Liechtensteinische Landesbank Aktiengesellschaft Logo

Liechtensteinische Landesbank Aktiengesellschaft

LLBN.SW

(3.2)
Stock Price

73,30 CHF

0.59% ROA

11.77% ROE

13.8x PER

Market Cap.

2.047.030.864,00 CHF

109.63% DER

3.76% Yield

22.2% NPM

Liechtensteinische Landesbank Aktiengesellschaft Stock Analysis

Liechtensteinische Landesbank Aktiengesellschaft Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Liechtensteinische Landesbank Aktiengesellschaft Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.97x), the stock offers substantial upside potential at a bargain price.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

The stock's ROE falls within an average range (7.16%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.59%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

7 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

8 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

9 Dividend Growth

The company's dividend growth has shown a positive trajectory over the past three years, consistently increasing year after year, indicating a favorable trend for potential investors.

10 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (231) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

11 DER

The company has a high debt to equity ratio (110%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

Liechtensteinische Landesbank Aktiengesellschaft Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Liechtensteinische Landesbank Aktiengesellschaft Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Liechtensteinische Landesbank Aktiengesellschaft Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Liechtensteinische Landesbank Aktiengesellschaft Revenue
Year Revenue Growth
2003 266.275.000
2004 262.151.000 -1.57%
2005 392.248.000 33.17%
2006 456.888.000 14.15%
2007 567.096.000 19.43%
2008 548.450.000 -3.4%
2009 498.437.000 -10.03%
2010 436.874.000 -14.09%
2011 404.947.000 -7.88%
2012 450.234.000 10.06%
2013 489.013.000 7.93%
2014 343.999.000 -42.16%
2015 317.438.000 -8.37%
2016 364.157.000 12.83%
2017 389.069.000 6.4%
2018 390.872.000 0.46%
2019 450.261.000 13.19%
2020 440.320.000 -2.26%
2021 473.911.000 7.09%
2022 505.904.000 6.32%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Liechtensteinische Landesbank Aktiengesellschaft Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Liechtensteinische Landesbank Aktiengesellschaft General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 24.740.000
2004 26.065.000 5.08%
2005 31.890.000 18.27%
2006 38.935.000 18.09%
2007 56.660.000 31.28%
2008 81.129.000 30.16%
2009 79.851.000 -1.6%
2010 84.631.000 5.65%
2011 88.071.000 3.91%
2012 36.289.000 -142.69%
2013 31.307.000 -15.91%
2014 28.866.000 -8.46%
2015 28.360.000 -1.78%
2016 26.199.000 -8.25%
2017 27.740.000 5.56%
2018 32.365.000 14.29%
2019 76.547.000 57.72%
2020 33.762.000 -126.73%
2021 33.979.000 0.64%
2022 37.873.000 10.28%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Liechtensteinische Landesbank Aktiengesellschaft EBITDA
Year EBITDA Growth
2003 244.416.000
2004 237.381.000 -2.96%
2005 344.636.000 31.12%
2006 459.180.000 24.95%
2007 628.126.000 26.9%
2008 561.473.000 -11.87%
2009 398.944.000 -40.74%
2010 267.609.000 -49.08%
2011 161.407.000 -65.8%
2012 229.964.000 29.81%
2013 168.746.000 -36.28%
2014 162.663.000 -3.74%
2015 169.403.000 3.98%
2016 174.187.000 2.75%
2017 218.037.000 20.11%
2018 188.753.000 -15.51%
2019 258.313.000 26.93%
2020 159.595.000 -61.86%
2021 195.011.000 18.16%
2022 298.645.000 34.7%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Liechtensteinische Landesbank Aktiengesellschaft Gross Profit
Year Gross Profit Growth
2003 266.275.000
2004 262.151.000 -1.57%
2005 392.248.000 33.17%
2006 456.888.000 14.15%
2007 567.096.000 19.43%
2008 548.450.000 -3.4%
2009 498.437.000 -10.03%
2010 436.874.000 -14.09%
2011 404.947.000 -7.88%
2012 450.234.000 10.06%
2013 489.013.000 7.93%
2014 343.999.000 -42.16%
2015 317.438.000 -8.37%
2016 364.157.000 12.83%
2017 389.069.000 6.4%
2018 390.872.000 0.46%
2019 450.261.000 13.19%
2020 440.320.000 -2.26%
2021 473.911.000 7.09%
2022 505.904.000 6.32%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Liechtensteinische Landesbank Aktiengesellschaft Net Profit
Year Net Profit Growth
2003 131.704.000
2004 139.060.000 5.29%
2005 212.208.000 34.47%
2006 245.706.000 13.63%
2007 240.041.000 -2.36%
2008 150.554.000 -59.44%
2009 181.028.000 16.83%
2010 108.480.000 -66.88%
2011 15.405.000 -604.19%
2012 94.248.000 83.65%
2013 49.821.000 -89.17%
2014 70.684.000 29.52%
2015 82.728.000 14.56%
2016 98.181.000 15.74%
2017 105.739.000 7.15%
2018 77.991.000 -35.58%
2019 123.378.000 36.79%
2020 103.524.000 -19.18%
2021 129.907.000 20.31%
2022 147.543.000 11.95%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Liechtensteinische Landesbank Aktiengesellschaft Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 4
2004 4 0%
2005 6 33.33%
2006 1 0%
2007 8 100%
2008 5 -60%
2009 6 16.67%
2010 4 -100%
2011 0 0%
2012 3 100%
2013 2 -200%
2014 2 50%
2015 3 0%
2016 3 33.33%
2017 4 0%
2018 3 -50%
2019 4 50%
2020 3 -33.33%
2021 4 25%
2022 5 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Liechtensteinische Landesbank Aktiengesellschaft Free Cashflow
Year Free Cashflow Growth
2004 487.232.000
2005 218.570.000 -122.92%
2006 85.743.000 -154.91%
2007 -552.402.000 115.52%
2008 -80.154.000 -589.18%
2009 410.957.000 119.5%
2010 841.897.000 51.19%
2011 901.597.000 6.62%
2012 1.088.419.000 17.16%
2013 141.217.000 -670.74%
2014 -940.318.000 115.02%
2015 1.031.292.000 191.18%
2016 918.643.000 -12.26%
2017 1.015.450.000 9.53%
2018 2.230.820.000 54.48%
2019 -88.134.500 2631.15%
2020 947.656.000 109.3%
2021 740.468.000 -27.98%
2022 -69.606.000 1163.8%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Liechtensteinische Landesbank Aktiengesellschaft Operating Cashflow
Year Operating Cashflow Growth
2004 489.885.000
2005 222.364.000 -120.31%
2006 93.588.000 -137.6%
2007 -537.296.000 117.42%
2008 -45.444.000 -1082.33%
2009 459.555.000 109.89%
2010 900.505.000 48.97%
2011 940.010.000 4.2%
2012 1.119.773.000 16.05%
2013 179.329.000 -524.42%
2014 -922.916.000 119.43%
2015 1.045.022.000 188.32%
2016 960.215.000 -8.83%
2017 1.050.533.000 8.6%
2018 2.275.448.000 53.83%
2019 -81.115.500 2905.2%
2020 969.631.000 108.37%
2021 763.972.000 -26.92%
2022 -33.193.000 2401.61%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Liechtensteinische Landesbank Aktiengesellschaft Capital Expenditure
Year Capital Expenditure Growth
2004 2.653.000
2005 3.794.000 30.07%
2006 7.845.000 51.64%
2007 15.106.000 48.07%
2008 34.710.000 56.48%
2009 48.598.000 28.58%
2010 58.608.000 17.08%
2011 38.413.000 -52.57%
2012 31.354.000 -22.51%
2013 38.112.000 17.73%
2014 17.402.000 -119.01%
2015 13.730.000 -26.74%
2016 41.572.000 66.97%
2017 35.083.000 -18.5%
2018 44.628.000 21.39%
2019 7.019.000 -535.82%
2020 21.975.000 68.06%
2021 23.504.000 6.51%
2022 36.413.000 35.45%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Liechtensteinische Landesbank Aktiengesellschaft Equity
Year Equity Growth
2003 893.108.000
2004 1.524.030.000 41.4%
2005 1.664.196.000 8.42%
2006 1.437.876.000 -15.74%
2007 1.578.264.000 8.9%
2008 1.572.015.000 -0.4%
2009 1.666.219.000 5.65%
2010 1.673.369.000 0.43%
2011 1.540.508.000 -8.62%
2012 1.597.066.000 3.54%
2013 1.662.923.000 3.96%
2014 1.652.075.000 -0.66%
2015 1.656.558.000 0.27%
2016 1.696.228.000 2.34%
2017 1.766.706.000 3.99%
2018 2.009.704.000 12.09%
2019 2.060.097.000 2.45%
2020 2.137.594.000 3.63%
2021 2.240.127.000 4.58%
2022 2.023.728.000 -10.69%
2023 2.055.407.000 1.54%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Liechtensteinische Landesbank Aktiengesellschaft Assets
Year Assets Growth
2003 12.177.459.000
2004 11.438.618.000 -6.46%
2005 13.157.745.000 13.07%
2006 14.969.742.000 12.1%
2007 1.671.201.000 -795.75%
2008 23.202.477.000 92.8%
2009 22.909.578.000 -1.28%
2010 22.165.978.000 -3.35%
2011 21.095.974.000 -5.07%
2012 21.336.473.000 1.13%
2013 20.900.923.000 -2.08%
2014 20.757.663.000 -0.69%
2015 19.670.122.000 -5.53%
2016 19.958.129.000 1.44%
2017 20.017.478.000 0.3%
2018 22.892.072.000 12.56%
2019 22.661.890.000 -1.02%
2020 23.574.986.000 3.87%
2021 25.129.490.000 6.19%
2022 25.215.865.000 0.34%
2023 25.250.264.000 0.14%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Liechtensteinische Landesbank Aktiengesellschaft Liabilities
Year Liabilities Growth
2003 11.284.351.000
2004 9.914.588.000 -13.82%
2005 11.493.549.000 13.74%
2006 13.531.866.000 15.06%
2007 2.250.770.000 -501.21%
2008 21.534.920.000 89.55%
2009 21.146.237.000 -1.84%
2010 20.392.919.000 -3.69%
2011 19.454.310.000 -4.82%
2012 19.639.005.000 0.94%
2013 19.133.722.000 -2.64%
2014 19.003.242.000 -0.69%
2015 17.910.777.000 -6.1%
2016 18.151.755.000 1.33%
2017 18.134.496.000 -0.1%
2018 20.882.368.000 13.16%
2019 20.601.793.000 -1.36%
2020 21.437.392.000 3.9%
2021 22.889.363.000 6.34%
2022 23.192.137.000 1.31%
2023 2.344.785.000 -889.09%

Liechtensteinische Landesbank Aktiengesellschaft Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
16.53
Net Income per Share
4.82
Price to Earning Ratio
13.8x
Price To Sales Ratio
4.05x
POCF Ratio
-61.32
PFCF Ratio
-29.41
Price to Book Ratio
1.01
EV to Sales
-4.8
EV Over EBITDA
-8.14
EV to Operating CashFlow
73.23
EV to FreeCashFlow
34.92
Earnings Yield
0.07
FreeCashFlow Yield
-0.03
Market Cap
2,05 Bil.
Enterprise Value
-2,43 Bil.
Graham Number
84.66
Graham NetNet
-536.51

Income Statement Metrics

Net Income per Share
4.82
Income Quality
-0.22
ROE
0.07
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.85
EBT Per Ebit
1.47
Ebit per Revenue
0.18
Effective Tax Rate
0.15

Margins

Sales, General, & Administrative to Revenue
0.07
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.18
Pretax Profit Margin
0.26
Net Profit Margin
0.22

Dividends

Dividend Yield
0.04
Dividend Yield %
3.76
Payout Ratio
0.48
Dividend Per Share
2.5

Operating Metrics

Operating Cashflow per Share
-1.08
Free CashFlow per Share
-2.27
Capex to Operating CashFlow
1.1
Capex to Revenue
-0.07
Capex to Depreciation
-1.01
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
72.89
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
5.01
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-1.19

Balance Sheet

Cash per Share
218,74
Book Value per Share
66,08
Tangible Book Value per Share
57.3
Shareholders Equity per Share
66.08
Interest Debt per Share
75.37
Debt to Equity
1.1
Debt to Assets
0.09
Net Debt to EBITDA
-14.99
Current Ratio
736.22
Tangible Asset Value
1,75 Bil.
Net Current Asset Value
-16,40 Bil.
Invested Capital
1.1
Working Capital
6,79 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,09 Bil.
Average Payables
0,01 Bil.
Average Inventory
0
Debt to Market Cap
1.08

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Liechtensteinische Landesbank Aktiengesellschaft Dividends
Year Dividends Growth
1997 11
1998 13 8.33%
1999 14 14.29%
2000 15 6.67%
2001 18 16.67%
2002 18 0%
2003 18 0%
2004 19 5.26%
2005 22 13.64%
2006 28 21.43%
2007 32 12.5%
2008 3 -966.67%
2009 3 0%
2010 3 0%
2011 3 0%
2012 0 0%
2013 2 100%
2014 2 0%
2015 2 0%
2016 2 0%
2017 2 0%
2018 2 50%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 0%
2023 3 0%

Liechtensteinische Landesbank Aktiengesellschaft Profile

About Liechtensteinische Landesbank Aktiengesellschaft

Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Austria, Europe, North and South America, Africa, Asia, and internationally. It operates through three segments: Retail & Corporate Banking, Private Banking, and Institutional Clients. The company accepts various deposits, including savings, private, current, and custody accounts, as well as time deposits. Its loan products comprise mortgages, Lombard loans, advances, business loans, real estate financing, and guarantees and sureties. The company also offers cards; securities safe custody, investment advice, asset management, and asset structuring services; and financial and retirement planning. In addition, it provides money market and interbank services; securities trading services; and payment, foreign exchange transaction, and online and mobile banking services. The company operates through three branches in Liechtenstein, Austria, and Switzerland, as well as a branch in Dubai; and Zurich, Geneva and Abu Dhabi. Liechtensteinische Landesbank Aktiengesellschaft was founded in 1861 and is headquartered in Vaduz, Liechtenstein.

CEO
Dr. Gabriel Brenna Ph.D.
Employee
927
Address
StAedtle 44
Vaduz, 9490

Liechtensteinische Landesbank Aktiengesellschaft Executives & BODs

Liechtensteinische Landesbank Aktiengesellschaft Executives & BODs
# Name Age
1 Magistrate Natalie Flatz
Head of Institutional Clients Division & Member of Executive Board
70
2 Michaela Alt
Head of Group Marketing
70
3 Jan-Friedrich Brünings
Group Corporate Development
70
4 Roger Dornier
Head of Group Legal & Compliance
70
5 Dr. Patrick J. Fürer
Group Chief Operating Officer & Member of Executive Board
70
6 Dr. Bernd Moosmann
Head of Group Human Resources
70
7 Dr. Gabriel Brenna Ph.D.
Group Chief Executive Officer, Head of Private Banking Division & Chairman of the Group Executive Management
70
8 Mr. Urs Muller
Deputy Chief Executive Officer, Head of Retail & Corporate Banking Division and Member of Executive Board
70
9 Mr. Christoph M. Reich M.B.A.
Group Chief Financial Officer & Member of Executive Board
70
10 Dr. Cyrill Sele
Head of Group Corporate Communications & Sustainability
70

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