Doha Bank Q.P.S.C. Logo

Doha Bank Q.P.S.C.

DHBK.QA

(1.8)
Stock Price

1,76 QAR

0.48% ROA

5.41% ROE

11.67x PER

Market Cap.

5.360.712.630,00 QAR

160.66% DER

4.34% Yield

27.18% NPM

Doha Bank Q.P.S.C. Stock Analysis

Doha Bank Q.P.S.C. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Doha Bank Q.P.S.C. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.38x), the stock offers substantial upside potential at a bargain price.

2 ROE

The stock's ROE falls within an average range (3.5%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.53%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (10) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

7 DER

The company has a high debt to equity ratio (174%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

Doha Bank Q.P.S.C. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Doha Bank Q.P.S.C. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Doha Bank Q.P.S.C. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Doha Bank Q.P.S.C. Revenue
Year Revenue Growth
2006 1.281.322.000
2007 1.589.245.000 19.38%
2008 2.081.566.000 23.65%
2009 2.437.269.000 14.59%
2010 2.138.835.000 -13.95%
2011 2.334.127.000 8.37%
2012 2.349.973.000 0.67%
2013 2.530.753.000 7.14%
2014 2.838.406.000 10.84%
2015 2.692.998.000 -5.4%
2016 2.612.651.000 -3.08%
2017 2.810.492.000 7.04%
2018 2.732.391.000 -2.86%
2019 2.875.821.000 4.99%
2020 2.962.174.000 2.92%
2021 3.072.328.000 3.59%
2022 2.703.453.000 -13.64%
2023 3.198.012.000 15.46%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Doha Bank Q.P.S.C. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Doha Bank Q.P.S.C. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 273.447.000
2007 453.653.000 39.72%
2008 497.316.000 8.78%
2009 617.888.000 19.51%
2010 682.400.000 9.45%
2011 737.377.000 7.46%
2012 9.804.000 -7421.19%
2013 12.378.000 20.79%
2014 27.103.000 54.33%
2015 28.391.000 4.54%
2016 42.529.000 33.24%
2017 27.534.000 -54.46%
2018 27.223.000 -1.14%
2019 35.294.000 22.87%
2020 31.352.000 -12.57%
2021 35.143.000 10.79%
2022 38.015.000 7.55%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Doha Bank Q.P.S.C. EBITDA
Year EBITDA Growth
2006 769.432.000
2007 961.273.000 19.96%
2008 990.157.000 2.92%
2009 1.016.368.000 2.58%
2010 1.098.765.000 7.5%
2011 1.306.184.000 15.88%
2012 1.382.170.000 5.5%
2013 1.399.632.000 1.25%
2014 1.448.937.000 3.4%
2015 1.460.079.000 0.76%
2016 1.145.640.000 -27.45%
2017 1.207.617.000 5.13%
2018 924.095.000 -30.68%
2019 846.628.000 -9.15%
2020 821.583.000 -3.05%
2021 851.419.000 3.5%
2022 913.584.000 6.8%
2023 1.119.392.000 18.39%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Doha Bank Q.P.S.C. Gross Profit
Year Gross Profit Growth
2006 1.281.322.000
2007 1.589.245.000 19.38%
2008 2.081.566.000 23.65%
2009 2.437.269.000 14.59%
2010 2.138.835.000 -13.95%
2011 2.334.127.000 8.37%
2012 2.349.973.000 0.67%
2013 2.530.753.000 7.14%
2014 2.838.406.000 10.84%
2015 2.692.998.000 -5.4%
2016 2.612.651.000 -3.08%
2017 2.810.492.000 7.04%
2018 2.732.391.000 -2.86%
2019 2.875.821.000 4.99%
2020 2.962.174.000 2.92%
2021 3.072.328.000 3.59%
2022 2.703.453.000 -13.64%
2023 3.198.012.000 15.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Doha Bank Q.P.S.C. Net Profit
Year Net Profit Growth
2006 743.969.000
2007 926.464.000 19.7%
2008 946.502.000 2.12%
2009 973.619.000 2.79%
2010 1.054.245.000 7.65%
2011 1.241.154.000 15.06%
2012 1.304.972.000 4.89%
2013 1.312.652.000 0.59%
2014 1.353.782.000 3.04%
2015 1.373.710.000 1.45%
2016 1.053.781.000 -30.36%
2017 1.110.074.000 5.07%
2018 830.222.000 -33.71%
2019 753.932.000 -10.12%
2020 703.024.000 -7.24%
2021 703.774.000 0.11%
2022 765.375.000 8.05%
2023 939.224.000 18.51%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Doha Bank Q.P.S.C. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 0%
2008 1 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Doha Bank Q.P.S.C. Free Cashflow
Year Free Cashflow Growth
2006 -145.059.000
2007 938.064.000 115.46%
2008 3.311.483.000 71.67%
2009 4.882.399.000 32.18%
2010 1.208.927.000 -303.86%
2011 153.121.000 -689.52%
2012 -2.394.227.000 106.4%
2013 2.185.313.000 209.56%
2014 -899.911.000 342.84%
2015 -3.088.036.000 70.86%
2016 4.062.709.000 176.01%
2017 4.669.261.000 12.99%
2018 4.417.928.000 -5.69%
2019 1.389.136.000 -218.03%
2020 -3.194.540.000 143.48%
2021 -2.093.328.000 -52.61%
2022 797.844.000 362.37%
2023 2.812.086.000 71.63%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Doha Bank Q.P.S.C. Operating Cashflow
Year Operating Cashflow Growth
2006 -55.607.000
2007 1.091.634.000 105.09%
2008 3.550.754.000 69.26%
2009 4.980.936.000 28.71%
2010 1.416.982.000 -251.52%
2011 294.662.000 -380.88%
2012 -2.313.248.000 112.74%
2013 2.232.017.000 203.64%
2014 -814.751.000 373.95%
2015 -3.010.710.000 72.94%
2016 4.151.852.000 172.51%
2017 4.705.945.000 11.77%
2018 4.420.888.000 -6.45%
2019 1.420.802.000 -211.15%
2020 -3.174.661.000 144.75%
2021 -2.061.372.000 -54.01%
2022 809.957.000 354.5%
2023 2.811.784.000 71.19%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Doha Bank Q.P.S.C. Capital Expenditure
Year Capital Expenditure Growth
2006 89.452.000
2007 153.570.000 41.75%
2008 239.271.000 35.82%
2009 98.537.000 -142.82%
2010 208.055.000 52.64%
2011 141.541.000 -46.99%
2012 80.979.000 -74.79%
2013 46.704.000 -73.39%
2014 85.160.000 45.16%
2015 77.326.000 -10.13%
2016 89.143.000 13.26%
2017 36.684.000 -143%
2018 2.960.000 -1139.32%
2019 31.666.000 90.65%
2020 19.879.000 -59.29%
2021 31.956.000 37.79%
2022 12.113.000 -163.82%
2023 -302.000 4110.93%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Doha Bank Q.P.S.C. Equity
Year Equity Growth
2006 2.767.994.000
2007 3.618.972.000 23.51%
2008 4.912.755.000 26.34%
2009 5.850.783.000 16.03%
2010 6.034.493.000 3.04%
2011 7.081.203.000 14.78%
2012 7.551.165.000 6.22%
2013 11.270.903.000 33%
2014 11.287.998.000 0.15%
2015 13.207.299.000 14.53%
2016 13.380.535.000 1.29%
2017 14.806.997.000 9.63%
2018 12.733.229.000 -16.29%
2019 13.317.914.000 4.39%
2020 13.794.570.000 3.46%
2021 14.255.953.000 3.24%
2022 14.078.808.000 -1.26%
2023 14.374.108.000 2.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Doha Bank Q.P.S.C. Assets
Year Assets Growth
2006 21.108.506.000
2007 29.721.407.000 28.98%
2008 37.965.381.000 21.71%
2009 44.297.811.000 14.3%
2010 47.229.611.000 6.21%
2011 52.420.292.000 9.9%
2012 55.212.464.000 5.06%
2013 66.992.551.000 17.58%
2014 75.513.911.000 11.28%
2015 83.309.113.000 9.36%
2016 90.364.949.000 7.81%
2017 93.495.281.000 3.35%
2018 96.132.411.000 2.74%
2019 108.208.425.000 11.16%
2020 103.540.272.000 -4.51%
2021 101.103.231.000 -2.41%
2022 97.644.991.000 -3.54%
2023 96.320.278.000 -1.38%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Doha Bank Q.P.S.C. Liabilities
Year Liabilities Growth
2006 18.340.512.000
2007 26.102.435.000 29.74%
2008 33.052.626.000 21.03%
2009 38.447.028.000 14.03%
2010 767.606.000 -4908.69%
2011 769.379.000 0.23%
2012 47.661.299.000 98.39%
2013 55.721.648.000 14.47%
2014 64.225.913.000 13.24%
2015 70.101.814.000 8.38%
2016 76.984.414.000 8.94%
2017 78.688.284.000 2.17%
2018 83.399.182.000 5.65%
2019 94.890.511.000 12.11%
2020 89.745.702.000 -5.73%
2021 86.847.278.000 -3.34%
2022 83.566.183.000 -3.93%
2023 81.946.170.000 -1.98%

Doha Bank Q.P.S.C. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.82
Net Income per Share
0.15
Price to Earning Ratio
11.67x
Price To Sales Ratio
2.1x
POCF Ratio
1.39
PFCF Ratio
1.39
Price to Book Ratio
0.37
EV to Sales
8.6
EV Over EBITDA
32.95
EV to Operating CashFlow
5.69
EV to FreeCashFlow
5.71
Earnings Yield
0.09
FreeCashFlow Yield
0.72
Market Cap
5,36 Bil.
Enterprise Value
21,99 Bil.
Graham Number
3.93
Graham NetNet
-24.27

Income Statement Metrics

Net Income per Share
0.15
Income Quality
6.71
ROE
0.03
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.89
EBT Per Ebit
1
Ebit per Revenue
0.31
Effective Tax Rate
0.11

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.31
Pretax Profit Margin
0.31
Net Profit Margin
0.27

Dividends

Dividend Yield
0.04
Dividend Yield %
4.34
Payout Ratio
0.51
Dividend Per Share
0.08

Operating Metrics

Operating Cashflow per Share
1.25
Free CashFlow per Share
1.24
Capex to Operating CashFlow
-0
Capex to Revenue
-0.01
Capex to Depreciation
-0.19
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
46.88
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
7.79
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
2,08
Book Value per Share
4,64
Tangible Book Value per Share
4.64
Shareholders Equity per Share
4.64
Interest Debt per Share
8.46
Debt to Equity
1.61
Debt to Assets
0.24
Net Debt to EBITDA
24.92
Current Ratio
11.5
Tangible Asset Value
14,37 Bil.
Net Current Asset Value
-75,15 Bil.
Invested Capital
1.61
Working Capital
6,20 Bil.
Intangibles to Total Assets
0
Average Receivables
0,31 Bil.
Average Payables
0,53 Bil.
Average Inventory
0
Debt to Market Cap
4.31

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Doha Bank Q.P.S.C. Dividends
Year Dividends Growth
2010 452
2011 452 0%
2012 407 -11.33%
2013 407 0%
2014 435 6.45%
2015 386 -12.44%
2016 290 -33.56%
2017 290 0%
2018 300 3.67%
2019 100 -200%
2021 0 0%
2022 0 0%
2023 0 0%

Doha Bank Q.P.S.C. Profile

About Doha Bank Q.P.S.C.

Doha Bank Q.P.S.C. provides various banking products and services to individual, commercial, corporate, and institutional clients. It operates in two segments, Conventional Banking and Insurance Activities. The Conventional Banking segment offers a range of products and services to business and corporate customers, including funded and non-funded credit facilitates deposits to corporate customers. It also undertakes funding and centralized risk management activities through borrowings; issues debt securities; uses derivatives for risk management purposes; and invests in liquid assets, such as short-term placements, and corporate and government debt securities. In addition, this segment provides loans, credit cards, deposits, and other transactions to individuals. The Insurance Activities segment offers contracts of insurance, carries out contracts of insurance, arranges deals in investments, and advises on investments. In addition, the company operates call centers and kiosks, as well as provides mobile, internet, and SMS banking services. The company operates 24 branches, 3 e-branches, and 2 pay offices; 96 ATMs, which include 3 ATMs in the United Arab Emirates, 2 ATMs in Kuwait, and 3 ATMs in India; six overseas branches in Dubai, the United Arab Emirates, Kuwait, and 3 branches in India; and 14 representative offices in Singapore, Turkey, Japan, China, the United Kingdom, South Korea, Germany, Australia, Canada, Hong Kong, South Africa, Bangladesh, Sri Lanka, and Nepal. Doha Bank Q.P.S.C. was incorporated in 1979 and is headquartered in Doha, Qatar.

CEO
Sheikh Abdul Rahman bin Fahad
Employee
0
Address
Doha Bank Tower
Doha,

Doha Bank Q.P.S.C. Executives & BODs

Doha Bank Q.P.S.C. Executives & BODs
# Name Age
1 Mr. Mokhtar Abdel Monem Elhenawy
Head of Legal, Assistant GM, Secretary & Legal Advisor
70
2 Mr. Nasser Khalid Nasser Abdullah Al-Misnad
Vice Chairman
70
3 Sheikh Abdul Rahman bin Fahad bin Faisal Thani Al Thani
Group Chief Executive Officer
70
4 Hesham Kalla
Head of Investor Relations
70
5 Mr. Ahmed Ali J. Al-Hanzab
Head of Administration
70
6 Mr. Gudni Stilholt Adalsteinsson
Chief Treasury & Investment Officer
70
7 Mr. Sanjay Jain
Acting Chief Financial Officer
70
8 Bader Abdulreda Abdulla
Chief Compliance Officer
70
9 Mr. Sheikh Mohamed Fahad Mohamed Jabor Al Thani
Acting Chief Human Resource Officer
70
10 Mr. Nezih Akalan
Chief Representative of Turkey Representative Office
70

Doha Bank Q.P.S.C. Competitors