GrønlandsBANKEN A/S Logo

GrønlandsBANKEN A/S

GRLA.CO

(2.2)
Stock Price

685,00 DKK

2.44% ROA

15.11% ROE

5.46x PER

Market Cap.

1.206.000.000,00 DKK

16.96% DER

8.21% Yield

36.78% NPM

GrønlandsBANKEN A/S Stock Analysis

GrønlandsBANKEN A/S Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

GrønlandsBANKEN A/S Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.77x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (10%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

The stock's ROE falls within an average range (12.49%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (1.99%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (1.141) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

GrønlandsBANKEN A/S Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

GrønlandsBANKEN A/S Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

GrønlandsBANKEN A/S Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

GrønlandsBANKEN A/S Revenue
Year Revenue Growth
2002 152.598.000
2003 146.588.000 -4.1%
2004 150.876.000 2.84%
2005 173.720.000 13.15%
2006 193.812.000 10.37%
2007 209.804.000 7.62%
2008 229.348.000 8.52%
2009 237.457.000 3.41%
2010 246.146.000 3.53%
2011 214.228.000 -14.9%
2012 292.166.000 26.68%
2013 282.937.000 -3.26%
2014 304.894.000 7.2%
2015 279.401.000 -9.12%
2016 281.715.000 0.82%
2017 308.418.000 8.66%
2018 317.436.000 2.84%
2019 335.803.000 5.47%
2020 332.018.000 -1.14%
2021 356.337.000 6.82%
2022 318.717.000 -11.8%
2023 485.240.000 34.32%
2023 571.120.000 15.04%
2024 610.516.000 6.45%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

GrønlandsBANKEN A/S Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

GrønlandsBANKEN A/S General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 72.491.000
2003 72.812.000 0.44%
2004 78.004.000 6.66%
2005 78.792.000 1%
2006 87.563.000 10.02%
2007 91.241.000 4.03%
2008 96.083.000 5.04%
2009 106.330.000 9.64%
2010 109.904.000 3.25%
2011 118.194.000 7.01%
2012 63.229.000 -86.93%
2013 63.489.000 0.41%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 79.165.000 100%
2019 81.767.000 3.18%
2020 87.420.000 6.47%
2021 89.825.000 2.68%
2022 89.837.000 0.01%
2023 96.384.000 6.79%
2023 102.054.000 5.56%
2024 104.612.000 2.45%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

GrønlandsBANKEN A/S EBITDA
Year EBITDA Growth
2002 143.156.000
2003 122.509.000 -16.85%
2004 100.365.000 -22.06%
2005 134.607.000 25.44%
2006 89.093.000 -51.09%
2007 138.804.000 35.81%
2008 143.004.000 2.94%
2009 163.022.000 12.28%
2010 142.326.000 -14.54%
2011 126.196.000 -12.78%
2012 170.493.000 25.98%
2013 153.145.000 -11.33%
2014 158.753.000 3.53%
2015 117.306.000 -35.33%
2016 119.059.000 1.47%
2017 132.858.000 10.39%
2018 142.025.000 6.45%
2019 157.172.000 9.64%
2020 137.846.000 -14.02%
2021 165.918.000 16.92%
2022 98.477.000 -68.48%
2023 279.520.000 64.77%
2023 8.157.999 -3326.33%
2024 8.700.000 6.23%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

GrønlandsBANKEN A/S Gross Profit
Year Gross Profit Growth
2002 152.598.000
2003 146.588.000 -4.1%
2004 150.876.000 2.84%
2005 173.720.000 13.15%
2006 193.812.000 10.37%
2007 209.804.000 7.62%
2008 229.348.000 8.52%
2009 237.457.000 3.41%
2010 246.146.000 3.53%
2011 214.228.000 -14.9%
2012 292.166.000 26.68%
2013 282.937.000 -3.26%
2014 304.894.000 7.2%
2015 279.401.000 -9.12%
2016 281.715.000 0.82%
2017 308.418.000 8.66%
2018 317.436.000 2.84%
2019 335.803.000 5.47%
2020 332.018.000 -1.14%
2021 356.337.000 6.82%
2022 318.717.000 -11.8%
2023 485.240.000 34.32%
2023 571.120.000 15.04%
2024 610.516.000 6.45%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

GrønlandsBANKEN A/S Net Profit
Year Net Profit Growth
2002 73.853.000
2003 64.444.000 -14.6%
2004 64.055.000 -0.61%
2005 56.262.000 -13.85%
2006 141.175.000 60.15%
2007 146.949.000 3.93%
2008 94.915.000 -54.82%
2009 68.553.000 -38.45%
2010 66.753.000 -2.7%
2011 59.326.000 -12.52%
2012 92.200.000 35.66%
2013 84.250.000 -9.44%
2014 89.657.000 6.03%
2015 72.726.000 -23.28%
2016 77.391.000 6.03%
2017 90.449.000 14.44%
2018 95.720.000 5.51%
2019 129.918.000 26.32%
2020 96.227.000 -35.01%
2021 132.832.000 27.56%
2022 98.751.000 -34.51%
2023 203.540.000 51.48%
2023 192.395.000 -5.79%
2024 175.064.000 -9.9%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

GrønlandsBANKEN A/S Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 41
2003 36 -17.14%
2004 36 0%
2005 31 -12.9%
2006 78 60.26%
2007 82 3.7%
2008 53 -55.77%
2009 38 -36.84%
2010 37 -2.7%
2011 30 -27.59%
2012 51 43.14%
2013 47 -10.87%
2014 50 6.12%
2015 40 -22.5%
2016 43 6.98%
2017 50 14%
2018 53 5.66%
2019 72 26.39%
2020 53 -35.85%
2021 74 27.4%
2022 55 -35.19%
2023 113 52.21%
2023 107 -6.6%
2024 97 -9.28%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

GrønlandsBANKEN A/S Free Cashflow
Year Free Cashflow Growth
2002 546.998.000
2003 -402.427.000 235.92%
2004 -91.623.000 -339.22%
2005 120.172.000 176.24%
2006 127.343.000 5.63%
2007 86.616.000 -47.02%
2008 -377.620.000 122.94%
2009 16.460.000 2394.17%
2010 561.808.000 97.07%
2011 -167.907.000 434.59%
2012 40.260.000 517.06%
2013 436.198.000 90.77%
2014 -134.168.000 425.11%
2015 555.649.000 124.15%
2016 67.843.000 -719.02%
2017 -594.780.000 111.41%
2018 460.872.000 229.06%
2019 1.077.651.000 57.23%
2020 92.198.000 -1068.84%
2021 -175.557.000 152.52%
2022 76.563.000 329.3%
2023 84.115.000 8.98%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

GrønlandsBANKEN A/S Operating Cashflow
Year Operating Cashflow Growth
2002 547.463.000
2003 -402.265.000 236.1%
2004 -90.154.000 -346.2%
2005 120.516.000 174.81%
2006 128.000.000 5.85%
2007 89.402.000 -43.17%
2008 -285.714.000 131.29%
2009 59.159.000 582.96%
2010 566.638.000 89.56%
2011 -141.947.000 499.19%
2012 46.669.000 404.16%
2013 448.319.000 89.59%
2014 -124.737.000 459.41%
2015 571.296.000 121.83%
2016 72.638.000 -686.5%
2017 -589.796.000 112.32%
2018 466.492.000 226.43%
2019 1.101.597.000 57.65%
2020 95.272.000 -1056.27%
2021 -152.564.000 162.45%
2022 88.336.000 272.71%
2023 101.721.000 13.16%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

GrønlandsBANKEN A/S Capital Expenditure
Year Capital Expenditure Growth
2002 465.000
2003 162.000 -187.04%
2004 1.469.000 88.97%
2005 344.000 -327.03%
2006 657.000 47.64%
2007 2.786.000 76.42%
2008 91.906.000 96.97%
2009 42.699.000 -115.24%
2010 4.830.000 -784.04%
2011 25.960.000 81.39%
2012 6.409.000 -305.06%
2013 12.121.000 47.12%
2014 9.431.000 -28.52%
2015 15.647.000 39.73%
2016 4.795.000 -226.32%
2017 4.984.000 3.79%
2018 5.620.000 11.32%
2019 23.946.000 76.53%
2020 3.074.000 -678.99%
2021 22.993.000 86.63%
2022 11.773.000 -95.3%
2023 17.606.000 33.13%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

GrønlandsBANKEN A/S Equity
Year Equity Growth
2002 530.798.000
2003 532.243.000 0.27%
2004 533.298.000 0.2%
2005 626.712.000 14.91%
2006 648.715.000 3.39%
2007 652.595.000 0.59%
2008 626.222.000 -4.21%
2009 694.284.000 9.8%
2010 758.380.000 8.45%
2011 797.630.000 4.92%
2012 848.754.000 6.02%
2013 876.235.000 3.14%
2014 909.872.000 3.7%
2015 914.282.000 0.48%
2016 926.210.000 1.29%
2017 958.458.000 3.36%
2018 999.159.000 4.07%
2019 1.077.676.000 7.29%
2020 1.176.917.000 8.43%
2021 1.267.911.000 7.18%
2022 1.318.592.000 3.84%
2023 1.479.123.000 10.85%
2023 1.422.847.000 -3.96%
2024 1.497.207.000 4.97%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

GrønlandsBANKEN A/S Assets
Year Assets Growth
2002 3.586.552.000
2003 2.928.760.000 -22.46%
2004 3.114.438.000 5.96%
2005 3.459.387.000 9.97%
2006 3.646.237.000 5.12%
2007 4.200.203.000 13.19%
2008 4.110.341.000 -2.19%
2009 4.144.475.000 0.82%
2010 4.533.932.000 8.59%
2011 4.813.013.000 5.8%
2012 4.822.878.000 0.2%
2013 5.057.050.000 4.63%
2014 4.849.621.000 -4.28%
2015 5.846.450.000 17.05%
2016 5.911.496.000 1.1%
2017 5.355.010.000 -10.39%
2018 6.164.536.000 13.13%
2019 7.089.915.000 13.05%
2020 7.438.325.000 4.68%
2021 7.226.988.000 -2.92%
2022 7.949.566.000 9.09%
2023 8.840.981.000 10.08%
2023 8.523.579.000 -3.72%
2024 9.056.827.000 5.89%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

GrønlandsBANKEN A/S Liabilities
Year Liabilities Growth
2002 3.055.754.000
2003 2.396.517.000 -27.51%
2004 2.581.140.000 7.15%
2005 2.832.675.000 8.88%
2006 2.997.522.000 5.5%
2007 3.547.608.000 15.51%
2008 3.484.119.000 -1.82%
2009 3.450.191.000 -0.98%
2010 3.775.552.000 8.62%
2011 4.015.383.000 5.97%
2012 3.974.124.000 -1.04%
2013 4.180.815.000 4.94%
2014 3.939.749.000 -6.12%
2015 4.932.168.000 20.12%
2016 4.985.286.000 1.07%
2017 4.396.552.000 -13.39%
2018 5.165.377.000 14.88%
2019 6.012.239.000 14.09%
2020 870.000 -690961.95%
2021 49.642.000 98.25%
2022 6.630.974.000 99.25%
2023 7.361.858.000 9.93%
2023 138.956.000 -5197.98%
2024 7.559.620.000 98.16%

GrønlandsBANKEN A/S Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
333.86
Net Income per Share
122.79
Price to Earning Ratio
5.46x
Price To Sales Ratio
2.01x
POCF Ratio
150.37
PFCF Ratio
150.37
Price to Book Ratio
0.81
EV to Sales
-0.14
EV Over EBITDA
-0.92
EV to Operating CashFlow
-10.59
EV to FreeCashFlow
-10.59
Earnings Yield
0.18
FreeCashFlow Yield
0.01
Market Cap
1,21 Bil.
Enterprise Value
-0,08 Bil.
Graham Number
1515.91
Graham NetNet
-4602.52

Income Statement Metrics

Net Income per Share
122.79
Income Quality
0.04
ROE
0.15
Return On Assets
0.02
Return On Capital Employed
0.06
Net Income per EBT
0.84
EBT Per Ebit
1.25
Ebit per Revenue
0.35
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.17
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.35
Pretax Profit Margin
0.44
Net Profit Margin
0.37

Dividends

Dividend Yield
0.08
Dividend Yield %
8.21
Payout Ratio
0
Dividend Per Share
55

Operating Metrics

Operating Cashflow per Share
4.46
Free CashFlow per Share
4.46
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.1
Return on Tangible Assets
0.02
Days Sales Outstanding
3.12
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
116.85
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
-806,88
Book Value per Share
831,78
Tangible Book Value per Share
831.78
Shareholders Equity per Share
831.78
Interest Debt per Share
188.66
Debt to Equity
0.17
Debt to Assets
0.03
Net Debt to EBITDA
-13.92
Current Ratio
0.27
Tangible Asset Value
1,50 Bil.
Net Current Asset Value
-6,10 Bil.
Invested Capital
-3647903000
Working Capital
-3,97 Bil.
Intangibles to Total Assets
0
Average Receivables
0,01 Bil.
Average Payables
0,00 Bil.
Average Inventory
-187800000
Debt to Market Cap
0.21

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

GrønlandsBANKEN A/S Dividends
Year Dividends Growth
2000 25
2001 25 0%
2002 30 16.67%
2003 35 14.29%
2004 35 0%
2005 35 0%
2006 45 22.22%
2007 55 18.18%
2008 60 8.33%
2011 10 -500%
2012 30 66.67%
2013 55 45.45%
2014 55 0%
2015 55 0%
2016 55 0%
2017 55 0%
2018 30 -83.33%
2019 30 0%
2021 25 -20%
2022 40 37.5%
2023 20 -100%
2024 55 63.64%

GrønlandsBANKEN A/S Profile

About GrønlandsBANKEN A/S

GrønlandsBANKEN A/S provides financial services to private customers, business customers, and public institutions in Greenland. It offers deposits, loans, and guarantees; online and mobile banking; and professional advisory services. The company was founded in 1967 and is headquartered in Nuuk, Greenland.

CEO
Mr. Gunnar I Lida
Employee
153
Address
Imaneq 33
Nuuk, 3900

GrønlandsBANKEN A/S Executives & BODs

GrønlandsBANKEN A/S Executives & BODs
# Name Age
1 Mr. Niels Peter Fleischer Rex
Communication & Marketing Manager and Employee Representative Director
70
2 Ms. Pilunnguaq Frederikke Johansen Kristiansen
Credits Consultant & Employee Representative Director
70
3 Mr. Gunnar I Lida
Chairman of the Board
70
4 Mr. Martin Birkmose Kviesgaard
Managing Director
70
5 Ms. Jette Radich
Controller
70

GrønlandsBANKEN A/S Competitors