Hope Bancorp, Inc. Logo

Hope Bancorp, Inc.

HOPE

(2.8)
Stock Price

13,21 USD

0.81% ROA

6.46% ROE

8.8x PER

Market Cap.

1.398.657.660,00 USD

93.76% DER

4.81% Yield

18.7% NPM

Hope Bancorp, Inc. Stock Analysis

Hope Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hope Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

2 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

3 PBV

With a remarkably low PBV ratio (0.6x), the stock offers substantial upside potential at a bargain price.

4 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

5 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (40), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

6 ROE

ROE in an average range (7.77%) suggests satisfactory profitability and decent utilization of shareholders' equity.

7 ROA

The stock's ROA (0.81%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

8 DER

The stock maintains a fair debt to equity ratio (94%), indicating a reasonable balance between the money it owes and the ownership it possesses.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

Hope Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hope Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Hope Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hope Bancorp, Inc. Revenue
Year Revenue Growth
1996 6.002.000
1997 9.075.000 33.86%
1998 12.550.000 27.69%
1999 25.360.827 50.51%
2000 40.971.330 38.1%
2001 46.213.583 11.34%
2002 53.107.647 12.98%
2003 65.869.407 19.37%
2004 79.118.200 16.75%
2005 99.765.000 20.7%
2006 113.884.000 12.4%
2007 119.778.000 4.92%
2008 111.927.000 -7.01%
2009 110.814.000 -1%
2010 132.865.000 16.6%
2011 152.948.000 13.13%
2012 277.628.000 44.91%
2013 295.650.000 6.1%
2014 300.638.000 1.66%
2015 314.809.000 4.5%
2016 412.220.000 23.63%
2017 547.213.000 24.67%
2018 545.244.000 -0.36%
2019 511.303.000 -6.64%
2020 514.113.000 0.55%
2021 551.964.000 6.86%
2022 623.921.000 11.53%
2023 574.732.000 -8.56%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hope Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hope Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 8.170.937 100%
2000 13.634.045 40.07%
2001 16.043.528 15.02%
2002 17.254.034 7.02%
2003 20.204.218 14.6%
2004 22.184.332 8.93%
2005 23.925.000 7.28%
2006 27.097.000 11.71%
2007 28.429.000 4.69%
2008 28.887.000 1.59%
2009 29.179.000 1%
2010 34.183.000 14.64%
2011 35.976.000 4.98%
2012 65.297.000 44.9%
2013 77.709.000 15.97%
2014 88.950.000 12.64%
2015 98.166.000 9.39%
2016 123.512.000 20.52%
2017 162.021.000 23.77%
2018 174.327.000 7.06%
2019 175.836.000 0.86%
2020 177.810.000 1.11%
2021 190.591.000 6.71%
2022 210.967.000 9.66%
2023 218.864.000 3.61%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hope Bancorp, Inc. EBITDA
Year EBITDA Growth
1996 4.807.000
1997 6.901.000 30.34%
1998 9.303.000 25.82%
1999 13.963.222 33.37%
2000 31.206.686 55.26%
2001 33.643.967 7.24%
2002 35.611.161 5.52%
2003 40.736.305 12.58%
2004 55.225.301 26.24%
2005 87.342.000 36.77%
2006 121.946.000 28.38%
2007 137.509.000 11.32%
2008 77.904.000 -76.51%
2009 58.783.000 -32.53%
2010 37.890.000 -55.14%
2011 83.539.000 54.64%
2012 145.917.000 42.75%
2013 150.738.000 3.2%
2014 169.448.000 11.04%
2015 191.437.000 11.49%
2016 248.209.000 22.87%
2017 339.655.000 26.92%
2018 417.726.000 18.69%
2019 226.350.000 -84.55%
2020 142.291.000 -59.08%
2021 275.272.000 48.31%
2022 433.742.000 36.54%
2023 160.040.000 -171.02%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hope Bancorp, Inc. Gross Profit
Year Gross Profit Growth
1996 6.002.000
1997 9.075.000 33.86%
1998 12.550.000 27.69%
1999 25.360.827 50.51%
2000 40.971.330 38.1%
2001 46.213.583 11.34%
2002 53.107.647 12.98%
2003 65.869.407 19.37%
2004 79.118.200 16.75%
2005 99.765.000 20.7%
2006 113.884.000 12.4%
2007 119.778.000 4.92%
2008 111.927.000 -7.01%
2009 110.814.000 -1%
2010 132.865.000 16.6%
2011 152.948.000 13.13%
2012 268.618.000 43.06%
2013 286.873.000 6.36%
2014 300.638.000 4.58%
2015 314.809.000 4.5%
2016 412.220.000 23.63%
2017 547.213.000 24.67%
2018 545.244.000 -0.36%
2019 511.303.000 -6.64%
2020 514.113.000 0.55%
2021 551.964.000 6.86%
2022 623.921.000 11.53%
2023 574.732.000 -8.56%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hope Bancorp, Inc. Net Profit
Year Net Profit Growth
1996 2.060.000
1997 2.697.000 23.62%
1998 3.196.000 15.61%
1999 3.971.801 19.53%
2000 10.457.063 62.02%
2001 10.783.529 3.03%
2002 15.495.772 30.41%
2003 14.313.153 -8.26%
2004 19.782.028 27.65%
2005 26.857.000 26.34%
2006 33.806.000 20.56%
2007 33.199.000 -1.83%
2008 2.755.000 -1105.05%
2009 -5.723.000 148.14%
2010 -7.239.000 20.94%
2011 27.115.000 126.7%
2012 83.223.000 67.42%
2013 83.483.000 0.31%
2014 88.615.000 5.79%
2015 92.258.000 3.95%
2016 113.747.000 18.89%
2017 139.445.000 18.43%
2018 189.589.000 26.45%
2019 171.040.000 -10.84%
2020 111.515.000 -53.38%
2021 204.572.000 45.49%
2022 218.277.000 6.28%
2023 120.196.000 -81.6%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hope Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 1 0%
2001 0 0%
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 100%
2006 1 0%
2007 1 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 2 100%
2022 2 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hope Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
1999 8.313.749
2000 6.888.977 -20.68%
2001 13.997.737 50.79%
2002 -18.185.201 176.97%
2003 -13.707.579 -32.67%
2004 22.435.100 161.1%
2005 25.944.000 13.52%
2006 25.073.000 -3.47%
2007 33.663.000 25.52%
2008 28.738.000 -17.14%
2009 55.880.000 48.57%
2010 132.766.000 57.91%
2011 95.414.000 -39.15%
2012 97.635.000 2.27%
2013 125.009.000 21.9%
2014 129.103.000 3.17%
2015 111.962.000 -15.31%
2016 116.285.000 3.72%
2017 189.144.000 38.52%
2018 213.101.000 11.24%
2019 177.236.000 -20.24%
2020 160.943.000 -10.12%
2021 316.991.000 49.23%
2022 476.424.000 33.46%
2023 189.396.000 -151.55%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hope Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
1999 8.896.771
2000 8.062.053 -10.35%
2001 16.252.726 50.4%
2002 -17.385.060 193.49%
2003 -10.505.964 -65.48%
2004 24.521.709 142.84%
2005 28.923.000 15.22%
2006 31.171.000 7.21%
2007 35.475.000 12.13%
2008 32.192.000 -10.2%
2009 57.530.000 44.04%
2010 135.739.000 57.62%
2011 96.582.000 -40.54%
2012 104.470.000 7.55%
2013 134.203.000 22.16%
2014 135.529.000 0.98%
2015 122.886.000 -10.29%
2016 130.605.000 5.91%
2017 203.921.000 35.95%
2018 219.947.000 7.29%
2019 183.855.000 -19.63%
2020 165.916.000 -10.81%
2021 324.211.000 48.82%
2022 485.535.000 33.23%
2023 192.800.000 -151.83%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hope Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
1999 583.022
2000 1.173.076 50.3%
2001 2.254.989 47.98%
2002 800.141 -181.82%
2003 3.201.615 75.01%
2004 2.086.609 -53.44%
2005 2.979.000 29.96%
2006 6.098.000 51.15%
2007 1.812.000 -236.53%
2008 3.454.000 47.54%
2009 1.650.000 -109.33%
2010 2.973.000 44.5%
2011 1.168.000 -154.54%
2012 6.835.000 82.91%
2013 9.194.000 25.66%
2014 6.426.000 -43.08%
2015 10.924.000 41.18%
2016 14.320.000 23.72%
2017 14.777.000 3.09%
2018 6.846.000 -115.85%
2019 6.619.000 -3.43%
2020 4.973.000 -33.1%
2021 7.220.000 31.12%
2022 9.111.000 20.76%
2023 3.404.000 -167.66%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hope Bancorp, Inc. Equity
Year Equity Growth
1996 9.744.000
1997 19.628.000 50.36%
1998 22.805.000 13.93%
1999 26.726.258 14.67%
2000 44.512.171 39.96%
2001 55.427.408 19.69%
2002 65.369.067 15.21%
2003 84.996.872 23.09%
2004 101.254.557 16.06%
2005 146.754.000 31%
2006 186.627.000 21.37%
2007 222.180.000 16%
2008 289.953.000 23.37%
2009 367.975.000 21.2%
2010 358.563.000 -2.62%
2011 796.243.000 54.97%
2012 751.104.000 -6.01%
2013 811.102.000 7.4%
2014 882.773.000 8.12%
2015 938.095.000 5.9%
2016 1.856.893.000 49.48%
2017 1.928.255.000 3.7%
2018 1.903.211.000 -1.32%
2019 2.036.011.000 6.52%
2020 2.053.745.000 0.86%
2021 2.092.983.000 1.87%
2022 2.019.328.000 -3.65%
2023 2.030.424.000 0.55%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hope Bancorp, Inc. Assets
Year Assets Growth
1996 122.475.000
1997 181.134.000 32.38%
1998 276.126.000 34.4%
1999 358.898.397 23.06%
2000 601.661.892 40.35%
2001 679.438.175 11.45%
2002 979.249.016 30.62%
2003 1.260.027.639 22.28%
2004 1.507.664.767 16.43%
2005 1.775.822.000 15.1%
2006 2.046.985.000 13.25%
2007 2.423.410.000 15.53%
2008 2.672.054.000 9.31%
2009 3.227.957.000 17.22%
2010 2.963.296.000 -8.93%
2011 5.173.624.000 42.72%
2012 5.640.661.000 8.28%
2013 6.473.531.000 12.87%
2014 7.140.330.000 9.34%
2015 7.912.070.000 9.75%
2016 13.442.488.000 41.14%
2017 14.206.717.000 5.38%
2018 15.305.952.000 7.18%
2019 15.667.440.000 2.31%
2020 17.106.664.000 8.41%
2021 17.889.061.000 4.37%
2022 19.164.491.000 6.66%
2023 20.076.364.000 4.54%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hope Bancorp, Inc. Liabilities
Year Liabilities Growth
1996 112.731.000
1997 161.506.000 30.2%
1998 253.321.000 36.24%
1999 332.172.139 23.74%
2000 557.149.721 40.38%
2001 624.010.767 10.71%
2002 896.467.194 30.39%
2003 1.175.030.767 23.71%
2004 1.406.410.210 16.45%
2005 1.629.068.000 13.67%
2006 1.860.358.000 12.43%
2007 2.201.230.000 15.49%
2008 2.382.101.000 7.59%
2009 2.859.982.000 16.71%
2010 2.604.733.000 -9.8%
2011 4.377.381.000 40.5%
2012 4.889.557.000 10.47%
2013 5.662.429.000 13.65%
2014 6.257.557.000 9.51%
2015 6.973.975.000 10.27%
2016 11.585.595.000 39.8%
2017 12.278.462.000 5.64%
2018 13.402.741.000 8.39%
2019 13.631.429.000 1.68%
2020 15.052.919.000 9.44%
2021 15.796.078.000 4.7%
2022 17.145.163.000 7.87%
2023 18.045.940.000 4.99%

Hope Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.98
Net Income per Share
1.32
Price to Earning Ratio
8.8x
Price To Sales Ratio
2.34x
POCF Ratio
2.72
PFCF Ratio
2.8
Price to Book Ratio
0.69
EV to Sales
1.34
EV Over EBITDA
2.04
EV to Operating CashFlow
1.56
EV to FreeCashFlow
1.6
Earnings Yield
0.11
FreeCashFlow Yield
0.36
Market Cap
1,40 Bil.
Enterprise Value
0,80 Bil.
Graham Number
22.45
Graham NetNet
-110.19

Income Statement Metrics

Net Income per Share
1.32
Income Quality
3.23
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.03
Net Income per EBT
0.75
EBT Per Ebit
0.37
Ebit per Revenue
0.68
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0.38
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1
Operating Profit Margin
0.68
Pretax Profit Margin
0.25
Net Profit Margin
0.19

Dividends

Dividend Yield
0.05
Dividend Yield %
4.81
Payout Ratio
0.42
Dividend Per Share
0.56

Operating Metrics

Operating Cashflow per Share
4.28
Free CashFlow per Share
4.16
Capex to Operating CashFlow
-0.03
Capex to Revenue
-0.02
Capex to Depreciation
-0.64
Return on Invested Capital
0.08
Return on Tangible Assets
0.01
Days Sales Outstanding
37.04
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
9.85
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.11

Balance Sheet

Cash per Share
39,79
Book Value per Share
16,92
Tangible Book Value per Share
13.01
Shareholders Equity per Share
16.92
Interest Debt per Share
19.65
Debt to Equity
0.94
Debt to Assets
0.09
Net Debt to EBITDA
-1.52
Current Ratio
15.35
Tangible Asset Value
1,56 Bil.
Net Current Asset Value
-15,48 Bil.
Invested Capital
0.94
Working Capital
2,39 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,06 Bil.
Average Payables
0,14 Bil.
Average Inventory
0
Debt to Market Cap
1.36

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hope Bancorp, Inc. Dividends
Year Dividends Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%

Hope Bancorp, Inc. Profile

About Hope Bancorp, Inc.

Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.

CEO
Mr. Kevin Sung Kim J.D.
Employee
1.244
Address
3200 Wilshire Boulevard
Los Angeles, 90010

Hope Bancorp, Inc. Executives & BODs

Hope Bancorp, Inc. Executives & BODs
# Name Age
1 Ms. Angie Yang
Senior Vice President and Director of IR & Corporate Communications
70
2 Mr. Kevin Sung Kim J.D.
Chairman, President & Chief Executive Officer
70
3 Mr. Andy Chan
Executive Vice President & Chief Internal Audit Executive
70
4 Mr. Jason K. Kim
Senior EVice President & President of Western Regional of Bank of Hope
70
5 Ms. Kyu S. Kim
Senior EVice President & Regional President of Eastern Region-Bank of Hope
70
6 Ms. Angelee J. Harris
Executive Vice President, General Counsel & Corporate Secretary
70
7 Mr. Daniel H. Kim
Executive Vice President and Chief Strategy & Administrative Officer
70
8 Mr. Peter J. Koh
Senior EVice President & Chief Operating Officer
70
9 Mr. Thomas P. Stenger
Senior Executive Vice President & Chief Risk Officer
70
10 Ms. Julianna Balicka
Executive Vice President & Chief Financial Officer
70

Hope Bancorp, Inc. Competitors