HDFC Bank Limited Logo

HDFC Bank Limited

HDFCBANK.BO

()
Stock Price

1.754,55 INR

1.7% ROA

15.27% ROE

18.41x PER

Market Cap.

12.598.799.319.000,00 INR

141.51% DER

1.18% Yield

16.2% NPM

HDFC Bank Limited Stock Analysis

HDFC Bank Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

HDFC Bank Limited Fundamental Stock Analysis
# Analysis Rating

HDFC Bank Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

HDFC Bank Limited Technical Stock Analysis
# Analysis Recommendation

HDFC Bank Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

HDFC Bank Limited Revenue
Year Revenue Growth
2000 1.627.100.000
2001 8.878.061.222 81.67%
2002 12.004.740.621 26.05%
2003 17.301.519.260 30.61%
2004 24.222.706.164 28.57%
2005 36.115.320.755 32.93%
2006 52.620.206.520 31.37%
2007 75.148.000.000 29.98%
2008 106.484.900.000 29.43%
2009 124.276.500.000 14.32%
2010 155.404.400.000 20.03%
2011 179.518.300.000 13.43%
2012 226.637.400.000 20.79%
2013 264.022.800.000 14.16%
2014 329.237.200.000 19.81%
2015 403.036.500.000 18.31%
2016 481.074.100.000 16.22%
2017 589.629.700.000 18.41%
2018 667.627.800.000 11.68%
2019 794.470.700.000 15.97%
2020 966.376.900.000 17.79%
2021 1.019.413.700.000 5.2%
2022 1.205.375.000.000 15.43%
2023 4.008.377.800.000 69.93%
2024 4.679.859.600.000 14.35%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

HDFC Bank Limited Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

HDFC Bank Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 918.500.000
2001 1.184.066.343 22.43%
2002 1.658.767.950 28.62%
2003 2.151.843.920 22.91%
2004 3.253.274.940 33.86%
2005 5.431.779.889 40.11%
2006 11.457.207.528 52.59%
2007 19.160.000.000 40.2%
2008 47.501.800.000 59.66%
2009 49.474.500.000 3.99%
2010 62.253.200.000 20.53%
2011 35.730.900.000 -74.23%
2012 39.653.800.000 9.89%
2013 41.789.800.000 5.11%
2014 51.626.800.000 19.05%
2015 63.061.400.000 18.13%
2016 85.047.000.000 25.85%
2017 91.939.000.000 7.5%
2018 213.613.000.000 56.96%
2019 95.256.700.000 -124.25%
2020 136.766.700.000 30.35%
2021 320.219.100.000 57.29%
2022 400.219.800.000 19.99%
2023 1.093.364.600.000 63.4%
2024 1.401.664.800.000 22%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

HDFC Bank Limited EBITDA
Year EBITDA Growth
2000 11.332.800.000
2001 16.289.439.443 30.43%
2002 19.104.267.447 14.73%
2003 21.852.495.615 12.58%
2004 25.759.823.988 15.17%
2005 38.681.937.011 33.41%
2006 57.385.402.562 32.59%
2007 71.656.000.000 19.92%
2008 115.959.000.000 38.21%
2009 122.532.300.000 5.36%
2010 164.442.100.000 25.49%
2011 232.677.700.000 29.33%
2012 297.452.200.000 21.78%
2013 359.781.900.000 17.32%
2014 425.493.300.000 15.44%
2015 525.953.800.000 19.1%
2016 602.393.300.000 12.69%
2017 706.782.000.000 14.77%
2018 342.049.809.000 -106.63%
2019 381.525.406.000 10.35%
2020 427.725.900.000 10.8%
2021 507.752.300.000 15.76%
2022 613.468.000.000 17.23%
2023 -13.844.600.000 4531.1%
2024 -28.528.000.000 51.47%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

HDFC Bank Limited Gross Profit
Year Gross Profit Growth
2000 1.627.100.000
2001 8.878.061.222 81.67%
2002 12.004.740.621 26.05%
2003 17.301.519.260 30.61%
2004 24.222.706.164 28.57%
2005 36.115.320.755 32.93%
2006 52.620.206.520 31.37%
2007 75.148.000.000 29.98%
2008 106.484.900.000 29.43%
2009 124.276.500.000 14.32%
2010 155.404.400.000 20.03%
2011 179.518.300.000 13.43%
2012 226.637.400.000 20.79%
2013 264.022.800.000 14.16%
2014 329.237.200.000 19.81%
2015 403.036.500.000 18.31%
2016 481.074.100.000 16.22%
2017 589.629.700.000 18.41%
2018 667.627.800.000 11.68%
2019 794.470.700.000 15.97%
2020 966.376.900.000 17.79%
2021 1.019.413.700.000 5.2%
2022 1.205.375.000.000 15.43%
2023 4.079.947.700.000 70.46%
2024 4.679.859.600.000 12.82%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

HDFC Bank Limited Net Profit
Year Net Profit Growth
2000 2.140.600.000
2001 2.952.856.806 27.51%
2002 3.497.630.706 15.58%
2003 4.754.880.920 26.44%
2004 6.615.720.180 28.13%
2005 9.201.497.515 28.1%
2006 11.064.068.054 16.83%
2007 13.148.000.000 15.85%
2008 15.104.300.000 12.95%
2009 24.570.700.000 38.53%
2010 41.196.900.000 40.36%
2011 52.433.800.000 21.43%
2012 67.262.800.000 22.05%
2013 84.784.000.000 20.67%
2014 106.856.400.000 20.66%
2015 127.976.100.000 16.5%
2016 152.874.100.000 16.29%
2017 185.608.500.000 17.64%
2018 220.103.800.000 15.67%
2019 260.269.900.000 15.43%
2020 325.977.100.000 20.16%
2021 386.000.400.000 15.55%
2022 495.446.900.000 22.09%
2023 640.620.400.000 22.66%
2024 658.994.000.000 2.79%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

HDFC Bank Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 1
2001 1 100%
2002 1 0%
2003 2 0%
2004 2 50%
2005 3 0%
2006 3 33.33%
2007 4 0%
2008 4 0%
2009 6 40%
2010 9 37.5%
2011 11 27.27%
2012 13 15.38%
2013 17 18.75%
2014 20 20%
2015 23 13.04%
2016 28 14.81%
2017 36 22.86%
2018 29 -20.69%
2019 48 38.3%
2020 59 20.34%
2021 70 14.49%
2022 89 22.47%
2023 90 1.11%
2024 87 -4.65%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

HDFC Bank Limited Free Cashflow
Year Free Cashflow Growth
2000 5.624.200.000
2001 2.884.638.992 -94.97%
2002 11.919.432.555 75.8%
2003 38.104.123.285 68.72%
2004 -698.689.920 5553.65%
2005 28.963.551.500 102.41%
2006 30.682.159.828 5.6%
2007 -56.008.000.000 154.78%
2008 119.295.900.000 146.95%
2009 103.085.800.000 -15.72%
2010 44.280.500.000 -132.8%
2011 29.567.800.000 -49.76%
2012 61.519.400.000 51.94%
2013 117.422.800.000 47.61%
2014 100.443.400.000 -16.9%
2015 160.089.800.000 37.26%
2016 366.643.700.000 56.34%
2017 85.092.700.000 -330.88%
2018 166.917.200.000 49.02%
2019 -185.049.600.000 190.2%
2020 407.803.100.000 145.38%
2021 554.693.800.000 26.48%
2022 433.580.300.000 -27.93%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

HDFC Bank Limited Operating Cashflow
Year Operating Cashflow Growth
2000 6.774.900.000
2001 4.565.720.837 -48.39%
2002 14.445.499.176 68.39%
2003 40.247.290.415 64.11%
2004 1.746.724.800 -2204.16%
2005 32.670.886.092 94.65%
2006 33.913.679.900 3.66%
2007 -49.636.000.000 168.32%
2008 126.176.400.000 139.34%
2009 109.064.400.000 -15.69%
2010 50.116.600.000 -117.62%
2011 37.492.300.000 -33.67%
2012 71.513.500.000 47.57%
2013 127.151.300.000 43.76%
2014 109.357.100.000 -16.27%
2015 170.073.200.000 35.7%
2016 379.272.200.000 55.16%
2017 94.274.200.000 -302.31%
2018 183.272.200.000 48.56%
2019 -168.690.900.000 208.64%
2020 424.764.600.000 139.71%
2021 581.018.200.000 26.89%
2022 477.200.600.000 -21.76%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

HDFC Bank Limited Capital Expenditure
Year Capital Expenditure Growth
2000 1.150.700.000
2001 1.681.081.845 31.55%
2002 2.526.066.621 33.45%
2003 2.143.167.130 -17.87%
2004 2.445.414.720 12.36%
2005 3.707.334.592 34.04%
2006 3.231.520.072 -14.72%
2007 6.372.000.000 49.29%
2008 6.880.500.000 7.39%
2009 5.978.600.000 -15.09%
2010 5.836.100.000 -2.44%
2011 7.924.500.000 26.35%
2012 9.994.100.000 20.71%
2013 9.728.500.000 -2.73%
2014 8.913.700.000 -9.14%
2015 9.983.400.000 10.71%
2016 12.628.500.000 20.95%
2017 9.181.500.000 -37.54%
2018 16.355.000.000 43.86%
2019 16.358.700.000 0.02%
2020 16.961.500.000 3.55%
2021 26.324.400.000 35.57%
2022 43.620.300.000 39.65%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

HDFC Bank Limited Equity
Year Equity Growth
2000 10.759.800.000
2001 22.014.863.118 51.12%
2002 26.033.178.141 15.44%
2003 31.206.075.235 16.58%
2004 49.393.010.532 36.82%
2005 55.592.195.156 11.15%
2006 65.986.948.636 15.75%
2007 119.652.000.000 44.85%
2008 250.053.100.000 52.15%
2009 306.454.200.000 18.4%
2010 347.829.800.000 11.9%
2011 396.592.700.000 12.3%
2012 364.045.000.000 -8.94%
2013 435.880.500.000 16.48%
2014 633.156.900.000 31.16%
2015 728.262.700.000 13.06%
2016 920.853.900.000 20.91%
2017 1.099.554.600.000 16.25%
2018 1.635.624.600.000 32.77%
2019 1.713.271.600.000 4.53%
2020 2.104.429.400.000 18.59%
2021 2.509.453.400.000 16.14%
2022 2.917.837.900.000 14%
2023 4.664.886.200.000 37.45%
2024 4.902.298.800.000 4.84%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

HDFC Bank Limited Assets
Year Assets Growth
2000 161.128.500.000
2001 242.519.201.471 33.56%
2002 310.943.161.233 22.01%
2003 426.676.809.855 27.12%
2004 530.039.273.748 19.5%
2005 792.380.386.006 33.11%
2006 1.015.582.946.478 21.98%
2007 1.507.240.000.000 32.62%
2008 2.020.744.800.000 25.41%
2009 2.416.520.400.000 16.38%
2010 2.920.236.300.000 17.25%
2011 3.571.155.700.000 18.23%
2012 4.005.222.600.000 10.84%
2013 4.917.089.200.000 18.54%
2014 6.070.965.200.000 19.01%
2015 7.089.940.700.000 14.37%
2016 8.923.441.600.000 20.55%
2017 11.031.861.700.000 19.11%
2018 13.280.073.600.000 16.93%
2019 15.305.112.700.000 13.23%
2020 17.995.066.300.000 14.95%
2021 21.113.705.500.000 14.77%
2022 25.755.624.000.000 18.02%
2023 40.358.265.200.000 36.18%
2024 40.065.379.400.000 -0.73%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

HDFC Bank Limited Liabilities
Year Liabilities Growth
2000 150.368.700.000
2001 220.504.338.353 31.81%
2002 284.909.983.092 22.61%
2003 395.470.734.620 27.96%
2004 480.646.263.216 17.72%
2005 736.788.190.850 34.76%
2006 949.595.997.842 22.41%
2007 1.387.588.000.000 31.56%
2008 1.770.691.700.000 21.64%
2009 2.110.066.200.000 16.08%
2010 2.572.406.500.000 17.97%
2011 3.174.563.000.000 18.97%
2012 3.641.177.600.000 12.81%
2013 4.481.208.700.000 18.75%
2014 5.437.808.300.000 17.59%
2015 6.361.678.000.000 14.52%
2016 8.002.587.700.000 20.5%
2017 9.932.307.100.000 19.43%
2018 11.644.449.000.000 14.7%
2019 13.595.252.500.000 14.35%
2020 15.890.636.900.000 14.44%
2021 18.604.252.100.000 14.59%
2022 22.837.786.100.000 18.54%
2023 35.660.478.700.000 35.96%
2024 35.163.080.600.000 -1.41%

HDFC Bank Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
553.4
Net Income per Share
89.66
Price to Earning Ratio
18.41x
Price To Sales Ratio
2.99x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
2.64
EV to Sales
4.14
EV Over EBITDA
88.52
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.05
FreeCashFlow Yield
0
Market Cap
12.598,80 Bil.
Enterprise Value
17.421,26 Bil.
Graham Number
1123.68
Graham NetNet
-4876.51

Income Statement Metrics

Net Income per Share
89.66
Income Quality
0
ROE
0.15
Return On Assets
0.02
Return On Capital Employed
0.01
Net Income per EBT
0.82
EBT Per Ebit
2.06
Ebit per Revenue
0.1
Effective Tax Rate
0.15

Margins

Sales, General, & Administrative to Revenue
0.33
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.1
Pretax Profit Margin
0.2
Net Profit Margin
0.16

Dividends

Dividend Yield
0.01
Dividend Yield %
1.18
Payout Ratio
0
Dividend Per Share
19.5

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
-251,37
Book Value per Share
644,82
Tangible Book Value per Share
644.82
Shareholders Equity per Share
625.89
Interest Debt per Share
1112.93
Debt to Equity
1.42
Debt to Assets
0.17
Net Debt to EBITDA
24.5
Current Ratio
0
Tangible Asset Value
4.902,30 Bil.
Net Current Asset Value
-33.252,00 Bil.
Invested Capital
2044016600000
Working Capital
1.911,08 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.53

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

HDFC Bank Limited Dividends
Year Dividends Growth
2001 10
2002 13 16.67%
2003 15 20%
2004 18 11.76%
2005 23 22.73%
2006 28 18.52%
2007 35 22.86%
2008 43 16.67%
2009 50 16%
2010 60 16.67%
2011 83 26.83%
2012 9 -925%
2013 11 27.27%
2014 14 15.38%
2015 16 18.75%
2016 19 15.79%
2017 22 13.64%
2023 19 -15.79%
2024 20 0%

HDFC Bank Limited Profile

About HDFC Bank Limited

HDFC Bank Limited provides banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. The company operates in three segments: Wholesale Banking, Retail Banking, and Treasury Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, fixed deposits, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

CEO
Mr. Sashidhar Jagdishan
Employee
213.527
Address
HDFC Bank House
Mumbai, 400013

HDFC Bank Limited Executives & BODs

HDFC Bank Limited Executives & BODs
# Name Age
1 Mr. Rakesh Kumar Rajput
Chief Compliance Officer
70
2 Mr. Ajit Subhas Shetty
Investor Relations Officer
70
3 Mr. Rakesh K. Singh
Group Head of Invst. Bank., Private Bank., Inter. Bank., Digi. Ecosystems & BaaS
70
4 Mr. Sashidhar Jagdishan
MD, Chief Executive Officer & Director
70
5 Mr. Bhavesh Chandulal Zaveri
Group Head of Operations, ATM, Cash Management Product & Executive Director
70
6 Mr. Kaizad Maneck Bharucha
Deputy MD & Director
70
7 Mr. Vedanthachari Srinivasa Rangan
Executive Whole-Time Director
70
8 Mr. Srinivasan Vaidyanathan
Chief Financial Officer
70
9 Mr. Ramesh Lakshminarayanan
Chief Information Officer & Group Head of IT
70
10 Mr. Sudhir Kumar Jha
Head & Group General Counsel
70

HDFC Bank Limited Competitors