First Community Corporation Logo

First Community Corporation

FCCO

(3.0)
Stock Price

22,03 USD

0.71% ROA

9.43% ROE

11.3x PER

Market Cap.

142.755.105,00 USD

12.11% DER

2.98% Yield

18.24% NPM

First Community Corporation Stock Analysis

First Community Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Community Corporation Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (12%), which means it has a small amount of debt compared to the ownership it holds

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROE

The stock's ROE falls within an average range (10.28%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.71%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.07x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

8 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past three years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

9 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (77), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

First Community Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Community Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

First Community Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Community Corporation Revenue
Year Revenue Growth
1995 96.319
1996 260.925 63.09%
1997 455.930 42.77%
1998 615.405 25.91%
1999 4.200.000 85.35%
2000 4.970.082 15.49%
2001 6.461.028 23.08%
2002 8.276.573 21.94%
2003 9.087.552 8.92%
2004 11.369.822 20.07%
2005 16.292.337 30.21%
2006 18.564.746 12.24%
2007 20.306.957 8.58%
2008 7.114.000 -185.45%
2009 24.568.000 71.04%
2010 23.541.000 -4.36%
2011 25.087.000 6.16%
2012 25.746.000 2.56%
2013 26.382.000 2.41%
2014 32.294.000 18.31%
2015 34.418.000 6.17%
2016 35.858.000 4.02%
2017 39.480.000 9.17%
2018 46.392.000 14.9%
2019 48.867.000 5.06%
2020 53.792.000 9.16%
2021 59.012.000 8.85%
2022 59.505.000 0.83%
2023 55.868.000 -6.51%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Community Corporation Research and Development Expenses
Year Research and Development Expenses Growth
1995 0
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Community Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
1995 250.902
1996 704.416 64.38%
1997 876.091 19.6%
1998 1.061.502 17.47%
1999 1.400.000 24.18%
2000 1.690.740 17.2%
2001 2.356.126 28.24%
2002 2.740.255 14.02%
2003 3.306.714 17.13%
2004 4.263.383 22.44%
2005 6.292.239 32.24%
2006 6.886.509 8.63%
2007 7.300.976 5.68%
2008 7.964.000 8.33%
2009 9.367.000 14.98%
2010 9.945.000 5.81%
2011 10.409.000 4.46%
2012 11.749.000 11.41%
2013 12.430.000 5.48%
2014 14.264.000 12.86%
2015 14.955.000 4.62%
2016 15.735.000 4.96%
2017 17.263.000 8.85%
2018 19.890.000 13.21%
2019 21.318.000 6.7%
2020 24.430.000 12.74%
2021 25.112.000 2.72%
2022 25.825.000 2.76%
2023 27.296.000 5.39%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Community Corporation EBITDA
Year EBITDA Growth
1995 -394.310
1996 633.547 162.24%
1997 1.778.736 64.38%
1998 2.905.787 38.79%
1999 3.700.000 21.47%
2000 5.080.999 27.18%
2001 6.267.745 18.93%
2002 5.859.429 -6.97%
2003 6.178.613 5.17%
2004 7.543.238 18.09%
2005 13.996.118 46.1%
2006 19.054.897 26.55%
2007 22.448.027 15.12%
2008 6.270.000 -258.02%
2009 -9.825.000 163.82%
2010 13.296.000 173.89%
2011 13.348.000 0.39%
2012 12.082.000 -10.48%
2013 10.043.000 -20.3%
2014 12.068.000 16.78%
2015 13.439.000 10.2%
2016 13.547.000 0.8%
2017 13.698.000 1.1%
2018 19.986.000 31.46%
2019 14.352.000 -39.26%
2020 12.958.000 -10.76%
2021 19.848.000 34.71%
2022 21.743.000 8.72%
2023 8.880.000 -144.85%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Community Corporation Gross Profit
Year Gross Profit Growth
1995 96.319
1996 260.925 63.09%
1997 455.930 42.77%
1998 615.405 25.91%
1999 4.200.000 85.35%
2000 4.970.082 15.49%
2001 6.461.028 23.08%
2002 8.276.573 21.94%
2003 9.087.552 8.92%
2004 11.369.822 20.07%
2005 16.292.337 30.21%
2006 18.564.746 12.24%
2007 20.306.957 8.58%
2008 7.114.000 -185.45%
2009 24.568.000 71.04%
2010 23.541.000 -4.36%
2011 25.087.000 6.16%
2012 25.746.000 2.56%
2013 26.382.000 2.41%
2014 32.294.000 18.31%
2015 34.418.000 6.17%
2016 35.858.000 4.02%
2017 39.480.000 9.17%
2018 43.822.000 9.91%
2019 48.867.000 10.32%
2020 53.792.000 9.16%
2021 59.012.000 8.85%
2022 59.505.000 0.83%
2023 7.456.000 -698.08%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Community Corporation Net Profit
Year Net Profit Growth
1995 -557.834
1996 -281.631 -98.07%
1997 251.176 212.12%
1998 846.933 70.34%
1999 800.000 -5.87%
2000 984.045 18.7%
2001 1.103.654 10.84%
2002 1.464.360 24.63%
2003 1.797.481 18.53%
2004 2.184.985 17.73%
2005 3.092.671 29.35%
2006 3.501.199 11.67%
2007 3.964.588 11.69%
2008 -6.793.000 158.36%
2009 -25.231.000 73.08%
2010 1.854.000 1460.9%
2011 3.324.000 44.22%
2012 3.968.000 16.23%
2013 4.137.000 4.09%
2014 5.121.000 19.21%
2015 6.127.000 16.42%
2016 6.682.000 8.31%
2017 5.815.000 -14.91%
2018 11.229.000 48.21%
2019 10.971.000 -2.35%
2020 10.099.000 -8.63%
2021 15.465.000 34.7%
2022 14.613.000 -5.83%
2023 7.024.000 -108.04%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Community Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1995 -1
1996 0 0%
1997 0 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 0%
2003 1 100%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 -2 150%
2009 -8 71.43%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 2 50%
2022 2 -100%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Community Corporation Free Cashflow
Year Free Cashflow Growth
1995 -2.267.030
1996 -1.201.822 -88.63%
1997 -14.546 -8162.22%
1998 300.821 104.84%
1999 -1.200.000 125.07%
2000 358.115 435.09%
2001 1.202.098 70.21%
2002 1.780.433 32.48%
2003 1.239.478 -43.64%
2004 557.978 -122.14%
2005 1.556.586 64.15%
2006 3.260.672 52.26%
2007 6.491.345 49.77%
2008 4.247.000 -52.85%
2009 5.601.000 24.17%
2010 9.416.000 40.52%
2011 9.964.000 5.5%
2012 5.226.000 -90.66%
2013 12.958.000 59.67%
2014 8.792.000 -47.38%
2015 11.836.000 25.72%
2016 3.898.000 -203.64%
2017 15.279.000 74.49%
2018 18.692.000 18.26%
2019 2.198.000 -750.41%
2020 -18.133.000 112.12%
2021 57.115.000 131.75%
2022 20.902.000 -173.25%
2023 39.000 -53494.87%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Community Corporation Operating Cashflow
Year Operating Cashflow Growth
1995 -674.294
1996 -10.477 -6335.95%
1997 610.241 101.72%
1998 1.116.794 45.36%
1999 700.000 -59.54%
2000 1.429.121 51.02%
2001 2.098.366 31.89%
2002 2.597.664 19.22%
2003 3.040.905 14.58%
2004 2.985.300 -1.86%
2005 4.152.301 28.1%
2006 6.627.082 37.34%
2007 6.690.195 0.94%
2008 4.956.000 -34.99%
2009 6.073.000 18.39%
2010 9.658.000 37.12%
2011 10.272.000 5.98%
2012 6.032.000 -70.29%
2013 16.264.000 62.91%
2014 12.007.000 -35.45%
2015 14.508.000 17.24%
2016 5.135.000 -182.53%
2017 18.351.000 72.02%
2018 20.157.000 8.96%
2019 4.991.000 -303.87%
2020 -17.046.000 129.28%
2021 57.928.000 129.43%
2022 22.125.000 -161.82%
2023 39.000 -56630.77%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Community Corporation Capital Expenditure
Year Capital Expenditure Growth
1995 1.592.736
1996 1.191.345 -33.69%
1997 624.787 -90.68%
1998 815.973 23.43%
1999 1.900.000 57.05%
2000 1.071.006 -77.4%
2001 896.268 -19.5%
2002 817.231 -9.67%
2003 1.801.427 54.63%
2004 2.427.322 25.79%
2005 2.595.715 6.49%
2006 3.366.410 22.89%
2007 198.850 -1592.94%
2008 709.000 71.95%
2009 472.000 -50.21%
2010 242.000 -95.04%
2011 308.000 21.43%
2012 806.000 61.79%
2013 3.306.000 75.62%
2014 3.215.000 -2.83%
2015 2.672.000 -20.32%
2016 1.237.000 -116.01%
2017 3.072.000 59.73%
2018 1.465.000 -109.69%
2019 2.793.000 47.55%
2020 1.087.000 -156.95%
2021 813.000 -33.7%
2022 1.223.000 33.52%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Community Corporation Equity
Year Equity Growth
1995 6.135.505
1996 5.782.106 -6.11%
1997 6.114.853 5.44%
1998 13.612.344 55.08%
1999 14.000.000 2.77%
2000 15.368.764 8.91%
2001 16.776.202 8.39%
2002 18.438.723 9.02%
2003 19.508.814 5.49%
2004 50.462.689 61.34%
2005 50.766.785 0.6%
2006 63.207.651 19.68%
2007 63.995.620 1.23%
2008 68.156.000 6.1%
2009 41.440.000 -64.47%
2010 41.797.000 0.85%
2011 47.896.000 12.73%
2012 54.183.000 11.6%
2013 52.671.000 -2.87%
2014 74.528.000 29.33%
2015 79.038.000 5.71%
2016 81.861.000 3.45%
2017 105.663.000 22.53%
2018 112.497.000 6.07%
2019 120.194.000 6.4%
2020 136.337.000 11.84%
2021 140.998.000 3.31%
2022 118.361.000 -19.13%
2023 123.601.000 4.24%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Community Corporation Assets
Year Assets Growth
1995 19.379.598
1996 38.129.241 49.17%
1997 51.012.431 25.26%
1998 73.151.576 30.26%
1999 94.900.000 22.92%
2000 111.985.508 15.26%
2001 156.555.191 28.47%
2002 195.200.715 19.8%
2003 215.028.689 9.22%
2004 455.706.012 52.81%
2005 467.455.093 2.51%
2006 548.055.743 14.71%
2007 565.612.800 3.1%
2008 650.233.000 13.01%
2009 605.827.000 -7.33%
2010 599.023.000 -1.14%
2011 593.887.000 -0.86%
2012 602.925.000 1.5%
2013 633.309.000 4.8%
2014 812.363.000 22.04%
2015 862.734.000 5.84%
2016 914.793.000 5.69%
2017 1.050.731.000 12.94%
2018 1.091.595.000 3.74%
2019 1.170.279.000 6.72%
2020 1.395.382.000 16.13%
2021 1.584.508.000 11.94%
2022 1.672.946.000 5.29%
2023 1.793.722.000 6.73%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Community Corporation Liabilities
Year Liabilities Growth
1995 13.244.093
1996 32.347.135 59.06%
1997 44.897.578 27.95%
1998 59.539.232 24.59%
1999 80.900.000 26.4%
2000 96.616.744 16.27%
2001 139.778.989 30.88%
2002 176.761.992 20.92%
2003 195.519.875 9.59%
2004 405.243.323 51.75%
2005 416.688.308 2.75%
2006 484.848.092 14.06%
2007 501.617.180 3.34%
2008 582.077.000 13.82%
2009 564.387.000 -3.13%
2010 557.226.000 -1.29%
2011 545.991.000 -2.06%
2012 548.742.000 0.5%
2013 580.638.000 5.49%
2014 737.835.000 21.31%
2015 783.696.000 5.85%
2016 832.932.000 5.91%
2017 945.068.000 11.87%
2018 979.098.000 3.48%
2019 18.441.000 -5209.35%
2020 18.078.000 -2.01%
2021 17.914.000 -0.92%
2022 1.554.585.000 98.85%
2023 14.964.000 -10288.83%

First Community Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.56
Net Income per Share
1.66
Price to Earning Ratio
11.3x
Price To Sales Ratio
2.49x
POCF Ratio
27.96
PFCF Ratio
37.66
Price to Book Ratio
1.15
EV to Sales
2.3
EV Over EBITDA
4.95
EV to Operating CashFlow
25.94
EV to FreeCashFlow
34.8
Earnings Yield
0.09
FreeCashFlow Yield
0.03
Market Cap
0,14 Bil.
Enterprise Value
0,13 Bil.
Graham Number
24.71
Graham NetNet
1.43

Income Statement Metrics

Net Income per Share
1.66
Income Quality
0.47
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.79
EBT Per Ebit
0.63
Ebit per Revenue
0.37
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.47
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
-0
Gross Profit Margin
0.31
Operating Profit Margin
0.37
Pretax Profit Margin
0.23
Net Profit Margin
0.18

Dividends

Dividend Yield
0.03
Dividend Yield %
2.98
Payout Ratio
0.25
Dividend Per Share
0.56

Operating Metrics

Operating Cashflow per Share
0.67
Free CashFlow per Share
0.5
Capex to Operating CashFlow
-0.25
Capex to Revenue
-0.02
Capex to Depreciation
-0.91
Return on Invested Capital
0.15
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.17

Balance Sheet

Cash per Share
3,40
Book Value per Share
16,32
Tangible Book Value per Share
232.89
Shareholders Equity per Share
16.32
Interest Debt per Share
4.25
Debt to Equity
0.12
Debt to Assets
0.01
Net Debt to EBITDA
-0.41
Current Ratio
0
Tangible Asset Value
1,76 Bil.
Net Current Asset Value
0,01 Bil.
Invested Capital
0.12
Working Capital
0,03 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.1

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Community Corporation Dividends
Year Dividends Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 0%
2023 1 0%

First Community Corporation Profile

About First Community Corporation

First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. It operates 21 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County and Columbia County, Georgia. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.

CEO
Mr. Michael C. Crapps
Employee
267
Address
5455 Sunset Boulevard
Lexington, 29072

First Community Corporation Executives & BODs

First Community Corporation Executives & BODs
# Name Age
1 Mr. Donald Shawn Jordan
Executive Vice President & Chief Financial Officer
70
2 Joseph A. Painter
Executive Vice President & Chief Commercial and Retail Banking Officer
70
3 Ms. Susan A. Boatwright
Vice President/Human Resources Manager
70
4 Mr. John Ted Nissen
Executive Vice President & Chief Banking Officer
70
5 Mr. Michael C. Crapps
Chief Executive Officer, President & Director
70
6 Ms. Robin D. Brown
Chief Human Resources Officer & Chief Marketing Officer
70
7 Ms. Susan Sexson
Assistant Vice President & Head Teller at Goodman Region
70
8 Vaughan R. Dozier Jr.
EVice President & Chief Commercial and Retail Banking Officer
70
9 Ms. Tanya A. Butts
Chief Operating Officer & Chief Risk Officer
70
10 Mr. John F. Walker IV
Executive Vice President & Chief Credit Officer
70

First Community Corporation Competitors