Experian plc Logo

Experian plc

EXPN.L

(2.2)
Stock Price

3.862,00 GBp

36.19% ROA

27.34% ROE

38.94x PER

Market Cap.

46.230.431.701,61 GBp

92.06% DER

0.94% Yield

16.89% NPM

Experian plc Stock Analysis

Experian plc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Experian plc Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (33.05%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 ROA

The stock's ability to make a lot of money from its assets shows that it is very profitable, making it a good choice for people who want to invest and make a lot of money.

3 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

5 Assets Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

6 PBV

The stock's elevated P/BV ratio (8.41x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

7 DER

The company has a high debt to equity ratio (103%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

8 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

9 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Buffet Intrinsic Value

The company's stock appears overvalued (210) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Experian plc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Experian plc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Experian plc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Experian plc Revenue
Year Revenue Growth
2004 2.516.999.676
2005 3.064.000.148 17.85%
2006 3.481.000.000 11.98%
2007 3.789.000.304 8.13%
2008 3.873.000.433 2.17%
2009 3.880.000.050 0.18%
2010 3.885.000.343 0.13%
2011 4.486.999.480 13.42%
2012 4.730.000.000 5.14%
2013 4.840.000.000 2.27%
2014 4.810.000.000 -0.62%
2015 4.550.000.000 -5.71%
2016 4.335.000.000 -4.96%
2017 4.662.000.000 7.01%
2018 4.861.000.000 4.09%
2019 5.179.000.000 6.14%
2020 5.372.000.000 3.59%
2021 6.288.000.000 14.57%
2022 6.619.000.000 5%
2023 7.346.000.000 9.9%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Experian plc Research and Development Expenses
Year Research and Development Expenses Growth
2004 4.000.883
2005 5.000.226 19.99%
2006 4.999.798 -0.01%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 85.000.000 100%
2018 236.000.000 63.98%
2019 285.000.000 17.19%
2020 350.000.000 18.57%
2021 502.000.000 30.28%
2022 634.000.000 20.82%
2023 1.242.000.000 48.95%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Experian plc General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 548.999.060
2005 0 0%
2006 563.000.000 100%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Experian plc EBITDA
Year EBITDA Growth
2004 998.997.486
2005 953.002.754 -4.83%
2006 958.000.000 0.52%
2007 1.175.002.276 18.47%
2008 1.223.124.373 3.93%
2009 1.197.000.883 -2.18%
2010 1.277.999.765 6.34%
2011 1.507.998.846 15.25%
2012 1.592.000.000 5.28%
2013 1.642.000.000 3.05%
2014 1.705.000.000 3.7%
2015 1.557.000.000 -9.51%
2016 1.519.000.000 -2.5%
2017 1.556.000.000 2.38%
2018 1.609.000.000 3.29%
2019 1.749.000.000 8%
2020 1.692.000.000 -3.37%
2021 2.014.000.000 15.99%
2022 1.935.000.000 -4.08%
2023 1.900.000.000 -1.84%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Experian plc Gross Profit
Year Gross Profit Growth
2004 1.264.998.678
2005 1.556.999.466 18.75%
2006 1.800.000.000 13.5%
2007 2.012.999.626 10.58%
2008 2.048.999.739 1.76%
2009 3.880.000.050 47.19%
2010 3.885.000.343 0.13%
2011 4.486.999.480 13.42%
2012 2.444.000.000 -83.59%
2013 2.529.000.000 3.36%
2014 2.541.000.000 0.47%
2015 2.336.000.000 -8.78%
2016 2.199.000.000 -6.23%
2017 2.331.000.000 5.66%
2018 2.418.000.000 3.6%
2019 2.554.000.000 5.32%
2020 2.516.000.000 -1.51%
2021 2.975.000.000 15.43%
2022 3.168.000.000 6.09%
2023 4.120.000.000 23.11%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Experian plc Net Profit
Year Net Profit Growth
2004 424.999.981
2005 1.018.002.216 58.25%
2006 462.000.000 -120.35%
2007 436.998.997 -5.72%
2008 486.000.570 10.08%
2009 599.999.929 19%
2010 581.000.938 -3.27%
2011 655.000.534 11.3%
2012 367.000.000 -78.47%
2013 753.000.000 51.26%
2014 772.000.000 2.46%
2015 753.000.000 -2.52%
2016 866.000.000 13.05%
2017 815.000.000 -6.26%
2018 695.000.000 -17.27%
2019 675.000.000 -2.96%
2020 803.000.000 15.94%
2021 1.165.000.000 31.07%
2022 770.000.000 -51.3%
2023 1.260.000.000 38.89%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Experian plc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 1 100%
2006 1 0%
2007 0 0%
2008 0 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 0 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Experian plc Free Cashflow
Year Free Cashflow Growth
2004 500.000.977
2005 243.001.946 -105.76%
2006 650.000.000 62.62%
2007 580.003.319 -12.07%
2008 575.001.057 -0.87%
2009 871.000.440 33.98%
2010 1.082.000.955 19.5%
2011 898.998.974 -20.36%
2012 977.000.000 7.98%
2013 1.132.000.000 13.69%
2014 1.157.000.000 2.16%
2015 1.032.000.000 -12.11%
2016 956.000.000 -7.95%
2017 761.000.000 -25.62%
2018 802.000.000 5.11%
2019 769.000.000 -4.29%
2020 1.066.000.000 27.86%
2021 1.289.000.000 17.3%
2022 1.090.000.000 -18.26%
2023 543.500.000 -100.55%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Experian plc Operating Cashflow
Year Operating Cashflow Growth
2004 729.001.074
2005 455.001.448 -60.22%
2006 925.000.000 50.81%
2007 901.002.446 -2.66%
2008 880.000.686 -2.39%
2009 1.185.000.429 25.74%
2010 1.451.000.334 18.33%
2011 1.351.999.241 -7.32%
2012 1.437.000.000 5.92%
2013 1.534.000.000 6.32%
2014 1.537.000.000 0.2%
2015 1.371.000.000 -12.11%
2016 1.355.000.000 -1.18%
2017 1.192.000.000 -13.67%
2018 1.241.000.000 3.95%
2019 1.256.000.000 1.19%
2020 1.488.000.000 15.59%
2021 1.797.000.000 17.2%
2022 1.717.000.000 -4.66%
2023 554.500.000 -209.65%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Experian plc Capital Expenditure
Year Capital Expenditure Growth
2004 229.000.097
2005 211.999.502 -8.02%
2006 275.000.000 22.91%
2007 320.999.127 14.33%
2008 304.999.628 -5.25%
2009 313.999.988 2.87%
2010 368.999.379 14.91%
2011 453.000.267 18.54%
2012 460.000.000 1.52%
2013 402.000.000 -14.43%
2014 380.000.000 -5.79%
2015 339.000.000 -12.09%
2016 399.000.000 15.04%
2017 431.000.000 7.42%
2018 439.000.000 1.82%
2019 487.000.000 9.86%
2020 422.000.000 -15.4%
2021 508.000.000 16.93%
2022 627.000.000 18.98%
2023 11.000.000 -5600%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Experian plc Equity
Year Equity Growth
2004 -2.001.386
2005 5.454.000.420 100.04%
2006 2.107.000.000 -158.85%
2007 2.117.000.604 0.47%
2008 1.898.998.468 -11.48%
2009 2.437.002.761 22.08%
2010 2.707.000.527 9.97%
2011 2.931.001.123 7.64%
2012 3.224.000.000 9.09%
2013 3.104.000.000 -3.87%
2014 2.801.000.000 -10.82%
2015 2.438.000.000 -14.89%
2016 2.651.000.000 8.03%
2017 2.624.000.000 -1.03%
2018 2.494.000.000 -5.21%
2019 2.281.000.000 -9.34%
2020 3.119.000.000 26.87%
2021 4.007.000.000 22.16%
2022 3.964.000.000 -1.08%
2023 4.669.000.000 15.1%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Experian plc Assets
Year Assets Growth
2004 5.248.000.383
2005 12.957.999.648 59.5%
2006 5.876.000.000 -120.52%
2007 7.468.002.169 21.32%
2008 6.138.997.873 -21.65%
2009 6.677.999.898 8.07%
2010 7.331.996.966 8.92%
2011 8.154.001.610 10.08%
2012 8.195.000.000 0.5%
2013 9.172.000.000 10.65%
2014 7.977.000.000 -14.98%
2015 7.407.000.000 -7.7%
2016 7.691.000.000 3.69%
2017 8.225.000.000 6.49%
2018 8.087.000.000 -1.71%
2019 8.899.000.000 9.12%
2020 10.071.000.000 11.64%
2021 10.894.000.000 7.55%
2022 10.864.000.000 -0.28%
2023 11.712.000.000 7.24%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Experian plc Liabilities
Year Liabilities Growth
2004 5.250.001.769
2005 7.503.999.228 30.04%
2006 3.769.000.000 -99.1%
2007 5.351.001.565 29.56%
2008 4.239.999.404 -26.2%
2009 4.240.997.136 0.02%
2010 4.624.996.439 8.3%
2011 5.223.000.486 11.45%
2012 4.971.000.000 -5.07%
2013 6.068.000.000 18.08%
2014 5.176.000.000 -17.23%
2015 4.969.000.000 -4.17%
2016 5.040.000.000 1.41%
2017 5.601.000.000 10.02%
2018 5.593.000.000 -0.14%
2019 6.618.000.000 15.49%
2020 6.952.000.000 4.8%
2021 6.887.000.000 -0.94%
2022 6.900.000.000 0.19%
2023 7.043.000.000 2.03%

Experian plc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.69
Net Income per Share
1.3
Price to Earning Ratio
38.94x
Price To Sales Ratio
6.51x
POCF Ratio
26.72
PFCF Ratio
27.08
Price to Book Ratio
10.07
EV to Sales
7.07
EV Over EBITDA
23.75
EV to Operating CashFlow
28.73
EV to FreeCashFlow
29.4
Earnings Yield
0.03
FreeCashFlow Yield
0.04
Market Cap
46,23 Bil.
Enterprise Value
50,18 Bil.
Graham Number
12.12
Graham NetNet
-5.93

Income Statement Metrics

Net Income per Share
1.3
Income Quality
1.46
ROE
0.27
Return On Assets
0.1
Return On Capital Employed
0.2
Net Income per EBT
0.77
EBT Per Ebit
0.89
Ebit per Revenue
0.25
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0.09
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
0.41
Operating Profit Margin
0.25
Pretax Profit Margin
0.22
Net Profit Margin
0.17

Dividends

Dividend Yield
0.01
Dividend Yield %
0.94
Payout Ratio
0.42
Dividend Per Share
0.36

Operating Metrics

Operating Cashflow per Share
1.89
Free CashFlow per Share
1.85
Capex to Operating CashFlow
0.02
Capex to Revenue
0.01
Capex to Depreciation
0.1
Return on Invested Capital
0.15
Return on Tangible Assets
0.36
Days Sales Outstanding
85.37
Days Payables Outstanding
29.63
Days of Inventory on Hand
0.78
Receivables Turnover
4.28
Payables Turnover
12.32
Inventory Turnover
466.67
Capex per Share
0.04

Balance Sheet

Cash per Share
0,35
Book Value per Share
5,06
Tangible Book Value per Share
-4.04
Shareholders Equity per Share
5.02
Interest Debt per Share
4.62
Debt to Equity
0.92
Debt to Assets
0.36
Net Debt to EBITDA
1.87
Current Ratio
0.7
Tangible Asset Value
-3,73 Bil.
Net Current Asset Value
-4,97 Bil.
Invested Capital
7893000000
Working Capital
-0,89 Bil.
Intangibles to Total Assets
0.72
Average Receivables
1,66 Bil.
Average Payables
0,34 Bil.
Average Inventory
3000000
Debt to Market Cap
0.09

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Experian plc Dividends
Year Dividends Growth
2007 7
2008 4 -75%
2009 8 42.86%
2010 11 30%
2011 11 0%
2012 9 -25%
2013 19 55.56%
2014 9 -125%
2015 22 63.64%
2016 23 4.35%
2017 17 -35.29%
2018 25 32%
2019 29 13.79%
2020 29 0%
2021 25 -20.83%
2022 33 25%
2023 35 5.88%
2024 36 5.56%

Experian plc Profile

About Experian plc

Experian plc, together with its subsidiaries, operates as a technology company. The company operates through two segments, Business-to-Business and Consumer Services. It provides data services to identify and understand the customers, as well as to manage the risks related with lending. The company also offers analytical and decision tools that enhance businesses to manage their customers, minimize the risk of fraud, comply with legal requirements, and automate decisions and processes. In addition, it provides financial education, free access to Experian credit reports and scores, online educational tools, and applications to manage their financial position, access credit offers, and protect themselves from identity fraud. The company serves customers in financial service, direct-to-consumer, health, retail, automotive, software and professional services, telecommunications and utility, insurance, media and technology, government and public, and other sectors. It operates in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008. Experian plc was founded in 1826 and is headquartered in Dublin, Ireland.

CEO
Mr. Brian J. Cassin
Employee
22.500
Address
Newenham House
Dublin, 17

Experian plc Executives & BODs

Experian plc Executives & BODs
# Name Age
1 Mr. Darryl Gibson
Group General Counsel
70
2 Ms. Robin Norris
Senior Vice President of Specialized Sales, Strategic Alliances & Sales Excellence
70
3 Ms. Dayna Parker
Chief Human Resources Officer of Experian North America
70
4 Mr. Rick C. Gallagher
Chief Investment Officer and Director of Global Strategy & Development
70
5 Ms. Joe Manna
Chief Technology Officer
70
6 Ms. Nadia Ridout-Jamieson
Chief Communications Officer
70
7 Ms. Jacqueline Simmonds
Chief People Officer
70
8 Ms. Laura DeSoto
Senior Vice President of Marketing - Business Information Services
70
9 Mr. Lloyd Mark Pitchford
Chief Financial Officer & Executive Director
70
10 Mr. Brian J. Cassin
Chief Executive Officer & Executive Director
70

Experian plc Competitors