Great-West Lifeco Inc Logo

Great-West Lifeco Inc

GWO-PM.TO

(2.0)
Stock Price

24 CAD

0.51% ROA

13.97% ROE

11.48x PER

Market Cap.

42.863.366.150 CAD

40.38% DER

4.75% Yield

12.19% NPM

Great-West Lifeco Inc Stock Analysis

Great-West Lifeco Inc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Great-West Lifeco Inc Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (36%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROE

ROE in an average range (10.78%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.44%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (0) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Great-West Lifeco Inc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Great-West Lifeco Inc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Great-West Lifeco Inc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Great-West Lifeco Inc Revenue
Year Revenue Growth
1996 5.884.700.000
1997 7.477.000.000 21.3%
1998 13.756.000.000 45.65%
1999 13.328.000.000 -3.21%
2000 15.266.000.000 12.69%
2001 16.048.000.000 4.87%
2002 16.632.000.000 3.51%
2003 13.429.000.000 -23.85%
2004 21.741.000.000 38.23%
2005 23.871.000.000 8.92%
2006 27.322.000.000 12.63%
2007 25.923.000.000 -5.4%
2008 33.932.000.000 23.6%
2009 30.541.000.000 -11.1%
2010 29.998.000.000 -1.81%
2011 29.898.000.000 -0.33%
2012 30.061.000.000 0.54%
2013 26.446.000.000 -13.67%
2014 39.181.000.000 32.5%
2015 33.820.000.000 -15.85%
2016 46.381.000.000 27.08%
2017 47.008.000.000 1.33%
2018 44.032.000.000 -6.76%
2019 44.698.000.000 1.49%
2020 60.599.000.000 26.24%
2021 64.447.000.000 5.97%
2022 44.704.000.000 -44.16%
2023 980.000.000 -4461.63%
2023 25.268.000.000 96.12%
2024 34.560.000.000 26.89%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Great-West Lifeco Inc Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Great-West Lifeco Inc General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 656.800.000
1997 862.000.000 23.81%
1998 1.446.000.000 40.39%
1999 1.550.000.000 6.71%
2000 1.816.000.000 14.65%
2001 1.941.000.000 6.44%
2002 1.786.000.000 -8.68%
2003 2.036.000.000 12.28%
2004 2.264.000.000 10.07%
2005 2.198.000.000 -3%
2006 2.230.000.000 1.43%
2007 2.260.000.000 1.33%
2008 2.622.000.000 13.81%
2009 2.600.000.000 -0.85%
2010 2.797.000.000 7.04%
2011 1.950.000.000 -43.44%
2012 2.528.000.000 22.86%
2013 3.001.000.000 15.76%
2014 3.673.000.000 18.3%
2015 4.386.000.000 16.26%
2016 4.716.000.000 7%
2017 4.747.000.000 0.65%
2018 4.937.000.000 3.85%
2019 5.015.000.000 1.56%
2020 5.270.000.000 4.84%
2021 6.129.000.000 14.02%
2022 6.905.000.000 11.24%
2023 6.044.000.000 -14.25%
2023 6.329.000.000 4.5%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Great-West Lifeco Inc EBITDA
Year EBITDA Growth
1996 438.300.000
1997 285.000.000 -53.79%
1998 891.000.000 68.01%
1999 995.000.000 10.45%
2000 1.190.000.000 16.39%
2001 1.009.000.000 -17.94%
2002 1.392.000.000 27.51%
2003 1.786.000.000 22.06%
2004 2.226.000.000 19.77%
2005 2.376.000.000 6.31%
2006 2.542.000.000 6.53%
2007 2.892.000.000 12.1%
2008 1.512.000.000 -91.27%
2009 2.469.000.000 38.76%
2010 2.345.000.000 -5.29%
2011 2.972.000.000 21.1%
2012 2.707.000.000 -9.79%
2013 3.305.000.000 18.09%
2014 3.775.000.000 12.45%
2015 3.850.000.000 1.95%
2016 3.695.000.000 -4.19%
2017 3.225.000.000 -14.57%
2018 3.992.000.000 19.21%
2019 3.283.000.000 -21.6%
2020 3.432.000.000 4.34%
2021 4.089.000.000 16.07%
2022 4.529.000.000 9.72%
2023 4.828.000.000 6.19%
2023 3.550.000.000 -36%
2024 -832.000.000 526.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Great-West Lifeco Inc Gross Profit
Year Gross Profit Growth
1996 5.884.700.000
1997 7.477.000.000 21.3%
1998 13.756.000.000 45.65%
1999 13.328.000.000 -3.21%
2000 15.266.000.000 12.69%
2001 16.048.000.000 4.87%
2002 16.632.000.000 3.51%
2003 13.429.000.000 -23.85%
2004 21.741.000.000 38.23%
2005 23.871.000.000 8.92%
2006 27.322.000.000 12.63%
2007 25.923.000.000 -5.4%
2008 33.932.000.000 23.6%
2009 30.541.000.000 -11.1%
2010 29.998.000.000 -1.81%
2011 29.898.000.000 -0.33%
2012 30.061.000.000 0.54%
2013 26.446.000.000 -13.67%
2014 39.181.000.000 32.5%
2015 33.820.000.000 -15.85%
2016 46.381.000.000 27.08%
2017 47.008.000.000 1.33%
2018 44.032.000.000 -6.76%
2019 44.698.000.000 1.49%
2020 60.599.000.000 26.24%
2021 64.447.000.000 5.97%
2022 44.704.000.000 -44.16%
2023 980.000.000 -4461.63%
2023 25.268.000.000 96.12%
2024 34.560.000.000 26.89%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Great-West Lifeco Inc Net Profit
Year Net Profit Growth
1996 289.300.000
1997 250.000.000 -15.72%
1998 473.000.000 47.15%
1999 569.000.000 16.87%
2000 674.000.000 15.58%
2001 546.000.000 -23.44%
2002 962.000.000 43.24%
2003 1.236.000.000 22.17%
2004 1.660.000.000 25.54%
2005 1.775.000.000 6.48%
2006 1.927.000.000 7.89%
2007 2.111.000.000 8.72%
2008 1.453.000.000 -45.29%
2009 1.699.000.000 14.48%
2010 1.743.000.000 2.52%
2011 2.118.000.000 17.71%
2012 1.930.000.000 -9.74%
2013 2.408.000.000 19.85%
2014 2.668.000.000 9.75%
2015 2.888.000.000 7.62%
2016 2.764.000.000 -4.49%
2017 2.278.000.000 -21.33%
2018 3.094.000.000 26.37%
2019 2.492.000.000 -24.16%
2020 3.076.000.000 18.99%
2021 3.262.000.000 5.7%
2022 3.726.000.000 12.45%
2023 3.748.000.000 0.59%
2023 2.868.000.000 -30.68%
2024 4.152.000.000 30.92%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Great-West Lifeco Inc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 0
1997 0 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 100%
2003 1 0%
2004 2 0%
2005 2 0%
2006 2 50%
2007 2 0%
2008 2 -100%
2009 2 0%
2010 2 0%
2011 2 50%
2012 2 -100%
2013 2 50%
2014 3 0%
2015 3 0%
2016 3 0%
2017 2 0%
2018 3 33.33%
2019 2 -50%
2020 3 33.33%
2021 3 0%
2022 4 0%
2023 0 0%
2023 3 100%
2024 4 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Great-West Lifeco Inc Free Cashflow
Year Free Cashflow Growth
1996 517.600.000
1997 -20.000.000 2688%
1998 673.000.000 102.97%
1999 -104.000.000 747.12%
2000 -37.000.000 -181.08%
2001 1.760.000.000 102.1%
2002 1.354.000.000 -29.99%
2003 1.987.000.000 31.86%
2004 2.802.000.000 29.09%
2005 3.363.000.000 16.68%
2006 3.181.000.000 -5.72%
2007 2.074.000.000 -53.38%
2008 3.843.000.000 46.03%
2009 3.927.000.000 2.14%
2010 5.797.000.000 32.26%
2011 4.844.000.000 -19.67%
2012 4.722.000.000 -2.58%
2013 5.026.000.000 6.05%
2014 5.443.000.000 7.66%
2015 5.123.000.000 -6.25%
2016 6.254.000.000 18.08%
2017 6.757.000.000 7.44%
2018 4.555.000.000 -48.34%
2019 6.110.000.000 25.45%
2020 9.610.000.000 36.42%
2021 10.373.000.000 7.36%
2022 7.047.000.000 -47.2%
2023 5.203.000.000 -35.44%
2023 470.000.000 -1007.02%
2024 1.535.000.000 69.38%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Great-West Lifeco Inc Operating Cashflow
Year Operating Cashflow Growth
1996 563.400.000
1997 18.000.000 -3030%
1998 714.000.000 97.48%
1999 -27.000.000 2744.44%
2000 80.000.000 133.75%
2001 1.960.000.000 95.92%
2002 1.394.000.000 -40.6%
2003 2.098.000.000 33.56%
2004 2.999.000.000 30.04%
2005 3.951.000.000 24.1%
2006 3.812.000.000 -3.65%
2007 3.731.000.000 -2.17%
2008 3.863.000.000 3.42%
2009 3.958.000.000 2.4%
2010 5.797.000.000 31.72%
2011 4.844.000.000 -19.67%
2012 4.722.000.000 -2.58%
2013 5.026.000.000 6.05%
2014 5.443.000.000 7.66%
2015 5.123.000.000 -6.25%
2016 6.254.000.000 18.08%
2017 6.757.000.000 7.44%
2018 6.494.000.000 -4.05%
2019 6.110.000.000 -6.28%
2020 9.610.000.000 36.42%
2021 10.373.000.000 7.36%
2022 7.047.000.000 -47.2%
2023 5.203.000.000 -35.44%
2023 470.000.000 -1007.02%
2024 1.535.000.000 69.38%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Great-West Lifeco Inc Capital Expenditure
Year Capital Expenditure Growth
1996 45.800.000
1997 38.000.000 -20.53%
1998 41.000.000 7.32%
1999 77.000.000 46.75%
2000 117.000.000 34.19%
2001 200.000.000 41.5%
2002 40.000.000 -400%
2003 111.000.000 63.96%
2004 197.000.000 43.65%
2005 588.000.000 66.5%
2006 631.000.000 6.81%
2007 1.657.000.000 61.92%
2008 20.000.000 -8185%
2009 31.000.000 35.48%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 1.939.000.000 100%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Great-West Lifeco Inc Equity
Year Equity Growth
1996 2.654.900.000
1997 5.173.000.000 48.68%
1998 5.631.000.000 8.13%
1999 5.918.000.000 4.85%
2000 6.113.000.000 3.19%
2001 6.347.000.000 3.69%
2002 6.759.000.000 6.1%
2003 11.008.000.000 38.6%
2004 12.098.000.000 9.01%
2005 11.596.000.000 -4.33%
2006 13.361.000.000 13.21%
2007 13.330.000.000 -0.23%
2008 15.560.000.000 14.33%
2009 15.374.000.000 -1.21%
2010 13.532.000.000 -13.61%
2011 16.104.000.000 15.97%
2012 17.586.000.000 8.43%
2013 19.999.000.000 12.07%
2014 21.897.000.000 8.67%
2015 25.260.000.000 13.31%
2016 25.008.000.000 -1.01%
2017 25.536.000.000 2.07%
2018 27.398.000.000 6.8%
2019 25.543.000.000 -7.26%
2020 27.015.000.000 5.45%
2021 30.483.000.000 11.38%
2022 32.318.000.000 5.68%
2023 29.529.000.000 -9.44%
2023 29.851.000.000 1.08%
2024 29.370.000.000 -1.64%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Great-West Lifeco Inc Assets
Year Assets Growth
1996 28.010.300.000
1997 52.084.000.000 46.22%
1998 54.725.000.000 4.83%
1999 53.256.000.000 -2.76%
2000 55.754.000.000 4.48%
2001 59.159.000.000 5.76%
2002 60.071.000.000 1.52%
2003 97.451.000.000 38.36%
2004 95.851.000.000 -1.67%
2005 102.161.000.000 6.18%
2006 120.463.000.000 15.19%
2007 118.388.000.000 -1.75%
2008 130.074.000.000 8.98%
2009 128.369.000.000 -1.33%
2010 131.514.000.000 2.39%
2011 238.768.000.000 44.92%
2012 253.718.000.000 5.89%
2013 325.905.000.000 22.15%
2014 356.709.000.000 8.64%
2015 399.935.000.000 10.81%
2016 399.912.000.000 -0.01%
2017 419.838.000.000 4.75%
2018 427.689.000.000 1.84%
2019 451.167.000.000 5.2%
2020 600.490.000.000 24.87%
2021 630.488.000.000 4.76%
2022 701.455.000.000 10.12%
2023 680.010.000.000 -3.15%
2023 713.230.000.000 4.66%
2024 749.562.000.000 4.85%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Great-West Lifeco Inc Liabilities
Year Liabilities Growth
1996 25.355.400.000
1997 46.911.000.000 45.95%
1998 49.094.000.000 4.45%
1999 47.338.000.000 -3.71%
2000 49.641.000.000 4.64%
2001 52.812.000.000 6%
2002 53.312.000.000 0.94%
2003 86.443.000.000 38.33%
2004 83.753.000.000 -3.21%
2005 90.565.000.000 7.52%
2006 107.102.000.000 15.44%
2007 105.058.000.000 -1.95%
2008 114.514.000.000 8.26%
2009 112.995.000.000 -1.34%
2010 117.982.000.000 4.23%
2011 222.664.000.000 47.01%
2012 236.132.000.000 5.7%
2013 305.906.000.000 22.81%
2014 334.812.000.000 8.63%
2015 374.675.000.000 10.64%
2016 374.904.000.000 0.06%
2017 394.302.000.000 4.92%
2018 400.291.000.000 1.5%
2019 425.624.000.000 5.95%
2020 573.475.000.000 25.78%
2021 600.005.000.000 4.42%
2022 669.137.000.000 10.33%
2023 650.481.000.000 -2.87%
2023 683.379.000.000 4.81%
2024 720.192.000.000 5.11%

Great-West Lifeco Inc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
37.01
Net Income per Share
4.01
Price to Earning Ratio
11.48x
Price To Sales Ratio
1.24x
POCF Ratio
5.8
PFCF Ratio
4.07
Price to Book Ratio
1.63
EV to Sales
1.3
EV Over EBITDA
27.8
EV to Operating CashFlow
6.07
EV to FreeCashFlow
4.27
Earnings Yield
0.09
FreeCashFlow Yield
0.25
Market Cap
43 Bil.
Enterprise Value
45 Bil.
Graham Number
50.5
Graham NetNet
-759.25

Income Statement Metrics

Net Income per Share
4.01
Income Quality
1.95
ROE
0.14
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.87
EBT Per Ebit
0.96
Ebit per Revenue
0.15
Effective Tax Rate
0.08

Margins

Sales, General, & Administrative to Revenue
0.09
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.99
Operating Profit Margin
0.15
Pretax Profit Margin
0.14
Net Profit Margin
0.12

Dividends

Dividend Yield
0.05
Dividend Yield %
4.75
Payout Ratio
0.57
Dividend Per Share
2.19

Operating Metrics

Operating Cashflow per Share
7.93
Free CashFlow per Share
11.28
Capex to Operating CashFlow
0.42
Capex to Revenue
0.09
Capex to Depreciation
8.17
Return on Invested Capital
0.12
Return on Tangible Assets
0.01
Days Sales Outstanding
59.08
Days Payables Outstanding
3729.71
Days of Inventory on Hand
-37993.56
Receivables Turnover
6.18
Payables Turnover
0.1
Inventory Turnover
-0.01
Capex per Share
3.35

Balance Sheet

Cash per Share
23,14
Book Value per Share
31,50
Tangible Book Value per Share
14.44
Shareholders Equity per Share
28.26
Interest Debt per Share
11.83
Debt to Equity
0.4
Debt to Assets
0.01
Net Debt to EBITDA
1.27
Current Ratio
11.38
Tangible Asset Value
13 Bil.
Net Current Asset Value
-688 Bil.
Invested Capital
46777000000
Working Capital
30 Bil.
Intangibles to Total Assets
0.02
Average Receivables
6 Bil.
Average Payables
3 Bil.
Average Inventory
-27075000000
Debt to Market Cap
0.25

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Great-West Lifeco Inc Dividends
Year Dividends Growth
2010 1
2011 1 100%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

Great-West Lifeco Inc Profile

About Great-West Lifeco Inc

Great-West Lifeco Inc. engages in the life and health insurance, retirement and investment services, asset management, and reinsurance businesses in Canada, the United States, and Europe. The company offers life, accidental death and dismemberment, disability, critical illness, health and dental protection, and creditor insurance products; and retirement and wealth savings, income and annuity products, and other specialty products to individuals, families, businesses, and organizations. It provides individual product solutions and employer-sponsored retirement savings plans that offers saving, investment, and advisory services; wealth management including payout annuity, equity release mortgages, pensions, and investments products. In addition, the company offers bulk and individual payout annuities, equity release mortgages, life bonds, and retirement drawdown and pension products; savings and investments; and provides asset management services, such as pension schemes, insurance companies, wealth managers, fiduciary managers, and sovereign wealth funds, as well manages assets for third-party institutional clients. Further, it provides life, annuity/longevity, mortgage surety, and property catastrophe reinsurance products. The company offers its products under the Canada Life, Irish Life, and Empower brand names. It distributes its products through a network of sales force, brokers, consultants, advisors, third-party administrators, financial institutions, dealers, managing general agencies, employee benefit consultants, banks, and multi-tied agents. The company was founded in 1891 and is based in Winnipeg, Canada. Great-West Lifeco Inc. operates as a subsidiary of Power Financial Corporation.

CEO
Employee
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Great-West Lifeco Inc Executives & BODs

Great-West Lifeco Inc Executives & BODs
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Great-West Lifeco Inc Competitors

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