Innovative Payment Solutions, Inc. Logo

Innovative Payment Solutions, Inc.

IPSI

(1.5)
Stock Price

0,06 USD

-347.59% ROA

51.13% ROE

-0.31x PER

Market Cap.

1.118.768,00 USD

-74.33% DER

0% Yield

1031773.66% NPM

Innovative Payment Solutions, Inc. Stock Analysis

Innovative Payment Solutions, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Innovative Payment Solutions, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (258.86%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

The stock's low PBV ratio (-20.01x) suggests it's undervalued, making it an attractive opportunity for investors.

3 DER

The stock has a minimal amount of debt (-61%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 ROA

The stock's ROA (-1449.32%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

5 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

6 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

7 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Innovative Payment Solutions, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Innovative Payment Solutions, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Innovative Payment Solutions, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Innovative Payment Solutions, Inc. Revenue
Year Revenue Growth
2013 0
2014 137.250 100%
2015 1.127.944 87.83%
2015 1.127.944 0%
2016 2.691.896 58.1%
2017 3.941.273 31.7%
2018 7.936.273 50.34%
2019 11.480.637 30.87%
2020 0 0%
2021 0 0%
2022 847 100%
2023 -112 856.25%
2023 410 127.32%
2024 0 0%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Innovative Payment Solutions, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2013 0
2014 0 0%
2015 0 0%
2015 0 0%
2016 0 0%
2017 80.000 100%
2018 150.000 46.67%
2019 0 0%
2020 0 0%
2021 0 0%
2022 100.909 100%
2023 0 0%
2023 347.298 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Innovative Payment Solutions, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2013 0
2014 1.264.535 100%
2015 0 0%
2015 2.780.576 100%
2016 4.312.107 35.52%
2017 2.196.213 -96.34%
2018 2.530.137 13.2%
2019 807.934 -213.16%
2020 1.742.008 53.62%
2021 10.284.815 83.06%
2022 5.540.879 -85.62%
2023 2.982.752 -85.76%
2023 3.576.352 16.6%
2024 1.628.528 -119.61%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Innovative Payment Solutions, Inc. EBITDA
Year EBITDA Growth
2013 0
2014 -42.381 100%
2015 -2.306.151 98.16%
2015 -2.306.151 0%
2016 -3.784.838 39.07%
2017 -2.335.325 -62.07%
2018 -6.137.653 61.95%
2019 -937.929 -554.38%
2020 -1.802.275 47.96%
2021 -10.266.958 82.45%
2022 -10.147.793 -1.17%
2023 -7.249.072 -39.99%
2023 -3.232.190 -124.28%
2024 -1.628.520 -98.47%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Innovative Payment Solutions, Inc. Gross Profit
Year Gross Profit Growth
2013 0
2014 1.648 100%
2015 -27.788 105.93%
2015 -27.788 0%
2016 96.884 128.68%
2017 27.320 -254.63%
2018 68.716 60.24%
2019 11.480.637 99.4%
2020 -47.315 24364.27%
2021 -35.792 -32.19%
2022 -4.205 -751.18%
2023 -1.660 -153.31%
2023 -731.069 99.77%
2024 -2.168 -33620.89%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Innovative Payment Solutions, Inc. Net Profit
Year Net Profit Growth
2013 0
2014 -42.381 100%
2015 -3.309.673 98.72%
2015 -3.309.673 0%
2016 -4.731.049 30.04%
2017 -4.630.994 -2.16%
2018 -5.067.734 8.62%
2019 -5.920.516 14.4%
2020 -6.836.375 13.4%
2021 -18.364.018 62.77%
2022 -9.876.406 -85.94%
2023 -4.060.572 -143.23%
2023 -5.340.336 23.96%
2024 -3.190.580 -67.38%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Innovative Payment Solutions, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2013 0
2014 0 0%
2015 -39 100%
2015 -39 0%
2016 -27 -46.15%
2017 -25 -8.33%
2018 -19 -26.32%
2019 -6 -216.67%
2020 -1 -500%
2021 -2 0%
2022 -1 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Innovative Payment Solutions, Inc. Free Cashflow
Year Free Cashflow Growth
2013 30.000
2014 -175.289 117.11%
2015 -2.895.227 93.95%
2015 -2.895.227 0%
2016 -1.929.906 -50.02%
2017 -1.925.119 -0.25%
2018 -1.734.611 -10.98%
2019 -774.856 -123.86%
2020 -1.306.279 40.68%
2021 -3.242.352 59.71%
2022 -3.924.784 17.39%
2023 -155.852 -2418.28%
2023 -1.461.214 89.33%
2024 -157.958 -825.06%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Innovative Payment Solutions, Inc. Operating Cashflow
Year Operating Cashflow Growth
2013 30.000
2014 -43.118 169.58%
2015 -2.675.448 98.39%
2015 -2.675.448 0%
2016 -1.929.453 -38.66%
2017 -1.907.581 -1.15%
2018 -1.734.320 -9.99%
2019 -774.856 -123.82%
2020 -1.256.279 38.32%
2021 -2.608.118 51.83%
2022 -3.061.953 14.82%
2023 -155.852 -1864.65%
2023 -1.416.809 89%
2024 -157.958 -796.95%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Innovative Payment Solutions, Inc. Capital Expenditure
Year Capital Expenditure Growth
2013 0
2014 132.171 100%
2015 219.779 39.86%
2015 219.779 0%
2016 453 -48416.34%
2017 17.538 97.42%
2018 291 -5926.8%
2019 0 0%
2020 50.000 100%
2021 634.234 92.12%
2022 862.831 26.49%
2023 0 0%
2023 44.405 100%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Innovative Payment Solutions, Inc. Equity
Year Equity Growth
2013 23.880
2014 31.499 24.19%
2015 2.120.761 98.51%
2015 2.120.761 0%
2016 263.020 -706.31%
2017 -4.400.515 105.98%
2018 -3.208.365 -37.16%
2019 -593.119 -440.93%
2020 -4.430.813 86.61%
2021 3.731.312 218.75%
2022 -3.954.650 194.35%
2023 -6.847.507 42.25%
2023 -7.578.011 9.64%
2024 -8.255.751 8.21%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Innovative Payment Solutions, Inc. Assets
Year Assets Growth
2013 25.000
2014 31.882 21.59%
2015 2.456.483 98.7%
2015 2.456.483 0%
2016 1.522.752 -61.32%
2017 1.383.795 -10.04%
2018 1.063.974 -30.06%
2019 1.077.999 1.3%
2020 193.400 -457.39%
2021 6.723.385 97.12%
2022 2.752.572 -144.26%
2023 795.708 -245.93%
2023 805.216 1.18%
2024 1.011.898 20.43%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Innovative Payment Solutions, Inc. Liabilities
Year Liabilities Growth
2013 1.120
2014 383 -192.43%
2015 335.722 99.89%
2015 335.722 0%
2016 1.259.732 73.35%
2017 5.784.310 78.22%
2018 4.272.339 -35.39%
2019 1.671.118 -155.66%
2020 4.624.213 63.86%
2021 2.992.073 -54.55%
2022 6.707.222 55.39%
2023 7.643.215 12.25%
2023 8.383.227 8.83%
2024 9.267.649 9.54%

Innovative Payment Solutions, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
-0
Net Income per Share
-0.25
Price to Earning Ratio
-0.31x
Price To Sales Ratio
-2554.26x
POCF Ratio
-1.38
PFCF Ratio
-1.4
Price to Book Ratio
-0.13
EV to Sales
-16384.89
EV Over EBITDA
-1.96
EV to Operating CashFlow
-8.97
EV to FreeCashFlow
-8.98
Earnings Yield
-3.18
FreeCashFlow Yield
-0.71
Market Cap
0,00 Bil.
Enterprise Value
0,01 Bil.
Graham Number
1.85
Graham NetNet
-0.66

Income Statement Metrics

Net Income per Share
-0.25
Income Quality
0.23
ROE
0.46
Return On Assets
-4.08
Return On Capital Employed
0.23
Net Income per EBT
1
EBT Per Ebit
1.96
Ebit per Revenue
5259.55
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
-5942.24
Research & Developement to Revenue
-792.92
Stock Based Compensation to Revenue
-697.36
Gross Profit Margin
6.9
Operating Profit Margin
5259.55
Pretax Profit Margin
10317.61
Net Profit Margin
10317.74

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0.06
Free CashFlow per Share
-0.06
Capex to Operating CashFlow
-0
Capex to Revenue
-1.77
Capex to Depreciation
0.01
Return on Invested Capital
0.99
Return on Tangible Assets
-3.48
Days Sales Outstanding
-25810
Days Payables Outstanding
318932.42
Days of Inventory on Hand
0
Receivables Turnover
-0.01
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,01
Book Value per Share
-0,60
Tangible Book Value per Share
-0.6
Shareholders Equity per Share
-0.6
Interest Debt per Share
0.58
Debt to Equity
-0.74
Debt to Assets
6.06
Net Debt to EBITDA
-1.65
Current Ratio
0.01
Tangible Asset Value
-0,01 Bil.
Net Current Asset Value
-0,01 Bil.
Invested Capital
-8984157
Working Capital
-0,01 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
5.49

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Innovative Payment Solutions, Inc. Dividends
Year Dividends Growth

Innovative Payment Solutions, Inc. Profile

About Innovative Payment Solutions, Inc.

Innovative Payment Solutions, Inc., together with its subsidiaries, provides digital payment solutions and services primarily in Mexico. It develops and operates e-wallets that enable consumers to deposit cash, convert it into a digital form, and remit the funds to merchant in its network. The company was formerly known as QPAGOS and changed its name to Innovative Payment Solutions, Inc. in November 2019. Innovative Payment Solutions, Inc. was incorporated in 2013 and is based in Carmel-by-the-Sea, California.

CEO
Mr. William D. Corbett
Employee
3
Address
56B 5th Street, Lot 1
Carmel-By-The-Sea, 93921

Innovative Payment Solutions, Inc. Executives & BODs

Innovative Payment Solutions, Inc. Executives & BODs
# Name Age
1 Mr. William D. Corbett
Executive Chairman
70
2 Mr. Andrey Novikov
Chief Technology Officer
70
3 Mr. Richard Rosenblum
President, Chief Financial Officer, Secretary & Director
70

Innovative Payment Solutions, Inc. Competitors