Kojamo Oyj Logo

Kojamo Oyj

KOJAMO.HE

(2.5)
Stock Price

9,49 EUR

-2.61% ROA

-5.95% ROE

-10.99x PER

Market Cap.

2.388.646.760,00 EUR

105.54% DER

0% Yield

-48.08% NPM

Kojamo Oyj Stock Analysis

Kojamo Oyj Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Kojamo Oyj Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.64x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past five years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

4 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

5 DER

The stock has a reasonable amount of debt compared to its ownership (96%), suggesting a balanced financial position and a moderate level of risk.

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 ROE

The stock's ROE indicates a negative return (-11.34%) on shareholders' equity, suggesting poor financial performance.

8 ROA

The stock's ROA (-5.32%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-9), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Kojamo Oyj Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Kojamo Oyj Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Kojamo Oyj Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Kojamo Oyj Revenue
Year Revenue Growth
2013 346.963.000
2014 357.400.000 2.92%
2015 370.900.000 3.64%
2016 351.500.000 -5.52%
2017 337.000.000 -4.3%
2018 358.800.000 6.08%
2019 375.300.000 4.4%
2020 383.900.000 2.24%
2021 391.700.000 1.99%
2022 413.300.000 5.23%
2023 446.000.000 7.33%
2023 442.200.000 -0.86%
2024 452.800.000 2.34%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Kojamo Oyj Research and Development Expenses
Year Research and Development Expenses Growth
2013 0
2014 0 0%
2015 300.000 100%
2016 1 0%
2017 1 0%
2018 1 0%
2019 400.000 100%
2020 700.000 42.86%
2021 1.200.000 41.67%
2022 1.200.000 0%
2023 0 0%
2023 2.800.000 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Kojamo Oyj General and Administrative Expenses
Year General and Administrative Expenses Growth
2013 0
2014 38.700.000 100%
2015 39.700.000 2.52%
2016 37.400.000 -6.15%
2017 37.200.000 -0.54%
2018 38.600.000 3.63%
2019 38.700.000 0.26%
2020 38.400.000 -0.78%
2021 37.300.000 -2.95%
2022 43.100.000 13.46%
2023 42.000.000 -2.62%
2023 20.400.000 -105.88%
2024 41.600.000 50.96%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Kojamo Oyj EBITDA
Year EBITDA Growth
2013 -30.793.000
2014 -25.800.000 -19.35%
2015 267.500.000 109.64%
2016 339.600.000 21.23%
2017 307.700.000 -10.37%
2018 324.200.000 5.09%
2019 1.082.400.000 70.05%
2020 446.000.000 -142.69%
2021 1.332.900.000 66.54%
2022 -441.900.000 401.63%
2023 -266.400.000 -65.88%
2023 -15.900.000 -1575.47%
2024 287.200.000 105.54%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Kojamo Oyj Gross Profit
Year Gross Profit Growth
2013 346.963.000
2014 357.400.000 2.92%
2015 227.400.000 -57.17%
2016 222.100.000 -2.39%
2017 216.000.000 -2.82%
2018 233.900.000 7.65%
2019 247.300.000 5.42%
2020 257.600.000 4%
2021 262.400.000 1.83%
2022 280.000.000 6.29%
2023 332.400.000 15.76%
2023 297.200.000 -11.84%
2024 330.800.000 10.16%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Kojamo Oyj Net Profit
Year Net Profit Growth
2013 74.250.000
2014 110.700.000 32.93%
2015 179.300.000 38.26%
2016 232.300.000 22.82%
2017 212.900.000 -9.11%
2018 221.800.000 4.01%
2019 825.200.000 73.12%
2020 312.900.000 -163.73%
2021 1.023.400.000 69.43%
2022 -399.900.000 355.91%
2023 -283.200.000 -41.21%
2023 -89.000.000 -218.2%
2024 -333.600.000 73.32%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Kojamo Oyj Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2013 0
2014 0 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 0%
2019 3 100%
2020 1 -200%
2021 4 75%
2022 -2 500%
2023 -1 0%
2023 0 0%
2024 -1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Kojamo Oyj Free Cashflow
Year Free Cashflow Growth
2013 -50.057.000
2014 111.700.000 144.81%
2015 120.800.000 7.53%
2016 102.300.000 -18.08%
2017 109.600.000 6.66%
2018 112.200.000 2.32%
2019 140.600.000 20.2%
2020 147.300.000 4.55%
2021 150.700.000 2.26%
2022 158.700.000 5.04%
2023 153.000.000 -3.73%
2023 53.300.000 -187.05%
2024 35.100.000 -51.85%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Kojamo Oyj Operating Cashflow
Year Operating Cashflow Growth
2013 98.470.000
2014 111.700.000 11.84%
2015 121.300.000 7.91%
2016 102.400.000 -18.46%
2017 110.400.000 7.25%
2018 112.400.000 1.78%
2019 140.800.000 20.17%
2020 147.700.000 4.67%
2021 151.400.000 2.44%
2022 159.000.000 4.78%
2023 153.300.000 -3.72%
2023 53.300.000 -187.62%
2024 35.100.000 -51.85%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Kojamo Oyj Capital Expenditure
Year Capital Expenditure Growth
2013 148.527.000
2014 0 0%
2015 500.000 100%
2016 100.000 -400%
2017 800.000 87.5%
2018 200.000 -300%
2019 200.000 0%
2020 400.000 50%
2021 700.000 42.86%
2022 300.000 -133.33%
2023 300.000 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Kojamo Oyj Equity
Year Equity Growth
2013 509.186.000
2014 1.579.500.000 67.76%
2015 1.739.100.000 9.18%
2016 3.454.600.000 49.66%
2017 3.981.300.000 13.23%
2018 4.521.300.000 11.94%
2019 5.495.400.000 17.73%
2020 6.034.600.000 8.94%
2021 7.272.000.000 17.02%
2022 7.297.500.000 0.35%
2023 7.208.000.000 -1.24%
2023 3.751.900.000 -92.12%
2024 3.582.900.000 -4.72%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Kojamo Oyj Assets
Year Assets Growth
2013 2.468.550.000
2014 3.957.200.000 37.62%
2015 4.236.100.000 6.58%
2016 4.572.200.000 7.35%
2017 4.943.500.000 7.51%
2018 5.485.400.000 9.88%
2019 6.590.400.000 16.77%
2020 7.261.500.000 9.24%
2021 8.716.800.000 16.7%
2022 8.482.300.000 -2.76%
2023 8.158.300.000 -3.97%
2023 8.348.400.000 2.28%
2024 8.340.200.000 -0.1%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Kojamo Oyj Liabilities
Year Liabilities Growth
2013 1.959.364.000
2014 2.377.700.000 17.59%
2015 2.497.000.000 4.78%
2016 2.712.700.000 7.95%
2017 2.904.900.000 6.62%
2018 3.127.300.000 7.11%
2019 3.499.800.000 10.64%
2020 3.952.000.000 11.44%
2021 4.453.500.000 11.26%
2022 4.639.600.000 4.01%
2023 4.532.400.000 -2.37%
2023 4.596.500.000 1.39%
2024 4.757.200.000 3.38%

Kojamo Oyj Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.83
Net Income per Share
-0.88
Price to Earning Ratio
-10.99x
Price To Sales Ratio
5.28x
POCF Ratio
14.28
PFCF Ratio
14.3
Price to Book Ratio
0.67
EV to Sales
13.16
EV Over EBITDA
-225.38
EV to Operating CashFlow
35.59
EV to FreeCashFlow
35.63
Earnings Yield
-0.09
FreeCashFlow Yield
0.07
Market Cap
2,39 Bil.
Enterprise Value
5,95 Bil.
Graham Number
16.94
Graham NetNet
-17.85

Income Statement Metrics

Net Income per Share
-0.88
Income Quality
-0.77
ROE
-0.06
Return On Assets
-0.03
Return On Capital Employed
-0.01
Net Income per EBT
0.8
EBT Per Ebit
6.76
Ebit per Revenue
-0.09
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0.01
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.67
Operating Profit Margin
-0.09
Pretax Profit Margin
-0.6
Net Profit Margin
-0.48

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.68
Free CashFlow per Share
0.68
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0.15
Return on Invested Capital
-0
Return on Tangible Assets
-0.03
Days Sales Outstanding
19.37
Days Payables Outstanding
177.02
Days of Inventory on Hand
0
Receivables Turnover
18.84
Payables Turnover
2.06
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
1,33
Book Value per Share
14,50
Tangible Book Value per Share
14.5
Shareholders Equity per Share
14.5
Interest Debt per Share
15.76
Debt to Equity
1.06
Debt to Assets
0.45
Net Debt to EBITDA
-134.9
Current Ratio
0.58
Tangible Asset Value
3,58 Bil.
Net Current Asset Value
-4,41 Bil.
Invested Capital
-218300000
Working Capital
-0,25 Bil.
Intangibles to Total Assets
0
Average Receivables
0,02 Bil.
Average Payables
0,08 Bil.
Average Inventory
0
Debt to Market Cap
1.58

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Kojamo Oyj Dividends
Year Dividends Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Kojamo Oyj Profile

About Kojamo Oyj

Kojamo Oyj, a private residential real estate company, provides rental apartments and housing services in Finland. The company rents and manages apartments under the Lumo brand name. As of December 31, 2021, it operated 36,897 rental apartments. The company was formerly known as VVO Group plc and changed its name to Kojamo Oyj in March 2017. Kojamo Oyj was incorporated in 1969 and is headquartered in Helsinki, Finland.

CEO
Mr. Jani Nieminen M.B.A., M.S
Employee
299
Address
Mannerheimintie 168a
Helsinki, 00300

Kojamo Oyj Executives & BODs

Kojamo Oyj Executives & BODs
# Name Age
1 Markus Kouhi
General Counsel
70
2 Laura Koiranen
Sales Director
70
3 Susanna Virtakangas
Head of Lumo Service Centre
70
4 Ms. Niina Saarto
Director of Group Treasury & Investor Relations
70
5 Tuomas Kaulio
Chief Technology Officer
70
6 Mr. Janne Ojalehto M.B.A.
Executive Vice President of Housing
70
7 Mr. Erik Hjelt EMBA, LL.Lic.
Chief Financial Officer & Deputy Chief Executive Officer
70
8 Mr. Jani Nieminen M.B.A., M.Sc., M.Sc. (Tech.)
Chief Executive Officer
70
9 Mr. Ville Raitio EMBA, M.Sc.
Executive Vice President of Investments & Portfolio Management
70
10 Marika Koskinen
Communications Manager
70

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