Itaú Corpbanca Logo

Itaú Corpbanca

ITCB

(2.0)
Stock Price

3,42 USD

0.69% ROA

13.51% ROE

7.48x PER

Market Cap.

2.069.818.714.366,80 USD

357.11% DER

0% Yield

29.2% NPM

Itaú Corpbanca Stock Analysis

Itaú Corpbanca Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Itaú Corpbanca Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

4 ROE

ROE in an average range (9.13%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 Dividend Growth

Investors can take confidence in the company's impressive track record of annual dividend growth over the last three years, showcasing a commitment to providing higher returns.

6 ROA

The stock's ROA (0%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

7 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (-7.573), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Itaú Corpbanca Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Itaú Corpbanca Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Itaú Corpbanca Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Itaú Corpbanca Revenue
Year Revenue Growth
2000 90.823.000.000
2001 100.614.000.000 9.73%
2002 108.194.000.000 7.01%
2003 111.330.000.000 2.82%
2004 141.666.667.800 21.41%
2005 155.000.515.324 8.6%
2006 179.190.627.267 13.5%
2007 211.518.427.090 15.28%
2008 267.147.000.000 20.82%
2009 295.934.000.000 9.73%
2010 326.664.000.000 9.41%
2011 333.831.000.000 2.15%
2012 446.918.000.000 25.3%
2013 702.706.000.000 36.4%
2014 991.699.000.000 29.14%
2015 984.579.000.000 -0.72%
2016 873.522.000.000 -12.71%
2017 1.056.518.000.000 17.32%
2018 1.221.953.000.000 13.54%
2019 1.155.514.000.000 -5.75%
2020 1.059.521.000.000 -9.06%
2021 1.303.791.000.000 18.74%
2022 1.518.510.000.000 14.14%
2023 1.535.760.000.000 1.12%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Itaú Corpbanca Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Itaú Corpbanca General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 32.777.778.040 100%
2005 37.287.332.741 12.09%
2006 40.964.855.988 8.98%
2007 51.110.059.953 19.85%
2008 108.227.000.000 52.78%
2009 110.325.000.000 1.9%
2010 117.827.000.000 6.37%
2011 145.245.000.000 18.88%
2012 209.497.000.000 30.67%
2013 304.623.000.000 31.23%
2014 432.452.000.000 29.56%
2015 414.357.000.000 -4.37%
2016 482.289.000.000 14.09%
2017 588.150.000.000 18%
2018 473.995.000.000 -24.08%
2019 436.341.000.000 -8.63%
2020 499.090.000.000 12.57%
2021 464.230.000.000 -7.51%
2022 530.745.000.000 12.53%
2023 484.040.000.000 -9.65%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Itaú Corpbanca EBITDA
Year EBITDA Growth
2000 14.587.000.000
2001 135.638.000.000 89.25%
2002 126.361.000.000 -7.34%
2003 130.446.000.000 3.13%
2004 148.333.334.520 12.06%
2005 199.638.517.496 25.7%
2006 191.785.941.357 -4.09%
2007 281.738.546.876 31.93%
2008 418.810.000.000 32.73%
2009 229.478.000.000 -82.51%
2010 313.249.000.000 26.74%
2011 485.528.000.000 35.48%
2012 666.223.000.000 27.12%
2013 818.617.000.000 18.62%
2014 1.057.703.000.000 22.6%
2015 1.034.804.000.000 -2.21%
2016 944.559.000.000 -9.55%
2017 960.142.000.000 1.62%
2018 1.176.861.000.000 18.42%
2019 301.015.000.000 -290.96%
2020 -939.697.000.000 132.03%
2021 490.624.000.000 291.53%
2022 2.598.411.000.000 81.12%
2023 1.906.120.000.000 -36.32%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Itaú Corpbanca Gross Profit
Year Gross Profit Growth
2000 90.823.000.000
2001 100.614.000.000 9.73%
2002 108.194.000.000 7.01%
2003 111.330.000.000 2.82%
2004 141.666.667.800 21.41%
2005 155.000.515.324 8.6%
2006 179.190.627.267 13.5%
2007 211.518.427.090 15.28%
2008 267.147.000.000 20.82%
2009 295.934.000.000 9.73%
2010 326.664.000.000 9.41%
2011 333.831.000.000 2.15%
2012 446.918.000.000 25.3%
2013 702.706.000.000 36.4%
2014 991.699.000.000 29.14%
2015 984.579.000.000 -0.72%
2016 873.522.000.000 -12.71%
2017 1.056.518.000.000 17.32%
2018 1.221.953.000.000 13.54%
2019 1.155.514.000.000 -5.75%
2020 1.059.521.000.000 -9.06%
2021 1.303.791.000.000 18.74%
2022 1.518.510.000.000 14.14%
2023 1.535.760.000.000 1.12%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Itaú Corpbanca Net Profit
Year Net Profit Growth
2000 16.107.000.000
2001 31.402.000.000 48.71%
2002 38.914.000.000 19.3%
2003 58.370.000.000 33.33%
2004 50.555.555.960 -15.46%
2005 52.707.003.222 4.08%
2006 39.134.185.072 -34.68%
2007 51.063.247.204 23.36%
2008 56.310.000.000 9.32%
2009 86.192.000.000 34.67%
2010 122.550.000.000 29.67%
2011 119.142.000.000 -2.86%
2012 119.102.000.000 -0.03%
2013 162.422.000.000 26.67%
2014 233.997.000.000 30.59%
2015 216.321.000.000 -8.17%
2016 14.407.000.000 -1401.5%
2017 67.821.000.000 78.76%
2018 171.331.000.000 60.42%
2019 127.065.000.000 -34.84%
2020 -938.617.000.000 113.54%
2021 273.410.000.000 443.3%
2022 443.360.000.000 38.33%
2023 299.180.000.000 -48.19%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Itaú Corpbanca Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 133
2001 259 48.65%
2002 242 -7.47%
2003 362 33.43%
2004 314 -15.65%
2005 327 4.28%
2006 243 -35.12%
2007 317 23.42%
2008 360 12.22%
2009 549 34.43%
2010 794 30.86%
2011 703 -13.11%
2012 603 -16.42%
2013 678 10.93%
2014 968 30.06%
2015 895 -8.16%
2016 49 -1764.58%
2017 186 74.19%
2018 471 60.43%
2019 333 -41.14%
2020 -2.748 112.12%
2021 686 501.02%
2022 683 -0.29%
2023 461 -48.48%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Itaú Corpbanca Free Cashflow
Year Free Cashflow Growth
2004 92.777.778.520
2005 95.914.006.421 3.27%
2006 78.037.951.596 -22.91%
2007 104.345.119.914 25.21%
2008 102.940.000.000 -1.36%
2009 -87.327.000.000 217.88%
2010 -123.975.000.000 29.56%
2011 -193.724.000.000 36%
2012 251.572.000.000 177.01%
2013 188.276.000.000 -33.62%
2014 -365.554.000.000 151.5%
2015 202.309.000.000 280.69%
2016 -1.084.055.000.000 118.66%
2017 -1.478.018.000.000 26.65%
2018 612.803.000.000 341.19%
2019 286.964.000.000 -113.55%
2020 1.365.080.000.000 78.98%
2021 -1.235.422.000.000 210.5%
2022 -449.356.000.000 -174.93%
2023 -1.518.765.000.000 70.41%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Itaú Corpbanca Operating Cashflow
Year Operating Cashflow Growth
2004 95.000.000.760
2005 98.003.089.845 3.06%
2006 81.154.951.596 -20.76%
2007 105.182.271.312 22.84%
2008 112.410.000.000 6.43%
2009 -76.271.000.000 247.38%
2010 -118.035.000.000 35.38%
2011 -182.813.000.000 35.43%
2012 275.067.000.000 166.46%
2013 222.642.000.000 -23.55%
2014 -338.361.000.000 165.8%
2015 239.571.000.000 241.24%
2016 -978.898.000.000 124.47%
2017 -1.390.863.000.000 29.62%
2018 695.755.000.000 299.91%
2019 352.680.000.000 -97.28%
2020 1.432.755.000.000 75.38%
2021 -1.189.252.000.000 220.48%
2022 -391.544.000.000 -203.73%
2023 -1.506.608.000.000 74.01%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Itaú Corpbanca Capital Expenditure
Year Capital Expenditure Growth
2004 2.222.222.240
2005 2.089.083.424 -6.37%
2006 3.117.000.000 32.98%
2007 837.151.398 -272.33%
2008 9.470.000.000 91.16%
2009 11.056.000.000 14.35%
2010 5.940.000.000 -86.13%
2011 10.911.000.000 45.56%
2012 23.495.000.000 53.56%
2013 34.366.000.000 31.63%
2014 27.193.000.000 -26.38%
2015 37.262.000.000 27.02%
2016 105.157.000.000 64.57%
2017 87.155.000.000 -20.66%
2018 82.952.000.000 -5.07%
2019 65.716.000.000 -26.23%
2020 67.675.000.000 2.89%
2021 46.170.000.000 -46.58%
2022 57.812.000.000 20.14%
2023 12.157.000.000 -375.54%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Itaú Corpbanca Equity
Year Equity Growth
2000 150.589.000.000
2001 187.495.000.000 19.68%
2002 332.535.000.000 43.62%
2003 394.803.000.000 15.77%
2004 375.000.003.000 -5.28%
2005 408.098.868.176 8.11%
2006 433.584.129.489 5.88%
2007 484.808.268.755 10.57%
2008 483.307.000.000 -0.31%
2009 507.349.000.000 4.74%
2010 549.314.000.000 7.64%
2011 739.793.000.000 25.75%
2012 954.157.000.000 22.47%
2013 1.426.199.000.000 33.1%
2014 1.465.725.000.000 2.7%
2015 1.220.552.000.000 -20.09%
2016 3.184.743.000.000 61.68%
2017 3.211.477.000.000 0.83%
2018 3.219.478.000.000 0.25%
2019 3.440.385.000.000 6.42%
2020 2.388.326.000.000 -44.05%
2021 3.325.221.000.000 28.18%
2022 3.317.789.000.000 -0.22%
2023 3.364.393.000.000 1.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Itaú Corpbanca Assets
Year Assets Growth
2000 1.837.442.000.000
2001 2.137.977.000.000 14.06%
2002 2.437.159.000.000 12.28%
2003 3.245.179.000.000 24.9%
2004 2.989.444.468.360 -8.55%
2005 3.460.962.933.541 13.62%
2006 3.698.679.424.323 6.43%
2007 4.833.827.209.410 23.48%
2008 6.191.684.000.000 21.93%
2009 6.379.959.000.000 2.95%
2010 7.127.897.000.000 10.49%
2011 8.886.075.000.000 19.79%
2012 13.472.154.000.000 34.04%
2013 17.176.933.000.000 21.57%
2014 20.031.090.000.000 14.25%
2015 20.490.580.000.000 2.24%
2016 28.670.368.000.000 28.53%
2017 27.815.493.000.000 -3.07%
2018 29.105.256.000.000 4.43%
2019 33.740.383.000.000 13.74%
2020 35.638.632.000.000 5.33%
2021 37.600.243.000.000 5.22%
2022 40.320.766.000.000 6.75%
2023 40.867.781.000.000 1.34%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Itaú Corpbanca Liabilities
Year Liabilities Growth
2000 1.686.853.000.000
2001 1.950.482.000.000 13.52%
2002 2.104.624.000.000 7.32%
2003 2.850.376.000.000 26.16%
2004 2.614.444.465.360 -9.02%
2005 3.052.864.065.366 14.36%
2006 3.265.095.294.835 6.5%
2007 4.349.018.940.655 24.92%
2008 5.708.377.000.000 23.81%
2009 5.872.610.000.000 2.8%
2010 6.578.583.000.000 10.73%
2011 8.146.282.000.000 19.24%
2012 12.517.997.000.000 34.92%
2013 15.750.734.000.000 20.52%
2014 18.565.365.000.000 15.16%
2015 19.270.028.000.000 3.66%
2016 25.485.625.000.000 24.39%
2017 24.604.016.000.000 -3.58%
2018 25.885.778.000.000 4.95%
2019 30.299.998.000.000 14.57%
2020 33.250.306.000.000 8.87%
2021 34.275.022.000.000 2.99%
2022 37.002.977.000.000 7.37%
2023 37.503.388.000.000 1.33%

Itaú Corpbanca Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1048.74
Net Income per Share
426.24
Price to Earning Ratio
7.48x
Price To Sales Ratio
3.04x
POCF Ratio
-2.75
PFCF Ratio
-2.62
Price to Book Ratio
0.62
EV to Sales
16.08
EV Over EBITDA
4.72
EV to Operating CashFlow
-14.54
EV to FreeCashFlow
-13.83
Earnings Yield
0.13
FreeCashFlow Yield
-0.38
Market Cap
2.069,82 Bil.
Enterprise Value
10.946,40 Bil.
Graham Number
7048.14
Graham NetNet
-52747.66

Income Statement Metrics

Net Income per Share
426.24
Income Quality
-6.45
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.06
Net Income per EBT
1.07
EBT Per Ebit
0.16
Ebit per Revenue
1.65
Effective Tax Rate
-0.07

Margins

Sales, General, & Administrative to Revenue
0.62
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
1.65
Pretax Profit Margin
0.27
Net Profit Margin
0.29

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-1159.66
Free CashFlow per Share
-1219.53
Capex to Operating CashFlow
0.05
Capex to Revenue
-0.06
Capex to Depreciation
-0.52
Return on Invested Capital
0.34
Return on Tangible Assets
0.01
Days Sales Outstanding
100.71
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
3.62
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-59.87

Balance Sheet

Cash per Share
4.820,68
Book Value per Share
5.179,85
Tangible Book Value per Share
4122.25
Shareholders Equity per Share
5179.85
Interest Debt per Share
21773.43
Debt to Equity
3.57
Debt to Assets
0.29
Net Debt to EBITDA
3.83
Current Ratio
39.68
Tangible Asset Value
2.675,39 Bil.
Net Current Asset Value
-34.186,91 Bil.
Invested Capital
3.57
Working Capital
3.232,88 Bil.
Intangibles to Total Assets
0.02
Average Receivables
777,90 Bil.
Average Payables
248,51 Bil.
Average Inventory
0
Debt to Market Cap
5.8

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Itaú Corpbanca Dividends
Year Dividends Growth
2005 1
2006 1 100%
2007 1 0%
2008 2 0%
2009 2 0%
2010 3 50%
2011 6 60%
2012 2 -400%
2013 1 0%
2014 1 0%
2015 2 100%
2016 1 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2022 0 0%
2023 0 0%

Itaú Corpbanca Profile

About Itaú Corpbanca

Itaú Corpbanca provides wholesale and retail banking services to small and medium-sized enterprises, individuals, and institutional clients in Chile and Colombia. The company offers checking and savings accounts, demand and time deposits, certificates of deposit and bankers' drafts; and lending in Chilean pesos and foreign currencies, trade financing, general commercial and consumer loans, working capital loans, personal installment loans, mortgage loans, credit lines, and letters of credit. It also offers interest rate, foreign exchange derivatives, cash flow management, mutual fund and securities brokerage, financial advisory services, asset management, insurance brokerage, treasury, and trust and custodial services; trust portfolio management services, including investment trust management, administration, security, real estate trusts, and fund administration; court and out-of-court collections services for loans; credit and debit cards; and internet, telephone, and mobile banking services. As of December 31, 2021, the company operated 188 branches and 402 ATMs. Itaú Corpbanca was incorporated in 1871 and is headquartered in Santiago, Chile. Itaú Corpbanca is a subsidiary of Itaú Unibanco Holding S.A.

CEO
Mr. Gabriel Amado de Moura
Employee
7.817
Address
Presidente Riesco 5537
Santiago de Chile,

Itaú Corpbanca Executives & BODs

Itaú Corpbanca Executives & BODs
# Name Age
1 Isabel De Gregorio
Head of Corporation Affairs & Sustainability
70
2 Ms. Claudia Labbé Montevecchi
Head of Investor Relations
70
3 Mr. Mauricio Baeza Letelier
Chief Risk Officer
70
4 Mr. Rodrigo Luis Rosa Couto
Corporation Fin. Mang. & Chief Financial Officer
70
5 Mr. Gabriel Amado de Moura
Chief Executive Officer
70
6 Mr. Jorge Novis Neto
Corporation Operations Mang.
70
7 Mr. Cristobal Ortega Soto
Chief Compliance Officer
70
8 Mr. Cristian Toro Canas
Gen. Counsel
70
9 Ms. Marcela Leonor Jimenez Pardo
Corporation Director of People & Management Performance
70
10 Mr. Emerson Bastian Vergara
Chief Audit Officer
70
11 Ms. Roxana Zamorano Pozo
Chief Accounting Officer
70

Itaú Corpbanca Competitors