Home Bancshares, Inc. (Conway, AR) Logo

Home Bancshares, Inc. (Conway, AR)

HOMB

(3.2)
Stock Price

28,09 USD

1.8% ROA

10.06% ROE

13.48x PER

Market Cap.

5.191.732.000,00 USD

48.84% DER

2.83% Yield

29.3% NPM

Home Bancshares, Inc. (Conway, AR) Stock Analysis

Home Bancshares, Inc. (Conway, AR) Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Home Bancshares, Inc. (Conway, AR) Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (39%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Dividend Growth

Investors can take confidence in the company's impressive track record of annual dividend growth over the last five years, showcasing a commitment to rewarding shareholders.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROE

ROE in an average range (11.68%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (2.06%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 PBV

The stock's PBV ratio (1.24x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (57) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

11 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

Home Bancshares, Inc. (Conway, AR) Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Home Bancshares, Inc. (Conway, AR) Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Home Bancshares, Inc. (Conway, AR) Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Home Bancshares, Inc. (Conway, AR) Revenue
Year Revenue Growth
2001 9.344.000
2002 7.574.000 -23.37%
2003 0 0%
2004 43.192.000 100%
2005 65.143.000 33.7%
2006 81.950.000 20.51%
2007 93.741.000 12.58%
2008 114.769.000 18.32%
2009 122.969.000 6.67%
2010 181.463.000 32.23%
2011 182.564.000 0.6%
2012 192.608.000 5.21%
2013 248.141.000 22.38%
2014 381.099.000 34.89%
2015 422.918.000 9.89%
2016 485.985.000 12.98%
2017 544.430.000 10.74%
2018 655.340.000 16.92%
2019 662.736.000 1.12%
2020 684.563.000 3.19%
2021 699.784.000 2.18%
2022 918.885.000 23.84%
2023 965.436.000 4.82%
2023 1.344.574.000 28.2%
2024 1.473.196.000 8.73%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Home Bancshares, Inc. (Conway, AR) Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Home Bancshares, Inc. (Conway, AR) General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 14.123.000 100%
2005 23.901.000 40.91%
2006 29.313.000 18.46%
2007 30.496.000 3.88%
2008 35.566.000 14.26%
2009 36.249.000 1.88%
2010 42.394.000 14.49%
2011 47.426.000 10.61%
2012 60.217.000 21.24%
2013 73.496.000 18.07%
2014 97.219.000 24.4%
2015 112.179.000 13.34%
2016 129.737.000 13.53%
2017 144.913.000 10.47%
2018 175.842.000 17.59%
2019 170.338.000 -3.23%
2020 198.691.000 14.27%
2021 209.862.000 5.32%
2022 294.539.000 28.75%
2023 274.404.000 -7.34%
2023 287.877.000 4.68%
2024 268.996.000 -7.02%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Home Bancshares, Inc. (Conway, AR) EBITDA
Year EBITDA Growth
2001 11.039.000
2002 13.443.000 17.88%
2003 3.769.000 -256.67%
2004 29.807.000 87.36%
2005 58.589.000 49.13%
2006 91.136.000 35.71%
2007 109.181.000 16.53%
2008 79.580.000 -37.2%
2009 87.042.000 8.57%
2010 62.974.000 -38.22%
2011 122.080.000 48.42%
2012 132.672.000 7.98%
2013 125.015.000 -6.12%
2014 241.807.000 48.3%
2015 272.294.000 11.2%
2016 339.364.000 19.76%
2017 365.062.000 7.04%
2018 539.080.000 32.28%
2019 405.048.000 -33.09%
2020 283.547.000 -42.85%
2021 422.458.000 32.88%
2022 545.521.000 22.56%
2023 527.060.000 -3.5%
2023 9.685.000 -5342.02%
2024 8.560.000 -13.14%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Home Bancshares, Inc. (Conway, AR) Gross Profit
Year Gross Profit Growth
2001 9.344.000
2002 7.574.000 -23.37%
2003 0 0%
2004 43.192.000 100%
2005 65.143.000 33.7%
2006 66.003.000 1.3%
2007 74.809.000 11.77%
2008 89.047.000 15.99%
2009 96.934.000 8.14%
2010 152.020.000 36.24%
2011 149.465.000 -1.71%
2012 156.959.000 4.77%
2013 195.789.000 19.83%
2014 328.441.000 40.39%
2015 369.616.000 11.14%
2016 432.820.000 14.6%
2017 466.200.000 7.16%
2018 583.270.000 20.07%
2019 592.739.000 1.6%
2020 601.583.000 1.47%
2021 634.819.000 5.24%
2022 918.885.000 30.91%
2023 862.700.000 -6.51%
2023 1.225.309.000 29.59%
2024 1.355.536.000 9.61%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Home Bancshares, Inc. (Conway, AR) Net Profit
Year Net Profit Growth
2001 1.356.000
2002 3.877.000 65.02%
2003 3.769.000 -2.87%
2004 9.159.000 58.85%
2005 11.446.000 19.98%
2006 15.918.000 28.09%
2007 20.445.000 22.14%
2008 10.116.000 -102.11%
2009 26.806.000 62.26%
2010 17.591.000 -52.38%
2011 54.741.000 67.87%
2012 63.022.000 13.14%
2013 66.520.000 5.26%
2014 113.063.000 41.17%
2015 138.199.000 18.19%
2016 177.146.000 21.99%
2017 135.083.000 -31.14%
2018 300.403.000 55.03%
2019 289.539.000 -3.75%
2020 214.448.000 -35.02%
2021 319.021.000 32.78%
2022 305.262.000 -4.51%
2023 393.812.000 22.49%
2023 392.929.000 -0.22%
2024 406.120.000 3.25%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Home Bancshares, Inc. (Conway, AR) Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 100%
2016 1 0%
2017 1 0%
2018 2 100%
2019 2 0%
2020 1 0%
2021 2 0%
2022 2 0%
2023 2 0%
2023 2 0%
2024 2 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Home Bancshares, Inc. (Conway, AR) Free Cashflow
Year Free Cashflow Growth
2004 -14.092.000
2005 14.445.000 197.56%
2006 7.877.000 -83.38%
2007 3.469.000 -127.07%
2008 26.206.000 86.76%
2009 32.642.000 19.72%
2010 40.168.000 18.74%
2011 79.654.000 49.57%
2012 104.161.000 23.53%
2013 100.322.000 -3.83%
2014 245.328.000 59.11%
2015 194.527.000 -26.12%
2016 214.962.000 9.51%
2017 171.719.000 -25.18%
2018 294.269.000 41.65%
2019 232.517.000 -26.56%
2020 280.181.000 17.01%
2021 379.098.000 26.09%
2022 404.156.000 6.2%
2023 414.719.000 2.55%
2023 93.768.000 -342.28%
2024 92.046.000 -1.87%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Home Bancshares, Inc. (Conway, AR) Operating Cashflow
Year Operating Cashflow Growth
2004 -6.940.000
2005 20.418.000 133.99%
2006 17.832.000 -14.5%
2007 18.251.000 2.3%
2008 34.015.000 46.34%
2009 34.953.000 2.68%
2010 56.391.000 38.02%
2011 92.676.000 39.15%
2012 117.679.000 21.25%
2013 113.037.000 -4.11%
2014 245.395.000 53.94%
2015 205.063.000 -19.67%
2016 218.044.000 5.95%
2017 176.910.000 -23.25%
2018 302.219.000 41.46%
2019 247.415.000 -22.15%
2020 291.728.000 15.19%
2021 389.380.000 25.08%
2022 413.172.000 5.76%
2023 423.269.000 2.39%
2023 99.117.000 -327.04%
2024 103.484.000 4.22%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Home Bancshares, Inc. (Conway, AR) Capital Expenditure
Year Capital Expenditure Growth
2004 7.152.000
2005 5.973.000 -19.74%
2006 9.955.000 40%
2007 14.782.000 32.65%
2008 7.809.000 -89.29%
2009 2.311.000 -237.91%
2010 16.223.000 85.75%
2011 13.022.000 -24.58%
2012 13.518.000 3.67%
2013 12.715.000 -6.32%
2014 67.000 -18877.61%
2015 10.536.000 99.36%
2016 3.082.000 -241.86%
2017 5.191.000 40.63%
2018 7.950.000 34.7%
2019 14.898.000 46.64%
2020 11.547.000 -29.02%
2021 10.282.000 -12.3%
2022 9.016.000 -14.04%
2023 8.550.000 -5.45%
2023 5.349.000 -59.84%
2024 11.438.000 53.23%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Home Bancshares, Inc. (Conway, AR) Equity
Year Equity Growth
2001 35.997.000
2002 46.753.000 23.01%
2004 115.848.000 59.64%
2005 165.857.000 30.15%
2006 231.419.000 28.33%
2007 253.056.000 8.55%
2008 283.044.000 10.59%
2009 464.973.000 39.13%
2010 476.925.000 2.51%
2011 474.066.000 -0.6%
2012 515.473.000 8.03%
2013 840.955.000 38.7%
2014 1.015.292.000 17.17%
2015 1.199.757.000 15.38%
2016 1.324.833.000 9.44%
2017 2.204.291.000 39.9%
2018 2.349.886.000 6.2%
2019 2.511.531.000 6.44%
2020 2.605.758.000 3.62%
2021 2.765.721.000 5.78%
2022 3.526.362.000 21.57%
2023 3.791.075.000 6.98%
2023 3.654.874.000 -3.73%
2024 3.855.503.000 5.2%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Home Bancshares, Inc. (Conway, AR) Assets
Year Assets Growth
2001 322.036.000
2002 368.983.000 12.72%
2004 805.186.000 54.17%
2005 1.911.491.000 57.88%
2006 2.190.648.000 12.74%
2007 2.291.630.000 4.41%
2008 2.580.093.000 11.18%
2009 2.684.865.000 3.9%
2010 3.762.646.000 28.64%
2011 3.604.117.000 -4.4%
2012 4.242.130.000 15.04%
2013 6.811.861.000 37.72%
2014 7.403.272.000 7.99%
2015 9.289.122.000 20.3%
2016 9.808.465.000 5.29%
2017 14.449.760.000 32.12%
2018 15.302.438.000 5.57%
2019 15.032.047.000 -1.8%
2020 16.398.804.000 8.33%
2021 18.052.138.000 9.16%
2022 22.883.588.000 21.11%
2023 22.683.801.000 -0.88%
2023 21.950.638.000 -3.34%
2024 22.951.623.000 4.36%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Home Bancshares, Inc. (Conway, AR) Liabilities
Year Liabilities Growth
2001 0
2002 0 0%
2004 689.338.000 100%
2005 1.745.634.000 60.51%
2006 1.959.229.000 10.9%
2007 2.038.574.000 3.89%
2008 2.297.049.000 11.25%
2009 2.219.892.000 -3.48%
2010 3.285.721.000 32.44%
2011 3.130.051.000 -4.97%
2012 3.726.657.000 16.01%
2013 5.970.906.000 37.59%
2014 6.387.980.000 6.53%
2015 8.089.365.000 21.03%
2016 8.483.632.000 4.65%
2017 12.245.469.000 30.72%
2018 12.952.552.000 5.46%
2019 12.520.516.000 -3.45%
2020 13.793.046.000 9.23%
2021 15.286.417.000 9.77%
2022 19.357.226.000 21.03%
2023 18.892.726.000 -2.46%
2023 18.295.764.000 -3.26%
2024 19.096.120.000 4.19%

Home Bancshares, Inc. (Conway, AR) Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.54
Net Income per Share
1.93
Price to Earning Ratio
13.48x
Price To Sales Ratio
3.96x
POCF Ratio
11.41
PFCF Ratio
11.9
Price to Book Ratio
1.35
EV to Sales
4.62
EV Over EBITDA
43.77
EV to Operating CashFlow
13.26
EV to FreeCashFlow
13.87
Earnings Yield
0.07
FreeCashFlow Yield
0.08
Market Cap
5,19 Bil.
Enterprise Value
6,05 Bil.
Graham Number
28.9
Graham NetNet
-108.78

Income Statement Metrics

Net Income per Share
1.93
Income Quality
1.18
ROE
0.1
Return On Assets
0.02
Return On Capital Employed
-0.01
Net Income per EBT
0.77
EBT Per Ebit
-3.19
Ebit per Revenue
-0.12
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0.31
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.91
Operating Profit Margin
-0.12
Pretax Profit Margin
0.38
Net Profit Margin
0.29

Dividends

Dividend Yield
0.03
Dividend Yield %
2.83
Payout Ratio
0.38
Dividend Per Share
0.74

Operating Metrics

Operating Cashflow per Share
2.28
Free CashFlow per Share
2.18
Capex to Operating CashFlow
0.04
Capex to Revenue
0.02
Capex to Depreciation
0.81
Return on Invested Capital
-0.02
Return on Tangible Assets
0.02
Days Sales Outstanding
33.69
Days Payables Outstanding
0
Days of Inventory on Hand
-43134.49
Receivables Turnover
10.83
Payables Turnover
0
Inventory Turnover
-0.01
Capex per Share
0.1

Balance Sheet

Cash per Share
21,98
Book Value per Share
19,25
Tangible Book Value per Share
12.04
Shareholders Equity per Share
19.25
Interest Debt per Share
11.07
Debt to Equity
0.49
Debt to Assets
0.08
Net Debt to EBITDA
6.23
Current Ratio
0.29
Tangible Asset Value
2,41 Bil.
Net Current Asset Value
-17,88 Bil.
Invested Capital
-1160007999
Working Capital
-3,03 Bil.
Intangibles to Total Assets
0.06
Average Receivables
0,12 Bil.
Average Payables
0,00 Bil.
Average Inventory
-14950121000
Debt to Market Cap
0.36

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Home Bancshares, Inc. (Conway, AR) Dividends
Year Dividends Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 1 100%
2016 1 0%
2017 0 0%
2018 0 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

Home Bancshares, Inc. (Conway, AR) Profile

About Home Bancshares, Inc. (Conway, AR)

Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company's loan portfolio comprises non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. It also provides internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. In addition, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. As of December 31, 2021, it operated through 160 branch locations that included 76 branches in Arkansas, 78 branches in Florida, 5 branches in Alabama, and 1 branch in New York City. Home Bancshares, Inc. (Conway, AR) was founded in 1998 and is headquartered in Conway, Arkansas.

CEO
Mr. John W. Allison
Employee
2.819
Address
719 Harkrider Street
Conway, 72032-5619

Home Bancshares, Inc. (Conway, AR) Executives & BODs

Home Bancshares, Inc. (Conway, AR) Executives & BODs
# Name Age
1 Mr. Christopher C. Poulton
President of Centennial Commercial Finance Group
70
2 Mr. John W. Allison
Co-Founder, Chairman & Chief Executive Officer
70
3 Mr. Tracy M. French
Executive Officer & Director
70
4 Ms. Donna J. Townsell
Senior EVice President, Director of Investor Relations, Corporate Secretary & Director
70
5 Ms. Jennifer C. Floyd
Chief Accounting Officer
70
6 Mr. John Stephen Tipton
Chief Operating Officer
70
7 Mr. Kevin D. Hester
President & Chief Lending Officer
70
8 Ms. Jennifer J. Holbrook
Controller
70

Home Bancshares, Inc. (Conway, AR) Competitors