Euronet Worldwide, Inc. Logo

Euronet Worldwide, Inc.

EEFT

(1.2)
Stock Price

101,05 USD

6.66% ROA

22.17% ROE

18.3x PER

Market Cap.

4.608.450.288,00 USD

162.97% DER

0% Yield

7.58% NPM

Euronet Worldwide, Inc. Stock Analysis

Euronet Worldwide, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Euronet Worldwide, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (22.06%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

The stock's ROA (6.46%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

3 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

4 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

5 PBV

The stock's elevated P/BV ratio (3.04x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

6 DER

The stock is burdened with a heavy load of debt (138%), making it financially unstable and potentially risky for investors.

7 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-4.264) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Euronet Worldwide, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Euronet Worldwide, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Euronet Worldwide, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Euronet Worldwide, Inc. Revenue
Year Revenue Growth
1996 1.300.000
1997 5.300.000 75.47%
1998 11.900.000 55.46%
1999 41.500.000 71.33%
2000 52.740.000 21.31%
2001 64.171.000 17.81%
2002 74.048.000 13.34%
2003 204.407.000 63.77%
2004 381.080.000 46.36%
2005 531.159.000 28.26%
2006 629.181.000 15.58%
2007 917.574.000 31.43%
2008 1.045.700.000 12.25%
2009 1.032.700.000 -1.26%
2010 1.038.200.000 0.53%
2011 1.161.300.000 10.6%
2012 1.267.601.000 8.39%
2013 1.413.169.000 10.3%
2014 1.664.150.000 15.08%
2015 1.772.262.000 6.1%
2016 1.958.615.000 9.51%
2017 2.252.422.000 13.04%
2018 2.536.629.000 11.2%
2019 2.750.109.000 7.76%
2020 2.482.700.000 -10.77%
2021 2.995.443.000 17.12%
2022 3.358.741.000 10.82%
2023 4.016.000.000 16.37%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Euronet Worldwide, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 4.375.000 100%
2013 2.400.000 -82.29%
2014 2.900.000 17.24%
2015 2.600.000 -11.54%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Euronet Worldwide, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 7.600.000
1997 3.800.000 -100%
1998 18.500.000 79.46%
1999 35.200.000 47.44%
2000 40.796.000 13.72%
2001 32.925.000 -23.91%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 85.400.000 100%
2009 216.200.000 60.5%
2010 229.100.000 5.63%
2011 281.100.000 18.5%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 606.700.000 100%
2020 625.800.000 3.05%
2021 736.900.000 15.08%
2022 819.300.000 10.06%
2023 910.000.000 9.97%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Euronet Worldwide, Inc. EBITDA
Year EBITDA Growth
1996 -7.600.000
1997 -8.100.000 6.17%
1998 -16.100.000 49.69%
1999 -14.400.000 -11.81%
2000 2.382.000 704.53%
2001 -2.155.000 210.53%
2002 14.677.000 114.68%
2003 17.024.000 13.79%
2004 52.473.000 67.56%
2005 84.235.000 37.71%
2006 73.213.000 -15.05%
2007 112.774.000 35.08%
2008 138.100.000 18.34%
2009 141.400.000 2.33%
2010 138.300.000 -2.24%
2011 147.100.000 5.98%
2012 148.437.000 0.9%
2013 182.570.000 18.7%
2014 230.186.000 20.69%
2015 274.866.000 16.26%
2016 330.302.000 16.78%
2017 395.083.000 16.4%
2018 470.984.000 16.12%
2019 586.938.000 19.76%
2020 280.245.000 -109.44%
2021 358.404.000 21.81%
2022 521.203.000 31.24%
2023 799.200.000 34.78%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Euronet Worldwide, Inc. Gross Profit
Year Gross Profit Growth
1996 500.000
1997 -2.900.000 117.24%
1998 2.000.000 245%
1999 18.700.000 89.3%
2000 27.983.000 33.17%
2001 36.070.000 22.42%
2002 44.439.000 18.83%
2003 70.430.000 36.9%
2004 116.478.000 39.53%
2005 160.401.000 27.38%
2006 193.705.000 17.19%
2007 293.664.000 34.04%
2008 341.900.000 14.11%
2009 354.300.000 3.5%
2010 362.700.000 2.32%
2011 420.600.000 13.77%
2012 504.542.000 16.64%
2013 574.241.000 12.14%
2014 630.671.000 8.95%
2015 690.413.000 8.65%
2016 784.070.000 11.94%
2017 896.172.000 12.51%
2018 1.048.223.000 14.51%
2019 1.193.626.000 12.18%
2020 906.001.000 -31.75%
2021 1.095.176.000 17.27%
2022 1.340.614.000 18.31%
2023 1.094.800.000 -22.45%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Euronet Worldwide, Inc. Net Profit
Year Net Profit Growth
1996 -7.600.000
1997 -8.000.000 5%
1998 -28.400.000 71.83%
1999 -30.900.000 8.09%
2000 -49.551.000 37.64%
2001 670.000 7495.67%
2002 -6.514.000 110.29%
2003 14.660.000 144.43%
2004 18.427.000 20.44%
2005 27.375.000 32.69%
2006 46.307.000 40.88%
2007 53.504.000 13.45%
2008 -195.000.000 127.44%
2009 30.400.000 741.45%
2010 -38.400.000 179.17%
2011 36.900.000 204.07%
2012 20.535.000 -79.69%
2013 87.986.000 76.66%
2014 101.648.000 13.44%
2015 98.808.000 -2.87%
2016 174.415.000 43.35%
2017 156.845.000 -11.2%
2018 232.851.000 32.64%
2019 346.800.000 32.86%
2020 -3.399.000 10303%
2021 70.700.000 104.81%
2022 231.000.000 69.39%
2023 416.800.000 44.58%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Euronet Worldwide, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 -1
1997 -1 0%
1998 -2 100%
1999 -2 50%
2000 -3 33.33%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 -4 100%
2009 1 0%
2010 -1 0%
2011 1 0%
2012 0 0%
2013 2 100%
2014 2 0%
2015 2 0%
2016 3 66.67%
2017 3 -50%
2018 4 50%
2019 6 33.33%
2020 0 0%
2021 1 100%
2022 5 75%
2023 9 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Euronet Worldwide, Inc. Free Cashflow
Year Free Cashflow Growth
1996 -3.400.000
1997 -13.900.000 75.54%
1998 -32.500.000 57.23%
1999 -29.100.000 -11.68%
2000 -19.785.000 -47.08%
2001 -2.717.000 -628.19%
2002 1.786.000 252.13%
2003 16.000.000 88.84%
2004 35.923.000 55.46%
2005 34.050.000 -5.5%
2006 75.473.000 54.88%
2007 40.253.000 -87.5%
2008 48.234.000 16.55%
2009 61.035.000 20.97%
2010 74.832.000 18.44%
2011 50.121.000 -49.3%
2012 138.483.000 63.81%
2013 128.429.000 -7.83%
2014 171.928.999 25.3%
2015 140.434.000 -22.43%
2016 304.113.000 53.82%
2017 189.041.000 -60.87%
2018 284.749.000 33.61%
2019 373.201.000 23.7%
2020 155.877.000 -139.42%
2021 314.369.000 50.42%
2022 644.033.000 51.19%
2023 260.000.000 -147.71%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Euronet Worldwide, Inc. Operating Cashflow
Year Operating Cashflow Growth
1996 -2.300.000
1997 -6.300.000 63.49%
1998 -22.800.000 72.37%
1999 -20.400.000 -11.76%
2000 -16.357.000 -24.72%
2001 39.000 42041.03%
2002 6.498.000 99.4%
2003 21.656.000 69.99%
2004 44.631.000 51.48%
2005 52.295.000 14.66%
2006 95.927.000 45.48%
2007 78.336.000 -22.46%
2008 91.248.000 14.15%
2009 96.051.000 5%
2010 108.086.000 11.13%
2011 99.306.000 -8.84%
2012 184.695.000 46.23%
2013 169.332.000 -9.07%
2014 235.027.000 27.95%
2015 215.054.000 -9.29%
2016 391.524.000 45.07%
2017 286.276.000 -36.76%
2018 397.233.000 27.93%
2019 504.488.000 21.26%
2020 253.505.000 -99.01%
2021 406.576.000 37.65%
2022 748.290.000 45.67%
2023 287.200.000 -160.55%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Euronet Worldwide, Inc. Capital Expenditure
Year Capital Expenditure Growth
1996 1.100.000
1997 7.600.000 85.53%
1998 9.700.000 21.65%
1999 8.700.000 -11.49%
2000 3.428.000 -153.79%
2001 2.756.000 -24.38%
2002 4.712.000 41.51%
2003 5.656.000 16.69%
2004 8.708.000 35.05%
2005 18.245.000 52.27%
2006 20.454.000 10.8%
2007 38.083.000 46.29%
2008 43.014.000 11.46%
2009 35.016.000 -22.84%
2010 33.254.000 -5.3%
2011 49.185.000 32.39%
2012 46.212.000 -6.43%
2013 40.903.000 -12.98%
2014 63.098.000 35.18%
2015 74.620.000 15.44%
2016 87.411.000 14.63%
2017 97.235.000 10.1%
2018 112.484.000 13.56%
2019 131.287.000 14.32%
2020 97.628.000 -34.48%
2021 92.207.000 -5.88%
2022 104.257.000 11.56%
2023 27.200.000 -283.3%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Euronet Worldwide, Inc. Equity
Year Equity Growth
1996 5.100.000
1997 49.200.000 89.63%
1998 24.200.000 -103.31%
1999 -9.500.000 354.74%
2000 -44.801.000 78.8%
2001 -7.687.000 -482.82%
2002 6.171.000 224.57%
2003 81.869.000 92.46%
2004 141.914.000 42.31%
2005 206.353.000 31.23%
2006 288.315.000 28.43%
2007 723.902.000 60.17%
2008 459.000.000 -57.71%
2009 566.500.000 18.98%
2010 518.900.000 -9.17%
2011 526.700.000 1.48%
2012 526.600.000 -0.02%
2013 638.400.000 17.51%
2014 732.900.000 12.89%
2015 826.000.000 11.27%
2016 900.500.000 8.27%
2017 1.199.500.000 24.93%
2018 1.233.069.000 2.72%
2019 1.579.468.000 21.93%
2020 1.446.181.000 -9.22%
2021 1.255.543.000 -15.18%
2022 1.244.223.000 -0.91%
2023 1.141.600.000 -8.99%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Euronet Worldwide, Inc. Assets
Year Assets Growth
1996 11.900.000
1997 70.000.000 83%
1998 133.400.000 47.53%
1999 96.800.000 -37.81%
2000 60.890.000 -58.98%
2001 61.391.000 0.82%
2002 66.559.000 7.76%
2003 303.773.000 78.09%
2004 618.475.000 50.88%
2005 894.352.000 30.85%
2006 1.108.139.000 19.29%
2007 1.886.156.000 41.25%
2008 1.440.100.000 -30.97%
2009 1.412.700.000 -1.94%
2010 1.409.400.000 -0.23%
2011 1.506.300.000 6.43%
2012 1.551.500.000 2.91%
2013 1.598.100.000 2.92%
2014 2.051.600.000 22.1%
2015 2.192.700.000 6.43%
2016 2.706.100.000 18.97%
2017 3.140.000.000 13.82%
2018 3.321.200.000 5.46%
2019 4.657.700.000 28.69%
2020 4.926.700.000 5.46%
2021 4.744.300.000 -3.84%
2022 5.403.600.000 12.2%
2023 5.162.900.000 -4.66%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Euronet Worldwide, Inc. Liabilities
Year Liabilities Growth
1996 6.800.000
1997 20.800.000 67.31%
1998 109.200.000 80.95%
1999 106.300.000 -2.73%
2000 105.691.000 -0.58%
2001 69.078.000 -53%
2002 60.388.000 -14.39%
2003 221.904.000 72.79%
2004 470.690.000 52.86%
2005 680.870.000 30.87%
2006 811.474.000 16.09%
2007 1.153.279.000 29.64%
2008 973.500.000 -18.47%
2009 846.200.000 -15.04%
2010 890.500.000 4.97%
2011 979.600.000 9.1%
2012 1.024.900.000 4.42%
2013 959.700.000 -6.79%
2014 1.318.700.000 27.22%
2015 1.366.700.000 3.51%
2016 1.805.600.000 24.31%
2017 1.940.500.000 6.95%
2018 2.088.300.000 7.08%
2019 3.078.300.000 32.16%
2020 3.480.800.000 11.56%
2021 3.488.800.000 0.23%
2022 4.159.200.000 16.12%
2023 4.020.700.000 -3.44%

Euronet Worldwide, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
70.6
Net Income per Share
5.46
Price to Earning Ratio
18.3x
Price To Sales Ratio
1.28x
POCF Ratio
6.31
PFCF Ratio
6.46
Price to Book Ratio
4.46
EV to Sales
1.33
EV Over EBITDA
8.75
EV to Operating CashFlow
5.94
EV to FreeCashFlow
6.72
Earnings Yield
0.05
FreeCashFlow Yield
0.15
Market Cap
4,61 Bil.
Enterprise Value
4,79 Bil.
Graham Number
52.49
Graham NetNet
-41.43

Income Statement Metrics

Net Income per Share
5.46
Income Quality
2.9
ROE
0.22
Return On Assets
0.05
Return On Capital Employed
0.14
Net Income per EBT
0.7
EBT Per Ebit
0.93
Ebit per Revenue
0.12
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0.25
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.3
Operating Profit Margin
0.12
Pretax Profit Margin
0.11
Net Profit Margin
0.08

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
21.2
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
15.85
Free CashFlow per Share
14
Capex to Operating CashFlow
-0.12
Capex to Revenue
-0.03
Capex to Depreciation
-0.7
Return on Invested Capital
0.1
Return on Tangible Assets
0.07
Days Sales Outstanding
30.51
Days Payables Outstanding
130.25
Days of Inventory on Hand
2.22
Receivables Turnover
11.96
Payables Turnover
2.8
Inventory Turnover
164.06
Capex per Share
-1.85

Balance Sheet

Cash per Share
32,94
Book Value per Share
22,43
Tangible Book Value per Share
3.08
Shareholders Equity per Share
22.43
Interest Debt per Share
37.53
Debt to Equity
1.63
Debt to Assets
0.36
Net Debt to EBITDA
0.34
Current Ratio
1.38
Tangible Asset Value
0,16 Bil.
Net Current Asset Value
-0,48 Bil.
Invested Capital
1.63
Working Capital
0,97 Bil.
Intangibles to Total Assets
0.19
Average Receivables
0,27 Bil.
Average Payables
0,73 Bil.
Average Inventory
14250000
Debt to Market Cap
0.4

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Euronet Worldwide, Inc. Dividends
Year Dividends Growth

Euronet Worldwide, Inc. Profile

About Euronet Worldwide, Inc.

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide. The company's Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions, as well as delivers non-cash products. This segment operates a network of 42,713 ATMs and approximately 438,000 POS terminals. Its epay segment distributes and processed prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 775,000 POS terminals. The company's Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. This segment operates a network of approximately 510,000 money transfer locations. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

CEO
Mr. Michael J. Brown M.Sc.
Employee
10.000
Address
11400 Tomahawk Creek Parkway
Leawood, 66211-2672

Euronet Worldwide, Inc. Executives & BODs

Euronet Worldwide, Inc. Executives & BODs
# Name Age
1 Dr. Martin L. Bruckner
Executive Vice President & Chief Technology Officer
70
2 Mr. Tony Warren
Managing Director of Payments Software
70
3 William E. Waugh
Chief Regulatory Officer
70
4 Mr. Michael J. Brown M.Sc.
Chairman, Chief Executive Officer & President
70
5 Mr. Scott D. Claassen
General Counsel & Secretary
70
6 Mr. Rick L. Weller
Executive Vice President, Chief Accounting Officer & Chief Financial Officer
70
7 Mr. Kevin J. Caponecchi
Executive Vice President and Chief Executive Officer of epay, Software & EFT Asia Pacific Division
70
8 Mr. Juan C. Bianchi
Executive Vice President & Chief Executive Officer of Money Transfer Segment
70
9 Mr. Nikos Fountas
Executive Vice President and Chief Executive Officer of EFT Europe, Middle East & Africa Division
70
10 Ms. Stephanie Taylor
Director of Financial Planning & IR
70

Euronet Worldwide, Inc. Competitors