Insignia Financial Ltd. Logo

Insignia Financial Ltd.

IFL.AX

(2.8)
Stock Price

2,52 AUD

0.18% ROA

-1.86% ROE

346.96x PER

Market Cap.

1.541.737.908,00 AUD

40.23% DER

4.55% Yield

-2.19% NPM

Insignia Financial Ltd. Stock Analysis

Insignia Financial Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Insignia Financial Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.56x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (40%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

4 ROE

The stock's ROE falls within an average range (1.13%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.95%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

7 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

8 Buffet Intrinsic Value

The company's stock seems undervalued (60) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

Insignia Financial Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Insignia Financial Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Insignia Financial Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Insignia Financial Ltd. Revenue
Year Revenue Growth
2002 105.916.000
2003 145.689.000 27.3%
2004 172.534.000 15.56%
2005 214.780.000 19.67%
2006 252.746.000 15.02%
2007 260.005.000 2.79%
2008 251.984.000 -3.18%
2009 627.640.000 59.85%
2010 632.976.000 0.84%
2011 606.530.000 -4.36%
2012 674.949.000 10.14%
2013 730.047.000 7.55%
2014 991.843.000 26.39%
2015 887.628.000 -11.74%
2016 874.091.000 -1.55%
2017 901.715.000 3.06%
2018 973.509.000 7.37%
2019 1.146.868.000 15.12%
2020 1.146.868.000 0%
2020 1.260.700.000 9.03%
2021 2.126.000.000 40.7%
2022 1.952.600.000 -8.88%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Insignia Financial Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Insignia Financial Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 42.781.000
2003 51.085.000 16.26%
2004 46.620.000 -9.58%
2005 53.831.000 13.4%
2006 64.698.000 16.8%
2007 72.225.000 10.42%
2008 102.422.000 29.48%
2009 183.489.000 44.18%
2010 159.338.000 -15.16%
2011 171.777.000 7.24%
2012 197.279.000 12.93%
2013 204.294.000 3.43%
2014 277.884.000 26.48%
2015 261.635.000 -6.21%
2016 269.408.000 2.89%
2017 256.105.000 -5.19%
2018 252.303.000 -1.51%
2019 319.135.000 20.94%
2020 319.135.000 0%
2020 454.100.000 29.72%
2021 828.800.000 45.21%
2022 283.800.000 -192.04%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Insignia Financial Ltd. EBITDA
Year EBITDA Growth
2002 41.870.000
2003 46.201.000 9.37%
2004 80.678.000 42.73%
2005 67.336.000 -19.81%
2006 74.858.000 10.05%
2007 28.312.000 -164.4%
2008 39.848.000 28.95%
2009 128.972.000 69.1%
2010 181.866.000 29.08%
2011 147.126.000 -23.61%
2012 166.405.000 11.59%
2013 192.863.000 13.72%
2014 256.034.000 24.67%
2015 248.833.000 -2.89%
2016 272.840.000 8.8%
2017 234.882.000 -16.16%
2018 26.079.000 -800.66%
2019 156.151.000 83.3%
2020 240.142.000 34.98%
2020 218.200.000 -10.06%
2021 180.300.000 -21.02%
2022 361.000.000 50.06%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Insignia Financial Ltd. Gross Profit
Year Gross Profit Growth
2002 103.462.000
2003 145.689.000 28.98%
2004 172.534.000 15.56%
2005 214.780.000 19.67%
2006 252.746.000 15.02%
2007 260.005.000 2.79%
2008 251.984.000 -3.18%
2009 627.640.000 59.85%
2010 632.976.000 0.84%
2011 606.530.000 -4.36%
2012 392.366.000 -54.58%
2013 423.614.000 7.38%
2014 656.291.000 35.45%
2015 567.207.000 -15.71%
2016 561.811.000 -0.96%
2017 575.204.000 2.33%
2018 502.636.000 -14.44%
2019 579.733.000 13.3%
2020 579.733.000 0%
2020 765.200.000 24.24%
2021 1.457.500.000 47.5%
2022 718.200.000 -102.94%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Insignia Financial Ltd. Net Profit
Year Net Profit Growth
2002 20.000
2003 -474.000 104.22%
2004 -1.554.000 69.5%
2005 23.273.000 106.68%
2006 22.344.000 -4.16%
2007 23.340.000 4.27%
2008 15.847.000 -47.28%
2009 68.403.000 76.83%
2010 99.489.000 31.25%
2011 19.373.000 -413.54%
2012 79.769.000 75.71%
2013 101.285.000 21.24%
2014 138.371.000 26.8%
2015 196.846.000 29.71%
2016 115.990.000 -69.71%
2017 88.301.000 -31.36%
2018 28.560.000 -209.18%
2019 146.964.000 80.57%
2020 146.964.000 0%
2020 -143.500.000 202.41%
2021 36.800.000 489.95%
2022 15.200.000 -142.11%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Insignia Financial Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 1
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 1 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Insignia Financial Ltd. Free Cashflow
Year Free Cashflow Growth
2002 -5.500.000
2003 -6.370.000 13.66%
2004 26.222.000 124.29%
2005 65.369.000 59.89%
2006 79.189.000 17.45%
2007 107.819.000 26.55%
2008 -35.526.000 403.49%
2009 110.802.000 132.06%
2010 113.541.000 2.41%
2011 92.519.000 -22.72%
2012 68.364.000 -35.33%
2013 122.148.000 44.03%
2014 174.308.000 29.92%
2015 159.619.000 -9.2%
2016 166.905.000 4.37%
2017 -453.535.000 136.8%
2018 142.209.000 418.92%
2019 97.629.000 -45.66%
2020 121.400.000 19.58%
2021 -52.700.000 330.36%
2022 36.950.000 242.63%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Insignia Financial Ltd. Operating Cashflow
Year Operating Cashflow Growth
2002 0
2003 2.407.000 100%
2004 30.679.000 92.15%
2005 67.960.000 54.86%
2006 81.323.000 16.43%
2007 111.602.000 27.13%
2008 -34.266.000 425.69%
2009 117.298.000 129.21%
2010 122.197.000 4.01%
2011 102.954.000 -18.69%
2012 80.350.000 -28.13%
2013 139.086.000 42.23%
2014 186.186.000 25.3%
2015 168.851.000 -10.27%
2016 179.279.000 5.82%
2017 -442.905.000 140.48%
2018 172.183.000 357.23%
2019 118.900.000 -44.81%
2020 137.800.000 13.72%
2021 -5.500.000 2605.45%
2022 38.250.000 114.38%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Insignia Financial Ltd. Capital Expenditure
Year Capital Expenditure Growth
2002 5.500.000
2003 8.777.000 37.34%
2004 4.457.000 -96.93%
2005 2.591.000 -72.02%
2006 2.134.000 -21.42%
2007 3.783.000 43.59%
2008 1.260.000 -200.24%
2009 6.496.000 80.6%
2010 8.656.000 24.95%
2011 10.435.000 17.05%
2012 11.986.000 12.94%
2013 16.938.000 29.24%
2014 11.878.000 -42.6%
2015 9.232.000 -28.66%
2016 12.374.000 25.39%
2017 10.630.000 -16.41%
2018 29.974.000 64.54%
2019 21.271.000 -40.91%
2020 16.400.000 -29.7%
2021 47.200.000 65.25%
2022 1.300.000 -3530.77%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Insignia Financial Ltd. Equity
Year Equity Growth
2002 164.075.000
2003 245.999.000 33.3%
2004 298.450.000 17.57%
2005 183.693.000 -62.47%
2006 189.158.000 2.89%
2007 231.854.000 18.42%
2008 872.539.000 73.43%
2009 870.437.000 -0.24%
2010 885.821.000 1.74%
2011 812.446.000 -9.03%
2012 804.094.000 -1.04%
2013 800.505.000 -0.45%
2014 1.362.615.000 41.25%
2015 1.390.225.000 1.99%
2016 1.350.760.000 -2.92%
2017 1.812.687.000 25.48%
2018 1.656.857.000 -9.41%
2019 1.743.263.000 4.96%
2020 2.492.100.000 30.05%
2021 2.400.900.000 -3.8%
2022 2.329.800.000 -3.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Insignia Financial Ltd. Assets
Year Assets Growth
2002 207.769.000
2003 309.224.000 32.81%
2004 380.929.000 18.82%
2005 1.585.410.000 75.97%
2006 1.736.720.000 8.71%
2007 1.421.894.000 -22.14%
2008 2.075.369.000 31.49%
2009 2.094.990.000 0.94%
2010 2.057.763.000 -1.81%
2011 1.926.593.000 -6.81%
2012 1.947.120.000 1.05%
2013 2.018.980.000 3.56%
2014 2.803.087.000 27.97%
2015 2.742.818.000 -2.2%
2016 2.750.991.000 0.3%
2017 3.130.857.000 12.13%
2018 3.705.247.000 15.5%
2019 4.258.666.000 13%
2020 5.709.800.000 25.41%
2021 5.514.300.000 -3.55%
2022 5.004.800.000 -10.18%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Insignia Financial Ltd. Liabilities
Year Liabilities Growth
2002 43.391.000
2003 60.520.000 28.3%
2004 78.288.000 22.7%
2005 1.396.388.000 94.39%
2006 1.546.815.000 9.72%
2007 1.189.316.000 -30.06%
2008 1.194.911.000 0.47%
2009 1.208.036.000 1.09%
2010 1.155.785.000 -4.52%
2011 1.099.271.000 -5.14%
2012 1.130.569.000 2.77%
2013 1.205.640.000 6.23%
2014 1.430.829.000 15.74%
2015 1.343.118.000 -6.53%
2016 1.390.543.000 3.41%
2017 1.318.170.000 -5.49%
2018 2.048.390.000 35.65%
2019 2.515.403.000 18.57%
2020 3.217.700.000 21.83%
2021 3.113.400.000 -3.35%
2022 2.675.000.000 -16.39%

Insignia Financial Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2.95
Net Income per Share
0.01
Price to Earning Ratio
346.96x
Price To Sales Ratio
0.79x
POCF Ratio
42.06
PFCF Ratio
49.89
Price to Book Ratio
0.66
EV to Sales
1.01
EV Over EBITDA
6.78
EV to Operating CashFlow
54.37
EV to FreeCashFlow
63.87
Earnings Yield
0
FreeCashFlow Yield
0.02
Market Cap
1,54 Bil.
Enterprise Value
1,97 Bil.
Graham Number
0.73
Graham NetNet
-1.96

Income Statement Metrics

Net Income per Share
0.01
Income Quality
0.71
ROE
0
Return On Assets
-0.01
Return On Capital Employed
0.04
Net Income per EBT
0.64
EBT Per Ebit
-0.43
Ebit per Revenue
0.08
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.14
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.63
Operating Profit Margin
0.08
Pretax Profit Margin
-0.03
Net Profit Margin
-0.02

Dividends

Dividend Yield
0.05
Dividend Yield %
4.55
Payout Ratio
25.48
Dividend Per Share
0.11

Operating Metrics

Operating Cashflow per Share
0.05
Free CashFlow per Share
0.05
Capex to Operating CashFlow
-0.15
Capex to Revenue
-0
Capex to Depreciation
-0.05
Return on Invested Capital
0
Return on Tangible Assets
0
Days Sales Outstanding
49.76
Days Payables Outstanding
56.16
Days of Inventory on Hand
340.03
Receivables Turnover
7.34
Payables Turnover
6.5
Inventory Turnover
1.07
Capex per Share
-0.01

Balance Sheet

Cash per Share
0,90
Book Value per Share
3,53
Tangible Book Value per Share
-0.26
Shareholders Equity per Share
3.53
Interest Debt per Share
1.5
Debt to Equity
0.4
Debt to Assets
0.19
Net Debt to EBITDA
1.48
Current Ratio
1.25
Tangible Asset Value
-0,17 Bil.
Net Current Asset Value
-0,60 Bil.
Invested Capital
0.4
Working Capital
0,41 Bil.
Intangibles to Total Assets
0.5
Average Receivables
0,13 Bil.
Average Payables
0,20 Bil.
Average Inventory
590900000
Debt to Market Cap
0.61

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Insignia Financial Ltd. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Insignia Financial Ltd. Profile

About Insignia Financial Ltd.

Insignia Financial Ltd. provides financial advice, platforms, and asset management services in Australia. The company offers financial services solutions on superannuation and investments to clients including investors, members, employers, and advisers. It also provides financial advisory, various financial products and services, and investment management services on behalf of institutional, retail, and direct clients. The company was formerly known as IOOF Holdings Ltd. and changed its name to Insignia Financial Ltd. in December 2021. Insignia Financial Ltd. was founded in 1846 and is based in Docklands, Australia.

CEO
Mr. Darren Whereat
Employee
1.300
Address
800 Bourke Street
Docklands, 3008

Insignia Financial Ltd. Executives & BODs

Insignia Financial Ltd. Executives & BODs
# Name Age
1 Mr. Garry Mulcahy
Chief Asset Management Officer
70
2 Mr. Darren Whereat
Chief Executive Officer of Rhombus Advisory
70
3 Mr. Anvij Saxena
Chief Risk Officer
70
4 Mr. Scott Hartley B.B.A.
Chief Executive officer
70
5 Mr. Lawrence Hastings
Chief Legal Officer
70
6 Ms. Melissa Walls
Chief People Officer
70
7 Mr. Martin Breckon
Head of Technical Services
70
8 Mr. David Chalmers
Chief Financial Officer
70
9 Mr. Frank Lombardo
Chief Operating & Technology Officer
70
10 Mr. Mark Oliver
Chief Distribution Officer
70

Insignia Financial Ltd. Competitors