Investec Group Logo

Investec Group

INL.JO

(1.8)
Stock Price

13.918,00 ZAc

1.07% ROA

1.33% ROE

8.42x PER

Market Cap.

10.522.032.864,00 ZAc

558.55% DER

6.02% Yield

31.51% NPM

Investec Group Stock Analysis

Investec Group Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Investec Group Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (44%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

3 ROE

ROE in an average range (10.87%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.92%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (2.16x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (442), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Investec Group Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Investec Group Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Investec Group Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Investec Group Revenue
Year Revenue Growth
2001 538.107.000
2002 436.939.000 -23.15%
2003 167.796.000 -160.4%
2004 8.513.852.193 98.03%
2005 10.229.687.104 16.77%
2006 16.672.530.140 38.64%
2007 23.713.344.548 29.69%
2008 8.796.000.000 -169.59%
2009 10.765.000.000 18.29%
2010 9.198.000.000 -17.04%
2011 9.585.000.000 4.04%
2012 10.823.000.000 11.44%
2013 12.338.000.000 12.28%
2014 14.536.000.000 15.12%
2015 16.720.000.000 13.06%
2016 17.353.000.000 3.65%
2017 17.440.000.000 0.5%
2018 17.923.000.000 2.69%
2019 15.628.000.000 -14.69%
2020 14.333.000.000 -9.04%
2021 17.620.000.000 18.65%
2022 2.251.269.000 -682.67%
2023 1.911.906.000 -17.75%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Investec Group Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Investec Group General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 428.510.000
2002 392.466.000 -9.18%
2003 395.188.000 0.69%
2004 5.731.765.565 93.11%
2005 5.968.756.569 3.97%
2006 9.729.478.035 38.65%
2007 13.012.505.010 25.23%
2008 4.762.000.000 -173.26%
2009 6.095.000.000 21.87%
2010 708.000.000 -760.88%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Investec Group EBITDA
Year EBITDA Growth
2001 840.877.000
2002 812.172.000 -3.53%
2003 771.031.000 -5.34%
2004 9.070.210.483 91.5%
2005 11.851.231.683 23.47%
2006 19.478.281.038 39.16%
2007 32.923.603.652 40.84%
2008 21.825.000.000 -50.85%
2009 24.288.000.000 10.14%
2010 14.825.000.000 -63.83%
2011 15.302.000.000 3.12%
2012 15.577.000.000 1.77%
2013 17.437.000.000 10.67%
2014 20.529.000.000 15.06%
2015 24.167.000.000 15.05%
2016 29.986.000.000 19.41%
2017 32.173.000.000 6.8%
2018 7.733.609.522 -316.02%
2019 4.410.915.761 -75.33%
2020 6.253.625.796 29.47%
2021 11.858.299.949 47.26%
2022 20.374.879.432 41.8%
2023 -1.940.000 1050351.52%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Investec Group Gross Profit
Year Gross Profit Growth
2001 538.107.000
2002 436.939.000 -23.15%
2003 167.796.000 -160.4%
2004 8.513.852.193 98.03%
2005 10.229.687.104 16.77%
2006 16.672.530.140 38.64%
2007 23.713.344.548 29.69%
2008 8.796.000.000 -169.59%
2009 10.765.000.000 18.29%
2010 9.198.000.000 -17.04%
2011 8.760.000.000 -5%
2012 10.823.000.000 19.06%
2013 12.338.000.000 12.28%
2014 14.536.000.000 15.12%
2015 16.720.000.000 13.06%
2016 17.353.000.000 3.65%
2017 17.440.000.000 0.5%
2018 17.923.000.000 2.69%
2019 15.628.000.000 -14.69%
2020 14.333.000.000 -9.04%
2021 17.620.000.000 18.65%
2022 2.251.269.000 -682.67%
2023 1.911.906.000 -17.75%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Investec Group Net Profit
Year Net Profit Growth
2001 17.146.000
2002 -61.952.000 127.68%
2003 70.598.000 187.75%
2004 1.309.283.913 94.61%
2005 3.365.190.394 61.09%
2006 4.864.388.824 30.82%
2007 6.309.783.822 22.91%
2008 3.057.000.000 -106.4%
2009 2.752.000.000 -11.08%
2010 2.688.000.000 -2.38%
2011 2.714.000.000 0.96%
2012 3.237.000.000 16.16%
2013 3.727.000.000 13.15%
2014 4.468.000.000 16.58%
2015 4.996.000.000 10.57%
2016 5.064.000.000 1.34%
2017 6.302.000.000 19.64%
2018 6.173.000.000 -2.09%
2019 9.710.000.000 36.43%
2020 3.859.000.000 -151.62%
2021 5.507.000.000 29.93%
2022 804.865.000 -584.21%
2023 617.260.000 -30.39%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Investec Group Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 2 100%
2005 6 60%
2006 8 28.57%
2007 6 -16.67%
2008 4 -50%
2009 4 -33.33%
2010 3 0%
2011 3 0%
2012 3 0%
2013 4 0%
2014 5 25%
2015 5 20%
2016 5 0%
2017 7 16.67%
2018 7 0%
2019 10 40%
2020 4 -150%
2021 6 33.33%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Investec Group Free Cashflow
Year Free Cashflow Growth
2001 602.385.000
2002 71.516.000 -742.31%
2003 -499.310.000 114.32%
2004 -1.599.695.384 68.79%
2005 1.745.066.217 191.67%
2006 1.920.475.841 9.13%
2007 16.169.636.845 88.12%
2008 -1.314.000.000 1330.57%
2009 2.990.000.000 143.95%
2010 1.343.000.000 -122.64%
2011 9.248.000.000 85.48%
2012 -12.587.000.000 173.47%
2013 8.858.000.000 242.1%
2014 4.504.000.000 -96.67%
2015 2.049.000.000 -119.81%
2016 5.203.000.000 60.62%
2017 -1.980.000.000 362.78%
2018 7.276.000.000 127.21%
2019 36.981.000.000 80.33%
2020 -23.040.000.000 260.51%
2021 8.868.000.000 359.81%
2022 439.420.000 -1918.11%
2023 321.862.500 -36.52%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Investec Group Operating Cashflow
Year Operating Cashflow Growth
2001 680.542.000
2002 79.262.000 -758.6%
2003 -489.492.000 116.19%
2004 -1.485.932.393 67.06%
2005 1.804.755.172 182.33%
2006 1.920.475.841 6.03%
2007 16.679.823.729 88.49%
2008 -1.040.000.000 1703.83%
2009 3.131.000.000 133.22%
2010 1.750.000.000 -78.91%
2011 9.462.000.000 81.5%
2012 -12.325.000.000 176.77%
2013 9.231.000.000 233.52%
2014 4.751.000.000 -94.3%
2015 2.218.000.000 -114.2%
2016 5.505.000.000 59.71%
2017 -1.764.000.000 412.07%
2018 9.980.000.000 117.68%
2019 37.304.000.000 73.25%
2020 -22.958.000.000 262.49%
2021 8.968.000.000 356%
2022 469.757.000 -1809.07%
2023 321.862.500 -45.95%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Investec Group Capital Expenditure
Year Capital Expenditure Growth
2001 78.157.000
2002 7.746.000 -909%
2003 9.818.000 21.1%
2004 113.762.991 91.37%
2005 59.688.954 -90.59%
2006 0 0%
2007 510.186.884 100%
2008 274.000.000 -86.2%
2009 141.000.000 -94.33%
2010 407.000.000 65.36%
2011 214.000.000 -90.19%
2012 262.000.000 18.32%
2013 373.000.000 29.76%
2014 247.000.000 -51.01%
2015 169.000.000 -46.15%
2016 302.000.000 44.04%
2017 216.000.000 -39.81%
2018 2.704.000.000 92.01%
2019 323.000.000 -737.15%
2020 82.000.000 -293.9%
2021 100.000.000 18%
2022 30.337.000 -229.63%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Investec Group Equity
Year Equity Growth
2001 924.961.000
2002 973.865.000 5.02%
2003 1.306.827.000 25.48%
2004 12.700.023.259 89.71%
2005 16.148.729.577 21.36%
2006 26.216.820.096 38.4%
2007 35.613.477.784 26.39%
2008 16.169.000.000 -120.26%
2009 18.591.000.000 13.03%
2010 20.782.000.000 10.54%
2011 22.242.000.000 6.56%
2012 24.546.000.000 9.39%
2013 31.127.000.000 21.14%
2014 35.526.000.000 12.38%
2015 41.851.000.000 15.11%
2016 46.571.000.000 10.14%
2017 51.279.000.000 9.18%
2018 55.615.000.000 7.8%
2019 56.675.000.000 1.87%
2020 60.628.000.000 6.52%
2021 62.529.000.000 3.04%
2022 5.331.665.000 -1072.79%
2023 5.474.242.000 2.6%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Investec Group Assets
Year Assets Growth
2001 16.923.459.000
2002 14.920.261.000 -13.43%
2003 15.322.342.000 2.62%
2004 235.163.864.323 93.48%
2005 255.255.438.700 7.87%
2006 375.917.619.592 32.1%
2007 549.563.642.447 31.6%
2008 246.225.000.000 -123.2%
2009 277.104.000.000 11.14%
2010 307.475.000.000 9.88%
2011 348.076.000.000 11.66%
2012 385.496.000.000 9.71%
2013 430.091.000.000 10.37%
2014 473.633.000.000 9.19%
2015 568.779.000.000 16.73%
2016 586.432.000.000 3.01%
2017 617.710.000.000 5.06%
2018 661.669.000.000 6.64%
2019 575.387.000.000 -15%
2020 549.740.000.000 -4.67%
2021 599.134.000.000 8.24%
2022 57.294.659.000 -945.71%
2023 56.625.727.000 -1.18%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Investec Group Liabilities
Year Liabilities Growth
2001 606.246.000
2002 13.946.396.000 95.65%
2003 14.015.515.000 0.49%
2004 222.463.841.063 93.7%
2005 239.106.709.122 6.96%
2006 349.700.799.495 31.63%
2007 513.950.164.663 31.96%
2008 230.056.000.000 -123.4%
2009 258.513.000.000 11.01%
2010 286.693.000.000 9.83%
2011 325.834.000.000 12.01%
2012 360.950.000.000 9.73%
2013 398.964.000.000 9.53%
2014 438.107.000.000 8.93%
2015 526.928.000.000 16.86%
2016 539.861.000.000 2.4%
2017 24.172.000.000 -2133.41%
2018 606.054.000.000 96.01%
2019 518.712.000.000 -16.84%
2020 489.112.000.000 -6.05%
2021 536.605.000.000 8.85%
2022 60.572.093.016 -785.89%
2023 2.990.240.000 -1925.66%

Investec Group Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2.16
Net Income per Share
0.68
Price to Earning Ratio
8.42x
Price To Sales Ratio
5.51x
POCF Ratio
38.6
PFCF Ratio
80.04
Price to Book Ratio
0.93
EV to Sales
3.55
EV Over EBITDA
-384.76
EV to Operating CashFlow
51.59
EV to FreeCashFlow
51.59
Earnings Yield
0.12
FreeCashFlow Yield
0.01
Market Cap
10,52 Bil.
Enterprise Value
6,78 Bil.
Graham Number
9.75
Graham NetNet
-188.18

Income Statement Metrics

Net Income per Share
0.68
Income Quality
0.14
ROE
0.01
Return On Assets
0.01
Return On Capital Employed
-0
Net Income per EBT
0.73
EBT Per Ebit
1.04
Ebit per Revenue
0.41
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.41
Pretax Profit Margin
0.43
Net Profit Margin
0.32

Dividends

Dividend Yield
0.06
Dividend Yield %
6.02
Payout Ratio
0.57
Dividend Per Share
7.96

Operating Metrics

Operating Cashflow per Share
0.15
Free CashFlow per Share
0.15
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
159.86
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
2.28
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
7,62
Book Value per Share
60,70
Tangible Book Value per Share
60.6
Shareholders Equity per Share
6.19
Interest Debt per Share
34.6
Debt to Equity
5.59
Debt to Assets
0.54
Net Debt to EBITDA
212.21
Current Ratio
0.02
Tangible Asset Value
53,55 Bil.
Net Current Asset Value
4,58 Bil.
Invested Capital
-443973846955
Working Capital
-444,30 Bil.
Intangibles to Total Assets
0
Average Receivables
0,42 Bil.
Average Payables
9,01 Bil.
Average Inventory
-170646372887.5
Debt to Market Cap
2.91

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Investec Group Dividends
Year Dividends Growth
2000 620
2001 1.065 41.78%
2002 845 -26.04%
2003 665 -27.07%
2004 695 4.32%
2005 883 21.29%
2006 637 -38.62%
2007 173 -270.35%
2008 330 47.88%
2009 166 -98.8%
2010 179 7.26%
2011 205 12.68%
2012 233 12.02%
2013 275 15.27%
2014 342 19.59%
2015 423 19.15%
2016 444 4.73%
2017 425 -4.47%
2018 438 2.97%
2019 462 5.19%
2020 112 -312.5%
2021 380 70.53%
2022 557 31.78%
2023 775 28.13%
2024 444 -74.55%

Investec Group Profile

About Investec Group

Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally. The company offers wealth and investment products and services, including portfolio management, discretionary wealth management, financial planning, stockbroking/execution, pensions and retirement, and investment advisory services for private clients, charities, pension funds and trusts. It also provides specialist banking products and services comprising private banking products, such as lending, savings, foreign exchange, private capital, and transactional banking services; corporate and investment banking products, including lending, advisory, hedging, cash deposits and savings, and equity placement services to government, institutions, corporates, and intermediaries. Investec Group was founded in 1974 and is based in Sandton, South Africa.

CEO
Mr. Fani Titi B.Sc., BSc (Hon
Employee
7.500
Address
100 Grayston Drive
Sandton, 2196

Investec Group Executives & BODs

Investec Group Executives & BODs
# Name Age
1 Mr. Nishlan Andre Samujh BAcc, CA(SA), Dip (Tax)
Group Finance Director, Chief Financial Officer & Executive Director
70
2 Mr. James Kieran-Colum Whelan F.C.A.
Group Head of Risk
70
3 Mr. Stuart Spencer
Chief Operating Officer of The SA Specialist Banking Business
70
4 Mr. Setlogane Manchidi
Head of Corporate Social Investment
70
5 Dr. Marc Simon Kahn
Chief Strategy Officer
70
6 Mr. Vincent Langlois
Head of Principal Investments - South Africa
70
7 Mr. Lesley R. Penfold
Global Head of Share Schemes & Secretarial
70
8 Mr. Kevin Kerr
Head of Risk South Africa
70
9 Mr. Fani Titi B.Sc., BSc (Hons), M.A., M.B.A.
Group Chief Executive Officer & Executive Director
70
10 Lyndon Subroyen
Group Head of Digital & Technology
70

Investec Group Competitors