Hannover Rück SE Logo

Hannover Rück SE

HVRRY

(3.0)
Stock Price

42,95 USD

2.97% ROA

19.66% ROE

2.41x PER

Market Cap.

29.287.665.642,34 USD

45.75% DER

2.27% Yield

7.84% NPM

Hannover Rück SE Stock Analysis

Hannover Rück SE Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hannover Rück SE Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (19.56%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 ROA

The stock's ROA (2.69%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (2.72x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

7 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

8 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past three years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (1.567) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

Hannover Rück SE Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hannover Rück SE Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Hannover Rück SE Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hannover Rück SE Revenue
Year Revenue Growth
2002 35.058.090.000
2003 34.460.782.000 -1.73%
2004 0 0%
2005 0 0%
2006 8.284.315.000 100%
2007 8.415.806.000 1.56%
2008 7.251.467.000 -16.06%
2009 10.687.215.000 32.15%
2010 11.322.756.000 5.61%
2011 12.144.393.000 6.77%
2012 13.918.307.000 12.75%
2013 13.663.579.000 -1.86%
2014 14.034.136.000 2.64%
2015 16.355.508.000 14.19%
2016 16.056.579.000 -1.86%
2017 17.477.012.000 8.13%
2018 18.965.811.000 7.85%
2019 21.657.878.000 12.43%
2020 23.275.955.000 6.95%
2021 26.149.007.000 10.99%
2022 31.596.266.000 17.24%
2023 24.208.000.000 -30.52%
2023 25.723.600.000 5.89%
2024 27.197.600.000 5.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hannover Rück SE Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hannover Rück SE General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 258.767.000
2003 212.062.000 -22.02%
2004 0 0%
2005 0 0%
2006 194.406.000 100%
2007 204.358.000 4.87%
2008 216.047.000 5.41%
2009 246.940.000 12.51%
2010 0 0%
2011 289.063.000 100%
2012 310.790.000 6.99%
2013 333.674.000 6.86%
2014 363.859.000 8.3%
2015 398.512.000 8.7%
2016 401.545.000 0.76%
2017 411.297.000 2.37%
2018 423.343.000 2.85%
2019 480.084.000 11.82%
2020 478.182.000 -0.4%
2021 510.707.000 6.37%
2022 575.758.000 11.3%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hannover Rück SE EBITDA
Year EBITDA Growth
2002 379.438.000
2003 234.368.000 -61.9%
2004 0 0%
2005 0 0%
2006 725.755.000 100%
2007 886.260.000 18.11%
2008 710.989.000 -24.65%
2009 1.219.557.000 41.7%
2010 1.158.809.000 -5.24%
2011 902.030.000 -28.47%
2012 1.458.763.000 38.16%
2013 1.292.930.000 -12.83%
2014 1.504.035.000 14.04%
2015 1.835.999.000 18.08%
2016 1.766.139.000 -3.96%
2017 1.416.961.000 -24.64%
2018 1.619.841.000 12.52%
2019 1.774.697.000 8.73%
2020 1.104.109.000 -60.74%
2021 1.810.987.000 39.03%
2022 1.889.547.000 4.16%
2023 1.948.800.000 3.04%
2023 -477.100.000 508.47%
2024 114.400.000 517.05%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hannover Rück SE Gross Profit
Year Gross Profit Growth
2002 35.058.090.000
2003 34.460.782.000 -1.73%
2004 0 0%
2005 0 0%
2006 8.284.315.000 100%
2007 8.415.806.000 1.56%
2008 7.251.467.000 -16.06%
2009 10.687.215.000 32.15%
2010 11.322.756.000 5.61%
2011 12.144.393.000 6.77%
2012 13.918.307.000 12.75%
2013 13.663.579.000 -1.86%
2014 14.034.136.000 2.64%
2015 16.355.508.000 14.19%
2016 16.056.579.000 -1.86%
2017 17.477.012.000 8.13%
2018 18.965.811.000 7.85%
2019 21.657.878.000 12.43%
2020 23.275.955.000 6.95%
2021 26.149.007.000 10.99%
2022 31.596.266.000 17.24%
2023 24.208.000.000 -30.52%
2023 21.473.000.000 -12.74%
2024 27.197.600.000 21.05%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hannover Rück SE Net Profit
Year Net Profit Growth
2002 267.172.000
2003 354.779.000 24.69%
2004 0 0%
2005 0 0%
2006 602.769.000 100%
2007 721.663.000 16.48%
2008 -126.987.000 668.3%
2009 774.059.000 116.41%
2010 830.905.000 6.84%
2011 605.973.000 -37.12%
2012 849.592.000 28.67%
2013 895.467.000 5.12%
2014 985.649.000 9.15%
2015 1.150.725.000 14.35%
2016 1.171.229.000 1.75%
2017 958.555.000 -22.19%
2018 1.059.493.000 9.53%
2019 1.284.167.000 17.5%
2020 883.073.000 -45.42%
2021 1.231.334.000 28.28%
2022 1.406.734.000 12.47%
2023 1.757.600.000 19.96%
2023 1.824.800.000 3.68%
2024 2.412.000.000 24.34%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hannover Rück SE Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 1
2003 2 0%
2004 1 0%
2005 9 87.5%
2006 2 -300%
2007 3 0%
2008 -1 0%
2009 3 100%
2010 3 0%
2011 3 -50%
2012 4 33.33%
2013 4 0%
2014 4 25%
2015 5 0%
2016 5 0%
2017 4 -33.33%
2018 4 25%
2019 11 60%
2020 7 -42.86%
2021 10 30%
2022 12 9.09%
2023 7 -57.14%
2023 15 53.33%
2024 20 25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hannover Rück SE Free Cashflow
Year Free Cashflow Growth
2002 1.456.635.000
2003 1.747.396.000 16.64%
2004 1.788.357.000 2.29%
2005 1.731.889.000 -3.26%
2006 1.782.853.000 2.86%
2007 911.887.000 -95.51%
2008 1.316.301.000 30.72%
2009 695.379.000 -89.29%
2010 1.568.304.000 55.66%
2011 2.522.862.000 37.84%
2012 2.660.906.000 5.19%
2013 1.952.147.000 -36.31%
2014 2.129.681.000 8.34%
2015 2.956.288.000 27.96%
2016 2.515.080.000 -17.54%
2017 1.428.781.000 -76.03%
2018 2.140.003.000 33.23%
2019 2.612.100.000 18.07%
2020 2.861.694.000 8.72%
2021 4.596.344.000 37.74%
2022 5.164.359.000 11%
2023 1.318.800.000 -291.6%
2023 5.785.500.000 77.21%
2024 1.588.700.000 -264.17%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hannover Rück SE Operating Cashflow
Year Operating Cashflow Growth
2002 1.615.293.000
2003 1.844.006.000 12.4%
2004 1.788.357.000 -3.11%
2005 1.731.889.000 -3.26%
2006 1.785.763.000 3.02%
2007 912.053.000 -95.8%
2008 1.458.853.000 37.48%
2009 1.751.895.000 16.73%
2010 1.681.268.000 -4.2%
2011 2.522.862.000 33.36%
2012 2.637.162.000 4.33%
2013 2.225.496.000 -18.5%
2014 1.930.892.000 -15.26%
2015 3.104.875.000 37.81%
2016 2.331.283.000 -33.18%
2017 1.693.853.000 -37.63%
2018 2.224.573.000 23.86%
2019 2.509.205.000 11.34%
2020 3.231.026.000 22.34%
2021 4.940.462.000 34.6%
2022 5.164.359.000 4.34%
2023 1.318.800.000 -291.6%
2023 5.785.500.000 77.21%
2024 1.588.700.000 -264.17%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hannover Rück SE Capital Expenditure
Year Capital Expenditure Growth
2002 158.658.000
2003 96.610.000 -64.23%
2004 0 0%
2005 0 0%
2006 2.910.000 100%
2007 166.000 -1653.01%
2008 142.552.000 99.88%
2009 1.056.516.000 86.51%
2010 112.964.000 -835.27%
2011 0 0%
2012 -23.744.000 100%
2013 273.349.000 108.69%
2014 -198.789.000 237.51%
2015 148.587.000 233.79%
2016 -183.797.000 180.84%
2017 265.072.000 169.34%
2018 84.570.000 -213.44%
2019 -102.895.000 182.19%
2020 369.332.000 127.86%
2021 344.118.000 -7.33%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hannover Rück SE Equity
Year Equity Growth
2002 1.739.462.000
2003 2.404.650.000 27.66%
2004 2.525.153.000 4.77%
2005 2.601.034.000 2.92%
2006 3.506.386.000 25.82%
2007 3.921.833.000 10.59%
2008 3.331.493.000 -17.72%
2009 4.254.030.000 21.69%
2010 5.117.868.000 16.88%
2011 5.606.655.000 8.72%
2012 6.740.280.000 16.82%
2013 6.530.027.000 -3.22%
2014 8.252.960.000 20.88%
2015 8.777.470.000 5.98%
2016 9.740.547.000 9.89%
2017 9.286.558.000 -4.89%
2018 9.542.028.000 2.68%
2019 11.354.479.000 15.96%
2020 11.839.416.000 4.1%
2021 12.756.231.000 7.19%
2022 8.747.713.000 -45.82%
2023 11.019.500.000 20.62%
2023 10.492.100.000 -5.03%
2024 11.499.900.000 8.76%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hannover Rück SE Assets
Year Assets Growth
2002 33.578.971.000
2003 32.974.744.000 -1.83%
2004 36.177.469.440 8.85%
2005 39.789.207.552 9.08%
2006 41.386.356.736 3.86%
2007 37.068.407.000 -11.65%
2008 38.001.743.000 2.46%
2009 42.264.219.000 10.09%
2010 46.725.293.000 9.55%
2011 49.866.952.000 6.3%
2012 54.811.713.000 9.02%
2013 53.915.544.000 -1.66%
2014 60.457.584.000 10.82%
2015 63.214.938.000 4.36%
2016 63.528.602.000 0.49%
2017 61.196.846.000 -3.81%
2018 64.508.637.000 5.13%
2019 71.356.404.000 9.6%
2020 71.439.769.000 0.12%
2021 82.902.252.000 13.83%
2022 86.952.369.000 4.66%
2023 66.487.300.000 -30.78%
2023 64.597.800.000 -2.93%
2024 68.223.800.000 5.31%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hannover Rück SE Liabilities
Year Liabilities Growth
2002 31.839.509.000
2003 30.570.094.000 -4.15%
2004 33.652.316.440 9.16%
2005 37.188.173.552 9.51%
2006 38.488.521.736 3.38%
2007 33.146.574.000 -16.12%
2008 34.670.250.000 4.39%
2009 38.010.189.000 8.79%
2010 41.607.425.000 8.65%
2011 44.260.297.000 5.99%
2012 48.071.433.000 7.93%
2013 47.385.517.000 -1.45%
2014 52.204.624.000 9.23%
2015 54.437.468.000 4.1%
2016 53.788.055.000 -1.21%
2017 51.910.288.000 -3.62%
2018 54.966.609.000 5.56%
2019 60.001.925.000 8.39%
2020 59.600.353.000 -0.67%
2021 70.146.021.000 15.03%
2022 78.204.656.000 10.3%
2023 55.467.800.000 -40.99%
2023 2.092.600.000 -2550.66%
2024 56.723.900.000 96.31%

Hannover Rück SE Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
214.43
Net Income per Share
16.8
Price to Earning Ratio
2.41x
Price To Sales Ratio
1.13x
POCF Ratio
0.86
PFCF Ratio
5.15
Price to Book Ratio
0.46
EV to Sales
1.28
EV Over EBITDA
42.55
EV to Operating CashFlow
5.81
EV to FreeCashFlow
5.81
Earnings Yield
0.42
FreeCashFlow Yield
0.19
Market Cap
29,29 Bil.
Enterprise Value
33,10 Bil.
Graham Number
182.86
Graham NetNet
-28.36

Income Statement Metrics

Net Income per Share
16.8
Income Quality
2.81
ROE
0.2
Return On Assets
0.03
Return On Capital Employed
0.03
Net Income per EBT
0.94
EBT Per Ebit
1.24
Ebit per Revenue
0.07
Effective Tax Rate
0.08

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.95
Operating Profit Margin
0.07
Pretax Profit Margin
0.08
Net Profit Margin
0.08

Dividends

Dividend Yield
0.02
Dividend Yield %
2.27
Payout Ratio
1.21
Dividend Per Share
0.92

Operating Metrics

Operating Cashflow per Share
47.21
Free CashFlow per Share
47.21
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.1
Return on Tangible Assets
0.03
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
442,06
Book Value per Share
95,37
Tangible Book Value per Share
94.71
Shareholders Equity per Share
88.46
Interest Debt per Share
41.34
Debt to Equity
0.46
Debt to Assets
0.07
Net Debt to EBITDA
4.9
Current Ratio
10.74
Tangible Asset Value
11,42 Bil.
Net Current Asset Value
-53,21 Bil.
Invested Capital
63121500001
Working Capital
3,18 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,22 Bil.
Average Inventory
0
Debt to Market Cap
0.17

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hannover Rück SE Dividends
Year Dividends Growth
2010 17
2011 22 27.27%
2012 16 -37.5%
2013 23 30.43%
2014 26 8%
2015 23 -8.7%
2016 28 14.81%
2017 27 -3.85%
2018 33 18.75%
2019 30 -10.34%
2020 29 -3.57%
2021 29 3.45%
2022 30 0%
2023 33 9.38%
2024 1 0%

Hannover Rück SE Profile

About Hannover Rück SE

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property, casualty, facultative, catastrophe XL, structured reinsurance, and insurance-linked securities. It also provides risk solutions for agricultural, livestock, and bloodstock businesses; aviation and space business; and marine and offshore energy business, as well as credit, surety, and political risks reinsurance products. In addition, the company offers group and individual credit life, enhanced annuities, group life and health, and Takaful reinsurance products; and risk solutions in the areas of critical illness, disability, health, longevity, long term care, mortality, and morbidity. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is headquartered in Hanover, Germany. Hannover Rück SE is a subsidiary of Talanx AG.

CEO
Mr. Jean-Jacques Henchoz
Employee
3.856
Address
Karl-Wiechert-Allee 50
Hanover, 30625

Hannover Rück SE Executives & BODs

Hannover Rück SE Executives & BODs
# Name Age
1 Mr. Sven Althoff
Member of the Executive Board
70
2 Dr. Klaus Wilhelm Miller
Member of the Executive Board
70
3 Mr. Karl Steinle
Head of Corporate Communications
70
4 Mr. Thorsten Steinmann
Member of the Executive Board
70
5 Mr. Claude Jacques Chèvre
Member of the Executive Board
70
6 Ms. Silke Sehm
Member of Executive Board
70
7 Ms. Sharon Ooi
Member of Executive Board
70
8 Mr. Jean-Jacques Henchoz
Chief Executive Officer & Chairman of the Executive Board
70
9 Mr. Clemens Jungsthofel
Chief Financial Officer & Member of Executive Board
70
10 Dr. Michael Pickel
Member of the Executive Board
70

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