Insr ASA Logo

Insr ASA

INSR.OL

(1.2)
Stock Price

0,18 NOK

-17.67% ROA

-118.31% ROE

-0.16x PER

Market Cap.

0,00 NOK

184.22% DER

0% Yield

-70.27% NPM

Insr ASA Stock Analysis

Insr ASA Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Insr ASA Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.45x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

3 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

4 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

5 ROE

Negative ROE (-118.31%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (-17.67%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

7 DER

The stock is burdened with a heavy load of debt (184%), making it financially unstable and potentially risky for investors.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

10 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Insr ASA Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Insr ASA Technical Stock Analysis
# Analysis Recommendation

Insr ASA Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Insr ASA Revenue
Year Revenue Growth
2010 14.977.000
2011 32.305.000 53.64%
2012 44.268.000 27.02%
2013 253.622.000 82.55%
2014 393.930.000 35.62%
2015 585.444.000 32.71%
2016 310.926.000 -88.29%
2017 345.592.000 10.03%
2018 889.763.000 61.16%
2019 894.803.000 0.56%
2020 951.478.000 5.96%
2021 171.327.000 -455.36%
2022 3.944.000 -4243.99%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Insr ASA Research and Development Expenses
Year Research and Development Expenses Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Insr ASA General and Administrative Expenses
Year General and Administrative Expenses Growth
2010 29.455.000
2011 62.075.000 52.55%
2012 76.131.000 18.46%
2013 2.264.000 -3262.68%
2014 27.639.000 91.81%
2015 38.545.000 28.29%
2016 27.018.000 -42.66%
2017 82.994.000 67.45%
2018 38.293.000 -116.73%
2019 42.867.000 10.67%
2020 42.676.000 -0.45%
2021 38.787.000 -10.03%
2022 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Insr ASA EBITDA
Year EBITDA Growth
2010 -14.342.000
2011 -31.973.000 55.14%
2012 -49.420.000 35.3%
2013 -65.331.000 24.35%
2014 -172.682.000 62.17%
2015 -184.455.000 6.38%
2016 -13.180.000 -1299.51%
2017 -113.063.000 88.34%
2018 -29.361.000 -285.08%
2019 -55.641.000 47.23%
2020 -262.036.000 78.77%
2021 -114.448.000 -128.96%
2022 -83.024.000 -37.85%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Insr ASA Gross Profit
Year Gross Profit Growth
2010 14.977.000
2011 32.305.000 53.64%
2012 44.268.000 27.02%
2013 253.622.000 82.55%
2014 393.930.000 35.62%
2015 585.444.000 32.71%
2016 310.926.000 -88.29%
2017 345.592.000 10.03%
2018 889.763.000 61.16%
2019 894.803.000 0.56%
2020 951.478.000 5.96%
2021 171.327.000 -455.36%
2022 3.944.000 -4243.99%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Insr ASA Net Profit
Year Net Profit Growth
2010 -10.811.000
2011 -22.744.000 52.47%
2012 -36.222.000 37.21%
2013 -51.813.000 30.09%
2014 -187.930.000 72.43%
2015 -209.688.000 10.38%
2016 -33.981.000 -517.07%
2017 -211.760.000 83.95%
2018 -70.341.000 -201.05%
2019 -92.158.000 23.67%
2020 -305.497.000 69.83%
2021 -120.383.000 -153.77%
2022 -94.976.000 -26.75%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Insr ASA Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2010 -1
2011 -4 100%
2012 -4 25%
2013 -5 20%
2014 -12 54.55%
2015 -9 -37.5%
2016 -1 0%
2017 -3 100%
2018 -1 0%
2019 -1 0%
2020 -2 100%
2021 -1 -100%
2022 -2 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Insr ASA Free Cashflow
Year Free Cashflow Growth
2010 0
2011 -7.493.000 100%
2012 -27.674.000 72.92%
2013 -40.525.000 31.71%
2014 -84.553.000 52.07%
2015 -51.903.000 -62.91%
2016 0 0%
2017 -407.894.000 100%
2018 -346.686.000 -17.66%
2019 -100.348.000 -245.48%
2020 -324.520.000 69.08%
2021 -682.613.000 52.46%
2022 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Insr ASA Operating Cashflow
Year Operating Cashflow Growth
2010 0
2011 0 0%
2012 -13.837.000 100%
2013 -20.768.000 33.37%
2014 -42.276.000 50.88%
2015 -25.951.000 -62.91%
2016 0 0%
2017 -407.894.000 100%
2018 -340.997.000 -19.62%
2019 -98.065.000 -247.73%
2020 -305.013.000 67.85%
2021 -682.613.000 55.32%
2022 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Insr ASA Capital Expenditure
Year Capital Expenditure Growth
2010 0
2011 7.493.000 100%
2012 13.837.000 45.85%
2013 19.757.000 29.96%
2014 42.277.000 53.27%
2015 25.952.000 -62.9%
2016 0 0%
2017 0 0%
2018 5.689.000 100%
2019 2.283.000 -149.19%
2020 19.507.000 88.3%
2021 0 0%
2022 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Insr ASA Equity
Year Equity Growth
2010 6.978.000
2011 55.298.000 87.38%
2012 99.549.000 44.45%
2013 249.098.000 60.04%
2014 26.717.000 -832.36%
2015 204.364.000 86.93%
2016 73.969.000 -176.28%
2017 476.845.000 84.49%
2018 381.234.000 -25.08%
2019 393.873.000 3.21%
2020 162.057.000 -143.05%
2021 41.444.000 -291.03%
2022 17.699.000 -134.16%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Insr ASA Assets
Year Assets Growth
2010 25.338.000
2011 103.075.000 75.42%
2012 390.652.000 73.61%
2013 1.017.429.000 61.6%
2014 1.632.701.000 37.68%
2015 2.340.593.000 30.24%
2016 1.281.905.000 -82.59%
2017 2.471.473.000 48.13%
2018 2.585.506.000 4.41%
2019 2.640.237.000 2.07%
2020 1.656.760.000 -59.36%
2021 681.330.000 -143.17%
2022 124.361.000 -447.86%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Insr ASA Liabilities
Year Liabilities Growth
2010 18.434.000
2011 47.777.000 61.42%
2012 291.103.000 83.59%
2013 768.331.000 62.11%
2014 1.605.984.000 52.16%
2015 2.136.229.000 24.82%
2016 1.207.936.000 -76.85%
2017 1.994.628.000 39.44%
2018 2.204.272.000 9.51%
2019 2.246.364.000 1.87%
2020 1.494.703.000 -50.29%
2021 639.886.000 -133.59%
2022 106.662.000 -499.92%

Insr ASA Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.59
Net Income per Share
-1.12
Price to Earning Ratio
-0.16x
Price To Sales Ratio
0x
POCF Ratio
-0.03
PFCF Ratio
0
Price to Book Ratio
0.46
EV to Sales
-0
EV Over EBITDA
0.01
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
-6.27
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
0,00 Bil.
Graham Number
3.12
Graham NetNet
-5.24

Income Statement Metrics

Net Income per Share
-1.12
Income Quality
5.67
ROE
-1.18
Return On Assets
-0.18
Return On Capital Employed
-0.17
Net Income per EBT
1
EBT Per Ebit
1.05
Ebit per Revenue
-0.67
Effective Tax Rate
0

Margins

Sales, General, & Administrative to Revenue
0.23
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0.67
Pretax Profit Margin
-0.7
Net Profit Margin
-0.7

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-6.35
Free CashFlow per Share
-6.35
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
-0.97
Return on Tangible Assets
-0.18
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,72
Book Value per Share
0,39
Tangible Book Value per Share
0.39
Shareholders Equity per Share
0.39
Interest Debt per Share
0.77
Debt to Equity
1.84
Debt to Assets
0.11
Net Debt to EBITDA
0.01
Current Ratio
12.5
Tangible Asset Value
0,04 Bil.
Net Current Asset Value
-0,56 Bil.
Invested Capital
1.84
Working Capital
0,07 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,05 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Insr ASA Dividends
Year Dividends Growth

Insr ASA Profile

About Insr ASA

Insr ASA does not have significant operations. It was previously engaged in the insurance business. The company was formerly known as Insr Insurance Group ASA and changed its name to Insr ASA in March 2022. Insr ASA was incorporated in 2009 and is based in Oslo, Norway.

CEO
Mr. Espen Husstad
Employee
24
Address
�stensjøveien 43
Oslo, 0667

Insr ASA Executives & BODs

Insr ASA Executives & BODs
# Name Age

Insr ASA Competitors