Lesaka Technologies, Inc. Logo

Lesaka Technologies, Inc.

LSAK

(1.5)
Stock Price

4,57 USD

-10.16% ROA

-9.86% ROE

-7.21x PER

Market Cap.

221.914.143,00 USD

66.26% DER

0% Yield

-4.75% NPM

Lesaka Technologies, Inc. Stock Analysis

Lesaka Technologies, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Lesaka Technologies, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.99x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock maintains a fair debt to equity ratio (66%), indicating a reasonable balance between the money it owes and the ownership it possesses.

3 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

4 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

5 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

6 ROE

Negative ROE (-11.62%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (-11.33%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

8 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

10 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-76), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Lesaka Technologies, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Lesaka Technologies, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Lesaka Technologies, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Lesaka Technologies, Inc. Revenue
Year Revenue Growth
2000 0
2001 0 0%
2002 0 0%
2003 157.565 100%
2004 131.098.000 99.88%
2005 176.290.000 25.64%
2006 196.098.000 10.1%
2007 223.968.000 12.44%
2008 254.056.000 11.84%
2009 246.822.000 -2.93%
2010 280.364.000 11.96%
2011 343.420.000 18.36%
2012 390.264.000 12%
2013 452.147.000 13.69%
2014 581.656.000 22.27%
2015 625.979.000 7.08%
2016 590.749.000 -5.96%
2017 610.066.000 3.17%
2018 612.889.000 0.46%
2019 360.990.000 -69.78%
2020 150.997.000 -139.07%
2021 130.786.000 -15.45%
2022 222.609.000 41.25%
2023 527.971.000 57.84%
2024 544.356.000 3.01%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Lesaka Technologies, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Lesaka Technologies, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 674.871 100%
2003 23.929 -2720.31%
2004 0 0%
2005 45.897.000 100%
2006 48.627.000 5.61%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Lesaka Technologies, Inc. EBITDA
Year EBITDA Growth
2000 -267.161
2001 -336.210 20.54%
2002 -675.483 50.23%
2003 -164.897 -309.64%
2004 63.420.000 100.26%
2005 77.894.000 18.58%
2006 96.852.000 19.57%
2007 107.926.000 10.26%
2008 121.208.000 10.96%
2009 87.532.000 -38.47%
2010 163.915.000 46.6%
2011 121.524.000 -34.88%
2012 106.225.000 -14.4%
2013 75.844.000 -40.06%
2014 168.169.000 54.9%
2015 185.559.000 9.37%
2016 170.054.000 -9.12%
2017 159.318.000 -6.74%
2018 133.235.000 -19.58%
2019 -49.185.000 370.89%
2020 -39.325.000 -25.07%
2021 -47.109.000 16.52%
2022 -18.612.000 -153.11%
2023 17.230.000 208.02%
2024 21.512.000 19.91%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Lesaka Technologies, Inc. Gross Profit
Year Gross Profit Growth
2000 0
2001 0 0%
2002 0 0%
2003 150.685 100%
2004 91.964.000 99.84%
2005 125.608.000 26.78%
2006 145.479.000 13.66%
2007 169.551.000 14.2%
2008 186.570.000 9.12%
2009 176.731.000 -5.57%
2010 207.391.000 14.78%
2011 233.562.000 11.21%
2012 249.264.000 6.3%
2013 255.313.000 2.37%
2014 321.424.000 20.57%
2015 328.123.000 2.04%
2016 300.648.000 -9.14%
2017 317.683.000 5.36%
2018 308.353.000 -3.03%
2019 145.642.000 -111.72%
2020 41.991.000 -246.84%
2021 34.538.000 -21.58%
2022 54.292.000 36.38%
2023 110.427.000 50.83%
2024 114.396.000 3.47%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Lesaka Technologies, Inc. Net Profit
Year Net Profit Growth
2000 -267.161
2001 -336.210 20.54%
2002 -677.595 50.38%
2003 -166.942 -305.89%
2004 13.278.000 101.26%
2005 44.562.000 70.2%
2006 59.232.000 24.77%
2007 63.679.000 6.98%
2008 86.695.000 26.55%
2009 86.601.000 -0.11%
2010 38.990.000 -122.11%
2011 2.647.000 -1372.99%
2012 44.651.000 94.07%
2013 12.977.000 -244.08%
2014 70.111.000 81.49%
2015 94.735.000 25.99%
2016 82.454.000 -14.89%
2017 72.954.000 -13.02%
2018 39.150.000 -86.34%
2019 -306.751.000 112.76%
2020 -67.672.000 -353.29%
2021 -13.179.000 -413.48%
2022 -40.227.000 67.24%
2023 -35.074.000 -14.69%
2024 -22.604.000 -55.17%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Lesaka Technologies, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 2 0%
2009 2 0%
2010 1 0%
2011 0 0%
2012 1 0%
2013 0 0%
2014 2 100%
2015 2 50%
2016 2 -100%
2017 1 0%
2018 1 0%
2019 -5 100%
2020 -1 -400%
2021 0 0%
2022 -1 0%
2023 -1 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Lesaka Technologies, Inc. Free Cashflow
Year Free Cashflow Growth
2000 -357.835
2001 -282.022 -26.88%
2002 -732.324 61.49%
2003 -37.235 -1866.76%
2004 39.093.000 100.1%
2005 34.706.000 -12.64%
2006 73.956.000 53.07%
2007 61.721.000 -19.82%
2008 115.197.000 46.42%
2009 101.998.000 -12.94%
2010 65.953.000 -54.65%
2011 51.170.000 -28.89%
2012 -18.761.000 372.75%
2013 33.170.000 156.56%
2014 13.239.000 -150.55%
2015 98.822.000 86.6%
2016 80.755.000 -22.37%
2017 85.966.000 6.06%
2018 122.956.000 30.08%
2019 -15.260.000 905.74%
2020 -51.983.000 70.64%
2021 -62.656.000 17.03%
2022 -41.756.000 -50.05%
2023 -16.165.000 -158.31%
2024 430.000 3859.3%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Lesaka Technologies, Inc. Operating Cashflow
Year Operating Cashflow Growth
2000 -357.835
2001 -282.022 -26.88%
2002 -732.324 61.49%
2003 -37.235 -1866.76%
2004 41.895.000 100.09%
2005 38.142.000 -9.84%
2006 75.777.000 49.67%
2007 65.466.000 -15.75%
2008 118.760.000 44.88%
2009 106.768.000 -11.23%
2010 68.683.000 -55.45%
2011 66.223.000 -3.71%
2012 20.406.000 -224.53%
2013 55.917.000 63.51%
2014 37.145.000 -50.54%
2015 135.258.000 72.54%
2016 116.552.000 -16.05%
2017 97.161.000 -19.96%
2018 132.605.000 26.73%
2019 -4.460.000 3073.21%
2020 -46.045.000 90.31%
2021 -58.371.000 21.12%
2022 -37.198.000 -56.92%
2023 410.000 9172.68%
2024 3.374.000 87.85%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Lesaka Technologies, Inc. Capital Expenditure
Year Capital Expenditure Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 2.802.000 100%
2005 3.436.000 18.45%
2006 1.821.000 -88.69%
2007 3.745.000 51.38%
2008 3.563.000 -5.11%
2009 4.770.000 25.3%
2010 2.730.000 -74.73%
2011 15.053.000 81.86%
2012 39.167.000 61.57%
2013 22.747.000 -72.19%
2014 23.906.000 4.85%
2015 36.436.000 34.39%
2016 35.797.000 -1.79%
2017 11.195.000 -219.76%
2018 9.649.000 -16.02%
2019 10.800.000 10.66%
2020 5.938.000 -81.88%
2021 4.285.000 -38.58%
2022 4.558.000 5.99%
2023 16.575.000 72.5%
2024 2.944.000 -463.01%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Lesaka Technologies, Inc. Equity
Year Equity Growth
2000 -58.250
2001 610.270 109.54%
2002 -67.325 1006.45%
2003 -234.267 71.26%
2004 95.588.000 100.25%
2005 137.002.000 30.23%
2006 209.010.000 34.45%
2007 281.073.000 25.64%
2008 340.328.000 17.41%
2009 373.217.000 8.81%
2010 285.878.000 -30.55%
2011 323.006.000 11.49%
2012 341.515.000 5.42%
2013 336.666.000 -1.44%
2014 441.771.000 23.79%
2015 478.127.000 7.6%
2016 600.719.000 20.41%
2017 705.241.000 14.82%
2018 750.191.000 5.99%
2019 427.101.000 -75.65%
2020 375.192.000 -13.84%
2021 360.959.000 -3.94%
2022 314.349.000 -14.83%
2023 258.907.000 -21.41%
2024 254.695.000 -1.65%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Lesaka Technologies, Inc. Assets
Year Assets Growth
2000 87.470
2001 795.623 89.01%
2002 90.902 -775.25%
2003 114.039 20.29%
2004 152.632.000 99.93%
2005 181.754.000 16.02%
2006 269.979.000 32.68%
2007 376.090.000 28.21%
2008 454.071.000 17.17%
2009 499.487.000 9.09%
2010 472.090.000 -5.8%
2011 781.645.000 39.6%
2012 955.893.000 18.23%
2013 1.276.322.000 25.11%
2014 1.350.945.000 5.52%
2015 1.286.430.000 -5.02%
2016 1.263.500.000 -1.81%
2017 1.450.756.000 12.91%
2018 1.219.290.000 -18.98%
2019 672.936.000 -81.19%
2020 453.678.000 -48.33%
2021 428.330.000 -5.92%
2022 656.565.000 34.76%
2023 542.234.000 -21.09%
2024 546.772.000 0.83%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Lesaka Technologies, Inc. Liabilities
Year Liabilities Growth
2000 145.720
2001 185.353 21.38%
2002 158.227 -17.14%
2003 348.306 54.57%
2004 57.044.000 99.39%
2005 44.752.000 -27.47%
2006 60.969.000 26.6%
2007 95.017.000 35.83%
2008 113.743.000 16.46%
2009 123.731.000 8.07%
2010 184.789.000 33.04%
2011 455.625.000 59.44%
2012 611.072.000 25.44%
2013 936.353.000 34.74%
2014 909.197.000 -2.99%
2015 807.645.000 -12.57%
2016 660.280.000 -22.32%
2017 742.749.000 11.1%
2018 373.188.000 -99.03%
2019 245.835.000 -51.8%
2020 78.486.000 -213.22%
2021 67.371.000 -16.5%
2022 342.216.000 80.31%
2023 283.327.000 -20.78%
2024 292.077.000 3%

Lesaka Technologies, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
8.86
Net Income per Share
-0.49
Price to Earning Ratio
-7.21x
Price To Sales Ratio
0.41x
POCF Ratio
18.93
PFCF Ratio
-62.09
Price to Book Ratio
0.85
EV to Sales
0.66
EV Over EBITDA
17.04
EV to Operating CashFlow
31.07
EV to FreeCashFlow
-99.48
Earnings Yield
-0.14
FreeCashFlow Yield
-0.02
Market Cap
0,22 Bil.
Enterprise Value
0,36 Bil.
Graham Number
6.82
Graham NetNet
-4.46

Income Statement Metrics

Net Income per Share
-0.49
Income Quality
-0.38
ROE
-0.11
Return On Assets
-0.04
Return On Capital Employed
-0.01
Net Income per EBT
1.08
EBT Per Ebit
4.35
Ebit per Revenue
-0.01
Effective Tax Rate
0.07

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.21
Operating Profit Margin
-0.01
Pretax Profit Margin
-0.04
Net Profit Margin
-0.05

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
-2.66
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.19
Free CashFlow per Share
-0.06
Capex to Operating CashFlow
-1.31
Capex to Revenue
-0.03
Capex to Depreciation
-0.64
Return on Invested Capital
-0.02
Return on Tangible Assets
-0.1
Days Sales Outstanding
43.1
Days Payables Outstanding
11.69
Days of Inventory on Hand
23.86
Receivables Turnover
8.47
Payables Turnover
31.23
Inventory Turnover
15.3
Capex per Share
-0.25

Balance Sheet

Cash per Share
-0,68
Book Value per Share
4,18
Tangible Book Value per Share
0.07
Shareholders Equity per Share
4.18
Interest Debt per Share
3.09
Debt to Equity
0.66
Debt to Assets
0.31
Net Debt to EBITDA
6.4
Current Ratio
1.58
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
-0,12 Bil.
Invested Capital
0.66
Working Capital
0,06 Bil.
Intangibles to Total Assets
0.46
Average Receivables
0,06 Bil.
Average Payables
0,01 Bil.
Average Inventory
27545500
Debt to Market Cap
0.76

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Lesaka Technologies, Inc. Dividends
Year Dividends Growth

Lesaka Technologies, Inc. Profile

About Lesaka Technologies, Inc.

Lesaka Technologies, Inc., a financial technology company, provides fintech products and services to unbanked and underbanked individuals and small businesses primarily in South Africa and internationally. The company develops payment technologies to offers financial and value -added services to its customers. It operates through three segments: Processing, Financial services, and Technology. The Processing segment provides transaction processing services that involve the collection, transmittal, and retrieval of all transaction data to its customers. The Financial services segment includes activities related to the provision of financial services to customers, including bank accounts, loans, and life insurance products. This segment also offers short-term loans to customers. The Technology segment sells hardware, such as point of sale devices, SIM cards, and other consumables; and licenses right to use certain technology developed by the company, as well as offers related technology services. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was incorporated in 1997 and is headquartered in Johannesburg, South Africa.

CEO
Mr. Lincoln Camagu Mali
Employee
2.303
Address
President Place
Johannesburg, 2196

Lesaka Technologies, Inc. Executives & BODs

Lesaka Technologies, Inc. Executives & BODs
# Name Age
1 Ms. Janie Marx
Group Compliance Officer
70
2 Mr. Basie Kok
Group Chief Technology Officer
70
3 Mr. Ali Zaynalabidin-Haeri Mazanderani
Executive Independent Chairman
70
4 Mr. Alan Keschner
Vice President of Joint Ventures and Investments
70
5 Mr. Dhruv Chopra
Group Vice President of Investor Relations
70
6 Mr. Yasvanth Singh
Chief Information Officer
70
7 Mr. Naeem Ebrahim Kola
Group Chief Financial Officer, Treasurer, Secretary & Director
70
8 Mr. Lincoln Camagu Mali
Chief Executive Officer of Southern Africa & Director
70
9 Mr. Steven J. Heilbron BCom CA(SA)
Chief Executive Officer of Connect Group & Director
70
10 Mr. Lawrie Chalmers
Vice President of Group Human Resources
70

Lesaka Technologies, Inc. Competitors