CarMax, Inc. Logo

CarMax, Inc.

KMX

(1.0)
Stock Price

84,27 USD

1.54% ROA

7.49% ROE

26.93x PER

Market Cap.

11.174.668.120,00 USD

310.83% DER

0% Yield

1.77% NPM

CarMax, Inc. Stock Analysis

CarMax, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

CarMax, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE in an average range (7.91%) suggests satisfactory profitability and decent utilization of shareholders' equity.

2 ROA

The stock's ROA (1.67%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

3 PBV

The stock's PBV ratio (1.69x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

4 Buffet Intrinsic Value

The company's stock seems undervalued (3.628) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

5 DER

The company has a high debt to equity ratio (324%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

CarMax, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

CarMax, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

CarMax, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

CarMax, Inc. Revenue
Year Revenue Growth
1997 510.200.000
1998 874.200.000 41.64%
1999 1.466.300.000 40.38%
2000 2.014.984.000 27.23%
2001 2.500.991.000 19.43%
2002 3.201.665.000 21.88%
2003 3.969.944.000 19.35%
2004 4.597.691.000 13.65%
2005 5.260.262.000 12.6%
2006 6.259.967.000 15.97%
2007 7.465.656.000 16.15%
2008 8.199.571.000 8.95%
2009 6.973.966.000 -17.57%
2009 6.973.966.000 0%
2010 7.470.193.000 6.64%
2011 8.975.554.000 16.77%
2012 10.003.599.000 10.28%
2013 10.962.818.000 8.75%
2014 12.574.299.000 12.82%
2015 14.268.716.000 11.88%
2016 15.149.675.000 5.82%
2017 15.875.118.000 4.57%
2018 17.120.209.000 7.27%
2019 18.173.100.000 5.79%
2020 20.319.987.000 10.57%
2021 18.950.149.000 -7.23%
2022 31.900.412.000 40.6%
2023 29.684.873.000 -7.46%
2024 24.594.152.000 -20.7%
2024 26.536.040.000 7.32%
2025 28.054.116.000 5.41%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

CarMax, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 5.668.000 100%
2023 13.225.000 57.14%
2024 0 0%
2024 52.900.000 100%
2025 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

CarMax, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 924.700.000 100%
2014 1.043.000 -88557.72%
2015 1.134.900.000 99.91%
2016 1.211.300.000 6.31%
2017 1.344.300.000 9.89%
2018 1.459.351.000 7.88%
2019 1.563.900.000 6.69%
2020 1.748.800.000 10.57%
2021 1.727.300.000 -1.24%
2022 1.999.300.000 13.6%
2023 2.198.900.000 9.08%
2024 1.986.800.000 -10.68%
2024 2.088.500.000 4.87%
2025 2.266.400.000 7.85%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

CarMax, Inc. EBITDA
Year EBITDA Growth
1997 -8.000.000
1998 -49.700.000 83.9%
1999 -22.100.000 -124.89%
2000 27.406.000 180.64%
2001 103.708.000 73.57%
2002 167.754.000 38.18%
2003 19.873.000 -744.13%
2004 31.527.000 36.97%
2005 40.583.000 22.31%
2006 61.145.000 33.63%
2007 96.820.000 36.85%
2008 174.063.000 44.38%
2009 142.339.000 -22.29%
2009 142.339.000 0%
2010 514.284.000 72.32%
2011 456.038.000 -12.77%
2012 520.787.000 12.43%
2013 828.991.000 37.18%
2014 930.067.000 10.87%
2015 1.108.977.000 16.13%
2016 1.183.662.000 6.31%
2017 1.231.696.000 3.9%
2018 1.314.295.000 6.28%
2019 1.370.845.000 4.13%
2020 1.459.804.000 6.09%
2021 1.293.591.000 -12.85%
2022 2.088.429.000 38.06%
2023 1.332.726.000 -56.7%
2024 1.514.320.000 11.99%
2024 154.103.000 -882.67%
2025 1.885.140.000 91.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

CarMax, Inc. Gross Profit
Year Gross Profit Growth
1997 45.100.000
1998 78.100.000 42.25%
1999 182.300.000 57.16%
2000 255.606.000 28.68%
2001 347.875.000 26.52%
2002 403.703.000 13.83%
2003 468.239.000 13.78%
2004 570.888.000 17.98%
2005 650.196.000 12.2%
2006 790.714.000 17.77%
2007 971.062.000 18.57%
2008 1.072.425.000 9.45%
2009 968.170.000 -10.77%
2009 968.170.000 0%
2010 1.098.870.000 11.89%
2011 1.301.228.000 15.55%
2012 1.378.761.000 5.62%
2013 1.464.362.000 5.85%
2014 1.648.701.000 11.18%
2015 1.887.527.000 12.65%
2016 2.018.760.000 6.5%
2017 2.183.294.000 7.54%
2018 2.328.859.000 6.25%
2019 2.480.591.000 6.12%
2020 2.722.340.000 8.88%
2021 2.379.125.000 -14.43%
2022 3.287.542.000 27.63%
2023 2.800.203.000 -17.4%
2024 2.451.452.000 -14.23%
2024 2.457.681.000 0.25%
2025 3.041.868.000 19.2%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

CarMax, Inc. Net Profit
Year Net Profit Growth
1997 -9.300.000
1998 -34.200.000 72.81%
1999 -23.500.000 -45.53%
2000 1.118.000 2201.97%
2001 45.564.000 97.55%
2002 90.802.000 49.82%
2003 94.802.000 4.22%
2004 116.450.000 18.59%
2005 112.928.000 -3.12%
2006 148.055.000 23.73%
2007 198.597.000 25.45%
2008 182.025.000 -9.1%
2009 59.213.000 -207.41%
2009 59.213.000 0%
2010 281.668.000 78.98%
2011 380.878.000 26.05%
2012 413.795.000 7.95%
2013 434.284.000 4.72%
2014 492.586.000 11.84%
2015 597.358.000 17.54%
2016 623.428.000 4.18%
2017 626.970.000 0.56%
2018 664.112.000 5.59%
2019 842.413.000 21.17%
2020 888.433.000 5.18%
2021 746.919.000 -18.95%
2022 1.151.297.000 35.12%
2023 484.762.000 -137.5%
2024 328.012.000 -47.79%
2024 479.204.000 31.55%
2025 531.236.000 9.79%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

CarMax, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1997 0
1998 -1 0%
1999 -1 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 1 0%
2005 0 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 0 0%
2009 0 0%
2010 1 100%
2011 2 0%
2012 2 0%
2013 2 0%
2014 2 50%
2015 3 0%
2016 3 33.33%
2017 3 0%
2018 4 0%
2019 5 25%
2020 5 20%
2021 5 -25%
2022 7 42.86%
2023 3 -133.33%
2024 2 -50%
2024 3 33.33%
2025 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

CarMax, Inc. Free Cashflow
Year Free Cashflow Growth
1997 -115.800.000
1998 -320.400.000 63.86%
1999 -261.900.000 -22.34%
2000 -70.488.000 -271.55%
2001 6.972.000 1111.02%
2002 1.224.000 -469.61%
2003 -50.065.000 102.44%
2004 -32.874.000 -52.29%
2005 -185.344.000 82.26%
2006 -72.138.000 -156.93%
2007 -54.960.000 -31.26%
2008 -173.586.000 68.34%
2009 78.891.000 320.03%
2009 78.891.000 0%
2010 23.386.000 -237.34%
2011 -93.778.000 124.94%
2012 -234.780.000 60.06%
2013 -1.014.148.000 76.85%
2014 -923.480.000 -9.82%
2015 -1.277.947.000 27.74%
2016 -464.477.000 -175.14%
2017 -886.282.000 47.59%
2018 -377.366.000 -134.86%
2019 -141.665.000 -166.38%
2020 -568.502.000 75.08%
2021 503.224.000 212.97%
2022 -2.857.984.000 117.61%
2023 860.622.000 432.08%
2024 64.824.000 -1227.63%
2024 -6.690.000 1068.97%
2025 509.894.000 101.31%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

CarMax, Inc. Operating Cashflow
Year Operating Cashflow Growth
1997 -25.400.000
1998 -86.100.000 70.5%
1999 -82.000.000 -5%
2000 -25.093.000 -226.78%
2001 17.806.000 240.92%
2002 42.641.000 58.24%
2003 71.967.000 40.75%
2004 148.464.000 51.53%
2005 44.736.000 -231.87%
2006 122.295.000 63.42%
2007 136.800.000 10.6%
2008 79.520.000 -72.03%
2009 264.591.000 69.95%
2009 264.591.000 0%
2010 45.820.000 -477.46%
2011 -17.198.000 366.43%
2012 -62.164.000 72.33%
2013 -778.441.000 92.01%
2014 -613.163.000 -26.95%
2015 -968.130.000 36.67%
2016 -148.893.000 -550.22%
2017 -468.138.000 68.19%
2018 -80.550.000 -481.18%
2019 162.971.000 149.43%
2020 -236.606.000 168.88%
2021 667.760.000 135.43%
2022 -2.549.450.000 126.19%
2023 1.283.332.000 298.66%
2024 210.099.000 -510.82%
2024 458.617.000 54.19%
2025 619.103.000 25.92%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

CarMax, Inc. Capital Expenditure
Year Capital Expenditure Growth
1997 90.400.000
1998 234.300.000 61.42%
1999 179.900.000 -30.24%
2000 45.395.000 -296.3%
2001 10.834.000 -319%
2002 41.417.000 73.84%
2003 122.032.000 66.06%
2004 181.338.000 32.7%
2005 230.080.000 21.18%
2006 194.433.000 -18.33%
2007 191.760.000 -1.39%
2008 253.106.000 24.24%
2009 185.700.000 -36.3%
2009 185.700.000 0%
2010 22.434.000 -727.76%
2011 76.580.000 70.71%
2012 172.616.000 55.64%
2013 235.707.000 26.77%
2014 310.317.000 24.04%
2015 309.817.000 -0.16%
2016 315.584.000 1.83%
2017 418.144.000 24.53%
2018 296.816.000 -40.88%
2019 304.636.000 2.57%
2020 331.896.000 8.21%
2021 164.536.000 -101.72%
2022 308.534.000 46.67%
2023 422.710.000 27.01%
2024 145.275.000 -190.97%
2024 465.307.000 68.78%
2025 109.209.000 -326.07%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

CarMax, Inc. Equity
Year Equity Growth
1997 391.800.000
1998 359.900.000 -8.86%
1999 340.400.000 -5.73%
2000 344.989.000 1.33%
2001 391.503.000 11.88%
2002 485.479.000 19.36%
2003 554.569.000 12.46%
2004 680.753.000 18.54%
2005 800.976.000 15.01%
2006 959.738.000 16.54%
2007 1.247.375.000 23.06%
2008 1.488.926.000 16.22%
2009 1.593.067.000 6.54%
2009 1.593.067.000 0%
2010 1.933.582.000 17.61%
2011 2.291.630.000 15.62%
2012 2.673.112.000 14.27%
2013 3.019.167.000 11.46%
2014 3.316.997.000 8.98%
2015 3.156.785.000 -5.08%
2016 2.904.786.000 -8.68%
2017 3.108.580.000 6.56%
2018 3.316.849.000 6.28%
2019 3.357.028.000 1.2%
2020 3.768.875.000 10.93%
2021 4.364.613.000 13.65%
2022 5.235.439.000 16.63%
2023 5.613.077.000 6.73%
2024 6.073.740.000 7.58%
2024 6.044.365.000 -0.49%
2025 6.179.609.000 2.19%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

CarMax, Inc. Assets
Year Assets Growth
1997 427.200.000
1998 448.300.000 4.71%
1999 571.200.000 21.52%
2000 675.495.000 15.44%
2001 710.953.000 4.99%
2002 720.222.000 1.29%
2003 917.617.000 21.51%
2004 1.037.017.000 11.51%
2005 1.293.013.000 19.8%
2006 1.489.247.000 13.18%
2007 1.885.573.000 21.02%
2008 2.333.161.000 19.18%
2009 2.379.187.000 1.93%
2009 2.379.187.000 0%
2010 2.556.191.000 6.92%
2011 6.839.909.000 62.63%
2012 8.331.543.000 17.9%
2013 9.888.602.000 15.75%
2014 11.707.157.000 15.53%
2015 13.198.201.000 11.3%
2016 14.481.576.000 8.86%
2017 16.279.356.000 11.04%
2018 17.486.272.000 6.9%
2019 18.717.867.000 6.58%
2020 21.082.182.000 11.21%
2021 21.541.541.000 2.13%
2022 26.338.264.000 18.21%
2023 26.182.736.000 -0.59%
2024 27.524.700.000 4.88%
2024 27.173.250.000 -1.29%
2025 27.295.818.000 0.45%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

CarMax, Inc. Liabilities
Year Liabilities Growth
1997 35.400.000
1998 88.400.000 59.95%
1999 230.800.000 61.7%
2000 330.506.000 30.17%
2001 319.450.000 -3.46%
2002 234.743.000 -36.08%
2003 363.048.000 35.34%
2004 356.264.000 -1.9%
2005 492.037.000 27.59%
2006 529.509.000 7.08%
2007 638.198.000 17.03%
2008 844.235.000 24.41%
2009 786.120.000 -7.39%
2009 786.120.000 0%
2010 622.609.000 -26.26%
2011 4.548.279.000 86.31%
2012 5.658.431.000 19.62%
2013 6.869.435.000 17.63%
2014 8.390.160.000 18.13%
2015 10.041.416.000 16.44%
2016 11.576.790.000 13.26%
2017 13.170.776.000 12.1%
2018 14.169.423.000 7.05%
2019 15.360.839.000 7.76%
2020 17.313.307.000 11.28%
2021 17.176.928.000 -0.79%
2022 21.102.825.000 18.6%
2023 20.569.659.000 -2.59%
2024 21.450.960.000 4.11%
2024 21.128.885.000 -1.52%
2025 21.116.209.000 -0.06%

CarMax, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
166.18
Net Income per Share
2.68
Price to Earning Ratio
26.93x
Price To Sales Ratio
0.43x
POCF Ratio
11.01
PFCF Ratio
20.21
Price to Book Ratio
1.82
EV to Sales
1.15
EV Over EBITDA
33.73
EV to Operating CashFlow
29.24
EV to FreeCashFlow
54
Earnings Yield
0.04
FreeCashFlow Yield
0.05
Market Cap
11,17 Bil.
Enterprise Value
29,86 Bil.
Graham Number
48.88
Graham NetNet
-120.11

Income Statement Metrics

Net Income per Share
2.68
Income Quality
2.45
ROE
0.07
Return On Assets
0.02
Return On Capital Employed
0.01
Net Income per EBT
0.75
EBT Per Ebit
2.22
Ebit per Revenue
0.01
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.11
Operating Profit Margin
0.01
Pretax Profit Margin
0.02
Net Profit Margin
0.02

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
6.55
Free CashFlow per Share
3.55
Capex to Operating CashFlow
0.46
Capex to Revenue
0.02
Capex to Depreciation
1.6
Return on Invested Capital
0
Return on Tangible Assets
0.02
Days Sales Outstanding
3.21
Days Payables Outstanding
15.8
Days of Inventory on Hand
53.27
Receivables Turnover
113.55
Payables Turnover
23.1
Inventory Turnover
6.85
Capex per Share
3

Balance Sheet

Cash per Share
3,37
Book Value per Share
39,65
Tangible Book Value per Share
38.74
Shareholders Equity per Share
39.65
Interest Debt per Share
128.63
Debt to Equity
3.11
Debt to Assets
0.7
Net Debt to EBITDA
21.11
Current Ratio
2.25
Tangible Asset Value
6,04 Bil.
Net Current Asset Value
-16,26 Bil.
Invested Capital
7103382000
Working Capital
2,70 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,22 Bil.
Average Payables
0,96 Bil.
Average Inventory
3585315500
Debt to Market Cap
1.72

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

CarMax, Inc. Dividends
Year Dividends Growth

CarMax, Inc. Profile

About CarMax, Inc.

CarMax, Inc., together with its subsidiaries, operates as a retailer of used vehicles in the United States. The company operates through two segments, CarMax Sales Operations and CarMax Auto Finance. It offers customers a range of makes and models of used vehicles, including domestic, imported, and luxury vehicles, as well as hybrid and electric vehicles; and extended protection plans to customers at the time of sale, as well as sells vehicles that are approximately 10 years old and has more than 100,000 miles through wholesale auctions. The company also provides reconditioning and vehicle repair services; and financing alternatives for retail customers across a range of credit spectrum through its CarMax Auto Finance and arrangements with various financial institutions. As of February 28, 2022, it operated approximately 230 used car stores. CarMax, Inc. was founded in 1993 and is based in Richmond, Virginia.

CEO
Mr. William D. Nash CPA
Employee
30.000
Address
12800 Tuckahoe Creek Parkway
Richmond, 23238

CarMax, Inc. Executives & BODs

CarMax, Inc. Executives & BODs
# Name Age
1 Mr. Enrique N. Mayor-Mora
Executive Vice President & Chief Financial Officer
70
2 Mr. Jon G. Daniels
Senior Vice President of CarMax Auto Finance
70
3 Ms. Jill A. Livesay
Vice President, Chief Accounting Officer & Controller
70
4 Mr. James R. Lyski
Executive Vice President, Chief Growth & Strategy Officer
70
5 Mr. David L. Lowenstein
Vice President of Investor Relations
70
6 Mr. John M. Stuckey III
Senior Vice President, General Counsel & Corporate Secretary
70
7 Ms. Diane Long Cafritz J.D.
Executive Vice President, Chief Innovation & People Officer
70
8 Mr. William D. Nash CPA
President, Chief Executive Officer & Director
70
9 Mr. Charles Joseph Wilson
Executive Vice President & Chief Operating Officer
70
10 Ms. Trina Hoppin Lee
Assistant Vice President of Public Affairs & Communications
70

CarMax, Inc. Competitors