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Jacob Finance and Investments Ltd

JCFN.TA

(1.8)
Stock Price

2.121,00 ILA

3.79% ROA

20.55% ROE

7.11x PER

Market Cap.

454.315.942,00 ILA

387.51% DER

0% Yield

69.27% NPM

Jacob Finance and Investments Ltd Stock Analysis

Jacob Finance and Investments Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Jacob Finance and Investments Ltd Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (15.91%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 PBV

The stock's low PBV ratio (0.97x) suggests it's undervalued, making it an attractive opportunity for investors.

3 ROA

The stock's ROA (2.58%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

5 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

6 DER

The stock is burdened with a heavy load of debt (472%), making it financially unstable and potentially risky for investors.

7 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

11 Buffet Intrinsic Value

The company's stock appears overvalued (1) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Jacob Finance and Investments Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Jacob Finance and Investments Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Jacob Finance and Investments Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Jacob Finance and Investments Ltd Revenue
Year Revenue Growth
2019 0
2020 639.000 100%
2021 36.999.000 98.27%
2022 76.849.000 51.85%
2023 89.116.000 13.77%
2023 85.285.000 -4.49%
2024 94.048.000 9.32%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Jacob Finance and Investments Ltd Research and Development Expenses
Year Research and Development Expenses Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Jacob Finance and Investments Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
2019 0
2020 124.000 100%
2021 1.062.000 88.32%
2022 5.041.000 78.93%
2023 7.764.000 35.07%
2023 4.792.000 -62.02%
2024 5.472.000 12.43%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Jacob Finance and Investments Ltd EBITDA
Year EBITDA Growth
2019 0
2020 -1.074.000 100%
2021 31.651.000 103.39%
2022 61.811.000 48.79%
2023 71.144.000 13.12%
2023 74.181.000 4.09%
2024 90.236.000 17.79%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Jacob Finance and Investments Ltd Gross Profit
Year Gross Profit Growth
2019 0
2020 639.000 100%
2021 36.999.000 98.27%
2022 76.849.000 51.85%
2023 89.116.000 13.77%
2023 85.285.000 -4.49%
2024 94.048.000 9.32%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Jacob Finance and Investments Ltd Net Profit
Year Net Profit Growth
2019 0
2020 -829.000 100%
2021 24.328.000 103.41%
2022 47.487.000 48.77%
2023 54.704.000 13.19%
2023 56.813.000 3.71%
2024 69.636.000 18.41%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Jacob Finance and Investments Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2019 0
2020 0 0%
2021 1 0%
2022 2 100%
2023 2 50%
2023 2 0%
2024 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Jacob Finance and Investments Ltd Free Cashflow
Year Free Cashflow Growth
2018 0
2019 0 0%
2020 12.582.000 100%
2021 -18.307.000 168.73%
2022 -149.381.000 87.74%
2023 -16.347.000 -813.81%
2023 -15.357.000 -6.45%
2024 -19.452.000 21.05%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Jacob Finance and Investments Ltd Operating Cashflow
Year Operating Cashflow Growth
2018 0
2019 0 0%
2020 12.596.000 100%
2021 -18.227.000 169.11%
2022 -149.381.000 87.8%
2023 -16.336.000 -814.43%
2023 -15.347.000 -6.44%
2024 -19.452.000 21.1%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Jacob Finance and Investments Ltd Capital Expenditure
Year Capital Expenditure Growth
2018 0
2019 0 0%
2020 14.000 100%
2021 80.000 82.5%
2022 0 0%
2023 11.000 100%
2023 10.000 -10%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Jacob Finance and Investments Ltd Equity
Year Equity Growth
2019 0
2020 365.000 100%
2021 32.507.000 98.88%
2022 244.796.000 86.72%
2023 301.827.000 18.9%
2023 285.848.000 -5.59%
2024 336.633.000 15.09%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Jacob Finance and Investments Ltd Assets
Year Assets Growth
2019 0
2020 307.063.000 100%
2021 1.397.935.000 78.03%
2022 1.547.360.000 9.66%
2023 1.481.261.000 -4.46%
2023 1.615.918.000 8.33%
2024 1.683.721.000 4.03%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Jacob Finance and Investments Ltd Liabilities
Year Liabilities Growth
2019 0
2020 306.698.000 100%
2021 1.365.428.000 77.54%
2022 1.302.564.000 -4.83%
2023 1.179.434.000 -10.44%
2023 1.330.070.000 11.33%
2024 1.347.088.000 1.26%

Jacob Finance and Investments Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.75
Net Income per Share
2.6
Price to Earning Ratio
7.11x
Price To Sales Ratio
4.93x
POCF Ratio
-15.48
PFCF Ratio
-15.47
Price to Book Ratio
1.35
EV to Sales
19.05
EV Over EBITDA
21.13
EV to Operating CashFlow
-59.85
EV to FreeCashFlow
-59.83
Earnings Yield
0.14
FreeCashFlow Yield
-0.06
Market Cap
0,45 Bil.
Enterprise Value
1,76 Bil.
Graham Number
28.29
Graham NetNet
-54.7

Income Statement Metrics

Net Income per Share
2.6
Income Quality
-0.96
ROE
0.21
Return On Assets
0.04
Return On Capital Employed
0.05
Net Income per EBT
0.77
EBT Per Ebit
1
Ebit per Revenue
0.9
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.9
Pretax Profit Margin
0.9
Net Profit Margin
0.69

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-1.19
Free CashFlow per Share
-1.19
Capex to Operating CashFlow
-0
Capex to Revenue
0
Capex to Depreciation
0.22
Return on Invested Capital
0.04
Return on Tangible Assets
0.04
Days Sales Outstanding
1.75
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
208.16
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,09
Book Value per Share
13,69
Tangible Book Value per Share
13.69
Shareholders Equity per Share
13.69
Interest Debt per Share
55.77
Debt to Equity
3.88
Debt to Assets
0.77
Net Debt to EBITDA
15.67
Current Ratio
0.89
Tangible Asset Value
0,34 Bil.
Net Current Asset Value
-1,34 Bil.
Invested Capital
-222000
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
2.87

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Jacob Finance and Investments Ltd Dividends
Year Dividends Growth

Jacob Finance and Investments Ltd Profile

About Jacob Finance and Investments Ltd

Jacob Finance and Investments Ltd provides non-banking credit services. The company was incorporated in 2009 and is based in Tel Aviv, Israel.

CEO
Avraham Hinitz
Employee
22
Address
38, Haversal
Tel Aviv, 6971054

Jacob Finance and Investments Ltd Executives & BODs

Jacob Finance and Investments Ltd Executives & BODs
# Name Age

Jacob Finance and Investments Ltd Competitors