Lewis & Clark Bancorp Logo

Lewis & Clark Bancorp

LWCL

(0.5)
Stock Price

30,00 USD

-0.59% ROA

-7.5% ROE

-12.46x PER

Market Cap.

28.859.409,00 USD

280.58% DER

0.56% Yield

-34.23% NPM

Lewis & Clark Bancorp Stock Analysis

Lewis & Clark Bancorp Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Lewis & Clark Bancorp Fundamental Stock Analysis
# Analysis Rating
1 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

2 ROE

Unidentified ROE

3 ROA

Unidentified ROA

4 PBV

Unidentified ROA

5 DER

Unidentified DER

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Graham Number

Unidentified Graham Number

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Lewis & Clark Bancorp Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Lewis & Clark Bancorp Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Lewis & Clark Bancorp Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Lewis & Clark Bancorp Revenue
Year Revenue Growth
2019 12.964.000
2020 13.499.000 3.96%
2021 15.594.000 13.43%
2022 13.519.000 -15.35%
2023 11.956.000 -13.07%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Lewis & Clark Bancorp Research and Development Expenses
Year Research and Development Expenses Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Lewis & Clark Bancorp General and Administrative Expenses
Year General and Administrative Expenses Growth
2019 1.280.000
2020 1.103.000 -16.05%
2021 984.000 -12.09%
2022 1.495.000 34.18%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Lewis & Clark Bancorp EBITDA
Year EBITDA Growth
2019 3.877.000
2020 3.026.000 -28.12%
2021 6.190.000 51.11%
2022 3.610.000 -71.47%
2023 -944.000 482.42%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Lewis & Clark Bancorp Gross Profit
Year Gross Profit Growth
2019 12.964.000
2020 13.499.000 3.96%
2021 15.594.000 13.43%
2022 13.519.000 -15.35%
2023 20.872.000 35.23%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Lewis & Clark Bancorp Net Profit
Year Net Profit Growth
2019 2.287.000
2020 1.581.000 -44.66%
2021 3.799.000 58.38%
2022 1.832.000 -107.37%
2023 764.000 -139.79%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Lewis & Clark Bancorp Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2019 2
2020 1 -100%
2021 4 66.67%
2022 2 -200%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Lewis & Clark Bancorp Free Cashflow
Year Free Cashflow Growth
2019 3.380.000
2020 1.649.000 -104.97%
2021 -2.071.000 179.62%
2022 695.000 397.99%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Lewis & Clark Bancorp Operating Cashflow
Year Operating Cashflow Growth
2019 3.449.000
2020 1.766.000 -95.3%
2021 -1.766.000 200%
2022 737.000 339.62%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Lewis & Clark Bancorp Capital Expenditure
Year Capital Expenditure Growth
2019 69.000
2020 117.000 41.03%
2021 305.000 61.64%
2022 42.000 -626.19%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Lewis & Clark Bancorp Equity
Year Equity Growth
2019 35.709.000
2020 36.876.000 3.16%
2021 37.629.000 2%
2022 30.329.000 -24.07%
2023 30.991.000 2.14%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Lewis & Clark Bancorp Assets
Year Assets Growth
2019 282.890.000
2020 347.100.000 18.5%
2021 445.383.000 22.07%
2022 363.580.000 -22.5%
2023 392.119.000 7.28%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Lewis & Clark Bancorp Liabilities
Year Liabilities Growth
2019 247.281.000
2020 310.224.000 20.29%
2021 407.754.000 23.92%
2022 333.251.000 -22.36%
2023 86.956.000 -283.24%

Lewis & Clark Bancorp Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.33
Net Income per Share
-2.17
Price to Earning Ratio
-12.46x
Price To Sales Ratio
4.29x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.92
EV to Sales
6.86
EV Over EBITDA
25.4
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
-0.08
FreeCashFlow Yield
0
Market Cap
0,03 Bil.
Enterprise Value
0,05 Bil.
Graham Number
37.74
Graham NetNet
-16.22

Income Statement Metrics

Net Income per Share
-2.17
Income Quality
0
ROE
-0.08
Return On Assets
-0.01
Return On Capital Employed
-0.01
Net Income per EBT
0.71
EBT Per Ebit
1
Ebit per Revenue
-0.48
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.33
Operating Profit Margin
-0.48
Pretax Profit Margin
-0.48
Net Profit Margin
-0.34

Dividends

Dividend Yield
0.01
Dividend Yield %
0.56
Payout Ratio
0
Dividend Per Share
0.15

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
-0.02
Return on Tangible Assets
-0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
65,73
Book Value per Share
287,59
Tangible Book Value per Share
287.59
Shareholders Equity per Share
29.21
Interest Debt per Share
81.95
Debt to Equity
2.81
Debt to Assets
0.22
Net Debt to EBITDA
9.49
Current Ratio
0.56
Tangible Asset Value
0,31 Bil.
Net Current Asset Value
-0,02 Bil.
Invested Capital
-47492000
Working Capital
-0,05 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
3.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Lewis & Clark Bancorp Dividends
Year Dividends Growth
2016 0
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Lewis & Clark Bancorp Profile

About Lewis & Clark Bancorp

Lewis & Clark Bancorp operates as the holding company for Lewis & Clark Bank that provides various commercial banking products and services. The company was founded in 2006 and is headquartered in Oregon City, Oregon.

CEO
Mr. Jeffrey D. Sumpter
Employee
0
Address
15960 South Agnes Avenue
Oregon City, 97045

Lewis & Clark Bancorp Executives & BODs

Lewis & Clark Bancorp Executives & BODs
# Name Age
1 Mr. John A. Lende CPA, CPA
Chief Financial Officer
70
2 Cheryl Boedigheimer
Chief Operating Officer
70
3 Mr. Trey C. Maust
Executive Chairman
70
4 Ms. Cindy Trask
Chief Credit Officer
70
5 Ms. Catherine Weissert
Vice President & Controller
70
6 Mr. Jeffrey D. Sumpter
President, Chief Executive Officer & Director
70
7 Ms. Jami Reynolds
Vice President of Human Resources
70

Lewis & Clark Bancorp Competitors