Industrial and Commercial Bank of China Limited Logo

Industrial and Commercial Bank of China Limited

ICK.VI

(3.8)
Stock Price

0,56 EUR

0.77% ROA

9.55% ROE

4.26x PER

Market Cap.

2.059.488.060.529,10 EUR

55.84% DER

7.82% Yield

44.48% NPM

Industrial and Commercial Bank of China Limited Stock Analysis

Industrial and Commercial Bank of China Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Industrial and Commercial Bank of China Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.35x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (46%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

4 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

6 ROE

The stock's ROE falls within an average range (7.99%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (0.66%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

8 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

9 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

10 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (9), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Industrial and Commercial Bank of China Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Industrial and Commercial Bank of China Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Industrial and Commercial Bank of China Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Industrial and Commercial Bank of China Limited Revenue
Year Revenue Growth
2002 91.511.000.000
2003 191.883.000.000 52.31%
2004 211.075.000.000 9.09%
2005 250.807.000.000 15.84%
2006 178.889.000.000 -40.2%
2007 254.141.000.000 29.61%
2008 307.780.000.000 17.43%
2009 307.467.000.000 -0.1%
2010 378.675.000.000 18.8%
2011 472.770.000.000 19.9%
2012 534.293.000.000 11.51%
2013 589.637.000.000 9.39%
2014 656.735.000.000 10.22%
2015 695.317.000.000 5.55%
2016 673.287.000.000 -3.27%
2017 723.552.000.000 6.95%
2018 770.700.000.000 6.12%
2019 852.644.000.000 9.61%
2020 881.361.000.000 3.26%
2021 939.893.000.000 6.23%
2022 913.562.000.000 -2.88%
2023 810.484.000.000 -12.72%
2023 838.048.000.000 3.29%
2024 796.576.000.000 -5.21%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Industrial and Commercial Bank of China Limited Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Industrial and Commercial Bank of China Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 47.943.000.000
2003 46.936.000.000 -2.15%
2004 47.067.000.000 0.28%
2005 61.293.000.000 23.21%
2006 64.469.000.000 4.93%
2007 87.631.000.000 26.43%
2008 91.506.000.000 4.23%
2009 101.703.000.000 10.03%
2010 116.578.000.000 12.76%
2011 139.598.000.000 16.49%
2012 153.336.000.000 8.96%
2013 165.280.000.000 7.23%
2014 176.261.000.000 6.23%
2015 177.823.000.000 0.88%
2016 175.156.000.000 -1.52%
2017 177.723.000.000 1.44%
2018 185.041.000.000 3.95%
2019 199.050.000.000 7.04%
2020 196.848.000.000 -1.12%
2021 225.945.000.000 12.88%
2022 229.615.000.000 1.6%
2023 226.776.000.000 -1.25%
2023 227.266.000.000 0.22%
2024 215.072.000.000 -5.67%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Industrial and Commercial Bank of China Limited EBITDA
Year EBITDA Growth
2002 6.680.000.000
2003 42.320.000.000 84.22%
2004 62.933.000.000 32.75%
2005 72.513.000.000 13.21%
2006 81.099.000.000 10.59%
2007 122.425.000.000 33.76%
2008 152.731.000.000 19.84%
2009 177.497.000.000 13.95%
2010 226.715.000.000 21.71%
2011 283.349.000.000 19.99%
2012 320.816.000.000 11.68%
2013 351.607.000.000 8.76%
2014 376.190.000.000 6.53%
2015 379.622.000.000 0.9%
2016 381.116.000.000 0.39%
2017 380.261.000.000 -0.22%
2018 390.813.000.000 2.7%
2019 390.652.000.000 -0.04%
2020 390.347.000.000 -0.08%
2021 423.021.000.000 7.72%
2022 422.010.000.000 -0.24%
2023 441.240.000.000 4.36%
2023 420.843.000.000 -4.85%
2024 377.236.000.000 -11.56%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Industrial and Commercial Bank of China Limited Gross Profit
Year Gross Profit Growth
2002 91.511.000.000
2003 191.883.000.000 52.31%
2004 211.075.000.000 9.09%
2005 250.807.000.000 15.84%
2006 178.889.000.000 -40.2%
2007 254.141.000.000 29.61%
2008 307.780.000.000 17.43%
2009 307.467.000.000 -0.1%
2010 378.675.000.000 18.8%
2011 472.770.000.000 19.9%
2012 534.293.000.000 11.51%
2013 589.637.000.000 9.39%
2014 656.735.000.000 10.22%
2015 695.317.000.000 5.55%
2016 673.287.000.000 -3.27%
2017 723.552.000.000 6.95%
2018 770.700.000.000 6.12%
2019 852.644.000.000 9.61%
2020 881.361.000.000 3.26%
2021 939.893.000.000 6.23%
2022 913.562.000.000 -2.88%
2023 810.484.000.000 -12.72%
2023 838.048.000.000 3.29%
2024 796.576.000.000 -5.21%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Industrial and Commercial Bank of China Limited Net Profit
Year Net Profit Growth
2002 6.527.000.000
2003 22.374.000.000 70.83%
2004 30.763.000.000 27.27%
2005 37.405.000.000 17.76%
2006 48.719.000.000 23.22%
2007 81.256.000.000 40.04%
2008 110.766.000.000 26.64%
2009 128.599.000.000 13.87%
2010 165.156.000.000 22.13%
2011 208.265.000.000 20.7%
2012 238.532.000.000 12.69%
2013 262.649.000.000 9.18%
2014 275.811.000.000 4.77%
2015 277.131.000.000 0.48%
2016 278.249.000.000 0.4%
2017 286.049.000.000 2.73%
2018 297.676.000.000 3.91%
2019 312.224.000.000 4.66%
2020 315.906.000.000 1.17%
2021 348.338.000.000 9.31%
2022 361.132.000.000 3.54%
2023 379.716.000.000 4.89%
2023 363.993.000.000 -4.32%
2024 331.256.000.000 -9.88%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Industrial and Commercial Bank of China Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Industrial and Commercial Bank of China Limited Free Cashflow
Year Free Cashflow Growth
2002 212.558.000.000
2003 153.353.000.000 -38.61%
2004 114.034.000.000 -34.48%
2005 359.871.000.000 68.31%
2006 391.636.000.000 8.11%
2007 288.903.000.000 -35.56%
2008 359.938.000.000 19.74%
2009 390.825.000.000 7.9%
2010 264.918.000.000 -47.53%
2011 336.718.000.000 21.32%
2012 514.801.000.000 34.59%
2013 -34.432.000.000 1595.12%
2014 156.834.000.000 121.95%
2015 1.098.278.000.000 85.72%
2016 202.306.000.000 -442.88%
2017 763.984.000.000 73.52%
2018 671.109.000.000 -13.84%
2019 668.483.000.000 -0.39%
2020 1.526.621.000.000 56.21%
2021 339.020.000.000 -350.3%
2022 1.390.944.000.000 75.63%
2023 609.347.000.000 -128.27%
2023 1.402.508.000.000 56.55%
2024 -1.343.083.000.000 204.42%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Industrial and Commercial Bank of China Limited Operating Cashflow
Year Operating Cashflow Growth
2002 219.784.000.000
2003 160.884.000.000 -36.61%
2004 120.764.000.000 -33.22%
2005 367.494.000.000 67.14%
2006 396.221.000.000 7.25%
2007 296.129.000.000 -33.8%
2008 370.913.000.000 20.16%
2009 403.862.000.000 8.16%
2010 278.176.000.000 -45.18%
2011 348.123.000.000 20.09%
2012 533.508.000.000 34.75%
2013 -1.947.000.000 27501.54%
2014 201.457.000.000 100.97%
2015 1.131.764.000.000 82.2%
2016 239.221.000.000 -373.1%
2017 770.864.000.000 68.97%
2018 724.133.000.000 -6.45%
2019 694.521.000.000 -4.26%
2020 1.557.616.000.000 55.41%
2021 360.882.000.000 -331.61%
2022 1.404.657.000.000 74.31%
2023 611.850.000.000 -129.58%
2023 1.417.002.000.000 56.82%
2024 -1.340.269.000.000 205.73%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Industrial and Commercial Bank of China Limited Capital Expenditure
Year Capital Expenditure Growth
2002 7.226.000.000
2003 7.531.000.000 4.05%
2004 6.730.000.000 -11.9%
2005 7.623.000.000 11.71%
2006 4.585.000.000 -66.26%
2007 7.226.000.000 36.55%
2008 10.975.000.000 34.16%
2009 13.037.000.000 15.82%
2010 13.258.000.000 1.67%
2011 11.405.000.000 -16.25%
2012 18.707.000.000 39.03%
2013 32.485.000.000 42.41%
2014 44.623.000.000 27.2%
2015 33.486.000.000 -33.26%
2016 36.915.000.000 9.29%
2017 6.880.000.000 -436.56%
2018 53.024.000.000 87.02%
2019 26.038.000.000 -103.64%
2020 30.995.000.000 15.99%
2021 21.862.000.000 -41.78%
2022 13.713.000.000 -59.43%
2023 2.503.000.000 -447.86%
2023 14.494.000.000 82.73%
2024 2.814.000.000 -415.07%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Industrial and Commercial Bank of China Limited Equity
Year Equity Growth
2002 182.006.000.000
2003 -535.484.000.000 133.99%
2004 -504.495.000.000 -6.14%
2005 260.984.000.000 293.3%
2006 471.433.000.000 44.64%
2007 544.252.000.000 13.38%
2008 607.138.000.000 10.36%
2009 678.934.000.000 10.57%
2010 821.657.000.000 17.37%
2011 957.823.000.000 14.22%
2012 1.128.459.000.000 15.12%
2013 1.278.463.000.000 11.73%
2014 1.537.304.000.000 16.84%
2015 1.800.519.000.000 14.62%
2016 1.981.163.000.000 9.12%
2017 2.141.056.000.000 7.47%
2018 2.344.883.000.000 8.69%
2019 2.692.003.000.000 12.89%
2020 2.909.515.000.000 7.48%
2021 3.275.258.000.000 11.17%
2022 3.513.826.000.000 6.79%
2023 3.776.588.000.000 6.96%
2023 3.675.878.000.000 -2.74%
2024 3.864.501.000.000 4.88%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Industrial and Commercial Bank of China Limited Assets
Year Assets Growth
2002 4.776.773.000.000
2003 4.560.174.000.000 -4.75%
2004 5.072.874.000.000 10.11%
2005 6.457.239.000.000 21.44%
2006 7.509.118.000.000 14.01%
2007 8.684.288.000.000 13.53%
2008 9.757.654.000.000 11%
2009 11.785.053.000.000 17.2%
2010 13.458.622.000.000 12.43%
2011 15.476.868.000.000 13.04%
2012 17.542.217.000.000 11.77%
2013 18.917.752.000.000 7.27%
2014 20.609.953.000.000 8.21%
2015 22.209.780.000.000 7.2%
2016 24.137.265.000.000 7.99%
2017 26.087.043.000.000 7.47%
2018 27.699.540.000.000 5.82%
2019 30.109.436.000.000 8%
2020 33.345.058.000.000 9.7%
2021 35.171.383.000.000 5.19%
2022 39.609.657.000.000 11.21%
2023 44.697.079.000.000 11.38%
2023 44.482.823.000.000 -0.48%
2024 47.116.536.000.000 5.59%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Industrial and Commercial Bank of China Limited Liabilities
Year Liabilities Growth
2002 4.594.767.000.000
2003 28.576.000.000 -15979.11%
2004 5.577.369.000.000 99.49%
2005 6.196.255.000.000 9.99%
2006 77.229.000.000 -7923.22%
2007 113.127.000.000 31.73%
2008 89.373.000.000 -26.58%
2009 147.096.000.000 39.24%
2010 237.211.000.000 37.99%
2011 453.957.000.000 47.75%
2012 486.368.000.000 6.66%
2013 655.179.000.000 25.77%
2014 712.053.000.000 7.99%
2015 784.215.000.000 9.2%
2016 858.044.000.000 8.6%
2017 1.018.888.000.000 15.79%
2018 1.104.091.000.000 7.72%
2019 1.233.128.000.000 10.46%
2020 1.266.743.000.000 2.65%
2021 1.280.715.000.000 1.09%
2022 1.426.616.000.000 10.23%
2023 1.898.250.000.000 24.85%
2023 1.796.484.000.000 -5.66%
2024 2.146.382.000.000 16.3%

Industrial and Commercial Bank of China Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2.22
Net Income per Share
0.99
Price to Earning Ratio
4.26x
Price To Sales Ratio
2.54x
POCF Ratio
10.47
PFCF Ratio
16.1
Price to Book Ratio
0.4
EV to Sales
-1.06
EV Over EBITDA
-2.08
EV to Operating CashFlow
-5.88
EV to FreeCashFlow
-6.75
Earnings Yield
0.23
FreeCashFlow Yield
0.06
Market Cap
2.059,49 Bil.
Enterprise Value
-863,05 Bil.
Graham Number
15.29
Graham NetNet
8

Income Statement Metrics

Net Income per Share
0.99
Income Quality
0.41
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.87
EBT Per Ebit
1
Ebit per Revenue
0.51
Effective Tax Rate
0.13

Margins

Sales, General, & Administrative to Revenue
0.28
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.51
Pretax Profit Margin
0.51
Net Profit Margin
0.44

Dividends

Dividend Yield
0.08
Dividend Yield %
7.82
Payout Ratio
0.49
Dividend Per Share
0.04

Operating Metrics

Operating Cashflow per Share
0.4
Free CashFlow per Share
0.35
Capex to Operating CashFlow
0.13
Capex to Revenue
0.02
Capex to Depreciation
0.73
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.05

Balance Sheet

Cash per Share
13,88
Book Value per Share
123,13
Tangible Book Value per Share
123.13
Shareholders Equity per Share
10.52
Interest Debt per Share
8.06
Debt to Equity
0.56
Debt to Assets
0.05
Net Debt to EBITDA
-7.05
Current Ratio
0
Tangible Asset Value
44.970,15 Bil.
Net Current Asset Value
2.922,54 Bil.
Invested Capital
5365033000000
Working Capital
5.068,92 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
1.04

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Industrial and Commercial Bank of China Limited Dividends
Year Dividends Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%
2025 0 0%

Industrial and Commercial Bank of China Limited Profile

About Industrial and Commercial Bank of China Limited

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

CEO
Mr. Lin Liao
Employee
408.691
Address
55 Fuxingmennei Avenue
Beijing, 100140

Industrial and Commercial Bank of China Limited Executives & BODs

Industrial and Commercial Bank of China Limited Executives & BODs
# Name Age
1 Mr. Jun Liu
President & Vice Chairman
70
2 Mr. Mingde Yao
Senior Executive Vice President
70
3 Mr. Hongtao Duan
Senior Executive Vice President
70
4 Mr. Fenglin Tian
Chief Business Officer
70
5 Mr. Zou Xin
General Manager of Corporate Strategy & Investor Relations
70
6 Mr. Jianhua Song
Chief Business Officer
70
7 Mr. Lin Liao
Executive Chairman
70
8 Mr. Jingwu Wang
Senior Executive Vice President, Chief Risk Officer & Executive Director
70
9 Ms. Yan Xiong
Chief Business Officer
70
10 Mr. Weiwu Zhang
Senior Executive Vice President
70

Industrial and Commercial Bank of China Limited Competitors