Helvetia Holding AG Logo

Helvetia Holding AG

HELN.SW

(3.0)
Stock Price

149,70 CHF

0.46% ROA

8.33% ROE

28.23x PER

Market Cap.

7.873.775.966,00 CHF

91.24% DER

4.23% Yield

2.5% NPM

Helvetia Holding AG Stock Analysis

Helvetia Holding AG Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Helvetia Holding AG Fundamental Stock Analysis
# Analysis Rating
1 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

2 DER

The stock has a minimal amount of debt (47%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

4 Dividend Growth

The company's dividend growth has shown a positive trajectory over the past three years, consistently increasing year after year, indicating a favorable trend for potential investors.

5 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (2.382) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

6 ROE

The stock's ROE falls within an average range (10.35%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (0.96%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

8 PBV

The stock's PBV ratio (1.48x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

9 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

10 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

11 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

Helvetia Holding AG Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Helvetia Holding AG Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Sell
4 Stoch RSI Sell

Helvetia Holding AG Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Helvetia Holding AG Revenue
Year Revenue Growth
2002 5.355.901.000
2003 5.838.585.000 8.27%
2004 6.100.500.000 4.29%
2005 6.832.800.000 10.72%
2006 6.748.200.000 -1.25%
2007 6.372.100.000 -5.9%
2008 5.491.900.000 -16.03%
2009 7.224.600.000 23.98%
2010 7.445.000.000 2.96%
2011 7.497.300.000 0.7%
2012 7.888.000.000 4.95%
2013 8.337.700.000 5.39%
2014 8.906.400.000 6.39%
2015 9.046.000.000 1.54%
2016 9.324.500.000 2.99%
2017 9.660.100.000 3.47%
2018 9.060.100.000 -6.62%
2019 10.690.600.000 15.25%
2019 10.719.200.000 0.27%
2020 10.431.900.000 -2.75%
2021 12.307.800.000 15.24%
2022 10.142.600.000 -21.35%
2023 10.484.200.000 3.26%
2024 24.290.800.000 56.84%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Helvetia Holding AG Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Helvetia Holding AG General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 454.200.000 100%
2005 436.200.000 -4.13%
2006 461.400.000 5.46%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Helvetia Holding AG EBITDA
Year EBITDA Growth
2002 759.353.000
2003 414.773.000 -83.08%
2004 416.200.000 0.34%
2005 525.400.000 20.78%
2006 640.800.000 18.01%
2007 595.200.000 -7.66%
2008 385.900.000 -54.24%
2009 499.900.000 22.8%
2010 488.900.000 -2.25%
2011 438.100.000 -11.6%
2012 501.100.000 12.57%
2013 -67.510.625 842.25%
2014 -73.810.624 8.54%
2015 -54.835.625 -34.6%
2016 -61.595.522 10.97%
2017 -179.575.469 65.7%
2018 74.767.031 340.18%
2019 750.300.000 90.04%
2019 -114.002.500 758.14%
2020 -151.053.432 24.53%
2021 -171.994.844 12.18%
2022 -13.497.187 -1174.3%
2023 188.500.000 107.16%
2024 245.600.000 23.25%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Helvetia Holding AG Gross Profit
Year Gross Profit Growth
2002 5.355.901.000
2003 5.838.585.000 8.27%
2004 6.100.500.000 4.29%
2005 6.832.800.000 10.72%
2006 6.748.200.000 -1.25%
2007 6.372.100.000 -5.9%
2008 5.491.900.000 -16.03%
2009 7.224.600.000 23.98%
2010 7.445.000.000 2.96%
2011 7.497.300.000 0.7%
2012 7.888.000.000 4.95%
2013 8.337.700.000 5.39%
2014 8.906.400.000 6.39%
2015 9.046.000.000 1.54%
2016 9.324.500.000 2.99%
2017 9.660.100.000 3.47%
2018 9.060.100.000 -6.62%
2019 10.690.600.000 15.25%
2019 10.719.200.000 0.27%
2020 10.431.900.000 -2.75%
2021 12.307.800.000 15.24%
2022 10.142.600.000 -21.35%
2023 10.484.200.000 3.26%
2024 24.290.800.000 56.84%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Helvetia Holding AG Net Profit
Year Net Profit Growth
2002 -362.002.000
2003 92.396.000 491.79%
2004 222.400.000 58.46%
2005 301.400.000 26.21%
2006 423.000.000 28.75%
2007 402.000.000 -5.22%
2008 230.500.000 -74.4%
2009 320.500.000 28.08%
2010 341.500.000 6.15%
2011 288.700.000 -18.29%
2012 339.600.000 14.99%
2013 363.300.000 6.52%
2014 391.700.000 7.25%
2015 307.800.000 -27.26%
2016 376.600.000 18.27%
2017 405.300.000 7.08%
2018 432.600.000 6.31%
2019 538.100.000 19.61%
2019 539.200.000 0.2%
2020 264.800.000 -103.63%
2021 497.200.000 46.74%
2022 438.800.000 -13.31%
2023 283.200.000 -54.94%
2024 972.400.000 70.88%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Helvetia Holding AG Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 -12
2003 3 500%
2004 7 57.14%
2005 7 0%
2006 10 22.22%
2007 9 0%
2008 5 -80%
2009 8 28.57%
2010 8 0%
2011 7 -16.67%
2012 7 14.29%
2013 8 12.5%
2014 9 0%
2015 6 -60%
2016 7 28.57%
2017 8 0%
2018 9 12.5%
2019 11 20%
2019 11 0%
2020 5 -150%
2021 9 55.56%
2022 11 10%
2023 5 -100%
2024 18 72.22%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Helvetia Holding AG Free Cashflow
Year Free Cashflow Growth
2002 1.649.007.000
2003 1.609.147.000 -2.48%
2004 -417.200.000 485.7%
2005 192.800.000 316.39%
2006 8.400.000 -2195.24%
2007 356.100.000 97.64%
2008 291.300.000 -22.25%
2009 306.000.000 4.8%
2010 656.800.000 53.41%
2011 422.000.000 -55.64%
2012 261.500.000 -61.38%
2013 250.500.000 -4.39%
2014 159.700.000 -56.86%
2015 -353.500.000 145.18%
2016 -290.100.000 -21.85%
2017 7.600.000 3917.11%
2018 270.900.000 97.19%
2019 124.025.000 -118.42%
2019 1.315.700.000 90.57%
2020 -642.600.000 304.75%
2021 993.300.000 164.69%
2022 807.700.000 -22.98%
2023 907.300.000 10.98%
2024 -224.300.000 504.5%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Helvetia Holding AG Operating Cashflow
Year Operating Cashflow Growth
2002 1.650.868.000
2003 1.609.754.000 -2.55%
2004 -329.100.000 589.14%
2005 254.700.000 229.21%
2006 113.500.000 -124.41%
2007 504.300.000 77.49%
2008 447.800.000 -12.62%
2009 343.000.000 -30.55%
2010 702.400.000 51.17%
2011 442.700.000 -58.66%
2012 286.700.000 -54.41%
2013 263.100.000 -8.97%
2014 181.900.000 -44.64%
2015 -318.000.000 157.2%
2016 -263.600.000 -20.64%
2017 52.900.000 598.3%
2018 297.100.000 82.19%
2019 151.650.000 -95.91%
2019 1.426.200.000 89.37%
2020 -521.100.000 373.69%
2021 1.108.500.000 147.01%
2022 923.200.000 -20.07%
2023 1.014.900.000 9.04%
2024 -148.000.000 785.74%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Helvetia Holding AG Capital Expenditure
Year Capital Expenditure Growth
2002 1.861.000
2003 607.000 -206.59%
2004 88.100.000 99.31%
2005 61.900.000 -42.33%
2006 105.100.000 41.1%
2007 148.200.000 29.08%
2008 156.500.000 5.3%
2009 37.000.000 -322.97%
2010 45.600.000 18.86%
2011 20.700.000 -120.29%
2012 25.200.000 17.86%
2013 12.600.000 -100%
2014 22.200.000 43.24%
2015 35.500.000 37.46%
2016 26.500.000 -33.96%
2017 45.300.000 41.5%
2018 26.200.000 -72.9%
2019 27.625.000 5.16%
2019 110.500.000 75%
2020 121.500.000 9.05%
2021 115.200.000 -5.47%
2022 115.500.000 0.26%
2023 107.600.000 -7.34%
2024 76.300.000 -41.02%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Helvetia Holding AG Equity
Year Equity Growth
2002 1.046.489.000
2003 1.152.996.000 9.24%
2004 2.040.700.000 43.5%
2005 2.480.800.000 17.74%
2006 2.738.400.000 9.41%
2007 2.846.800.000 3.81%
2008 2.733.400.000 -4.15%
2009 3.136.800.000 12.86%
2010 3.457.600.000 9.28%
2011 3.652.900.000 5.35%
2012 4.100.300.000 10.91%
2013 4.131.199.999 0.75%
2014 5.663.100.000 27.05%
2015 5.355.300.000 -5.75%
2016 5.512.600.000 2.85%
2017 5.929.400.000 7.03%
2018 5.797.100.000 -2.28%
2019 5.834.100.000 0.63%
2020 6.400.300.000 8.85%
2021 6.414.500.000 0.22%
2022 3.777.300.000 -69.82%
2023 4.150.600.000 8.99%
2023 3.641.000.000 -14%
2024 3.665.600.000 0.67%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Helvetia Holding AG Assets
Year Assets Growth
2002 26.061.739.000
2003 27.719.045.000 5.98%
2004 2.040.700.000 -1258.31%
2005 2.480.800.000 17.74%
2006 2.738.400.000 9.41%
2007 32.540.900.000 91.58%
2008 33.742.700.000 3.56%
2009 36.386.200.000 7.27%
2010 37.560.400.000 3.13%
2011 39.147.200.000 4.05%
2012 42.497.100.000 7.88%
2013 44.511.600.000 4.53%
2014 55.068.900.000 19.17%
2015 54.144.800.000 -1.71%
2016 55.226.500.000 1.96%
2017 58.275.900.000 5.23%
2018 58.181.000.000 -0.16%
2019 61.309.600.000 5.1%
2020 70.311.100.000 12.8%
2021 70.011.000.000 -0.43%
2022 59.992.100.000 -16.7%
2023 58.409.300.000 -2.71%
2023 61.488.500.000 5.01%
2024 60.207.800.000 -2.13%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Helvetia Holding AG Liabilities
Year Liabilities Growth
2002 25.015.250.000
2003 26.566.049.000 5.84%
2004 350.900.000 -7470.83%
2005 209.800.000 -67.25%
2006 209.700.000 -0.05%
2007 29.694.100.000 99.29%
2008 31.009.300.000 4.24%
2009 33.249.400.000 6.74%
2010 34.102.800.000 2.5%
2011 35.494.300.000 3.92%
2012 38.396.800.000 7.56%
2013 40.380.400.000 4.91%
2014 49.405.800.000 18.27%
2015 48.789.500.000 -1.26%
2016 49.713.900.000 1.86%
2017 52.346.500.000 5.03%
2018 52.383.900.000 0.07%
2019 55.475.500.000 5.57%
2020 63.910.800.000 13.2%
2021 63.596.500.000 -0.49%
2022 56.214.800.000 -13.13%
2023 0 0%
2023 57.847.500.000 100%
2024 56.542.300.000 -2.31%

Helvetia Holding AG Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
210.89
Net Income per Share
5.28
Price to Earning Ratio
28.23x
Price To Sales Ratio
0.71x
POCF Ratio
18.32
PFCF Ratio
26.53
Price to Book Ratio
2.35
EV to Sales
0.87
EV Over EBITDA
193.25
EV to Operating CashFlow
22.45
EV to FreeCashFlow
32.5
Earnings Yield
0.04
FreeCashFlow Yield
0.04
Market Cap
7,87 Bil.
Enterprise Value
9,65 Bil.
Graham Number
86.85
Graham NetNet
-1045.58

Income Statement Metrics

Net Income per Share
5.28
Income Quality
1.54
ROE
0.08
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.78
EBT Per Ebit
8.17
Ebit per Revenue
0
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0
Pretax Profit Margin
0.03
Net Profit Margin
0.03

Dividends

Dividend Yield
0.04
Dividend Yield %
4.23
Payout Ratio
1.22
Dividend Per Share
6.3

Operating Metrics

Operating Cashflow per Share
8.13
Free CashFlow per Share
5.62
Capex to Operating CashFlow
0.31
Capex to Revenue
0.01
Capex to Depreciation
0.89
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
2.52

Balance Sheet

Cash per Share
24,40
Book Value per Share
69,36
Tangible Book Value per Share
69.36
Shareholders Equity per Share
63.52
Interest Debt per Share
60.46
Debt to Equity
0.91
Debt to Assets
0.05
Net Debt to EBITDA
35.52
Current Ratio
2.55
Tangible Asset Value
3,67 Bil.
Net Current Asset Value
-53,42 Bil.
Invested Capital
3036100000
Working Capital
1,90 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,64 Bil.
Average Inventory
0
Debt to Market Cap
0.39

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Helvetia Holding AG Dividends
Year Dividends Growth
1997 18
1998 22 18.18%
1999 28 21.43%
2000 32 12.5%
2001 35 8.57%
2006 9 -288.89%
2007 14 30.77%
2008 15 13.33%
2009 14 -15.38%
2010 15 7.14%
2011 16 12.5%
2012 16 0%
2013 14 -14.29%
2014 18 17.65%
2015 18 5.56%
2016 19 5.26%
2017 21 9.52%
2018 23 8.7%
2019 24 4.17%
2020 5 -380%
2021 5 0%
2022 6 0%
2023 6 0%
2024 6 16.67%

Helvetia Holding AG Profile

About Helvetia Holding AG

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

CEO
Mr. Fabian Joachim Rupprecht
Employee
14.104
Address
Dufourstrasse 40
Sankt Gallen, 9001

Helvetia Holding AG Executives & BODs

Helvetia Holding AG Executives & BODs
# Name Age
1 Mr. Michael Sonderegger
Head of Private Customer Property & Financial Loss Insurance
70
2 Mr. Fabian Joachim Rupprecht
Group Chief Executive Officer
70
3 Tom Bachmann
Head of the Chief Technology Officer Office
70
4 Sandra Hurlimann
Group Chief Technology Officer
70
5 Mr. Patrick Scherrer
Head Strategy and M & A
70
6 Dr. Annelis Luscher Hammerli
Head of Finance & Group Chief Financial Officer
70
7 Esther Roman
Group Human Resource Officer
70
8 Mr. Andre Keller
Group Chief Investment Officer
70
9 Marc Brachat
Head of Group Accounting, Controlling & Transformation
70
10 Philipp Schupbach
Head of Investor Relations
70

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