Fiducian Group Ltd Logo

Fiducian Group Ltd

FID.AX

(3.0)
Stock Price

8,84 AUD

30.31% ROA

26.44% ROE

15.39x PER

Market Cap.

194.531.701,00 AUD

8.33% DER

5.06% Yield

17.71% NPM

Fiducian Group Ltd Stock Analysis

Fiducian Group Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Fiducian Group Ltd Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (27.38%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 ROA

The stock's ability to make a lot of money from its assets shows that it is very profitable, making it a good choice for people who want to invest and make a lot of money.

3 DER

The stock has a minimal amount of debt (12%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past five years, consistently delivering higher returns to investors.

5 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

6 Assets Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (23) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 PBV

The stock's elevated P/BV ratio (3.74x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

11 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

Fiducian Group Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Fiducian Group Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Fiducian Group Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Fiducian Group Ltd Revenue
Year Revenue Growth
1997 0
1998 0 0%
1999 0 0%
2000 -1.000 100%
2001 7.068.000 100.01%
2002 7.995.000 11.59%
2003 9.827.000 18.64%
2004 13.002.000 24.42%
2005 16.088.000 19.18%
2006 19.286.000 16.58%
2007 21.577.000 10.62%
2008 16.894.000 -27.72%
2009 17.844.000 5.32%
2010 18.771.000 4.94%
2011 17.931.000 -4.68%
2012 17.088.000 -4.93%
2013 17.502.000 2.37%
2014 18.889.000 7.34%
2015 24.628.000 23.3%
2016 28.605.000 13.9%
2017 31.551.000 9.34%
2018 34.158.000 7.63%
2019 37.357.000 8.56%
2020 37.357.000 0%
2020 40.463.434 7.68%
2021 48.782.250 17.05%
2022 75.746.000 35.6%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Fiducian Group Ltd Research and Development Expenses
Year Research and Development Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Fiducian Group Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 6.735.403 100%
2001 3.917.000 -71.95%
2002 5.786.000 32.3%
2003 6.357.000 8.98%
2004 7.159.000 11.2%
2005 7.688.000 6.88%
2006 8.719.000 11.82%
2007 9.452.000 7.75%
2008 9.223.000 -2.48%
2009 9.682.000 4.74%
2010 10.237.000 5.42%
2011 12.100.000 15.4%
2012 11.608.000 -4.24%
2013 12.012.000 3.36%
2014 13.434.000 10.59%
2015 14.599.000 7.98%
2016 15.387.000 5.12%
2017 14.748.000 -4.33%
2018 15.348.000 3.91%
2019 17.700.000 13.29%
2020 17.994.000 1.63%
2020 19.179.000 6.18%
2021 23.421.000 18.11%
2022 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Fiducian Group Ltd EBITDA
Year EBITDA Growth
1997 0
1998 0 0%
1999 11.590.614 100%
2000 -4.717.129 345.71%
2001 2.872.000 264.25%
2002 -4.742.000 160.57%
2003 1.479.000 420.62%
2004 5.527.000 73.24%
2005 5.906.000 6.42%
2006 8.173.000 27.74%
2007 9.313.000 12.24%
2008 5.009.000 -85.93%
2009 6.180.000 18.95%
2010 6.688.000 7.6%
2011 3.882.000 -72.28%
2012 5.341.000 27.32%
2013 6.756.000 20.94%
2014 7.403.000 8.74%
2015 9.654.000 23.32%
2016 12.220.000 21%
2017 14.833.000 17.62%
2018 16.059.767 7.64%
2019 17.257.000 6.94%
2020 18.344.000 5.93%
2020 18.967.000 3.28%
2021 21.626.000 12.3%
2022 20.830.000 -3.82%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Fiducian Group Ltd Gross Profit
Year Gross Profit Growth
1997 0
1998 0 0%
1999 0 0%
2000 -1.000 100%
2001 7.068.000 100.01%
2002 7.995.000 11.59%
2003 9.827.000 18.64%
2004 13.002.000 24.42%
2005 16.088.000 19.18%
2006 19.286.000 16.58%
2007 21.577.000 10.62%
2008 16.894.000 -27.72%
2009 17.844.000 5.32%
2010 18.771.000 4.94%
2011 17.931.000 -4.68%
2012 17.088.000 -4.93%
2013 17.502.000 2.37%
2014 18.889.000 7.34%
2015 24.628.000 23.3%
2016 28.605.000 13.9%
2017 32.170.000 11.08%
2018 8.328.000 -286.29%
2019 6.625.000 -25.71%
2020 37.357.000 82.27%
2020 7.458.434 -400.87%
2021 10.115.250 26.27%
2022 30.256.000 66.57%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Fiducian Group Ltd Net Profit
Year Net Profit Growth
1997 0
1998 0 0%
1999 430.000 100%
2000 0 0%
2001 1.146.000 100%
2002 -2.271.000 150.46%
2003 185.000 1327.57%
2004 1.877.000 90.14%
2005 3.593.000 47.76%
2006 5.309.000 32.32%
2007 6.269.000 15.31%
2008 3.284.000 -90.9%
2009 4.112.000 20.14%
2010 4.436.000 7.3%
2011 2.215.000 -100.27%
2012 3.266.000 32.18%
2013 3.983.000 18%
2014 4.622.000 13.83%
2015 5.839.000 20.84%
2016 7.512.000 22.27%
2017 9.198.000 18.33%
2018 10.350.000 11.13%
2019 10.463.000 1.08%
2020 10.463.000 0%
2020 12.179.000 14.09%
2021 13.317.000 8.55%
2022 13.550.000 1.72%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Fiducian Group Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1997 0
1998 0 0%
1999 2 100%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Fiducian Group Ltd Free Cashflow
Year Free Cashflow Growth
1999 -19.000
2000 -138.000 86.23%
2001 -580.000 76.21%
2002 -27.000 -2048.15%
2003 -99.000 72.73%
2004 -72.000 -37.5%
2005 -75.000 4%
2006 -131.000 42.75%
2007 -218.000 39.91%
2008 -490.000 55.51%
2009 -629.000 22.1%
2010 -1.297.000 51.5%
2011 -91.000 -1325.27%
2012 -404.000 77.48%
2013 -89.000 -353.93%
2014 -29.000 -206.9%
2015 -29.000 0%
2016 -10.000 -190%
2017 -44.000 77.27%
2018 10.864.000 100.41%
2019 10.922.000 0.53%
2020 15.934.000 31.45%
2021 18.100.000 11.97%
2022 3.690.500 -390.45%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Fiducian Group Ltd Operating Cashflow
Year Operating Cashflow Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 10.939.000 100%
2019 11.722.000 6.68%
2020 16.039.000 26.92%
2021 18.679.000 14.13%
2022 3.867.000 -383.04%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Fiducian Group Ltd Capital Expenditure
Year Capital Expenditure Growth
1999 19.000
2000 138.000 86.23%
2001 580.000 76.21%
2002 27.000 -2048.15%
2003 99.000 72.73%
2004 72.000 -37.5%
2005 75.000 4%
2006 131.000 42.75%
2007 218.000 39.91%
2008 490.000 55.51%
2009 629.000 22.1%
2010 1.297.000 51.5%
2011 91.000 -1325.27%
2012 404.000 77.48%
2013 89.000 -353.93%
2014 29.000 -206.9%
2015 29.000 0%
2016 10.000 -190%
2017 44.000 77.27%
2018 75.000 41.33%
2019 800.000 90.63%
2020 105.000 -661.9%
2021 579.000 81.87%
2022 176.500 -228.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Fiducian Group Ltd Equity
Year Equity Growth
1997 0
1998 11.474.000 100%
1999 2.004.782 -472.33%
2000 11.890.103 83.14%
2001 13.719.945 13.34%
2002 13.168.000 -4.19%
2003 13.353.000 1.39%
2004 13.619.000 1.95%
2005 14.848.000 8.28%
2006 15.171.000 2.13%
2007 15.955.000 4.91%
2008 15.128.000 -5.47%
2009 16.783.000 9.86%
2010 17.961.000 6.56%
2011 17.314.000 -3.74%
2012 18.320.000 5.49%
2013 19.351.000 5.33%
2014 21.191.000 8.68%
2015 24.127.000 12.17%
2016 27.620.000 12.65%
2017 31.131.000 11.28%
2018 34.826.000 10.61%
2019 38.123.000 8.65%
2020 42.869.000 11.07%
2021 47.132.000 9.04%
2022 50.905.000 7.41%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Fiducian Group Ltd Assets
Year Assets Growth
1997 0
1998 12.362.000 100%
1999 3.248.880 -280.5%
2000 14.454.323 77.52%
2001 17.060.654 15.28%
2002 16.126.000 -5.8%
2003 16.389.000 1.6%
2004 16.423.000 0.21%
2005 18.675.000 12.06%
2006 19.721.000 5.3%
2007 19.543.000 -0.91%
2008 18.150.000 -7.67%
2009 20.032.000 9.39%
2010 22.430.000 10.69%
2011 20.935.000 -7.14%
2012 22.446.000 6.73%
2013 27.179.000 17.41%
2014 28.770.000 5.53%
2015 33.690.000 14.6%
2016 36.277.000 7.13%
2017 40.561.000 10.56%
2018 45.889.000 11.61%
2019 54.653.000 16.04%
2020 58.595.000 6.73%
2021 70.691.000 17.11%
2022 69.147.000 -2.23%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Fiducian Group Ltd Liabilities
Year Liabilities Growth
1997 0
1998 888.000 100%
1999 1.244.098 28.62%
2000 2.564.220 51.48%
2001 3.340.709 23.24%
2002 2.958.000 -12.94%
2003 3.036.000 2.57%
2004 2.804.000 -8.27%
2005 3.827.000 26.73%
2006 4.550.000 15.89%
2007 3.588.000 -26.81%
2008 3.022.000 -18.73%
2009 3.249.000 6.99%
2010 4.469.000 27.3%
2011 3.621.000 -23.42%
2012 4.126.000 12.24%
2013 7.828.000 47.29%
2014 7.579.000 -3.29%
2015 9.563.000 20.75%
2016 8.657.000 -10.47%
2017 9.430.000 8.2%
2018 11.063.000 14.76%
2019 16.530.000 33.07%
2020 15.726.000 -5.11%
2021 23.559.000 33.25%
2022 18.242.000 -29.15%

Fiducian Group Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2.32
Net Income per Share
0.39
Price to Earning Ratio
15.39x
Price To Sales Ratio
2.65x
POCF Ratio
13.28
PFCF Ratio
13.99
Price to Book Ratio
3.72
EV to Sales
2.44
EV Over EBITDA
8.6
EV to Operating CashFlow
12.55
EV to FreeCashFlow
12.88
Earnings Yield
0.06
FreeCashFlow Yield
0.07
Market Cap
0,19 Bil.
Enterprise Value
0,18 Bil.
Graham Number
3.75
Graham NetNet
0.27

Income Statement Metrics

Net Income per Share
0.39
Income Quality
1.16
ROE
0.25
Return On Assets
0.2
Return On Capital Employed
0.34
Net Income per EBT
0.7
EBT Per Ebit
1
Ebit per Revenue
0.25
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.68
Operating Profit Margin
0.25
Pretax Profit Margin
0.25
Net Profit Margin
0.18

Dividends

Dividend Yield
0.05
Dividend Yield %
5.06
Payout Ratio
0.7
Dividend Per Share
0.3

Operating Metrics

Operating Cashflow per Share
0.45
Free CashFlow per Share
0.44
Capex to Operating CashFlow
-0.03
Capex to Revenue
-0.01
Capex to Depreciation
-0.08
Return on Invested Capital
0.22
Return on Tangible Assets
0.3
Days Sales Outstanding
47.54
Days Payables Outstanding
25.78
Days of Inventory on Hand
0
Receivables Turnover
7.68
Payables Turnover
14.16
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
0,62
Book Value per Share
1,61
Tangible Book Value per Share
0.71
Shareholders Equity per Share
1.61
Interest Debt per Share
0.13
Debt to Equity
0.08
Debt to Assets
0.06
Net Debt to EBITDA
-0.74
Current Ratio
2.48
Tangible Asset Value
0,02 Bil.
Net Current Asset Value
0,01 Bil.
Invested Capital
0.08
Working Capital
0,02 Bil.
Intangibles to Total Assets
0.41
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.02

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Fiducian Group Ltd Dividends
Year Dividends Growth
2001 0
2002 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Fiducian Group Ltd Profile

About Fiducian Group Ltd

Fiducian Group Ltd, through its subsidiaries, provides financial services in Australia. It operates through Funds Management, Financial Planning, Corporate Services, and Platform Administration segments. The company provides investor directed portfolio and separately managed accounts services; and acts as the trustee of fiducial superannuation services. It also offers fiducial funds; financial planning services; client account administration platforms; and wrap platform administration services. In addition, the company develops IT software systems for financial planning; and offers financial advisory services, such as cash flow management, debt reduction, planning retirement, estate management, and aged care, as well as provides platform solutions and SMSF administration services. Further, it offers diversified and sector funds, specialist funds, managed portfolios, and manager system services. The company was founded in 1996 and is based in Sydney, Australia.

CEO
Mr. Inderjit Singh ASFA, ASIA
Employee
125
Address
1 York Street
Sydney, 2000

Fiducian Group Ltd Executives & BODs

Fiducian Group Ltd Executives & BODs
# Name Age
1 Mr. Luke Grbin
Head of Platform Services
70
2 Ms. Jessica Dass
Chief Risk Officer
70
3 Mr. Paul Gubecka B.Com., CPA, C.S., L.L.B., L.L.M.
General Counsel & Company Secretary
70
4 Mr. James Randall
Head of Information Technology
70
5 Mr. Jai Singh A.C.A., B.Com., C.F.A.
Head of Business Development & Distribution
70
6 Mr. Inderjit Singh ASFA, ASIA, B.Tech., BTech, CFP, CFP, Dip. FP
Founder, Executive Chairman & MD
70
7 Mr. Rahul Guha
Executive Chairman of Fiducian Services & Chief Financial Officer
70
8 Ms. Julie Hargrave
Head of Marketing & Communications
70
9 Mr. Robby Southall
Executive Chairman of Financial Planning
70
10 Mr. Conrad Burge
Executive Chairman of Fiducian Investment Management Services
70

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