Kasikornbank Public Company Limited Logo

Kasikornbank Public Company Limited

KBANK.BK

(3.2)
Stock Price

148,50 THB

1.11% ROA

8.84% ROE

7.69x PER

Market Cap.

360.138.160.000,00 THB

50.93% DER

4.93% Yield

15.92% NPM

Kasikornbank Public Company Limited Stock Analysis

Kasikornbank Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Kasikornbank Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.61x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (39%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

5 ROE

ROE in an average range (7.27%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.87%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past three years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

9 Buffet Intrinsic Value

The company's stock seems undervalued (722) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

10 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

Kasikornbank Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Kasikornbank Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Kasikornbank Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Kasikornbank Public Company Limited Revenue
Year Revenue Growth
2005 40.962.714.771
2006 45.680.134.290 10.33%
2007 56.208.247.139 18.73%
2008 65.047.172.556 13.59%
2009 70.649.792.206 7.93%
2010 109.178.057.844 35.29%
2011 126.485.202.000 13.68%
2012 104.286.851.000 -21.29%
2013 120.762.226.000 13.64%
2014 138.563.038.000 12.85%
2015 147.380.761.000 5.98%
2016 153.345.517.000 3.89%
2017 156.696.976.000 2.14%
2018 155.432.221.000 -0.81%
2019 160.446.829.000 3.13%
2020 154.138.081.000 -4.09%
2021 163.108.390.000 5.5%
2022 173.667.925.000 6.08%
2023 188.041.264.000 7.64%
2023 318.065.120.000 40.88%
2024 320.819.328.000 0.86%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Kasikornbank Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 3.567.344.690 100%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Kasikornbank Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 7.913.096.941
2006 8.263.669.722 4.24%
2007 9.344.190.639 11.56%
2008 11.542.502.517 19.05%
2009 9.108.319.243 -26.72%
2010 11.241.971.386 18.98%
2011 -17.497.567.000 164.25%
2012 21.642.175.000 180.85%
2013 23.338.964.000 7.27%
2014 28.244.333.000 17.37%
2015 29.063.113.000 2.82%
2016 30.339.908.000 4.21%
2017 31.147.774.000 2.59%
2018 31.512.632.000 1.16%
2019 33.419.911.000 5.71%
2020 32.303.486.000 -3.46%
2021 34.626.993.000 6.71%
2022 34.756.627.000 0.37%
2023 38.055.812.000 8.67%
2023 52.908.392.000 28.07%
2024 470.800.000 -11137.98%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Kasikornbank Public Company Limited EBITDA
Year EBITDA Growth
2005 26.893.587.742
2006 36.870.301.547 27.06%
2007 41.465.202.416 11.08%
2008 42.761.239.788 3.03%
2009 37.092.490.823 -15.28%
2010 44.856.742.804 17.31%
2011 70.037.599.000 35.95%
2012 83.938.541.000 16.56%
2013 91.244.465.000 8.01%
2014 95.014.476.000 3.97%
2015 86.074.086.000 -10.39%
2016 84.088.960.000 -2.36%
2017 75.875.203.000 -10.83%
2018 81.631.130.000 7.05%
2019 56.594.641.000 -44.24%
2020 45.879.649.000 -23.35%
2021 55.109.771.000 16.75%
2022 71.319.623.000 22.73%
2023 65.277.824.000 -9.26%
2023 -2.697.313.000 2520.11%
2024 -3.057.664.000 11.79%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Kasikornbank Public Company Limited Gross Profit
Year Gross Profit Growth
2005 40.962.714.771
2006 45.680.134.290 10.33%
2007 56.208.247.139 18.73%
2008 65.047.172.556 13.59%
2009 70.649.792.206 7.93%
2010 109.178.057.844 35.29%
2011 126.485.202.000 13.68%
2012 104.286.851.000 -21.29%
2013 120.762.226.000 13.64%
2014 138.563.038.000 12.85%
2015 147.380.761.000 5.98%
2016 153.345.517.000 3.89%
2017 156.696.976.000 2.14%
2018 155.432.221.000 -0.81%
2019 160.446.829.000 3.13%
2020 154.138.081.000 -4.09%
2021 163.108.390.000 5.5%
2022 173.667.925.000 6.08%
2023 188.041.264.000 7.64%
2023 318.065.120.000 40.88%
2024 320.819.328.000 0.86%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Kasikornbank Public Company Limited Net Profit
Year Net Profit Growth
2005 13.929.851.488
2006 13.664.041.192 -1.95%
2007 15.004.879.358 8.94%
2008 15.333.268.621 2.14%
2009 14.891.787.772 -2.96%
2010 20.046.690.226 25.71%
2011 24.225.567.000 17.25%
2012 35.259.797.000 31.29%
2013 41.324.808.000 14.68%
2014 46.153.408.000 10.46%
2015 39.473.635.000 -16.92%
2016 40.174.100.000 1.74%
2017 34.338.246.000 -17%
2018 38.459.116.000 10.71%
2019 38.726.742.000 0.69%
2020 29.487.117.000 -31.33%
2021 38.052.722.000 22.51%
2022 35.769.490.000 -6.38%
2023 45.127.428.000 20.74%
2023 42.405.035.000 -6.42%
2024 50.611.660.000 16.21%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Kasikornbank Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 6
2006 6 0%
2007 6 16.67%
2008 6 0%
2009 6 0%
2010 8 25%
2011 10 20%
2012 15 28.57%
2013 17 17.65%
2014 19 10.53%
2015 16 -18.75%
2016 17 0%
2017 14 -14.29%
2018 16 12.5%
2019 16 0%
2020 12 -33.33%
2021 16 25%
2022 15 -6.67%
2023 18 16.67%
2023 18 -5.88%
2024 21 19.05%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Kasikornbank Public Company Limited Free Cashflow
Year Free Cashflow Growth
2005 -4.776.539.960
2006 6.021.410.576 179.33%
2007 638.004.668 -843.79%
2008 -7.560.123.157 108.44%
2009 93.765.303.808 108.06%
2010 2.531.030.404 -3604.63%
2011 50.020.466.000 94.94%
2012 11.047.435.000 -352.78%
2013 137.685.401.000 91.98%
2014 57.306.613.000 -140.26%
2015 -64.338.595.000 189.07%
2016 164.341.958.000 139.15%
2017 -96.216.763.000 270.8%
2018 146.655.938.000 165.61%
2019 95.997.317.000 -52.77%
2020 75.502.183.000 -27.15%
2021 236.319.625.000 68.05%
2022 -9.466.555.000 2596.36%
2023 4.217.140.000 324.48%
2023 643.250.000 -555.6%
2024 -3.671.514.000 117.52%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Kasikornbank Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2005 -2.715.333.584
2006 9.787.207.482 127.74%
2007 6.770.361.149 -44.56%
2008 1.360.489.501 -397.64%
2009 104.089.392.746 98.69%
2010 11.667.072.877 -792.16%
2011 56.942.534.000 79.51%
2012 19.508.138.000 -191.89%
2013 146.246.577.000 86.66%
2014 68.566.985.000 -113.29%
2015 -56.530.314.000 221.29%
2016 171.419.918.000 132.98%
2017 -88.535.435.000 293.62%
2018 151.398.203.000 158.48%
2019 102.214.226.000 -48.12%
2020 85.736.303.000 -19.22%
2021 241.746.798.000 64.53%
2022 503.928.000 -47872.49%
2023 6.459.190.000 92.2%
2023 9.541.310.000 32.3%
2024 -1.690.506.000 664.41%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Kasikornbank Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2005 2.061.206.376
2006 3.765.796.906 45.27%
2007 6.132.356.481 38.59%
2008 8.920.612.658 31.26%
2009 10.324.088.938 13.59%
2010 9.136.042.473 -13%
2011 6.922.068.000 -31.98%
2012 8.460.703.000 18.19%
2013 8.561.176.000 1.17%
2014 11.260.372.000 23.97%
2015 7.808.281.000 -44.21%
2016 7.077.960.000 -10.32%
2017 7.681.328.000 7.85%
2018 4.742.265.000 -61.98%
2019 6.216.909.000 23.72%
2020 10.234.120.000 39.25%
2021 5.427.173.000 -88.57%
2022 9.970.483.000 45.57%
2023 2.242.050.000 -344.7%
2023 8.898.060.000 74.8%
2024 1.981.008.000 -349.17%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Kasikornbank Public Company Limited Equity
Year Equity Growth
2005 78.115.601.282
2006 88.238.318.524 11.47%
2007 99.995.334.506 11.76%
2008 113.662.594.363 12.02%
2009 131.956.089.627 13.86%
2010 145.487.468.802 9.3%
2011 166.965.437.000 12.86%
2012 200.821.255.000 16.86%
2013 237.007.413.000 15.27%
2014 280.685.854.000 15.56%
2015 312.212.949.000 10.1%
2016 353.911.593.000 11.78%
2017 387.822.295.000 8.74%
2018 417.821.922.000 7.18%
2019 453.714.719.000 7.91%
2020 491.286.049.000 7.65%
2021 536.675.020.000 8.46%
2022 567.079.434.000 5.36%
2023 589.337.680.000 3.78%
2023 596.835.312.000 1.26%
2024 595.708.486.999 -0.19%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Kasikornbank Public Company Limited Assets
Year Assets Growth
2005 837.308.566.243
2006 935.508.746.712 10.5%
2007 994.517.728.519 5.93%
2008 1.303.554.490.126 23.71%
2009 1.358.532.087.119 4.05%
2010 1.551.527.566.977 12.44%
2011 1.722.939.879.000 9.95%
2012 2.077.442.485.000 17.06%
2013 2.290.045.287.000 9.28%
2014 2.389.136.592.000 4.15%
2015 2.555.305.372.000 6.5%
2016 2.845.867.577.000 10.21%
2017 2.900.840.774.000 1.9%
2018 3.155.090.809.000 8.06%
2019 3.293.888.989.000 4.21%
2020 3.658.797.759.000 9.97%
2021 4.103.398.520.000 10.83%
2022 4.246.368.882.000 3.37%
2023 4.266.003.888.000 0.46%
2023 4.283.556.381.000 0.41%
2024 4.247.540.272.000 -0.85%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Kasikornbank Public Company Limited Liabilities
Year Liabilities Growth
2005 759.192.964.961
2006 847.270.428.188 10.4%
2007 894.522.394.013 5.28%
2008 1.189.891.895.763 24.82%
2009 1.226.575.997.492 2.99%
2010 1.406.040.098.175 12.76%
2011 1.555.974.442.000 9.64%
2012 1.876.621.230.000 17.09%
2013 2.053.037.874.000 8.59%
2014 2.108.450.738.000 2.63%
2015 2.243.092.423.000 6%
2016 2.491.955.984.000 9.99%
2017 2.513.018.479.000 0.84%
2018 2.737.268.887.000 8.19%
2019 164.806.456.000 -1560.9%
2020 135.541.649.000 -21.59%
2021 218.656.205.000 38.01%
2022 3.679.289.448.000 94.06%
2023 265.511.273.000 -1285.74%
2023 3.686.721.069.000 92.8%
2024 3.651.831.785.000 -0.96%

Kasikornbank Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
124.12
Net Income per Share
19.76
Price to Earning Ratio
7.69x
Price To Sales Ratio
1.22x
POCF Ratio
8.37
PFCF Ratio
10.69
Price to Book Ratio
0.68
EV to Sales
0.93
EV Over EBITDA
19.64
EV to Operating CashFlow
6.35
EV to FreeCashFlow
8.11
Earnings Yield
0.13
FreeCashFlow Yield
0.09
Market Cap
360,14 Bil.
Enterprise Value
273,33 Bil.
Graham Number
315.01
Graham NetNet
-1166.38

Income Statement Metrics

Net Income per Share
19.76
Income Quality
0.69
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.76
EBT Per Ebit
2.03
Ebit per Revenue
0.1
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.15
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.1
Pretax Profit Margin
0.21
Net Profit Margin
0.16

Dividends

Dividend Yield
0.05
Dividend Yield %
4.93
Payout Ratio
0.04
Dividend Per Share
7.5

Operating Metrics

Operating Cashflow per Share
18.17
Free CashFlow per Share
14.22
Capex to Operating CashFlow
0.22
Capex to Revenue
0.03
Capex to Depreciation
1.05
Return on Invested Capital
0.03
Return on Tangible Assets
0.01
Days Sales Outstanding
931.73
Days Payables Outstanding
-24386524.54
Days of Inventory on Hand
1140208283.88
Receivables Turnover
0.39
Payables Turnover
-0
Inventory Turnover
0
Capex per Share
3.95

Balance Sheet

Cash per Share
302,09
Book Value per Share
251,43
Tangible Book Value per Share
239.08
Shareholders Equity per Share
223.24
Interest Debt per Share
123.78
Debt to Equity
0.51
Debt to Assets
0.06
Net Debt to EBITDA
-6.24
Current Ratio
0.31
Tangible Asset Value
566,46 Bil.
Net Current Asset Value
-2.980,14 Bil.
Invested Capital
-1377861118000
Working Capital
-1.466,43 Bil.
Intangibles to Total Assets
0.01
Average Receivables
375,35 Bil.
Average Payables
16,90 Bil.
Average Inventory
-390482289000
Debt to Market Cap
0.75

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Kasikornbank Public Company Limited Dividends
Year Dividends Growth
2005 1
2006 2 0%
2007 2 0%
2008 2 50%
2009 2 0%
2010 3 0%
2011 3 0%
2012 3 0%
2013 3 33.33%
2014 4 0%
2015 4 25%
2016 4 0%
2017 4 0%
2018 4 0%
2019 4 0%
2020 5 0%
2021 3 -33.33%
2022 3 0%
2023 4 25%
2024 8 42.86%

Kasikornbank Public Company Limited Profile

About Kasikornbank Public Company Limited

Kasikornbank Public Company Limited, together with its subsidiaries, provides commercial banking products and services in Thailand and internationally. The company's personal banking products and services include savings, current, fixed deposit, and foreign currency accounts; personal, home, and auto loans; debit and credit cards; life and non-life insurance products; investment products, such as mutual funds, stocks, and derivatives/futures exchange; money transfer and bill payment, cheque and draft, and foreign exchange services; and digital banking services. It also offers various products and services for small and medium enterprises, including savings, current, and fixed deposits; working capital, commercial, and special loans, as well as letters of guarantee; collection and payment services; life, non-life, and group insurance products; and import, export, and money transfer services. In addition, the company provides various products and services for corporate customers, such as cash management solutions, including current, savings, special savings deposit, and fixed deposit accounts, as well as collection, payment, liquidity management, and electronic service solutions; international trade solutions comprising import and export, global money transfer, guarantee, and trade finance solutions; working capital loans, term loans, special loans, and letters of guarantee; supply chain financing; life, non-life, and group insurance products; and foreign exchange and derivatives, corporate finance, securities, investment, and business card services. Further, it offers auto and equipment leasing, and venture capital management services. The company operates 839 branches. Kasikornbank Public Company Limited was founded in 1945 and is headquartered in Bangkok, Thailand.

CEO
Ms. Kattiya Indaravijaya
Employee
11.219
Address
400/22 Phahon Yothin Road
Bangkok, 10400

Kasikornbank Public Company Limited Executives & BODs

Kasikornbank Public Company Limited Executives & BODs
# Name Age
1 Ms. Sansana Sukhanunth
Executive Vice President, Chief Financial Officer & Chief Accounting
70
2 Mr. Phaisarn Vorasetsiri
First Senior Vice President & Compliance Head
70
3 Mr. Pipit Aneaknithi
President
70
4 Mr. Chongrak Rattanapian
President
70
5 Ms. Pornvipa Tangtrongchit
Head of Investment Banking Business
70
6 Mr. Rungruang Sukkirdkijpiboon
President
70
7 Ms. Kattiya Indaravijaya
Chief Executive Officer & Executive Director
70
8 Dr. Pipatpong Poshyanonda
President
70
9 Ms. Chonchanum Soonthornsaratoon
Legal Adviser & Non-Executive Director
70
10 Mr. Nathapol Luepromchai
Executive Vice President
70

Kasikornbank Public Company Limited Competitors