First Community Corporation Logo

First Community Corporation

FCCT

(3.0)
Stock Price

8,80 USD

0.93% ROA

9.54% ROE

7.55x PER

Market Cap.

17.175.050,00 USD

13.11% DER

2.79% Yield

26.67% NPM

First Community Corporation Stock Analysis

First Community Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Community Corporation Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (17.21%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Net Profit Growth

With a track record of consistent net profit growth over the past five years, this company presents a compelling investment opportunity due to its strong financial performance.

4 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 ROA

The stock's ROA (1.03%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.37x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

8 Buffet Intrinsic Value

The company's stock seems undervalued (133) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The stock is burdened with a heavy load of debt (155%), making it financially unstable and potentially risky for investors.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

First Community Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Community Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

First Community Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Community Corporation Revenue
Year Revenue Growth
2003 8.456.754
2004 8.776.076 3.64%
2005 9.405.310 6.69%
2006 9.708.000 3.12%
2013 4.827 -201018.71%
2014 6.582 26.66%
2015 7.173 8.24%
2016 7.412.407 99.9%
2017 6.723 -110154.45%
2018 7.189 6.48%
2019 7.594.645 99.91%
2020 6.913.220 -9.86%
2021 6.305.431 -9.64%
2022 7.360.174 14.33%
2023 9.082.547 18.96%
2024 2.776.612 -227.11%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Community Corporation Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Community Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 2.572.392
2004 2.711.384 5.13%
2005 3.005.898 9.8%
2006 3.104.000 3.16%
2013 900 -344788.89%
2014 840 -7.27%
2015 899 6.67%
2016 864.722 99.9%
2017 922 -93789.47%
2018 987 6.59%
2019 1.027.090 99.9%
2020 995.052 -3.22%
2021 829.573 -19.95%
2022 918.337 9.67%
2023 973.479 5.66%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Community Corporation EBITDA
Year EBITDA Growth
2003 3.780.890
2004 3.949.849 4.28%
2005 4.146.667 4.75%
2006 4.064.000 -2.03%
2013 -1.245 326788.1%
2014 -600 -107.33%
2015 -1.237 51.46%
2016 -779.606 99.84%
2017 -199 -391661.81%
2018 -258 22.57%
2019 -82.711 99.69%
2020 212.603 138.9%
2021 2.320 -9063.92%
2022 -68.638 103.38%
2023 -268.838 74.47%
2024 905.892 129.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Community Corporation Gross Profit
Year Gross Profit Growth
2003 8.456.754
2004 8.776.076 3.64%
2005 9.405.310 6.69%
2006 9.708.000 3.12%
2013 4.827 -201018.71%
2014 6.582 26.66%
2015 7.173 8.24%
2016 7.413 3.24%
2017 6.723 -10.26%
2018 7.189 6.48%
2019 15.181.695 99.95%
2020 13.819.526 -9.86%
2021 12.604.556 -9.64%
2022 14.712.987 14.33%
2023 8.912.752 -65.08%
2024 2.776.612 -220.99%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Community Corporation Net Profit
Year Net Profit Growth
2003 1.940.957
2004 2.006.712 3.28%
2005 2.255.593 11.03%
2006 2.412.000 6.48%
2013 -2.288 105565.68%
2014 500 557.4%
2015 609 17.9%
2016 1.409.741 99.96%
2017 1.146 -123021.48%
2018 1.189 3.62%
2019 1.272.984 99.91%
2020 1.068.496 -19.14%
2021 729.025 -46.57%
2022 1.420.375 48.67%
2023 2.534.272 43.95%
2024 691.564 -266.46%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Community Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 1
2004 0 0%
2005 1 100%
2006 1 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 0 0%
2018 0 0%
2019 1 0%
2020 1 0%
2021 0 0%
2022 1 0%
2023 2 100%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Community Corporation Free Cashflow
Year Free Cashflow Growth
2003 2.466.010
2004 1.056.957 -133.31%
2005 2.992.677 64.68%
2006 1.393.000 -114.84%
2013 230.069 -505.47%
2014 868.585 73.51%
2015 817.435 -6.26%
2016 758.451 -7.78%
2017 1.324.914 42.75%
2018 1.313.165 -0.89%
2019 1.271.664 -3.26%
2020 911.508 -39.51%
2021 981.988 7.18%
2022 1.447.773 32.17%
2023 3.211.763 54.92%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Community Corporation Operating Cashflow
Year Operating Cashflow Growth
2003 2.852.330
2004 3.024.487 5.69%
2005 3.601.369 16.02%
2006 1.481.000 -143.17%
2013 364.771 -306.01%
2014 938.241 61.12%
2015 870.528 -7.78%
2016 795.007 -9.5%
2017 1.376.057 42.23%
2018 1.644.924 16.35%
2019 1.559.824 -5.46%
2020 931.079 -67.53%
2021 1.169.675 20.4%
2022 1.614.630 27.56%
2023 3.311.053 51.24%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Community Corporation Capital Expenditure
Year Capital Expenditure Growth
2003 386.320
2004 1.967.530 80.37%
2005 608.692 -223.24%
2006 88.000 -591.7%
2013 134.702 34.67%
2014 69.656 -93.38%
2015 53.093 -31.2%
2016 36.556 -45.24%
2017 51.143 28.52%
2018 331.759 84.58%
2019 288.160 -15.13%
2020 19.571 -1372.38%
2021 187.687 89.57%
2022 166.857 -12.48%
2023 99.290 -68.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Community Corporation Equity
Year Equity Growth
2003 10.643.805
2004 12.317.738 13.59%
2005 13.897.270 11.37%
2006 15.446.000 10.03%
2013 10.272 -150269.94%
2014 12.240 16.08%
2015 12.948 5.47%
2016 14.424 10.23%
2017 15.207 5.15%
2018 15.961 4.72%
2019 17.197.266 99.91%
2020 18.130.985 5.15%
2021 18.237.963 0.59%
2022 17.776.744 -2.59%
2023 19.974.000 11%
2024 20.903.000 4.44%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Community Corporation Assets
Year Assets Growth
2003 188.754.340
2004 202.121.173 6.61%
2005 219.398.019 7.87%
2006 230.259.000 4.72%
2013 180.317 -127596.78%
2014 182.902 1.41%
2015 171.698 -6.53%
2016 170.840 -0.5%
2017 171.237 0.23%
2018 173.889 1.53%
2019 162.305.785 99.89%
2020 183.398.195 11.5%
2021 200.377.332 8.47%
2022 206.918.182 3.16%
2023 209.258.000 1.12%
2024 207.085.000 -1.05%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Community Corporation Liabilities
Year Liabilities Growth
2003 178.110.535
2004 189.803.435 6.16%
2005 205.500.749 7.64%
2006 214.813.000 4.34%
2013 170.044 -126227.89%
2014 170.661 0.36%
2015 158.749 -7.5%
2016 156.415 -1.49%
2017 156.030 -0.25%
2018 157.927 1.2%
2019 145.108.519 99.89%
2020 165.267.210 12.2%
2021 182.139.369 9.26%
2022 189.141.438 3.7%
2023 189.284.000 0.08%
2024 186.182.000 -1.67%

First Community Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.44
Net Income per Share
1.18
Price to Earning Ratio
7.55x
Price To Sales Ratio
2.39x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.69
EV to Sales
-2.12
EV Over EBITDA
-6.87
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.13
FreeCashFlow Yield
0
Market Cap
0,02 Bil.
Enterprise Value
-0,02 Bil.
Graham Number
18.55
Graham NetNet
-92.98

Income Statement Metrics

Net Income per Share
1.18
Income Quality
0
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.86
EBT Per Ebit
1.02
Ebit per Revenue
0.3
Effective Tax Rate
0.14

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.3
Pretax Profit Margin
0.31
Net Profit Margin
0.27

Dividends

Dividend Yield
0.03
Dividend Yield %
2.79
Payout Ratio
0
Dividend Per Share
0.25

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.08
Return on Tangible Assets
0.01
Days Sales Outstanding
24.24
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
15.06
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
21,72
Book Value per Share
12,90
Tangible Book Value per Share
12.89
Shareholders Equity per Share
12.9
Interest Debt per Share
2.87
Debt to Equity
0.13
Debt to Assets
0.01
Net Debt to EBITDA
-14.59
Current Ratio
50.6
Tangible Asset Value
0,02 Bil.
Net Current Asset Value
-0,15 Bil.
Invested Capital
37787000
Working Capital
0,03 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.16

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Community Corporation Dividends
Year Dividends Growth
2018 0
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

First Community Corporation Profile

About First Community Corporation

First Community Corporation operates as the holding company for First Community Bank of East Tennessee that provides various banking services to individuals and businesses. The company offers demand and savings deposits, individual retirement accounts, checking accounts, money market and business accounts, and certificates of deposit; commercial, residential real estate, personal, and consumer loans; and term loans and lines of credit, construction lending, equipment and machinery financing, tenant improvement financing, and government guaranteed lending, as well as loans for business expansion and asset acquisition. It also provides various products and services, including safe deposit boxes, insurance products, investment products and services, Internet and mobile banking, online bill payment, ATM/visa debit cards, telephone banking, and direct deposit services. The company operates banking branches in Rogersville, Church Hill, Surgoinsville, and Kingsport, Tennessee. First Community Corporation was founded in 1993 and is based in Rogersville, Tennessee.

CEO
Ms. Tyler K. Clinch
Employee
0
Address
809 West Main Street
Rogersville, 37857

First Community Corporation Executives & BODs

First Community Corporation Executives & BODs
# Name Age
1 Elizabeth Craft
Banking Officer & Technology Operations Manager
70
2 Cathy D. Trent
Vice President & Controller
70
3 B. Evelyn Anderson
Vice President & Human Resources Director
70
4 Ms. Dana L. Parkinson
SVice President & Senior Commercial Lender
70
5 Mr. Matthew R. Cradic
Vice President of Finance & Accounting
70
6 Ms. Tyler K. Clinch
President, Chief Executive Officer & Director
70

First Community Corporation Competitors