FedNat Holding Company Logo

FedNat Holding Company

FNHCQ

(1.0)
Stock Price

0,00 USD

-7.3% ROA

-92.6% ROE

-0x PER

Market Cap.

18,00 USD

200.06% DER

0% Yield

-41.99% NPM

FedNat Holding Company Stock Analysis

FedNat Holding Company Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

FedNat Holding Company Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0x), the stock offers substantial upside potential at a bargain price.

2 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

3 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (0) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

4 ROE

The stock's ROE indicates a negative return (-92.6%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-7.3%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 DER

The company has a high debt to equity ratio (200%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

FedNat Holding Company Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

FedNat Holding Company Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Sell
4 Stoch RSI Hold

FedNat Holding Company Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

FedNat Holding Company Revenue
Year Revenue Growth
1998 20.700.000
1999 25.377.454 18.43%
2000 37.553.607 32.42%
2001 35.476.566 -5.85%
2002 40.579.545 12.58%
2003 60.116.300 32.5%
2004 76.571.424 21.49%
2005 94.669.337 19.12%
2006 103.915.000 8.9%
2007 119.132.000 12.77%
2008 67.357.000 -76.87%
2009 58.854.006 -14.45%
2010 60.603.316 2.89%
2011 60.163.000 -0.73%
2012 68.646.655 12.36%
2013 121.736.713 43.61%
2014 197.899.530 38.49%
2015 249.893.000 20.81%
2016 316.384.000 21.02%
2017 391.662.000 19.22%
2018 396.093.000 1.12%
2019 414.961.000 4.55%
2020 432.230.000 4%
2021 245.549.000 -76.03%
2022 219.448.000 -11.89%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

FedNat Holding Company Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

FedNat Holding Company General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 4.000.000
1999 7.474.572 46.49%
2000 9.375.775 20.28%
2001 8.478.771 -10.58%
2002 8.004.694 -5.92%
2003 9.152.028 12.54%
2004 6.134.168 -49.2%
2005 6.384.082 3.91%
2006 7.011.000 8.94%
2007 6.732.000 -4.14%
2008 7.428.000 9.37%
2009 17.611.093 57.82%
2010 19.445.336 9.43%
2011 8.004.000 -142.95%
2012 8.438.593 5.15%
2013 10.188.191 17.17%
2014 14.968.036 31.93%
2015 15.032.000 0.43%
2016 17.186.000 12.53%
2017 34.484.000 50.16%
2018 36.462.000 5.42%
2019 35.317.000 -3.24%
2020 37.211.000 5.09%
2021 38.251.000 2.72%
2022 27.988.000 -36.67%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

FedNat Holding Company EBITDA
Year EBITDA Growth
1998 -3.600.000
1999 -8.942.560 59.74%
2000 -16.181.577 44.74%
2001 -17.803.346 9.11%
2002 -2.968.811 -499.68%
2003 1.632.048 281.91%
2004 -25.629.199 106.37%
2005 9.621.912 366.36%
2006 13.766.000 30.1%
2007 20.374.000 32.43%
2008 -6.621.000 407.72%
2009 -19.403.442 65.88%
2010 -13.778.971 -40.82%
2011 -1.842.000 -648.04%
2012 5.930.031 131.06%
2013 17.179.893 65.48%
2014 53.478.586 67.88%
2015 37.231.000 -43.64%
2016 1.212.000 -2971.86%
2017 -9.466.000 112.8%
2018 2.657.000 456.27%
2019 -15.934.000 116.68%
2020 -127.690.000 87.52%
2021 -132.276.000 3.47%
2022 -157.352.000 15.94%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

FedNat Holding Company Gross Profit
Year Gross Profit Growth
1998 20.700.000
1999 25.377.454 18.43%
2000 37.553.607 32.42%
2001 35.476.566 -5.85%
2002 40.579.545 12.58%
2003 60.116.300 32.5%
2004 76.571.424 21.49%
2005 94.669.337 19.12%
2006 103.915.000 8.9%
2007 119.132.000 12.77%
2008 67.357.000 -76.87%
2009 58.854.006 -14.45%
2010 60.603.316 2.89%
2011 60.163.000 -0.73%
2012 68.646.655 12.36%
2013 121.736.713 43.61%
2014 197.899.530 38.49%
2015 249.893.000 20.81%
2016 316.384.000 21.02%
2017 391.662.000 19.22%
2018 396.093.000 1.12%
2019 414.961.000 4.55%
2020 432.230.000 4%
2021 245.549.000 -76.03%
2022 219.448.000 -11.89%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

FedNat Holding Company Net Profit
Year Net Profit Growth
1998 1.800.000
1999 1.566.731 -14.89%
2000 -522.874 399.64%
2001 -992.090 47.3%
2002 4.570.201 121.71%
2003 8.364.876 45.36%
2004 -10.857.775 177.04%
2005 12.115.530 189.62%
2006 13.896.000 12.81%
2007 21.280.000 34.7%
2008 -2.478.000 958.76%
2009 -10.288.537 75.91%
2010 -7.995.774 -28.67%
2011 -430.000 -1759.48%
2012 4.313.000 109.97%
2013 12.727.113 66.11%
2014 37.198.718 65.79%
2015 40.885.000 9.02%
2016 -196.000 20959.69%
2017 7.989.000 102.45%
2018 14.928.000 46.48%
2019 1.011.000 -1376.56%
2020 -73.034.000 101.38%
2021 -103.100.000 29.16%
2022 -125.148.000 17.62%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

FedNat Holding Company Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 1 100%
2003 2 0%
2004 -2 200%
2005 2 200%
2006 2 0%
2007 3 50%
2008 0 0%
2009 -1 100%
2010 -1 0%
2011 0 0%
2012 1 0%
2013 2 100%
2014 3 66.67%
2015 3 -50%
2016 0 0%
2017 1 0%
2018 1 100%
2019 0 0%
2020 -5 100%
2021 -6 16.67%
2022 -7 14.29%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

FedNat Holding Company Free Cashflow
Year Free Cashflow Growth
1998 -8.500.000
1999 -2.911.462 -191.95%
2000 8.631.951 133.73%
2001 -1.098.934 885.48%
2002 14.656.504 107.5%
2003 10.981.006 -33.47%
2004 17.858.464 38.51%
2005 19.199.434 6.98%
2006 27.116.000 29.2%
2007 32.768.000 17.25%
2008 -22.429.000 246.1%
2009 -11.807.000 -89.96%
2010 -6.609.000 -78.65%
2011 3.907.000 269.16%
2012 1.540.000 -153.7%
2013 79.084.000 98.05%
2014 62.175.000 -27.2%
2015 51.155.000 -21.54%
2016 67.603.000 24.33%
2017 12.130.000 -457.32%
2018 28.244.000 57.05%
2019 33.276.000 15.12%
2020 -95.265.000 134.93%
2021 -193.007.000 50.64%
2022 -37.074.000 -420.6%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

FedNat Holding Company Operating Cashflow
Year Operating Cashflow Growth
1998 -2.500.000
1999 -2.000.901 -24.94%
2000 11.822.969 116.92%
2001 -945.547 1350.38%
2002 14.965.440 106.32%
2003 12.270.114 -21.97%
2004 18.577.796 33.95%
2005 19.381.296 4.15%
2006 27.516.000 29.56%
2007 32.835.000 16.2%
2008 -22.330.000 247.04%
2009 -11.614.000 -92.27%
2010 -6.479.000 -79.26%
2011 4.150.000 256.12%
2012 1.540.000 -169.48%
2013 79.713.000 98.07%
2014 63.144.000 -26.24%
2015 52.891.000 -19.39%
2016 69.750.000 24.17%
2017 13.106.000 -432.2%
2018 30.270.000 56.7%
2019 35.316.000 14.29%
2020 -91.908.000 138.43%
2021 -191.171.000 51.92%
2022 -37.024.000 -416.34%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

FedNat Holding Company Capital Expenditure
Year Capital Expenditure Growth
1998 6.000.000
1999 910.561 -558.93%
2000 3.191.018 71.46%
2001 153.387 -1980.37%
2002 308.936 50.35%
2003 1.289.108 76.03%
2004 719.332 -79.21%
2005 181.862 -295.54%
2006 400.000 54.53%
2007 67.000 -497.01%
2008 99.000 32.32%
2009 193.000 48.7%
2010 130.000 -48.46%
2011 243.000 46.5%
2012 0 0%
2013 629.000 100%
2014 969.000 35.09%
2015 1.736.000 44.18%
2016 2.147.000 19.14%
2017 976.000 -119.98%
2018 2.026.000 51.83%
2019 2.040.000 0.69%
2020 3.357.000 39.23%
2021 1.836.000 -82.84%
2022 50.000 -3572%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

FedNat Holding Company Equity
Year Equity Growth
1998 15.000.000
1999 15.753.888 4.79%
2000 14.955.997 -5.33%
2001 14.209.131 -5.26%
2002 18.097.664 21.49%
2003 32.046.376 43.53%
2004 24.976.735 -28.3%
2005 40.767.370 38.73%
2006 66.193.000 38.41%
2007 81.257.000 18.54%
2008 76.231.000 -6.59%
2009 67.441.596 -13.03%
2010 57.931.000 -16.42%
2011 58.144.000 0.37%
2012 65.904.501 11.78%
2013 108.494.384 39.26%
2014 192.579.166 43.66%
2015 268.936.000 28.39%
2016 256.582.000 -4.81%
2017 227.459.000 -12.8%
2018 215.259.000 -5.67%
2019 248.693.000 13.44%
2020 163.284.000 -52.31%
2021 59.386.000 -174.95%
2022 14.139.000 -320.02%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

FedNat Holding Company Assets
Year Assets Growth
1998 38.200.000
1999 38.686.404 1.26%
2000 55.067.467 29.75%
2001 56.228.577 2.06%
2002 75.318.011 25.35%
2003 106.695.593 29.41%
2004 163.601.372 34.78%
2005 290.154.753 43.62%
2006 212.134.000 -36.78%
2007 219.361.000 3.29%
2008 197.109.000 -11.29%
2009 202.889.375 2.85%
2010 184.049.000 -10.24%
2011 179.980.000 -2.26%
2012 185.887.693 3.18%
2013 316.740.733 41.31%
2014 503.631.308 37.11%
2015 638.298.000 21.1%
2016 813.126.000 21.5%
2017 904.873.000 10.14%
2018 925.371.000 2.22%
2019 1.179.016.000 21.51%
2020 1.433.387.000 17.75%
2021 1.412.670.000 -1.47%
2022 1.212.813.000 -16.48%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

FedNat Holding Company Liabilities
Year Liabilities Growth
1998 500.000
1999 417.773 -19.68%
2000 40.111.470 98.96%
2001 42.019.446 4.54%
2002 57.220.347 26.57%
2003 74.649.217 23.35%
2004 138.624.637 46.15%
2005 13.572.657 -921.35%
2006 145.940.000 90.7%
2007 138.104.000 -5.67%
2008 12.393.000 -1014.37%
2009 8.251.000 -50.2%
2010 7.430.000 -11.05%
2011 11.039.000 32.69%
2012 8.611.000 -28.2%
2013 12.676.000 32.07%
2014 311.052.142 95.92%
2015 10.627.000 -2827%
2016 575.271.000 98.15%
2017 677.414.000 15.08%
2018 710.112.000 4.6%
2019 930.323.000 23.67%
2020 1.270.103.000 26.75%
2021 1.353.284.000 6.15%
2022 1.198.674.000 -12.9%

FedNat Holding Company Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
14.73
Net Income per Share
-6.18
Price to Earning Ratio
-0x
Price To Sales Ratio
0x
POCF Ratio
-0
PFCF Ratio
-0
Price to Book Ratio
0
EV to Sales
0.14
EV Over EBITDA
-0.27
EV to Operating CashFlow
-0.18
EV to FreeCashFlow
-0.18
Earnings Yield
-6182908.55
FreeCashFlow Yield
-10722611.11
Market Cap
0,00 Bil.
Enterprise Value
0,04 Bil.
Graham Number
22.26
Graham NetNet
-25.72

Income Statement Metrics

Net Income per Share
-6.18
Income Quality
1.85
ROE
-0.93
Return On Assets
-0.07
Return On Capital Employed
-0.1
Net Income per EBT
1
EBT Per Ebit
0.77
Ebit per Revenue
-0.55
Effective Tax Rate
-0

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0.55
Pretax Profit Margin
-0.42
Net Profit Margin
-0.42

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-11.46
Free CashFlow per Share
-11.57
Capex to Operating CashFlow
0.01
Capex to Revenue
-0.01
Capex to Depreciation
-0.96
Return on Invested Capital
-0.76
Return on Tangible Assets
-0.07
Days Sales Outstanding
1017.32
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.36
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.11

Balance Sheet

Cash per Share
24,65
Book Value per Share
3,56
Tangible Book Value per Share
3.56
Shareholders Equity per Share
3.56
Interest Debt per Share
7.65
Debt to Equity
2
Debt to Assets
0.08
Net Debt to EBITDA
-0.27
Current Ratio
10.66
Tangible Asset Value
0,06 Bil.
Net Current Asset Value
-0,26 Bil.
Invested Capital
2
Working Capital
0,99 Bil.
Intangibles to Total Assets
0
Average Receivables
0,59 Bil.
Average Payables
0,15 Bil.
Average Inventory
0
Debt to Market Cap
6600277.78

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

FedNat Holding Company Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 1 0%
2008 1 0%
2009 0 0%
2010 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%

FedNat Holding Company Profile

About FedNat Holding Company

FedNat Holding Company, together with its subsidiaries, engages in the insurance underwriting, distribution, and claims processing business in Florida, Louisiana, Texas, Georgia, South Carolina, Alabama, and Mississippi. The company is involved in the homeowners and casualty insurance; and personal automobile insurance businesses, as well as commercial general liability and federal flood businesses. It markets and distributes its own and third-party insurers' products, and other services through a network of independent and general agents. The company was formerly known as Federated National Holding Company and changed its name to FedNat Holding Company in May 2018. FedNat Holding Company was founded in 1991 and is based in Sunrise, Florida. On December 11, 2022, FedNat Holding Company, along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Southern District of Florida.

CEO
Mr. David K. Patterson
Employee
341
Address
14050 N.W. 14th Street
Sunrise, 33323

FedNat Holding Company Executives & BODs

FedNat Holding Company Executives & BODs
# Name Age
1 Mr. Erick Anthony Fernandez
Interim Chief Financial Officer, Chief Accounting Officer & Treasurer
70

FedNat Holding Company Competitors