First Community Bankshares, Inc. Logo

First Community Bankshares, Inc.

FCBC

(2.8)
Stock Price

45,70 USD

1.69% ROA

10.31% ROE

14.66x PER

Market Cap.

758.408.455,00 USD

0.18% DER

2.84% Yield

29.11% NPM

First Community Bankshares, Inc. Stock Analysis

First Community Bankshares, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Community Bankshares, Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 Dividend Growth

With a history of consistent dividend increases over the last five years, the company has proven to be a reliable choice for investors seeking steady income.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

ROE in an average range (10.57%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (1.56%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.29x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Buffet Intrinsic Value

The company's stock seems undervalued (117) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

11 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

First Community Bankshares, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Community Bankshares, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

First Community Bankshares, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Community Bankshares, Inc. Revenue
Year Revenue Growth
1996 11.343.000
1997 13.624.000 16.74%
1998 17.432.000 21.84%
1999 54.974.000 68.29%
2000 59.071.000 6.94%
2001 70.695.000 16.44%
2002 81.245.000 12.99%
2003 86.373.000 5.94%
2004 86.512.000 0.16%
2005 95.933.000 9.82%
2006 92.968.000 -3.19%
2007 93.146.000 0.19%
2008 98.132.000 5.08%
2009 90.054.000 -8.97%
2010 114.550.000 21.38%
2011 109.848.000 -4.28%
2012 125.800.000 12.68%
2013 121.733.000 -3.34%
2014 115.058.000 -5.8%
2015 112.581.000 -2.2%
2016 108.262.000 -3.99%
2017 113.466.000 4.59%
2018 113.428.000 -0.03%
2019 118.682.000 4.43%
2020 132.740.000 10.59%
2021 130.451.000 -1.75%
2022 140.581.000 7.21%
2023 162.476.000 13.48%
2023 174.617.000 6.95%
2024 184.524.000 5.37%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Community Bankshares, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Community Bankshares, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 9.580.000
1997 11.336.000 15.49%
1998 12.242.000 7.4%
1999 13.132.000 6.78%
2000 16.046.000 18.16%
2001 19.830.000 19.08%
2002 23.267.000 14.77%
2003 26.759.000 13.05%
2004 26.646.000 -0.42%
2005 29.481.000 9.62%
2006 26.867.000 -9.73%
2007 25.848.000 -3.94%
2008 29.876.000 13.48%
2009 36.383.000 17.88%
2010 37.384.000 2.68%
2011 36.110.000 -3.53%
2012 40.203.000 10.18%
2013 42.952.000 6.4%
2014 42.385.000 -1.34%
2015 41.138.000 -3.03%
2016 41.295.000 0.38%
2017 37.227.000 -10.93%
2018 37.596.000 0.98%
2019 37.466.000 -0.35%
2020 44.431.000 15.68%
2021 45.071.000 1.42%
2022 48.309.000 6.7%
2023 52.260.000 7.56%
2023 51.398.000 -1.68%
2024 51.420.000 0.04%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Community Bankshares, Inc. EBITDA
Year EBITDA Growth
1996 48.861.000
1997 56.699.000 13.82%
1998 60.822.000 6.78%
1999 60.790.000 -0.05%
2000 67.281.000 9.65%
2001 74.039.000 9.13%
2002 72.905.000 -1.56%
2003 69.041.000 -5.6%
2004 64.643.000 -6.8%
2005 77.198.000 16.26%
2006 93.281.000 17.24%
2007 105.519.000 11.6%
2008 49.614.000 -112.68%
2009 -22.364.000 321.85%
2010 64.513.000 134.67%
2011 56.750.000 -13.68%
2012 67.143.000 15.48%
2013 57.449.000 -16.87%
2014 58.296.000 1.45%
2015 52.523.000 -10.99%
2016 52.488.000 -0.07%
2017 54.819.000 4.25%
2018 56.522.000 3.01%
2019 50.793.000 -11.28%
2020 47.562.000 -6.79%
2021 67.974.000 30.03%
2022 67.413.000 -0.83%
2023 77.932.000 13.5%
2023 1.731.000 -4402.14%
2024 -10.776.000 116.06%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Community Bankshares, Inc. Gross Profit
Year Gross Profit Growth
1996 11.343.000
1997 13.624.000 16.74%
1998 17.432.000 21.84%
1999 54.974.000 68.29%
2000 59.071.000 6.94%
2001 70.695.000 16.44%
2002 81.245.000 12.99%
2003 86.373.000 5.94%
2004 86.512.000 0.16%
2005 95.933.000 9.82%
2006 92.968.000 -3.19%
2007 93.146.000 0.19%
2008 98.132.000 5.08%
2009 90.054.000 -8.97%
2010 114.550.000 21.38%
2011 109.848.000 -4.28%
2012 125.800.000 12.68%
2013 121.733.000 -3.34%
2014 115.058.000 -5.8%
2015 112.581.000 -2.2%
2016 108.262.000 -3.99%
2017 113.466.000 4.59%
2018 113.428.000 -0.03%
2019 118.682.000 4.43%
2020 132.740.000 10.59%
2021 130.451.000 -1.75%
2022 140.581.000 7.21%
2023 162.476.000 13.48%
2023 174.617.000 6.95%
2024 184.524.000 5.37%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Community Bankshares, Inc. Net Profit
Year Net Profit Growth
1996 13.917.000
1997 15.094.000 7.8%
1998 13.101.000 -15.21%
1999 16.852.000 22.26%
2000 17.063.000 1.24%
2001 19.134.000 10.82%
2002 24.719.000 22.59%
2003 25.238.000 2.06%
2004 22.364.000 -12.85%
2005 26.303.000 14.98%
2006 28.948.000 9.14%
2007 29.632.000 2.31%
2008 3.081.000 -861.77%
2009 -38.228.000 108.06%
2010 21.847.000 274.98%
2011 20.028.000 -9.08%
2012 28.577.000 29.92%
2013 23.312.000 -22.58%
2014 25.490.000 8.54%
2015 24.540.000 -3.87%
2016 25.126.000 2.33%
2017 21.485.000 -16.95%
2018 36.340.000 40.88%
2019 38.802.000 6.35%
2020 35.926.000 -8.01%
2021 51.168.000 29.79%
2022 46.662.000 -9.66%
2023 58.560.000 20.32%
2023 48.020.000 -21.95%
2024 50.744.000 5.37%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Community Bankshares, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 2
1997 1 0%
1998 1 0%
1999 2 0%
2000 2 0%
2001 2 0%
2002 2 50%
2003 2 0%
2004 2 -100%
2005 2 50%
2006 3 0%
2007 3 0%
2008 0 0%
2009 -3 100%
2010 1 300%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 2 50%
2019 2 0%
2020 2 0%
2021 3 0%
2022 3 0%
2023 3 33.33%
2023 3 -50%
2024 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Community Bankshares, Inc. Free Cashflow
Year Free Cashflow Growth
1996 13.316.000
1997 17.223.000 22.68%
1998 23.382.000 26.34%
1999 15.205.000 -53.78%
2000 18.541.000 17.99%
2001 -25.555.000 172.55%
2002 26.625.000 195.98%
2003 74.027.000 64.03%
2004 27.065.000 -173.52%
2005 21.438.000 -26.25%
2006 29.733.000 27.9%
2007 17.815.000 -66.9%
2008 31.584.000 43.59%
2009 10.751.000 -193.78%
2010 51.780.000 79.24%
2011 48.935.000 -5.81%
2012 51.605.000 5.17%
2013 41.746.000 -23.62%
2014 39.543.000 -5.57%
2015 57.280.000 30.97%
2016 42.295.000 -35.43%
2017 36.712.000 -15.21%
2018 46.948.000 21.8%
2019 48.244.000 2.69%
2020 42.649.000 -13.12%
2021 45.177.000 5.6%
2022 57.864.000 21.93%
2023 18.735.000 -208.86%
2023 59.058.000 68.28%
2024 14.082.000 -319.39%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Community Bankshares, Inc. Operating Cashflow
Year Operating Cashflow Growth
1996 13.755.000
1997 19.241.000 28.51%
1998 24.108.000 20.19%
1999 17.427.000 -38.34%
2000 23.660.000 26.34%
2001 -22.093.000 207.09%
2002 32.170.000 168.68%
2003 80.835.000 60.2%
2004 34.401.000 -134.98%
2005 24.653.000 -39.54%
2006 35.040.000 29.64%
2007 32.449.000 -7.98%
2008 37.603.000 13.71%
2009 15.131.000 -148.52%
2010 55.523.000 72.75%
2011 52.000.000 -6.78%
2012 59.613.000 12.77%
2013 44.518.000 -33.91%
2014 41.689.000 -6.79%
2015 58.519.000 28.76%
2016 43.088.000 -35.81%
2017 39.009.000 -10.46%
2018 49.499.000 21.19%
2019 56.655.000 12.63%
2020 45.844.000 -23.58%
2021 48.215.000 4.92%
2022 59.024.000 18.31%
2023 19.056.000 -209.74%
2023 61.828.000 69.18%
2024 14.452.000 -327.82%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Community Bankshares, Inc. Capital Expenditure
Year Capital Expenditure Growth
1996 439.000
1997 2.018.000 78.25%
1998 726.000 -177.96%
1999 2.222.000 67.33%
2000 5.119.000 56.59%
2001 3.462.000 -47.86%
2002 5.545.000 37.57%
2003 6.808.000 18.55%
2004 7.336.000 7.2%
2005 3.215.000 -128.18%
2006 5.307.000 39.42%
2007 14.634.000 63.74%
2008 6.019.000 -143.13%
2009 4.380.000 -37.42%
2010 3.743.000 -17.02%
2011 3.065.000 -22.12%
2012 8.008.000 61.73%
2013 2.772.000 -188.89%
2014 2.146.000 -29.17%
2015 1.239.000 -73.2%
2016 793.000 -56.24%
2017 2.297.000 65.48%
2018 2.551.000 9.96%
2019 8.411.000 69.67%
2020 3.195.000 -163.26%
2021 3.038.000 -5.17%
2022 1.160.000 -161.9%
2023 321.000 -261.37%
2023 2.770.000 88.41%
2024 370.000 -648.65%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Community Bankshares, Inc. Equity
Year Equity Growth
1996 89.325.000
1997 97.887.000 8.75%
1998 101.737.000 3.78%
1999 103.488.000 1.69%
2000 120.682.000 14.25%
2001 133.041.000 9.29%
2002 152.462.000 12.74%
2003 175.035.000 12.9%
2004 183.233.000 4.47%
2005 194.501.000 5.79%
2006 212.730.000 8.57%
2007 217.098.000 2.01%
2008 220.342.000 1.47%
2009 253.862.000 13.2%
2010 269.878.000 5.93%
2011 305.729.000 11.73%
2012 356.473.000 14.24%
2013 328.606.000 -8.48%
2014 351.374.000 6.48%
2015 343.017.000 -2.44%
2016 339.057.000 -1.17%
2017 350.714.000 3.32%
2018 332.857.000 -5.36%
2019 428.819.000 22.38%
2020 426.730.000 -0.49%
2021 427.775.000 0.24%
2022 421.985.000 -1.37%
2023 503.294.000 16.16%
2023 495.667.000 -1.54%
2024 508.884.000 2.6%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Community Bankshares, Inc. Assets
Year Assets Growth
1996 837.664.000
1997 1.042.349.000 19.64%
1998 1.054.006.000 1.11%
1999 1.088.162.000 3.14%
2000 1.218.017.000 10.66%
2001 1.478.235.000 17.6%
2002 1.524.363.000 3.03%
2003 1.672.727.000 8.87%
2004 1.830.822.000 8.64%
2005 1.952.483.000 6.23%
2006 2.033.698.000 3.99%
2007 2.149.838.000 5.4%
2008 2.133.314.000 -0.77%
2009 2.274.878.000 6.22%
2010 2.244.238.000 -1.37%
2011 2.164.789.000 -3.67%
2012 2.731.097.000 20.74%
2013 2.602.514.000 -4.94%
2014 2.607.936.000 0.21%
2015 2.462.276.000 -5.92%
2016 2.386.398.000 -3.18%
2017 2.388.460.000 0.09%
2018 2.244.374.000 -6.42%
2019 2.798.847.000 19.81%
2020 3.011.136.000 7.05%
2021 3.194.519.000 5.74%
2022 3.135.572.000 -1.88%
2023 3.268.545.000 4.07%
2023 3.284.225.000 0.48%
2024 3.232.819.000 -1.59%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Community Bankshares, Inc. Liabilities
Year Liabilities Growth
1996 748.339.000
1997 944.462.000 20.77%
1998 952.269.000 0.82%
1999 984.674.000 3.29%
2000 1.097.335.000 10.27%
2001 1.345.194.000 18.43%
2002 1.371.901.000 1.95%
2003 1.497.692.000 8.4%
2004 1.647.589.000 9.1%
2005 1.757.982.000 6.28%
2006 1.820.968.000 3.46%
2007 1.932.740.000 5.78%
2008 1.912.972.000 -1.03%
2009 2.021.016.000 5.35%
2010 1.974.360.000 -2.36%
2011 1.859.060.000 -6.2%
2012 2.374.624.000 21.71%
2013 2.273.908.000 -4.43%
2014 2.256.562.000 -0.77%
2015 2.119.259.000 -6.48%
2016 2.047.341.000 -3.51%
2017 2.037.746.000 -0.47%
2018 1.911.517.000 -6.6%
2019 2.370.028.000 19.35%
2020 37.195.000 -6271.9%
2021 35.817.000 -3.85%
2022 2.713.587.000 98.68%
2023 2.765.251.000 1.87%
2023 41.393.000 -6580.48%
2024 2.723.935.000 98.48%

First Community Bankshares, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
9.73
Net Income per Share
2.83
Price to Earning Ratio
14.66x
Price To Sales Ratio
4.25x
POCF Ratio
11.64
PFCF Ratio
12.15
Price to Book Ratio
1.5
EV to Sales
3.82
EV Over EBITDA
41.52
EV to Operating CashFlow
10.42
EV to FreeCashFlow
10.92
Earnings Yield
0.07
FreeCashFlow Yield
0.08
Market Cap
0,76 Bil.
Enterprise Value
0,68 Bil.
Graham Number
42.05
Graham NetNet
-128.08

Income Statement Metrics

Net Income per Share
2.83
Income Quality
1.26
ROE
0.1
Return On Assets
0.02
Return On Capital Employed
0.06
Net Income per EBT
0.78
EBT Per Ebit
0.9
Ebit per Revenue
0.41
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.29
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.97
Operating Profit Margin
0.41
Pretax Profit Margin
0.37
Net Profit Margin
0.29

Dividends

Dividend Yield
0.03
Dividend Yield %
2.84
Payout Ratio
0.41
Dividend Per Share
1.18

Operating Metrics

Operating Cashflow per Share
3.57
Free CashFlow per Share
3.4
Capex to Operating CashFlow
0.05
Capex to Revenue
0.02
Capex to Depreciation
0.47
Return on Invested Capital
0.11
Return on Tangible Assets
0.02
Days Sales Outstanding
20.42
Days Payables Outstanding
0
Days of Inventory on Hand
21578.44
Receivables Turnover
17.88
Payables Turnover
0
Inventory Turnover
0.02
Capex per Share
0.16

Balance Sheet

Cash per Share
11,29
Book Value per Share
27,74
Tangible Book Value per Share
19.13
Shareholders Equity per Share
27.74
Interest Debt per Share
0.92
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-4.66
Current Ratio
0.18
Tangible Asset Value
0,35 Bil.
Net Current Asset Value
-2,38 Bil.
Invested Capital
-1345751000
Working Capital
-1,55 Bil.
Intangibles to Total Assets
0.05
Average Receivables
0,01 Bil.
Average Payables
0,00 Bil.
Average Inventory
30134500
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Community Bankshares, Inc. Dividends
Year Dividends Growth
1995 1
1996 1 100%
2000 0 0%
2001 1 0%
2002 1 100%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 100%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

First Community Bankshares, Inc. Profile

About First Community Bankshares, Inc.

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans, as well as lines of credit; various credit and debit cards, and automated teller machine card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

CEO
Mr. William P. Stafford II
Employee
591
Address
One Community Place
Bluefield, 24605-0989

First Community Bankshares, Inc. Executives & BODs

First Community Bankshares, Inc. Executives & BODs
# Name Age
1 Ms. Sarah W. Harmon
Chief Administrative Officer, General Counsel & Corporate Secretary
70
2 Mr. Gary R. Mills
President & Director
70
3 Mr. P. Carter Bundy
Treasurer
70
4 Mr. William P. Stafford II
Chairman & Chief Executive Officer
70
5 Mr. David D. Brown V, CPA
Chief Financial Officer
70
6 Mr. Jason R. Belcher
Chief Operating Officer
70
7 Mr. Derek A. Bonnett
Chief Risk Officer
70

First Community Bankshares, Inc. Competitors