Laybuy Group Holdings Limited Logo

Laybuy Group Holdings Limited

LBY.AX

(1.0)
Stock Price

0,03 AUD

-85.85% ROA

-165.58% ROE

-0.1x PER

Market Cap.

8.467.140,00 AUD

86.71% DER

0% Yield

-109.51% NPM

Laybuy Group Holdings Limited Stock Analysis

Laybuy Group Holdings Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Laybuy Group Holdings Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.21x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock maintains a fair debt to equity ratio (87%), indicating a reasonable balance between the money it owes and the ownership it possesses.

3 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

4 ROE

The stock's ROE indicates a negative return (-165.58%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-85.85%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (0) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Laybuy Group Holdings Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Laybuy Group Holdings Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Hold

Laybuy Group Holdings Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Laybuy Group Holdings Limited Revenue
Year Revenue Growth
2021 29.897.182
2022 43.780.091 31.71%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Laybuy Group Holdings Limited Research and Development Expenses
Year Research and Development Expenses Growth
2021 0
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Laybuy Group Holdings Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2021 13.543.560
2022 20.573.473 34.17%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Laybuy Group Holdings Limited EBITDA
Year EBITDA Growth
2021 -28.473.331
2022 -40.914.583 30.41%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Laybuy Group Holdings Limited Gross Profit
Year Gross Profit Growth
2021 18.697.329
2022 43.780.091 57.29%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Laybuy Group Holdings Limited Net Profit
Year Net Profit Growth
2021 -37.897.732
2022 -47.944.047 20.95%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Laybuy Group Holdings Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2021 0
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Laybuy Group Holdings Limited Free Cashflow
Year Free Cashflow Growth
2021 -45.890.939
2022 867.181 5391.97%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Laybuy Group Holdings Limited Operating Cashflow
Year Operating Cashflow Growth
2021 -43.917.195
2022 1.406.265 3222.97%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Laybuy Group Holdings Limited Capital Expenditure
Year Capital Expenditure Growth
2021 1.973.745
2022 539.084 -266.13%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Laybuy Group Holdings Limited Equity
Year Equity Growth
2020 58.592.181
2021 33.714.312 -73.79%
2022 24.196.486 -39.34%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Laybuy Group Holdings Limited Assets
Year Assets Growth
2020 74.932.241
2021 55.137.244 -35.9%
2022 57.043.405 3.34%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Laybuy Group Holdings Limited Liabilities
Year Liabilities Growth
2020 16.340.060
2021 21.422.932 23.73%
2022 32.846.918 34.78%

Laybuy Group Holdings Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.29
Net Income per Share
-0.32
Price to Earning Ratio
-0.1x
Price To Sales Ratio
0.19x
POCF Ratio
3.55
PFCF Ratio
9.76
Price to Book Ratio
0.21
EV to Sales
0.42
EV Over EBITDA
-0.44
EV to Operating CashFlow
12.95
EV to FreeCashFlow
20.99
Earnings Yield
-9.61
FreeCashFlow Yield
0.1
Market Cap
0,01 Bil.
Enterprise Value
0,02 Bil.
Graham Number
1.07
Graham NetNet
0.06

Income Statement Metrics

Net Income per Share
-0.32
Income Quality
-0.03
ROE
-1.66
Return On Assets
-0.84
Return On Capital Employed
-1.75
Net Income per EBT
1
EBT Per Ebit
1.13
Ebit per Revenue
-0.97
Effective Tax Rate
-0

Margins

Sales, General, & Administrative to Revenue
0.47
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0.97
Pretax Profit Margin
-1.09
Net Profit Margin
-1.1

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.01
Free CashFlow per Share
0.01
Capex to Operating CashFlow
-0.38
Capex to Revenue
-0.01
Capex to Depreciation
-0.38
Return on Invested Capital
-0.94
Return on Tangible Assets
-0.86
Days Sales Outstanding
312.28
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.17
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0

Balance Sheet

Cash per Share
0,07
Book Value per Share
0,16
Tangible Book Value per Share
0.15
Shareholders Equity per Share
0.16
Interest Debt per Share
0.18
Debt to Equity
0.87
Debt to Assets
0.37
Net Debt to EBITDA
-0.24
Current Ratio
1.69
Tangible Asset Value
0,02 Bil.
Net Current Asset Value
0,02 Bil.
Invested Capital
0.87
Working Capital
0,02 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,03 Bil.
Average Payables
0,01 Bil.
Average Inventory
4523944.77
Debt to Market Cap
2.48

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Laybuy Group Holdings Limited Dividends
Year Dividends Growth

Laybuy Group Holdings Limited Profile

About Laybuy Group Holdings Limited

Laybuy Group Holdings Limited provides consumer financing services in New Zealand, Australia, and the United Kingdom. It offers a line of credit products to customers in buy now, pay later model through an integrated payment platform. The company was founded in 2017 and is based in Auckland, New Zealand.

CEO
Mr. Gary Raymond Rohloff
Employee
84
Address
The B:HIVE
Auckland, 0622

Laybuy Group Holdings Limited Executives & BODs

Laybuy Group Holdings Limited Executives & BODs
# Name Age
1 Mr. Gary Raymond Rohloff
MD, Chief Executive Officer & Director
70
2 Mr. Todd Mansill
Chief Technology Officer
70
3 Stephen Jones
Head of Corporation Communication
70
4 Ms. Genevieve Buys
Chief People Officer
70
5 Mr. Tim Russell
Head of Strategy
70
6 Jonathan Swain
Company Sec.
70
7 Mr. Jamie Byles
Chief Risk Officer
70
8 Mr. Alex Rohloff
Chief Product Officer
70
9 Mr. Mark Conelly
Chief Financial Officer
70

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