 3.52%
2009 29.499.000.000 18.63%
2010 33.102.000.000 10.88%
2011 33.069.000.000 -0.1%
2012 35.998.000.000 8.14%
2013 37.686.000.000 4.48%
2014 40.206.000.000 6.27%
2015 42.796.000.000 6.05%
2016 46.970.000.000 8.89%
2017 49.802.000.000 5.69%
2018 49.875.000.000 0.15%
2019 51.799.000.000 3.71%
2020 54.643.000.000 5.2%
2021 57.714.000.000 5.32%
2022 57.072.000.000 -1.12%
2023 59.940.000.000 4.78%
2023 62.247.000.000 3.71%
2024 63.102.000.000 1.35%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

DBS Group Holdings Ltd Assets
Year Assets Growth
2005 180.204.000.000
2006 197.372.000.000 8.7%
2007 230.914.000.000 14.53%
2008 256.718.000.000 10.05%
2009 258.644.000.000 0.74%
2010 283.710.000.000 8.84%
2011 340.847.000.000 16.76%
2012 353.033.000.000 3.45%
2013 402.008.000.000 12.18%
2014 440.666.000.000 8.77%
2015 457.834.000.000 3.75%
2016 481.570.000.000 4.93%
2017 517.711.000.000 6.98%
2018 550.751.000.000 6%
2019 578.946.000.000 4.87%
2020 649.938.000.000 10.92%
2021 686.073.000.000 5.27%
2022 743.368.000.000 7.71%
2023 744.993.000.000 0.22%
2023 739.301.000.000 -0.77%
2024 790.111.000.000 6.43%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

DBS Group Holdings Ltd Liabilities
Year Liabilities Growth
2005 161.014.000.000
2006 176.326.000.000 8.68%
2007 207.756.000.000 15.13%
2008 232.715.000.000 10.73%
2009 229.145.000.000 -1.56%
2010 250.608.000.000 8.56%
2011 307.778.000.000 18.58%
2012 317.035.000.000 2.92%
2013 364.322.000.000 12.98%
2014 400.460.000.000 9.02%
2015 415.038.000.000 3.51%
2016 434.600.000.000 4.5%
2017 467.909.000.000 7.12%
2018 500.876.000.000 6.58%
2019 527.147.000.000 4.98%
2020 595.295.000.000 11.45%
2021 628.359.000.000 5.26%
2022 686.296.000.000 8.44%
2023 0 0%
2023 49.398.000.000 100%
2024 727.009.000.000 93.21%

DBS Group Holdings Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.37
Net Income per Share
3.71
Price to Earning Ratio
10.34x
Price To Sales Ratio
5.21x
POCF Ratio
7.08
PFCF Ratio
7.43
Price to Book Ratio
1.73
EV to Sales
4.51
EV Over EBITDA
8.37
EV to Operating CashFlow
6.14
EV to FreeCashFlow
6.44
Earnings Yield
0.1
FreeCashFlow Yield
0.13
Market Cap
109,08 Bil.
Enterprise Value
94,56 Bil.
Graham Number
42.98
Graham NetNet
-237.64

Income Statement Metrics

Net Income per Share
3.71
Income Quality
1.46
ROE
0.17
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.88
EBT Per Ebit
1.07
Ebit per Revenue
0.54
Effective Tax Rate
0.12

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.54
Pretax Profit Margin
0.57
Net Profit Margin
0.5

Dividends

Dividend Yield
0.05
Dividend Yield %
5.35
Payout Ratio
0.52
Dividend Per Share
2.05

Operating Metrics

Operating Cashflow per Share
5.42
Free CashFlow per Share
5.17
Capex to Operating CashFlow
0.05
Capex to Revenue
0.03
Capex to Depreciation
0.89
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.25

Balance Sheet

Cash per Share
18,17
Book Value per Share
22,20
Tangible Book Value per Share
19.95
Shareholders Equity per Share
22.14
Interest Debt per Share
44.7
Debt to Equity
1.99
Debt to Assets
0.16
Net Debt to EBITDA
-1.29
Current Ratio
0.21
Tangible Asset Value
56,71 Bil.
Net Current Asset Value
-666,20 Bil.
Invested Capital
-216907000000
Working Capital
-226,90 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
1.15

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

DBS Group Holdings Ltd Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 2 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 2 50%
2024 2 -100%

DBS Group Holdings Ltd Profile

About DBS Group Holdings Ltd

DBS Group Holdings Ltd provides financial products and services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. It operates through Consumer Banking/Wealth Management, Institutional Banking, Treasury Markets, and Others segments. The Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. The Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. The Others segment offers Islamic banking services. The company was founded in 1968 and is headquartered in Singapore.

CEO
Mr. Piyush Gupta
Employee
40.119
Address
Tower 3
Singapore, 018982

DBS Group Holdings Ltd Executives & BODs

DBS Group Holdings Ltd Executives & BODs
# Name Age
1 Mr. Piyush Gupta
Chief Executive Officer & Executive Director
70
2 Mr. Eugene Huang
Chief Information Officer
70
3 Ms. Su Shan Tan
Deputy Chief Executive Officer & Group Head of Institutional Banking
70
4 Ms. Yan Hong Lee
MD & Head of Human Resources
70
5 Mr. Hwee Kim Ng
MD, Chief Information Officer and Head of Group Operations
70
6 Mr. Soon Chong Lim
Group Head of Global Transactions Services & Group Head of Digital for Institutional Banking
70
7 Ms. Sok Hui Lim
Chief Financial Officer
70
8 Mr. Michael Sia
Head of Investor Relations
70
9 Mr. Chee Kin Lam
MD and Head of Legal & Compliance
70
10 Ms. Karen Ngui
MD & Head of Group Strategic Marketing and Communications
70

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