Grupo Financiero Inbursa, S.A.B. de C.V. Logo

Grupo Financiero Inbursa, S.A.B. de C.V.

GPFOF

(2.5)
Stock Price

2,35 USD

4.39% ROA

15.03% ROE

8x PER

Market Cap.

264.441.679.286,40 USD

25.97% DER

0% Yield

46.68% NPM

Grupo Financiero Inbursa, S.A.B. de C.V. Stock Analysis

Grupo Financiero Inbursa, S.A.B. de C.V. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Grupo Financiero Inbursa, S.A.B. de C.V. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (36%), which means it has a small amount of debt compared to the ownership it holds

2 ROE

The stock's ROE falls within an average range (3.54%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (1.88%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 PBV

The stock's PBV ratio (1.48x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

5 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

6 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

7 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

8 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (111), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Grupo Financiero Inbursa, S.A.B. de C.V. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Grupo Financiero Inbursa, S.A.B. de C.V. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Grupo Financiero Inbursa, S.A.B. de C.V. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Grupo Financiero Inbursa, S.A.B. de C.V. Revenue
Year Revenue Growth
2003 20.065.694.000
2004 20.707.396.000 3.1%
2005 32.044.000.000 35.38%
2006 21.192.000.000 -51.21%
2007 24.283.000.000 12.73%
2008 6.571.000.000 -269.55%
2009 10.937.000.000 39.92%
2010 24.276.000.000 54.95%
2011 27.523.000.000 11.8%
2012 34.964.000.000 21.28%
2013 43.552.000.000 19.72%
2014 41.811.000.000 -4.16%
2015 37.877.000.000 -10.39%
2016 44.977.000.000 15.79%
2017 60.895.000.000 26.14%
2018 51.562.000.000 -18.1%
2019 46.711.000.000 -10.39%
2020 47.114.000.000 0.86%
2021 47.771.000.000 1.38%
2022 53.220.746.631 10.24%
2023 72.758.352.304 26.85%
2023 51.592.000.000 -41.03%
2024 150.543.670.852 65.73%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Grupo Financiero Inbursa, S.A.B. de C.V. Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Grupo Financiero Inbursa, S.A.B. de C.V. General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 3.809.000.000 100%
2010 5.661.000.000 32.72%
2011 5.957.000.000 4.97%
2012 6.398.000.000 6.89%
2013 7.385.000.000 13.36%
2014 7.506.000.000 1.61%
2015 8.124.000.000 7.61%
2016 9.690.000.000 16.16%
2017 10.845.000.000 10.65%
2018 11.434.000.000 5.15%
2019 12.195.000.000 6.24%
2020 12.594.000.000 3.17%
2021 11.841.000.000 -6.36%
2022 10.599.649.603 -11.71%
2023 12.091.491.632 12.34%
2023 0 0%
2024 13.832.839.744 100%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Grupo Financiero Inbursa, S.A.B. de C.V. EBITDA
Year EBITDA Growth
2003 2.856.869.000
2004 5.833.440.000 51.03%
2005 3.609.000.000 -61.64%
2006 3.263.000.000 -10.6%
2007 5.386.000.000 39.42%
2008 4.396.000.000 -22.52%
2009 12.149.000.000 63.82%
2010 9.816.000.000 -23.77%
2011 7.288.000.000 -34.69%
2012 11.739.000.000 37.92%
2013 22.098.000.000 46.88%
2014 19.986.000.000 -10.57%
2015 13.857.000.000 -44.23%
2016 15.596.000.000 11.15%
2017 26.843.000.000 41.9%
2018 23.142.000.000 -15.99%
2019 17.949.000.000 -28.93%
2020 16.028.000.000 -11.99%
2021 25.280.000.000 36.6%
2022 30.168.359.365 16.2%
2023 40.622.996.460 25.74%
2023 1.456.000.000 -2690.04%
2024 1.525.447.676 4.55%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Grupo Financiero Inbursa, S.A.B. de C.V. Gross Profit
Year Gross Profit Growth
2003 20.065.694.000
2004 20.707.396.000 3.1%
2005 32.044.000.000 35.38%
2006 21.192.000.000 -51.21%
2007 24.283.000.000 12.73%
2008 6.571.000.000 -269.55%
2009 10.937.000.000 39.92%
2010 24.276.000.000 54.95%
2011 27.523.000.000 11.8%
2012 34.964.000.000 21.28%
2013 43.552.000.000 19.72%
2014 41.811.000.000 -4.16%
2015 37.877.000.000 -10.39%
2016 44.977.000.000 15.79%
2017 60.895.000.000 26.14%
2018 51.562.000.000 -18.1%
2019 46.711.000.000 -10.39%
2020 47.114.000.000 0.86%
2021 47.771.000.000 1.38%
2022 53.220.746.631 10.24%
2023 72.758.352.304 26.85%
2023 52.335.396.163 -39.02%
2024 150.543.670.852 65.24%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Grupo Financiero Inbursa, S.A.B. de C.V. Net Profit
Year Net Profit Growth
2003 2.423.024.000
2004 5.527.000.000 56.16%
2005 3.034.000.000 -82.17%
2006 2.635.000.000 -15.14%
2007 5.166.000.000 48.99%
2008 3.481.000.000 -48.41%
2009 8.045.000.000 56.73%
2010 7.803.000.000 -3.1%
2011 5.941.000.000 -31.34%
2012 8.792.000.000 32.43%
2013 16.292.000.000 46.03%
2014 18.091.000.000 9.94%
2015 11.727.000.000 -54.27%
2016 12.432.000.000 5.67%
2017 19.985.000.000 37.79%
2018 17.100.000.000 -16.87%
2019 12.926.000.000 -32.29%
2020 12.662.000.000 -2.08%
2021 20.892.000.000 39.39%
2022 24.469.000.000 14.62%
2023 30.207.317.404 19%
2023 30.953.000.000 2.41%
2024 37.220.680.872 16.84%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Grupo Financiero Inbursa, S.A.B. de C.V. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 1 0%
2005 0 0%
2006 0 0%
2007 1 0%
2008 1 0%
2009 1 100%
2010 1 0%
2011 1 0%
2012 1 0%
2013 2 50%
2014 3 0%
2015 2 -100%
2016 2 0%
2017 3 66.67%
2018 3 -50%
2019 2 -100%
2020 2 0%
2021 3 66.67%
2022 4 0%
2023 0 0%
2023 5 100%
2024 6 16.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Grupo Financiero Inbursa, S.A.B. de C.V. Free Cashflow
Year Free Cashflow Growth
2003 890.992.000
2004 3.846.701.000 76.84%
2005 3.149.000.000 -22.16%
2006 -3.333.000.000 194.48%
2007 9.276.000.000 135.93%
2008 848.000.000 -993.87%
2009 -4.650.000.000 118.24%
2010 5.273.000.000 188.19%
2011 4.752.000.000 -10.96%
2012 19.389.000.000 75.49%
2013 -8.650.000.000 324.15%
2014 -2.890.000.000 -199.31%
2015 8.213.000.000 135.19%
2016 2.866.000.000 -186.57%
2017 1.151.000.000 -149%
2018 13.809.000.000 91.66%
2019 7.508.000.000 -83.92%
2020 -6.853.000.000 209.56%
2021 36.816.000.000 118.61%
2022 -11.265.906.868 426.79%
2023 -52.095.000.000 78.37%
2023 7.868.039.753 762.11%
2024 -12.796.014.868 161.49%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Grupo Financiero Inbursa, S.A.B. de C.V. Operating Cashflow
Year Operating Cashflow Growth
2003 3.766.552.000
2004 3.846.701.000 2.08%
2005 3.149.000.000 -22.16%
2006 -3.333.000.000 194.48%
2007 10.561.000.000 131.56%
2008 848.000.000 -1145.4%
2009 -4.278.000.000 119.82%
2010 5.494.000.000 177.87%
2011 5.240.000.000 -4.85%
2012 19.700.000.000 73.4%
2013 -8.121.000.000 342.58%
2014 -565.000.000 -1337.35%
2015 11.220.000.000 105.04%
2016 3.551.000.000 -215.97%
2017 1.614.000.000 -120.01%
2018 14.785.000.000 89.08%
2019 8.390.000.000 -76.22%
2020 -6.069.000.000 238.24%
2021 37.587.000.000 116.15%
2022 -8.535.407.909 540.37%
2023 -42.910.000.000 80.11%
2023 8.188.451.558 624.03%
2024 -12.836.056.057 163.79%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Grupo Financiero Inbursa, S.A.B. de C.V. Capital Expenditure
Year Capital Expenditure Growth
2003 2.875.560.000
2004 0 0%
2005 0 0%
2006 0 0%
2007 1.285.000.000 100%
2008 0 0%
2009 372.000.000 100%
2010 221.000.000 -68.33%
2011 488.000.000 54.71%
2012 311.000.000 -56.91%
2013 529.000.000 41.21%
2014 2.325.000.000 77.25%
2015 3.007.000.000 22.68%
2016 685.000.000 -338.98%
2017 463.000.000 -47.95%
2018 976.000.000 52.56%
2019 882.000.000 -10.66%
2020 784.000.000 -12.5%
2021 771.000.000 -1.69%
2022 2.730.498.959 71.76%
2023 9.185.000.000 70.27%
2023 320.411.805 -2766.62%
2024 -40.041.189 900.21%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Grupo Financiero Inbursa, S.A.B. de C.V. Equity
Year Equity Growth
2003 33.410.532.000
2004 37.927.549.000 11.91%
2005 32.103.000.000 -18.14%
2006 35.106.000.000 8.55%
2007 40.419.000.000 13.14%
2008 54.355.000.000 25.64%
2009 61.839.000.000 12.1%
2010 68.130.000.000 9.23%
2011 72.295.000.000 5.76%
2012 78.420.000.000 7.81%
2013 82.165.000.000 4.56%
2014 97.305.000.000 15.56%
2015 105.639.000.000 7.89%
2016 117.350.000.000 9.98%
2017 134.139.000.000 12.52%
2018 148.401.000.000 9.61%
2019 147.832.000.000 -0.38%
2020 156.762.000.000 5.7%
2021 174.098.000.000 9.96%
2022 195.199.071.924 10.81%
2023 216.387.913.550 9.79%
2023 225.159.000.000 3.9%
2024 241.857.848.121 6.9%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Grupo Financiero Inbursa, S.A.B. de C.V. Assets
Year Assets Growth
2003 75.435.960.000
2004 102.045.549.000 26.08%
2005 85.966.000.000 -18.7%
2006 92.239.000.000 6.8%
2007 132.516.000.000 30.39%
2008 227.261.000.000 41.69%
2009 225.984.000.000 -0.57%
2010 263.856.000.000 14.35%
2011 334.948.000.000 21.22%
2012 340.366.000.000 1.59%
2013 360.194.000.000 5.5%
2014 385.704.000.000 6.61%
2015 439.241.000.000 12.19%
2016 530.348.000.000 17.18%
2017 517.675.000.000 -2.45%
2018 509.501.000.000 -1.6%
2019 486.095.000.000 -4.82%
2020 522.829.000.000 7.03%
2021 570.852.000.000 8.41%
2022 593.155.847.053 3.76%
2023 672.538.550.077 11.8%
2023 691.241.000.000 2.71%
2024 757.969.295.019 8.8%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Grupo Financiero Inbursa, S.A.B. de C.V. Liabilities
Year Liabilities Growth
2003 676.557.000
2004 1.000 -67655600%
2005 3.115.000.000 100%
2006 57.133.000.000 94.55%
2007 92.097.000.000 37.96%
2008 8.888.000.000 -936.19%
2009 164.145.000.000 94.59%
2010 248.379.000.000 33.91%
2011 262.653.000.000 5.43%
2012 261.946.000.000 -0.27%
2013 278.029.000.000 5.78%
2014 288.399.000.000 3.6%
2015 333.602.000.000 13.55%
2016 412.998.000.000 19.22%
2017 383.536.000.000 -7.68%
2018 361.100.000.000 -6.21%
2019 87.911.000.000 -310.76%
2020 87.861.000.000 -0.06%
2021 76.910.000.000 -14.24%
2022 397.956.775.129 80.67%
2023 456.150.636.527 12.76%
2023 81.249.000.000 -461.42%
2024 516.111.446.898 84.26%

Grupo Financiero Inbursa, S.A.B. de C.V. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
17.99
Net Income per Share
5.42
Price to Earning Ratio
8x
Price To Sales Ratio
2.41x
POCF Ratio
12.06
PFCF Ratio
19.68
Price to Book Ratio
1.1
EV to Sales
2.74
EV Over EBITDA
15.12
EV to Operating CashFlow
13.7
EV to FreeCashFlow
22.37
Earnings Yield
0.12
FreeCashFlow Yield
0.05
Market Cap
264,44 Bil.
Enterprise Value
300,51 Bil.
Graham Number
69.26
Graham NetNet
-82.68

Income Statement Metrics

Net Income per Share
5.42
Income Quality
0.59
ROE
0.14
Return On Assets
0.05
Return On Capital Employed
0.04
Net Income per EBT
0.75
EBT Per Ebit
1.44
Ebit per Revenue
0.43
Effective Tax Rate
0.24

Margins

Sales, General, & Administrative to Revenue
0.09
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.93
Operating Profit Margin
0.43
Pretax Profit Margin
0.62
Net Profit Margin
0.47

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
3.6
Free CashFlow per Share
2.2
Capex to Operating CashFlow
0.39
Capex to Revenue
0.08
Capex to Depreciation
7.68
Return on Invested Capital
0.11
Return on Tangible Assets
0.04
Days Sales Outstanding
43.07
Days Payables Outstanding
-4.17
Days of Inventory on Hand
14534.27
Receivables Turnover
8.48
Payables Turnover
-87.56
Inventory Turnover
0.03
Capex per Share
1.39

Balance Sheet

Cash per Share
2,73
Book Value per Share
39,64
Tangible Book Value per Share
38.73
Shareholders Equity per Share
39.36
Interest Debt per Share
17.35
Debt to Equity
0.26
Debt to Assets
0.08
Net Debt to EBITDA
1.81
Current Ratio
0.78
Tangible Asset Value
236,31 Bil.
Net Current Asset Value
-276,59 Bil.
Invested Capital
-53497644930
Working Capital
-68,34 Bil.
Intangibles to Total Assets
0.01
Average Receivables
13,94 Bil.
Average Payables
16,55 Bil.
Average Inventory
-145344609705
Debt to Market Cap
0.24

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Grupo Financiero Inbursa, S.A.B. de C.V. Dividends
Year Dividends Growth
2013 0
2014 0 0%
2015 0 0%
2016 0 0%
2018 0 0%
2019 0 0%

Grupo Financiero Inbursa, S.A.B. de C.V. Profile

About Grupo Financiero Inbursa, S.A.B. de C.V.

Grupo Financiero Inbursa, S.A.B. de C.V. provides various financial products and services to individuals and businesses in Mexico. The company offers mortgage, automotive, SME, and personal credits; accounts and investment products; credit cards; and car, lifetime, medical expenses, damage, and other insurance products. The company was formerly known as Promotora Carso SA de CV and changed its name to Grupo Financiero Inbursa, S.A.B. de C.V. in 1992. Grupo Financiero Inbursa, S.A.B. de C.V. was founded in 1985 and is headquartered in Mexico City, Mexico.

CEO
Lic. Javier Foncerrada Izquie
Employee
9.215
Address
Av. Paseo de las Palmas 750
Mexico City, 11000

Grupo Financiero Inbursa, S.A.B. de C.V. Executives & BODs

Grupo Financiero Inbursa, S.A.B. de C.V. Executives & BODs
# Name Age
1 Mr. Jose Ignacio Jimenez Santos
Chief Executive Officer of Afore Inbursa, SA de CV
70
2 Lic. Guillermo Rene Caballero Padilla
General Director of Legal & Institutional Relations and Secretary
70
3 Lic. Javier Foncerrada Izquierdo
Chief Executive Officer, Director-General & Director
70
4 Myrna Lorena Villarreal Vidales
General Director of Inbursa Surety Insurance and Bonds, SA
70
5 Mr. Raul Reynal Pena
Director of Administration & Finance
70
6 Mr. Jorge Leoncio Gutierrez Valdes
General Director of Seguros Inbursa & Patrimonial Inbursa
70
7 Fabiola Avendaño Ortegón
Chief Executive Officer of STM Financial
70
8 Mr. Stephane Jean Henri Halys
General Director of Cetelem, SA de CV
70
9 Mr. Rafael Mendoza Briones
Chief Executive Officer of Inbursa Surety Insurance
70
10 Jose Antonio Ponce Hernandez
Chief Executive Officer of Inversora Bursátil
70

Grupo Financiero Inbursa, S.A.B. de C.V. Competitors