Kemper Corporation 5.875% Fixed Logo

Kemper Corporation 5.875% Fixed

KMPB

(1.2)
Stock Price

23,14 USD

0.07% ROA

10.32% ROE

207.91x PER

Market Cap.

3.946.134.706,00 USD

89.76% DER

4.72% Yield

5.86% NPM

Kemper Corporation 5.875% Fixed Stock Analysis

Kemper Corporation 5.875% Fixed Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Kemper Corporation 5.875% Fixed Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.51x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

4 ROE

Negative ROE (-17%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-3.75%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-233) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Kemper Corporation 5.875% Fixed Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Kemper Corporation 5.875% Fixed Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Kemper Corporation 5.875% Fixed Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Kemper Corporation 5.875% Fixed Revenue
Year Revenue Growth
2003 7.700.000
2004 -77.600.000 109.92%
2005 16.399.999 573.17%
2006 16.800.000 2.38%
2007 2.919.800.000 99.42%
2008 2.742.200.000 -6.48%
2009 2.935.900.000 6.6%
2010 2.200.000 -133350%
2011 2.495.000.000 99.91%
2012 2.462.300.000 -1.33%
2013 2.426.500.000 -1.48%
2014 2.196.600.000 -10.47%
2015 2.340.800.000 6.16%
2016 2.521.900.000 7.18%
2017 2.723.400.000 7.4%
2018 3.725.100.000 26.89%
2019 5.039.200.000 26.08%
2020 5.205.700.000 3.2%
2021 5.793.000.000 10.14%
2022 5.576.800.000 -3.88%
2023 4.797.600.000 -16.24%
2023 4.944.700.000 2.97%
2024 4.520.800.000 -9.38%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Kemper Corporation 5.875% Fixed Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Kemper Corporation 5.875% Fixed General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 672.300.000 100%
2013 654.400.000 -2.74%
2014 628.400.000 -4.14%
2015 645.100.000 2.59%
2016 647.300.000 0.34%
2017 593.600.000 -9.05%
2018 829.500.000 28.44%
2019 926.200.000 10.44%
2020 1.006.300.000 7.96%
2021 1.113.800.000 9.65%
2022 1.101.100.000 -1.15%
2023 0 0%
2023 1.052.400.000 100%
2024 977.200.000 -7.7%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Kemper Corporation 5.875% Fixed EBITDA
Year EBITDA Growth
2003 -19.300.000
2004 240.200.000 108.03%
2005 -12.000.000 2101.67%
2006 -12.500.000 4%
2007 189.000.000 106.61%
2008 -38.000.000 597.37%
2009 163.800.000 123.2%
2010 -40.500.000 504.44%
2011 70.900.000 157.12%
2012 91.800.000 22.77%
2013 214.500.000 57.2%
2014 112.600.000 -90.5%
2015 80.200.000 -40.4%
2016 12.700.000 -531.5%
2017 119.900.000 89.41%
2018 188.400.000 36.36%
2019 400.600.000 52.97%
2020 409.900.000 2.27%
2021 -245.300.000 267.1%
2022 115.600.000 312.2%
2023 -763.200.000 115.15%
2023 -272.300.000 -180.28%
2024 -194.400.000 -40.07%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Kemper Corporation 5.875% Fixed Gross Profit
Year Gross Profit Growth
2003 5.300.000
2004 -77.600.000 106.83%
2005 16.399.999 573.17%
2006 16.400.000 0%
2007 2.919.800.000 99.44%
2008 2.742.200.000 -6.48%
2009 2.935.900.000 6.6%
2010 -2.100.000 139904.76%
2011 2.495.000.000 100.08%
2012 2.462.300.000 -1.33%
2013 2.426.500.000 -1.48%
2014 2.196.600.000 -10.47%
2015 2.340.800.000 6.16%
2016 2.521.900.000 7.18%
2017 2.723.400.000 7.4%
2018 3.725.100.000 26.89%
2019 5.039.200.000 26.08%
2020 5.205.700.000 3.2%
2021 5.793.000.000 10.14%
2022 5.570.200.000 -4%
2023 4.797.600.000 -16.1%
2023 4.943.600.000 2.95%
2024 4.520.400.000 -9.36%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Kemper Corporation 5.875% Fixed Net Profit
Year Net Profit Growth
2003 123.600.000
2004 240.200.000 48.54%
2005 255.500.000 5.99%
2006 283.100.000 9.75%
2007 217.800.000 -29.98%
2008 -136.200.000 259.91%
2009 166.300.000 181.9%
2010 184.600.000 9.91%
2011 83.700.000 -120.55%
2012 91.300.000 8.32%
2013 213.400.000 57.22%
2014 112.100.000 -90.37%
2015 79.800.000 -40.48%
2016 12.900.000 -518.6%
2017 119.100.000 89.17%
2018 187.400.000 36.45%
2019 529.400.000 64.6%
2020 409.500.000 -29.28%
2021 -120.500.000 439.83%
2022 -301.200.000 59.99%
2023 -763.200.000 60.53%
2023 -272.100.000 -180.49%
2024 301.600.000 190.22%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Kemper Corporation 5.875% Fixed Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 3 100%
2008 0 0%
2009 3 100%
2010 0 0%
2011 1 100%
2012 2 0%
2013 4 66.67%
2014 2 -50%
2015 2 -100%
2016 0 0%
2017 2 100%
2018 3 33.33%
2019 8 62.5%
2020 6 -33.33%
2021 -2 700%
2022 -5 75%
2023 -12 63.64%
2023 -4 -175%
2024 5 200%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Kemper Corporation 5.875% Fixed Free Cashflow
Year Free Cashflow Growth
2003 194.300.000
2004 0 0%
2005 296.700.000 100%
2006 227.500.000 -30.42%
2007 252.100.000 9.76%
2008 69.200.000 -264.31%
2009 61.100.000 -13.26%
2010 97.900.000 37.59%
2011 -25.000.000 491.6%
2012 65.700.000 138.05%
2013 122.100.000 46.19%
2014 133.600.000 8.61%
2015 215.000.000 37.86%
2016 222.900.000 3.54%
2017 203.600.000 -9.48%
2018 472.400.000 56.9%
2019 448.899.999 -5.24%
2020 394.600.000 -13.76%
2021 292.900.000 -34.72%
2022 -241.100.000 221.48%
2023 -187.999.999 -28.24%
2023 5.200.000 3715.38%
2024 5.200.000 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Kemper Corporation 5.875% Fixed Operating Cashflow
Year Operating Cashflow Growth
2003 194.300.000
2004 0 0%
2005 296.700.000 100%
2006 227.500.000 -30.42%
2007 252.100.000 9.76%
2008 69.200.000 -264.31%
2009 61.100.000 -13.26%
2010 97.900.000 37.59%
2011 -25.000.000 491.6%
2012 65.700.000 138.05%
2013 122.100.000 46.19%
2014 133.600.000 8.61%
2015 215.000.000 37.86%
2016 240.500.000 10.6%
2017 240.600.000 0.04%
2018 539.200.000 55.38%
2019 534.299.999 -0.92%
2020 448.000.000 -19.26%
2021 350.700.000 -27.74%
2022 -210.300.000 266.76%
2023 -134.199.999 -56.71%
2023 5.200.000 2680.77%
2024 22.900.000 77.29%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Kemper Corporation 5.875% Fixed Capital Expenditure
Year Capital Expenditure Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 17.600.000 100%
2017 37.000.000 52.43%
2018 66.800.000 44.61%
2019 85.400.000 21.78%
2020 53.400.000 -59.93%
2021 57.800.000 7.61%
2022 30.800.000 -87.66%
2023 53.800.000 42.75%
2023 0 0%
2024 17.700.000 100%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Kemper Corporation 5.875% Fixed Equity
Year Equity Growth
2003 1.818.900.000
2004 2.038.700.000 10.78%
2005 2.157.700.000 5.52%
2006 2.284.000.000 5.53%
2007 2.297.800.000 0.6%
2008 1.648.600.000 -39.38%
2009 1.917.600.000 14.03%
2010 2.113.400.000 9.26%
2011 2.216.100.000 4.63%
2012 1.124.000.000 -97.16%
2013 2.051.500.000 45.21%
2014 2.090.699.999 1.87%
2015 1.992.400.000 -4.93%
2016 1.975.200.000 -0.87%
2017 2.115.600.000 6.64%
2018 3.050.100.000 30.64%
2019 3.972.300.000 23.22%
2020 4.563.400.000 12.95%
2021 4.007.700.000 -13.87%
2022 2.670.600.000 -50.07%
2023 2.505.000.000 -6.61%
2023 2.361.200.000 -6.09%
2024 2.669.300.000 11.54%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Kemper Corporation 5.875% Fixed Assets
Year Assets Growth
2003 2.598.500.000
2004 2.726.000.000 4.68%
2005 2.840.600.000 4.03%
2006 2.993.400.000 5.1%
2007 9.405.000.000 68.17%
2008 8.818.800.000 -6.65%
2009 2.729.300.000 -223.12%
2010 2.971.800.000 8.16%
2011 8.085.900.000 63.25%
2012 8.009.100.000 -0.96%
2013 7.656.400.000 -4.61%
2014 7.833.400.000 2.26%
2015 8.036.100.000 2.52%
2016 8.210.500.000 2.12%
2017 8.573.200.000 4.23%
2018 11.731.300.000 26.92%
2019 13.165.200.000 10.89%
2020 14.523.700.000 9.35%
2021 15.124.900.000 3.97%
2022 13.313.600.000 -13.6%
2023 12.742.700.000 -4.48%
2023 12.549.300.000 -1.54%
2024 12.544.300.000 -0.04%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Kemper Corporation 5.875% Fixed Liabilities
Year Liabilities Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 7.107.200.000 100%
2008 7.170.200.000 0.88%
2009 811.700.000 -783.36%
2010 858.400.000 5.44%
2011 5.869.800.000 85.38%
2012 605.900.000 -868.77%
2013 5.604.900.000 89.19%
2014 5.742.700.000 2.4%
2015 6.043.700.000 4.98%
2016 6.235.300.000 3.07%
2017 6.457.600.000 3.44%
2018 8.681.200.000 25.61%
2019 9.192.900.000 5.57%
2020 9.960.300.000 7.7%
2021 11.117.200.000 10.41%
2022 10.643.000.000 -4.46%
2023 10.237.700.000 -3.96%
2023 10.188.100.000 -0.49%
2024 9.875.000.000 -3.17%

Kemper Corporation 5.875% Fixed Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
71.73
Net Income per Share
0.11
Price to Earning Ratio
207.91x
Price To Sales Ratio
0.85x
POCF Ratio
-433.64
PFCF Ratio
-60.8
Price to Book Ratio
0.57
EV to Sales
1.24
EV Over EBITDA
-16.21
EV to Operating CashFlow
-1650.32
EV to FreeCashFlow
-89
Earnings Yield
0
FreeCashFlow Yield
-0.02
Market Cap
3,95 Bil.
Enterprise Value
5,78 Bil.
Graham Number
10.19
Graham NetNet
-137.79

Income Statement Metrics

Net Income per Share
0.11
Income Quality
-0.07
ROE
0
Return On Assets
0.02
Return On Capital Employed
0.23
Net Income per EBT
0.82
EBT Per Ebit
0.25
Ebit per Revenue
0.28
Effective Tax Rate
0.19

Margins

Sales, General, & Administrative to Revenue
0.21
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.28
Pretax Profit Margin
0.07
Net Profit Margin
0.06

Dividends

Dividend Yield
0.05
Dividend Yield %
4.72
Payout Ratio
11
Dividend Per Share
1.1

Operating Metrics

Operating Cashflow per Share
-0.05
Free CashFlow per Share
-1
Capex to Operating CashFlow
-17.54
Capex to Revenue
0.01
Capex to Depreciation
1.19
Return on Invested Capital
0.04
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.94

Balance Sheet

Cash per Share
14,14
Book Value per Share
41,07
Tangible Book Value per Share
12.47
Shareholders Equity per Share
41.1
Interest Debt per Share
41.18
Debt to Equity
0.9
Debt to Assets
0.19
Net Debt to EBITDA
-5.14
Current Ratio
0.17
Tangible Asset Value
0,81 Bil.
Net Current Asset Value
-9,77 Bil.
Invested Capital
1388700000
Working Capital
-0,51 Bil.
Intangibles to Total Assets
0.15
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.61

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Kemper Corporation 5.875% Fixed Dividends
Year Dividends Growth
2022 1
2023 1 0%
2024 1 100%

Kemper Corporation 5.875% Fixed Profile

About Kemper Corporation 5.875% Fixed

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the following segments: Specialty Property and Casualty Insurance, Preferred Property and Casualty Insurance, and Life and Health Insurance. The Specialty Property and Casualty Insurance segment provides personal and commercial automobile insurance. The Preferred Property and Casualty Insurance segment sells automobile, homeowners, and other personal insurance. The Life and Health Insurance segment offers financial security for loved ones, as well as financial protection from healthcare. The company was founded in 1990 and is headquartered in Chicago, IL.

CEO
Joseph P. Lacher
Employee
9.500
Address

,

Kemper Corporation 5.875% Fixed Executives & BODs

Kemper Corporation 5.875% Fixed Executives & BODs
# Name Age

Kemper Corporation 5.875% Fixed Competitors