Danske Bank A/S Logo

Danske Bank A/S

DANSKE.CO

(1.8)
Stock Price

205,00 DKK

0.6% ROA

12.96% ROE

7.4x PER

Market Cap.

166.957.485.734,00 DKK

745.24% DER

7.63% Yield

20.29% NPM

Danske Bank A/S Stock Analysis

Danske Bank A/S Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Danske Bank A/S Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.9x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

3 ROE

ROE in an average range (11.88%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.51%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

6 DER

The company has a high debt to equity ratio (642%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

7 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (-144) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Danske Bank A/S Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Danske Bank A/S Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Danske Bank A/S Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Danske Bank A/S Revenue
Year Revenue Growth
2002 52.515.000.000
2003 53.628.000.000 2.08%
2004 52.556.000.000 -2.04%
2005 108.525.000.000 51.57%
2006 37.690.000.000 -187.94%
2007 45.538.000.000 17.23%
2008 43.847.000.000 -3.86%
2009 60.034.000.000 26.96%
2010 46.935.000.000 -27.91%
2011 44.980.000.000 -4.35%
2012 37.982.000.000 -18.42%
2013 35.629.000.000 -6.6%
2014 42.747.000.000 16.65%
2015 47.071.000.000 9.19%
2016 49.830.000.000 5.54%
2017 52.009.000.000 4.19%
2018 47.332.000.000 -9.88%
2019 46.383.000.000 -2.05%
2020 39.141.000.000 -18.5%
2021 47.428.000.000 17.47%
2022 44.410.000.000 -6.8%
2023 54.144.000.000 17.98%
2023 56.517.000.000 4.2%
2024 131.896.000.000 57.15%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Danske Bank A/S Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Danske Bank A/S General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 15.009.000.000
2003 14.451.000.000 -3.86%
2004 14.184.000.000 -1.88%
2005 17.030.000.000 16.71%
2006 7.286.000.000 -133.74%
2007 8.998.000.000 19.03%
2008 10.081.000.000 10.74%
2009 11.092.000.000 9.11%
2010 10.801.000.000 -2.69%
2011 10.339.000.000 -4.47%
2012 9.828.000.000 -5.2%
2013 9.603.000.000 -2.34%
2014 8.839.000.000 -8.64%
2015 8.177.000.000 -8.1%
2016 7.909.000.000 -3.39%
2017 8.489.000.000 6.83%
2018 7.946.000.000 -6.83%
2019 9.377.000.000 15.26%
2020 9.803.000.000 4.35%
2021 8.704.000.000 -12.63%
2022 9.630.000.000 9.62%
2023 0 0%
2023 8.156.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Danske Bank A/S EBITDA
Year EBITDA Growth
2002 61.907.000.000
2003 59.510.000.000 -4.03%
2004 62.788.000.000 5.22%
2005 79.879.000.000 21.4%
2006 101.288.000.000 21.14%
2007 123.813.000.000 18.19%
2008 119.068.000.000 -3.99%
2009 73.590.000.000 -61.8%
2010 52.458.000.000 -40.28%
2011 54.014.000.000 2.88%
2012 16.014.000.000 -237.29%
2013 14.409.000.000 -11.14%
2014 19.717.000.000 26.92%
2015 24.957.000.000 21%
2016 28.152.000.000 11.35%
2017 29.814.000.000 5.57%
2018 24.842.000.000 -20.01%
2019 23.368.000.000 -6.31%
2020 13.001.000.000 -79.74%
2021 21.518.000.000 39.58%
2022 17.931.000.000 -20%
2023 25.900.000.000 30.77%
2023 30.926.000.000 16.25%
2024 4.000.000 -773050%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Danske Bank A/S Gross Profit
Year Gross Profit Growth
2002 52.515.000.000
2003 53.628.000.000 2.08%
2004 52.556.000.000 -2.04%
2005 108.525.000.000 51.57%
2006 37.690.000.000 -187.94%
2007 45.538.000.000 17.23%
2008 43.847.000.000 -3.86%
2009 60.034.000.000 26.96%
2010 46.935.000.000 -27.91%
2011 44.980.000.000 -4.35%
2012 37.982.000.000 -18.42%
2013 35.629.000.000 -6.6%
2014 42.747.000.000 16.65%
2015 47.071.000.000 9.19%
2016 49.830.000.000 5.54%
2017 52.009.000.000 4.19%
2018 47.332.000.000 -9.88%
2019 46.383.000.000 -2.05%
2020 39.141.000.000 -18.5%
2021 47.428.000.000 17.47%
2022 44.410.000.000 -6.8%
2023 54.144.000.000 17.98%
2023 56.517.000.000 4.2%
2024 131.896.000.000 57.15%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Danske Bank A/S Net Profit
Year Net Profit Growth
2002 8.242.000.000
2003 9.286.000.000 11.24%
2004 10.558.000.000 12.05%
2005 12.822.000.000 17.66%
2006 13.557.000.000 5.42%
2007 14.813.000.000 8.48%
2008 1.011.000.000 -1365.18%
2009 1.727.000.000 41.46%
2010 3.661.000.000 52.83%
2011 1.712.000.000 -113.84%
2012 9.526.000.000 82.03%
2013 7.115.000.000 -33.89%
2014 3.844.000.000 -85.09%
2015 13.123.000.000 70.71%
2016 19.858.000.000 33.92%
2017 20.900.000.000 4.99%
2018 14.689.000.000 -42.28%
2019 15.072.000.000 2.54%
2020 4.589.000.000 -228.44%
2021 12.920.000.000 64.48%
2022 -5.154.000.000 350.68%
2023 21.276.000.000 124.22%
2023 21.262.000.000 -0.07%
2024 23.356.000.000 8.97%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Danske Bank A/S Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 11
2003 12 16.67%
2004 13 7.69%
2005 19 27.78%
2006 20 5.26%
2007 20 5%
2008 1 -1900%
2009 2 50%
2010 5 50%
2011 2 -300%
2012 5 80%
2013 7 28.57%
2014 4 -133.33%
2015 13 75%
2016 20 40%
2017 22 4.76%
2018 17 -31.25%
2019 17 0%
2020 5 -300%
2021 15 71.43%
2022 -6 333.33%
2023 25 125%
2023 25 0%
2024 28 11.11%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Danske Bank A/S Free Cashflow
Year Free Cashflow Growth
2002 98.261.000.000
2003 18.246.000.000 -438.53%
2004 -99.805.000.000 118.28%
2005 43.214.000.000 330.96%
2006 -22.622.000.000 291.03%
2007 96.376.000.000 123.47%
2008 -129.772.000.000 174.27%
2009 1.855.000.000 7095.8%
2010 39.451.000.000 95.3%
2011 -63.421.000.000 162.2%
2012 82.045.000.000 177.3%
2013 -122.811.000.000 166.81%
2014 -7.894.000.000 -1455.75%
2015 39.328.000.000 120.07%
2016 131.720.000.000 70.14%
2017 146.747.000.000 10.24%
2018 -146.334.000.000 200.28%
2019 -128.316.000.000 -14.04%
2020 185.226.000.000 169.28%
2021 -39.133.000.000 573.32%
2022 -110.743.000.000 64.66%
2023 140.119.000.000 179.03%
2023 81.006.000.000 -72.97%
2024 2.515.000.000 -3120.91%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Danske Bank A/S Operating Cashflow
Year Operating Cashflow Growth
2002 98.399.000.000
2003 18.322.000.000 -437.05%
2004 -99.467.000.000 118.42%
2005 46.411.000.000 314.32%
2006 -19.917.000.000 333.02%
2007 100.647.000.000 119.79%
2008 -125.544.000.000 180.17%
2009 4.492.000.000 2894.84%
2010 40.265.000.000 88.84%
2011 -62.654.000.000 164.27%
2012 82.646.000.000 175.81%
2013 -122.194.000.000 167.64%
2014 -7.476.000.000 -1534.48%
2015 40.332.000.000 118.54%
2016 132.764.000.000 69.62%
2017 148.392.000.000 10.53%
2018 -144.665.000.000 202.58%
2019 -126.772.000.000 -14.11%
2020 186.506.000.000 167.97%
2021 -37.562.000.000 596.53%
2022 -109.357.000.000 65.65%
2023 141.500.000.000 177.28%
2023 81.368.000.000 -73.9%
2024 2.833.000.000 -2772.15%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Danske Bank A/S Capital Expenditure
Year Capital Expenditure Growth
2002 138.000.000
2003 76.000.000 -81.58%
2004 338.000.000 77.51%
2005 3.197.000.000 89.43%
2006 2.705.000.000 -18.19%
2007 4.271.000.000 36.67%
2008 4.228.000.000 -1.02%
2009 2.637.000.000 -60.33%
2010 814.000.000 -223.96%
2011 767.000.000 -6.13%
2012 601.000.000 -27.62%
2013 617.000.000 2.59%
2014 418.000.000 -47.61%
2015 1.004.000.000 58.37%
2016 1.044.000.000 3.83%
2017 1.645.000.000 36.53%
2018 1.669.000.000 1.44%
2019 1.544.000.000 -8.1%
2020 1.280.000.000 -20.63%
2021 1.571.000.000 18.52%
2022 1.386.000.000 -13.35%
2023 1.381.000.000 -0.36%
2023 362.000.000 -281.49%
2024 318.000.000 -13.84%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Danske Bank A/S Equity
Year Equity Growth
2002 60.319.000.000
2003 60.451.000.000 0.22%
2004 60.806.000.000 0.58%
2005 74.463.000.000 18.34%
2006 95.172.000.000 21.76%
2007 104.355.000.000 8.8%
2008 98.247.000.000 -6.22%
2009 100.659.000.000 2.4%
2010 104.742.000.000 3.9%
2011 125.855.000.000 16.78%
2012 138.234.000.000 8.96%
2013 145.657.000.000 5.1%
2014 153.120.000.000 4.87%
2015 172.147.000.000 11.05%
2016 180.958.000.000 4.87%
2017 182.594.000.000 0.9%
2018 177.575.000.000 -2.83%
2019 184.745.000.000 3.88%
2020 177.187.000.000 -4.27%
2021 182.201.000.000 2.75%
2022 160.318.000.000 -13.65%
2023 168.641.000.000 4.94%
2023 175.739.000.000 4.04%
2024 178.055.000.000 1.3%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Danske Bank A/S Assets
Year Assets Growth
2002 1.751.544.000.000
2003 1.826.125.000.000 4.08%
2004 2.078.495.000.000 12.14%
2005 2.431.998.000.000 14.54%
2006 2.739.361.000.000 11.22%
2007 3.349.530.000.000 18.22%
2008 3.543.974.000.000 5.49%
2009 3.098.477.000.000 -14.38%
2010 3.213.886.000.000 3.59%
2011 3.424.403.000.000 6.15%
2012 3.485.181.000.000 1.74%
2013 3.227.057.000.000 -8%
2014 3.453.015.000.000 6.54%
2015 3.292.878.000.000 -4.86%
2016 3.483.670.000.000 5.48%
2017 3.539.528.000.000 1.58%
2018 3.578.467.000.000 1.09%
2019 3.761.050.000.000 4.85%
2020 4.109.231.000.000 8.47%
2021 3.935.834.000.000 -4.41%
2022 3.762.999.000.000 -4.59%
2023 3.829.199.000.000 1.73%
2023 3.770.981.000.000 -1.54%
2024 3.763.759.000.000 -0.19%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Danske Bank A/S Liabilities
Year Liabilities Growth
2002 1.691.225.000.000
2003 1.765.674.000.000 4.22%
2004 2.017.689.000.000 12.49%
2005 2.357.535.000.000 14.42%
2006 2.644.189.000.000 10.84%
2007 3.245.175.000.000 18.52%
2008 3.445.727.000.000 5.82%
2009 2.997.818.000.000 -14.94%
2010 3.109.144.000.000 3.58%
2011 3.298.548.000.000 5.74%
2012 3.346.947.000.000 1.45%
2013 3.081.400.000.000 -8.62%
2014 3.299.895.000.000 6.62%
2015 3.132.048.000.000 -5.36%
2016 3.317.055.000.000 5.58%
2017 3.371.273.000.000 1.61%
2018 3.415.191.000.000 1.29%
2019 3.590.542.000.000 4.88%
2020 3.940.552.000.000 8.88%
2021 3.759.130.000.000 -4.83%
2022 3.602.681.000.000 -4.34%
2023 3.660.558.000.000 1.58%
2023 3.595.242.000.000 -1.82%
2024 3.585.704.000.000 -0.27%

Danske Bank A/S Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
130.92
Net Income per Share
26.57
Price to Earning Ratio
7.4x
Price To Sales Ratio
1.5x
POCF Ratio
3.17
PFCF Ratio
3.24
Price to Book Ratio
0.94
EV to Sales
10.22
EV Over EBITDA
183.29
EV to Operating CashFlow
21.53
EV to FreeCashFlow
22.03
Earnings Yield
0.14
FreeCashFlow Yield
0.31
Market Cap
166,96 Bil.
Enterprise Value
1.135,33 Bil.
Graham Number
354.13
Graham NetNet
-4135.32

Income Statement Metrics

Net Income per Share
26.57
Income Quality
2.19
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.78
EBT Per Ebit
0.67
Ebit per Revenue
0.39
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.07
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.39
Pretax Profit Margin
0.26
Net Profit Margin
0.2

Dividends

Dividend Yield
0.08
Dividend Yield %
7.63
Payout Ratio
0.55
Dividend Per Share
15

Operating Metrics

Operating Cashflow per Share
62.12
Free CashFlow per Share
60.72
Capex to Operating CashFlow
0.02
Capex to Revenue
0.01
Capex to Depreciation
0.28
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
26.85
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
13.6
Payables Turnover
0
Inventory Turnover
0
Capex per Share
1.4

Balance Sheet

Cash per Share
173,50
Book Value per Share
209,77
Tangible Book Value per Share
202.61
Shareholders Equity per Share
209.77
Interest Debt per Share
1624.51
Debt to Equity
7.45
Debt to Assets
0.35
Net Debt to EBITDA
156.34
Current Ratio
1.62
Tangible Asset Value
171,97 Bil.
Net Current Asset Value
-2.860,42 Bil.
Invested Capital
295775000000
Working Capital
278,43 Bil.
Intangibles to Total Assets
0
Average Receivables
8,78 Bil.
Average Payables
55,58 Bil.
Average Inventory
18129000000
Debt to Market Cap
7.95

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Danske Bank A/S Dividends
Year Dividends Growth
2001 4
2002 5 0%
2003 5 0%
2004 7 33.33%
2005 8 14.29%
2006 10 30%
2007 8 -42.86%
2008 9 12.5%
2014 2 -300%
2015 6 60%
2016 8 37.5%
2017 9 11.11%
2018 10 10%
2019 9 -25%
2020 9 0%
2021 2 -300%
2022 2 0%
2023 7 71.43%
2024 15 53.33%

Danske Bank A/S Profile

About Danske Bank A/S

Danske Bank A/S provides various banking products and services to corporate, institutional, and international clients. The company offers insurance and pension products, mortgage finance and real-estate brokerage services, asset management and trading services in fixed income products, foreign exchange services, and equities. It also provides advisory services to personal and private banking customers; and business advisory services, including acquisition, change of ownership, strategic development, or international expansion. In addition, the company offers financing, risk management, investment, and financial advisory services for large corporates and institutions; healthcare solutions; and online and mobile banking services. It has operations in Denmark, Finland, Sweden, Norway, the United Kingdom, and internationally. The company was founded in 1871 and is headquartered in Copenhagen, Denmark.

CEO
Mr. Carsten Rasch Egeriis
Employee
20.079
Address
Holmens Kanal 2-12
Copenhagen, 1092

Danske Bank A/S Executives & BODs

Danske Bank A/S Executives & BODs
# Name Age
1 Mr. Magnus Thor Agustsson
Chief Risk Officer & Member of the Executive Leadership Team
70
2 Mr. Frans Woelders
Chief Operating Officer & Member of the Executive Leadership Team
70
3 Ms. Johanna Norberg
Head of Business Customers & Country Manager - Sweden and Member of Executive Leadership Team
70
4 Mr. Christian M. Bornfeld
Head of Personal Cus., Financial Crime Risk & Prevention and Member of Executive Leadership Team
70
5 Mr. Carl Joachim Alpen
Head of Large Corporates & Institutions and Member of Executive Leadership Team
70
6 Mr. Carsten Rasch Egeriis
Chief Executive Officer & Member of Executive Leadership Team
70
7 Mr. Stephan Engels
Chief Financial Officer & Member of Executive Leadership Team
70
8 Mr. Karsten Breum
Chief People Officer & Member of the Executive Leadership Team
70
9 Ms. Dorthe Tolborg
Chief Compliance Officer & Member of Executive Leadership Team
70
10 Mr. Mikael Deigaard
Global Chief Investment Officer
70

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