Formula Systems (1985) Ltd. Logo

Formula Systems (1985) Ltd.

FORTY

(2.5)
Stock Price

93,35 USD

4.25% ROA

11.76% ROE

17.84x PER

Market Cap.

1.203.003.642,00 USD

79.78% DER

1.61% Yield

2.78% NPM

Formula Systems (1985) Ltd. Stock Analysis

Formula Systems (1985) Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Formula Systems (1985) Ltd. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (25.54%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROA

The stock's ROA (9.08%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.58x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

7 Buffet Intrinsic Value

The company's stock seems undervalued (1.138) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (127%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Formula Systems (1985) Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Formula Systems (1985) Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Formula Systems (1985) Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Formula Systems (1985) Ltd. Revenue
Year Revenue Growth
1998 258.800.000
1999 335.494.000 22.86%
2000 405.735.000 17.31%
2001 376.920.000 -7.64%
2002 283.310.000 -33.04%
2003 366.830.000 22.77%
2004 456.610.000 19.66%
2005 506.371.000 9.83%
2006 492.735.000 -2.77%
2007 493.350.000 0.12%
2008 590.807.000 16.5%
2009 469.390.000 -25.87%
2010 549.694.000 14.61%
2011 640.617.000 14.19%
2012 744.731.000 13.98%
2013 796.674.000 6.52%
2014 636.417.000 -25.18%
2015 798.798.000 20.33%
2016 1.108.621.000 27.95%
2017 1.355.139.000 18.19%
2018 1.492.988.000 9.23%
2019 1.701.115.000 12.23%
2020 1.933.918.000 12.04%
2021 2.405.510.000 19.6%
2022 2.572.357.000 6.49%
2023 2.619.356.000 1.79%
2023 2.620.903.000 0.06%
2024 2.670.720.000 1.87%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Formula Systems (1985) Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
1998 8.400.000
1999 12.944.000 35.11%
2000 18.152.000 28.69%
2001 21.085.000 13.91%
2002 15.967.000 -32.05%
2003 17.368.000 8.07%
2004 25.036.000 30.63%
2005 22.429.000 -11.62%
2006 16.388.000 -36.86%
2007 6.547.000 -150.31%
2008 6.564.000 0.26%
2009 4.430.000 -48.17%
2010 5.503.000 19.5%
2011 5.148.000 -6.9%
2012 12.349.000 58.31%
2013 14.168.000 12.84%
2014 787.000 -1700.25%
2015 10.235.000 92.31%
2016 22.328.000 54.16%
2017 39.853.000 43.97%
2018 41.223.000 3.32%
2019 46.690.000 11.71%
2020 52.604.000 11.24%
2021 65.858.000 20.13%
2022 72.129.000 8.69%
2023 78.808.000 8.48%
2023 77.968.000 -1.08%
2024 81.728.000 4.6%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Formula Systems (1985) Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 107.103.000 100%
2004 128.537.000 16.68%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 77.322.000 100%
2010 84.510.000 8.51%
2011 93.340.000 9.46%
2012 110.758.000 15.73%
2013 117.877.000 6.04%
2014 110.758.000 -6.43%
2015 39.859.000 -177.87%
2016 94.722.000 57.92%
2017 184.424.000 48.64%
2018 182.472.000 -1.07%
2019 0 0%
2020 0 0%
2021 211.181.000 100%
2022 225.819.000 6.48%
2023 0 0%
2023 234.622.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Formula Systems (1985) Ltd. EBITDA
Year EBITDA Growth
1998 23.300.000
1999 -862.000 2803.02%
2000 -37.624.000 97.71%
2001 103.023.000 136.52%
2002 7.740.000 -1231.05%
2003 28.196.000 72.55%
2004 29.216.000 3.49%
2005 39.814.000 26.62%
2006 67.111.000 40.67%
2007 41.752.000 -60.74%
2008 55.208.000 24.37%
2009 33.687.000 -63.89%
2010 65.228.000 48.36%
2011 49.036.000 -33.02%
2012 56.995.000 13.96%
2013 61.535.000 7.38%
2014 35.035.000 -75.64%
2015 54.514.000 35.73%
2016 88.500.000 38.4%
2017 73.671.000 -20.13%
2018 109.617.000 32.79%
2019 138.489.000 20.85%
2020 170.641.000 18.84%
2021 208.015.000 17.97%
2022 232.380.000 10.48%
2023 232.984.000 0.26%
2023 366.295.000 36.39%
2024 260.156.000 -40.8%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Formula Systems (1985) Ltd. Gross Profit
Year Gross Profit Growth
1998 103.800.000
1999 156.518.000 33.68%
2000 161.214.000 2.91%
2001 123.330.000 -30.72%
2002 96.402.000 -27.93%
2003 136.330.000 29.29%
2004 171.649.000 20.58%
2005 172.835.000 0.69%
2006 152.688.000 -13.19%
2007 124.240.000 -22.9%
2008 138.544.000 10.32%
2009 117.107.000 -18.31%
2010 137.231.000 14.66%
2011 147.731.000 7.11%
2012 179.928.000 17.89%
2013 193.594.000 7.06%
2014 106.334.000 -82.06%
2015 168.651.000 36.95%
2016 258.781.000 34.83%
2017 296.823.000 12.82%
2018 333.312.000 10.95%
2019 386.049.000 13.66%
2020 447.433.000 13.72%
2021 563.859.000 20.65%
2022 622.465.000 9.42%
2023 638.468.000 2.51%
2023 643.711.000 0.81%
2024 665.784.000 3.32%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Formula Systems (1985) Ltd. Net Profit
Year Net Profit Growth
1998 26.600.000
1999 46.188.000 42.41%
2000 40.022.000 -15.41%
2001 -56.082.000 171.36%
2002 -2.406.000 -2230.92%
2003 3.120.000 177.12%
2004 8.099.000 61.48%
2005 183.000 -4325.68%
2006 10.015.000 98.17%
2007 37.259.000 73.12%
2008 11.869.000 -213.92%
2009 19.076.000 37.78%
2010 18.379.000 -3.79%
2011 42.962.000 57.22%
2012 24.030.000 -78.78%
2013 76.891.000 68.75%
2014 75.061.000 -2.44%
2015 19.317.000 -288.57%
2016 22.445.000 13.94%
2017 11.184.000 -100.69%
2018 32.205.000 65.27%
2019 92.636.000 65.23%
2020 112.488.000 17.65%
2021 141.396.000 20.44%
2022 201.475.000 29.82%
2023 62.384.000 -222.96%
2023 64.014.000 2.55%
2024 75.356.000 15.05%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Formula Systems (1985) Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 3
1999 5 25%
2000 4 0%
2001 -6 166.67%
2002 0 0%
2003 0 0%
2004 1 0%
2005 0 0%
2006 1 0%
2007 3 100%
2008 1 0%
2009 1 100%
2010 1 0%
2011 3 66.67%
2012 2 -200%
2013 6 80%
2014 5 0%
2015 1 -400%
2016 2 0%
2017 1 0%
2018 2 100%
2019 6 66.67%
2020 7 14.29%
2021 9 22.22%
2022 13 30.77%
2023 4 -225%
2023 4 0%
2024 5 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Formula Systems (1985) Ltd. Free Cashflow
Year Free Cashflow Growth
1998 22.600.000
1999 1.186.000 -1805.56%
2000 -10.351.000 111.46%
2001 -10.060.000 -2.89%
2002 1.587.000 733.9%
2003 7.408.000 78.58%
2004 12.088.000 38.72%
2005 -17.463.000 169.22%
2006 603.000 2996.02%
2007 30.398.000 98.02%
2008 43.329.000 29.84%
2009 52.927.000 18.13%
2010 48.024.000 -10.21%
2011 7.182.000 -568.67%
2012 59.641.000 87.96%
2013 51.784.000 -15.17%
2014 11.932.000 -333.99%
2015 44.578.000 73.23%
2016 55.658.000 19.91%
2017 62.070.000 10.33%
2018 61.964.000 -0.17%
2019 159.495.000 61.15%
2020 258.135.000 38.21%
2021 177.424.000 -45.49%
2022 199.823.000 11.21%
2023 262.970.000 24.01%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Formula Systems (1985) Ltd. Operating Cashflow
Year Operating Cashflow Growth
1998 34.700.000
1999 13.415.000 -158.67%
2000 5.653.000 -137.31%
2001 1.176.000 -380.7%
2002 4.969.000 76.33%
2003 12.295.000 59.59%
2004 17.806.000 30.95%
2005 6.286.000 -183.26%
2006 25.950.000 75.78%
2007 43.265.000 40.02%
2008 47.384.000 8.69%
2009 55.640.000 14.84%
2010 53.372.000 -4.25%
2011 25.833.000 -106.6%
2012 73.068.000 64.65%
2013 68.551.000 -6.59%
2014 16.673.000 -311.15%
2015 54.396.000 69.35%
2016 74.955.000 27.43%
2017 80.981.000 7.44%
2018 82.595.000 1.95%
2019 196.081.000 57.88%
2020 286.943.000 31.67%
2021 208.480.000 -37.64%
2022 239.138.000 12.82%
2023 294.968.000 18.93%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Formula Systems (1985) Ltd. Capital Expenditure
Year Capital Expenditure Growth
1998 12.100.000
1999 12.229.000 1.05%
2000 16.004.000 23.59%
2001 11.236.000 -42.44%
2002 3.382.000 -232.23%
2003 4.887.000 30.8%
2004 5.718.000 14.53%
2005 23.749.000 75.92%
2006 25.347.000 6.3%
2007 12.867.000 -96.99%
2008 4.055.000 -217.31%
2009 2.713.000 -49.47%
2010 5.348.000 49.27%
2011 18.651.000 71.33%
2012 13.427.000 -38.91%
2013 16.767.000 19.92%
2014 4.741.000 -253.66%
2015 9.818.000 51.71%
2016 19.297.000 49.12%
2017 18.911.000 -2.04%
2018 20.631.000 8.34%
2019 36.586.000 43.61%
2020 28.808.000 -27%
2021 31.056.000 7.24%
2022 39.315.000 21.01%
2023 31.998.000 -22.87%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Formula Systems (1985) Ltd. Equity
Year Equity Growth
1998 236.600.000
1999 304.558.000 22.31%
2000 392.541.000 22.41%
2001 266.689.000 -47.19%
2002 225.479.000 -18.28%
2003 244.255.000 7.69%
2004 283.357.000 13.8%
2005 272.126.000 -4.13%
2006 268.430.000 -1.38%
2007 306.303.000 12.36%
2008 277.370.000 -10.43%
2009 402.587.000 31.1%
2010 334.384.000 -20.4%
2011 366.291.000 8.71%
2012 468.498.000 21.82%
2013 482.917.000 2.99%
2014 648.795.000 25.57%
2015 671.294.000 3.35%
2016 723.845.000 7.26%
2017 772.922.000 6.35%
2018 805.137.000 4%
2019 896.334.000 10.17%
2020 1.107.494.000 19.07%
2021 1.179.787.000 6.13%
2022 1.177.032.000 -0.23%
2023 1.226.547.000 4.04%
2023 1.308.323.000 6.25%
2024 1.326.903.000 1.4%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Formula Systems (1985) Ltd. Assets
Year Assets Growth
1998 346.200.000
1999 452.892.000 23.56%
2000 553.291.000 18.15%
2001 449.409.000 -23.12%
2002 468.597.000 4.09%
2003 528.915.000 11.4%
2004 641.020.000 17.49%
2005 630.085.000 -1.74%
2006 595.504.000 -5.81%
2007 612.624.000 2.79%
2008 596.622.000 -2.68%
2009 566.439.000 -5.33%
2010 623.767.000 9.19%
2011 671.834.000 7.15%
2012 881.041.000 23.75%
2013 878.557.000 -0.28%
2014 1.116.112.000 21.28%
2015 1.218.032.000 8.37%
2016 1.358.666.000 10.35%
2017 1.561.017.000 12.96%
2018 1.664.467.000 6.22%
2019 2.088.430.000 20.3%
2020 2.520.012.000 17.13%
2021 2.747.677.000 8.29%
2022 2.794.707.000 1.68%
2023 2.656.965.000 -5.18%
2023 2.815.247.000 5.62%
2024 2.702.616.000 -4.17%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Formula Systems (1985) Ltd. Liabilities
Year Liabilities Growth
1998 109.600.000
1999 148.334.000 26.11%
2000 160.750.000 7.72%
2001 182.720.000 12.02%
2002 243.118.000 24.84%
2003 284.660.000 14.59%
2004 357.663.000 20.41%
2005 357.959.000 0.08%
2006 327.074.000 -9.44%
2007 306.321.000 -6.77%
2008 319.252.000 4.05%
2009 271.125.000 -17.75%
2010 289.383.000 6.31%
2011 305.543.000 5.29%
2012 412.543.000 25.94%
2013 395.640.000 -4.27%
2014 467.317.000 15.34%
2015 546.738.000 14.53%
2016 634.821.000 13.88%
2017 788.095.000 19.45%
2018 859.330.000 8.29%
2019 1.192.096.000 27.91%
2020 1.412.518.000 15.6%
2021 1.567.890.000 9.91%
2022 1.617.675.000 3.08%
2023 1.430.418.000 -13.09%
2023 1.506.924.000 5.08%
2024 1.375.713.000 -9.54%

Formula Systems (1985) Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
173.89
Net Income per Share
4.4
Price to Earning Ratio
17.84x
Price To Sales Ratio
0.45x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
1.86
EV to Sales
0.52
EV Over EBITDA
5.38
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.06
FreeCashFlow Yield
0
Market Cap
1,20 Bil.
Enterprise Value
1,39 Bil.
Graham Number
64.53
Graham NetNet
-23.2

Income Statement Metrics

Net Income per Share
4.4
Income Quality
0
ROE
0.11
Return On Assets
0.03
Return On Capital Employed
0.14
Net Income per EBT
0.32
EBT Per Ebit
0.91
Ebit per Revenue
0.1
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0.03
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.25
Operating Profit Margin
0.1
Pretax Profit Margin
0.09
Net Profit Margin
0.03

Dividends

Dividend Yield
0.02
Dividend Yield %
1.61
Payout Ratio
0
Dividend Per Share
1.26

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.16
Return on Tangible Assets
0.04
Days Sales Outstanding
97.42
Days Payables Outstanding
36.16
Days of Inventory on Hand
5.48
Receivables Turnover
3.75
Payables Turnover
10.09
Inventory Turnover
66.57
Capex per Share
0

Balance Sheet

Cash per Share
30,90
Book Value per Share
86,70
Tangible Book Value per Share
13.63
Shareholders Equity per Share
42.08
Interest Debt per Share
35.21
Debt to Equity
0.8
Debt to Assets
0.19
Net Debt to EBITDA
0.72
Current Ratio
1.4
Tangible Asset Value
0,21 Bil.
Net Current Asset Value
-0,07 Bil.
Invested Capital
1652807000
Working Capital
0,37 Bil.
Intangibles to Total Assets
0.41
Average Receivables
0,72 Bil.
Average Payables
0,21 Bil.
Average Inventory
32376000
Debt to Market Cap
0.43

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Formula Systems (1985) Ltd. Dividends
Year Dividends Growth
2001 1
2005 4 100%
2006 1 -300%
2008 1 0%
2009 2 100%
2010 1 -100%
2011 1 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 100%
2017 0 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 0%
2024 1 100%

Formula Systems (1985) Ltd. Profile

About Formula Systems (1985) Ltd.

Formula Systems (1985) Ltd., through its subsidiaries, provides proprietary and non-proprietary software solutions, IT professional services, software product marketing and support, and computer infrastructure and integration solutions worldwide. The company offers computer and telecommunication infrastructure solutions; computer solutions to computer and communications infrastructures; cloud computing solutions; and database and big data services. It also provides customer relations management, computer systems management infrastructures, web world content management, database and data warehouse mining, application integration, database and system, data management, and software development tools; and professional training courses and advanced professional studies. In addition, it markets and sells computers and peripheral equipment to business customers; offers property and casualty insurance platforms, such as Sapiens, Sapiens CoreSuite, Sapiens IDITSuite, Sapiens PolicyPro, Sapiens BillingPro, Sapiens ClaimsPro, e-Tica, and Tia Enterprise; life, pension, and annuities platforms, including Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster; reinsurance software solutions comprising Sapiens ReinsuranceMaster, Sapiens ReinsurancePro, and Sapiens Reinsurance GO; and Sapiens platform for workers' compensation solutions. Further, the company provides financial and compliance solutions that include Sapiens FinancialPro, Sapiens Financial GO, and Sapiens StatementPro; Sapiens DECISION, a decision management platform; and technology-based solutions. Additionally, it offers application development and business process integration platforms; vertical software solutions; strategic consulting and outsourcing services; and professional services in various areas, as well as develops on-premise payroll software. Formula Systems (1985) Ltd. was incorporated in 1985 and is headquartered in Or Yehuda, Israel.

CEO
Ms. Maya Solomon-Ella
Employee
21.900
Address
Yahadut Canada 1 Street
Or Yehuda, 6037501

Formula Systems (1985) Ltd. Executives & BODs

Formula Systems (1985) Ltd. Executives & BODs
# Name Age
1 Ms. Tammy Ohana Koll
Chief Technology Officer
70
2 Ms. Maya Solomon-Ella
Chief Operational Officer
70

Formula Systems (1985) Ltd. Competitors